现金回赠 - 香港地產新聞 - House730 https://www.house730.com/news House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！ Fri, 30 Jun 2023 10:08:35 +0000 zh-Hans hourly 1 https://wordpress.org/?v=6.6.2 加息，但转按现金回赠创新高，现在是转按好时机吗？ https://www.house730.com/news/cn/531075/%e5%8a%a0%e6%81%af%e4%bd%86%e8%bd%89%e6%8c%89%e7%8f%be%e9%87%91%e5%9b%9e%e8%b4%88%e5%89%b5%e6%96%b0%e9%ab%98%e7%8f%be%e5%9c%a8%e6%98%af%e8%bd%89%e6%8c%89%e5%a5%bd%e6%99%82%e6%a9%9f%e5%97%8e/ Tue, 27 Jun 2023 01:00:00 +0000 https://www.house730.com/news/?p=531075 ...

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]]> 不可不知的按揭现金回赠计算方法 https://www.house730.com/news/cn/530658/%e4%b8%8d%e5%8f%af%e4%b8%8d%e7%9f%a5%e7%9a%84%e6%8c%89%e6%8f%ad%e7%8f%be%e9%87%91%e5%9b%9e%e8%b4%88%e8%a8%88%e7%ae%97%e6%96%b9%e6%b3%95/ Sat, 13 May 2023 02:00:00 +0000 https://www.house730.com/news/?p=530658 ...

The post 不可不知的按揭现金回赠计算方法 first appeared on 香港地產新聞 - House730.

]]> 为何银行上调按息后转按仍吸引？ https://www.house730.com/news/cn/529077/%e7%82%ba%e4%bd%95%e9%8a%80%e8%a1%8c%e4%b8%8a%e8%aa%bf%e6%8c%89%e6%81%af%e5%be%8c%e8%bd%89%e6%8c%89%e4%bb%8d%e5%90%b8%e5%bc%95/ Sat, 24 Dec 2022 01:25:00 +0000 https://www.house730.com/news/?p=529077 上期提及最近银行已接连上调新造按息,例如由P-2.5%调整至P-2.25% (有关P现为5.625%)，按揭计划之实际息率便由3.125%上升至3.375%; 换言之,若按揭用家现时以旧有按揭计划之息率供楼, 照道理不会希望转按,因为息率较高、利息支出较多。然而,即使转按诱因减少的时期,市场上仍始终有一定之转按需求,转按登记仍占市场达2成或以上,原因何在?

The post 为何银行上调按息后转按仍吸引？ first appeared on 香港地產新聞 - House730.

]]> 按揭现金回赠增，善用转按自制免息供楼可行吗？ https://www.house730.com/news/cn/526489/%e6%8c%89%e6%8f%ad%e7%8f%be%e9%87%91%e5%9b%9e%e8%b4%88%e5%a2%9e%e5%96%84%e7%94%a8%e8%bd%89%e6%8c%89%e8%87%aa%e5%88%b6%e5%85%8d%e6%81%af%e4%be%9b%e6%a8%93%e5%8f%af%e8%a1%8c%e5%97%8e/ Tue, 05 Jul 2022 01:44:08 +0000 https://www.house730.com/news/?p=526489 早於数年前，坊间一度流行「免息供楼法」，操作原理是每两年一过银行按揭罚息期便做「转按」，以赚取银行现金回赠以抵销部分供楼利息开支，同时亦可考虑把楼价升值部分套现再作投资之用。不过，前两年银行把曾经大减按揭现金回赠，最低时降至不到1%，令到转按悭息方法一度不太可行，直至近期银行又再上调转按现金回赠至高达贷款额的1.5%，加上银行有「估凸价」的情况，现时是否再行「免息供楼法」的良机？

The post 按揭现金回赠增，善用转按自制免息供楼可行吗？ first appeared on 香港地產新聞 - House730.

]]> 【说楼解按】谈转按-超低息环境造就转按套现增加 https://www.house730.com/news/cn/521848/%e8%aa%aa%e6%a8%93%e8%a7%a3%e6%8c%89%e8%ab%87%e8%bd%89%e6%8c%89-%e8%b6%85%e4%bd%8e%e6%81%af%e7%92%b0%e5%a2%83%e9%80%a0%e5%b0%b1%e8%bd%89%e6%8c%89%e5%a5%97%e7%8f%be%e5%a2%9e%e5%8a%a0/ Sat, 07 Aug 2021 07:55:00 +0000 https://www.house730.com/news/?p=521848 ...

The post 【说楼解按】谈转按-超低息环境造就转按套现增加 first appeared on 香港地產新聞 - House730.

]]> 【说楼解按】解读银行按揭优惠一加一减 https://www.house730.com/news/cn/521724/%e8%aa%aa%e6%a8%93%e8%a7%a3%e6%8c%89%e8%a7%a3%e8%ae%80%e9%8a%80%e8%a1%8c%e6%8c%89%e6%8f%ad%e5%84%aa%e6%83%a0%e4%b8%80%e5%8a%a0%e4%b8%80%e6%b8%9b/ Sun, 01 Aug 2021 03:00:00 +0000 https://www.house730.com/news/?p=521724 ...

The post 【说楼解按】解读银行按揭优惠一加一减 first appeared on 香港地產新聞 - House730.

]]> LP10按揭优惠低至H+1.3% 现金回赠1.2% https://www.house730.com/news/cn/518394/lp10%e6%8c%89%e6%8f%ad%e5%84%aa%e6%83%a0%e4%bd%8e%e8%87%b3h1-3-%e7%8f%be%e9%87%91%e5%9b%9e%e8%b4%881-2/ Tue, 02 Feb 2021 09:09:25 +0000 https://www.house730.com/news/?p=518394 ...

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