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	<title>風險 - 香港地產新聞 - House730</title>
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	<description>House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！</description>
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		<title>銀行唔借錢  樓市想升都難</title>
		<link>https://www.house730.com/news/1013459/%e9%8a%80%e8%a1%8c%e5%94%94%e5%80%9f%e9%8c%a2-%e6%a8%93%e5%b8%82%e6%83%b3%e5%8d%87%e9%83%bd%e9%9b%a3/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Wed, 06 Aug 2025 09:26:07 +0000</pubDate>
				<category><![CDATA[樓市說亮話 湯文亮]]></category>
		<category><![CDATA[二手速遞]]></category>
		<category><![CDATA[樓市]]></category>
		<category><![CDATA[殺訂]]></category>
		<category><![CDATA[湯文亮專欄]]></category>
		<category><![CDATA[銀行]]></category>
		<category><![CDATA[風險]]></category>
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					<description><![CDATA[<p>在香港與美加買樓，在簽臨約時有多少不同，香港會在臨約寫明以正式合約為基準 subject to contract ，在美加就會寫subject to finance ，如果銀行唔批，買家有權唔買，不過，現在香港買樓，可能要加埋subject to finance ，因為銀行隨時唔批，甚至唔批多過批，搞到要被業主殺訂以及賠佣金俾代理，咁就唔值得。</p>
<p>The post <a href="https://www.house730.com/news/1013459/%e9%8a%80%e8%a1%8c%e5%94%94%e5%80%9f%e9%8c%a2-%e6%a8%93%e5%b8%82%e6%83%b3%e5%8d%87%e9%83%bd%e9%9b%a3/" data-wpel-link="internal">銀行唔借錢  樓市想升都難</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>如何釐訂僭建物業的價值？買家應如何評估風險？</title>
		<link>https://www.house730.com/news/31960/%e5%a6%82%e4%bd%95%e9%87%90%e8%a8%82%e5%83%ad%e5%bb%ba%e7%89%a9%e6%a5%ad%e7%9a%84%e5%83%b9%e5%80%bc%e8%b2%b7%e5%ae%b6%e6%87%89%e5%a6%82%e4%bd%95%e8%a9%95%e4%bc%b0%e9%a2%a8%e9%9a%aa/</link>
		
		<dc:creator><![CDATA[張競達]]></dc:creator>
		<pubDate>Thu, 21 Sep 2023 02:05:00 +0000</pubDate>
				<category><![CDATA[測量達人 張競達]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[僭建物]]></category>
		<category><![CDATA[價值]]></category>
		<category><![CDATA[張競達]]></category>
		<category><![CDATA[測量達人]]></category>
		<category><![CDATA[買家]]></category>
		<category><![CDATA[風險]]></category>
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					<description><![CDATA[<p>本港連場暴雨導致多區滿目瘡痍，當中因為暴雨引起的山泥傾瀉，令部份豪宅單位出現危險，因而揭發部份業主涉及僭建問題。過往曾有業主委託進行物業估價時，發現一棟原本只有三層高的獨立屋內竟然改為六層高。本人並不鼓勵業主僭建，今次只是從另一個角度來看，如何決定僭建物價值的問題。</p>
<p>The post <a href="https://www.house730.com/news/31960/%e5%a6%82%e4%bd%95%e9%87%90%e8%a8%82%e5%83%ad%e5%bb%ba%e7%89%a9%e6%a5%ad%e7%9a%84%e5%83%b9%e5%80%bc%e8%b2%b7%e5%ae%b6%e6%87%89%e5%a6%82%e4%bd%95%e8%a9%95%e4%bc%b0%e9%a2%a8%e9%9a%aa/" data-wpel-link="internal">如何釐訂僭建物業的價值？買家應如何評估風險？</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>【湯文亮專欄】新樓買家要仔唔要乸</title>
		<link>https://www.house730.com/news/21212/%e6%b9%af%e6%96%87%e4%ba%ae%e5%b0%88%e6%ac%84%e6%96%b0%e6%a8%93%e8%b2%b7%e5%ae%b6%e8%a6%81%e4%bb%94%e5%94%94%e8%a6%81%e4%b9%b8/</link>
		
		<dc:creator><![CDATA[湯文亮]]></dc:creator>
		<pubDate>Fri, 09 Jul 2021 01:00:00 +0000</pubDate>
				<category><![CDATA[樓市說亮話 湯文亮]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[撻訂]]></category>
		<category><![CDATA[新樓]]></category>
		<category><![CDATA[樓市]]></category>
		<category><![CDATA[湯文亮]]></category>
		<category><![CDATA[風險]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/21212/%e6%b9%af%e6%96%87%e4%ba%ae%e5%b0%88%e6%ac%84%e6%96%b0%e6%a8%93%e8%b2%b7%e5%ae%b6%e8%a6%81%e4%bb%94%e5%94%94%e8%a6%81%e4%b9%b8/" data-wpel-link="internal">【湯文亮專欄】新樓買家要仔唔要乸</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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