{"id":6525,"date":"2006-05-12T16:43:00","date_gmt":"2006-05-12T08:43:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=6525"},"modified":"2020-11-30T10:07:52","modified_gmt":"2020-11-30T02:07:52","slug":"%e9%a6%99%e6%b8%af%e6%8c%89%e6%8f%ad%e8%ad%89%e5%88%b8%e5%85%ac%e5%8f%b8%e6%98%af%e4%bd%95%e6%96%b9%e7%a5%9e%e8%81%96","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/6525\/%e9%a6%99%e6%b8%af%e6%8c%89%e6%8f%ad%e8%ad%89%e5%88%b8%e5%85%ac%e5%8f%b8%e6%98%af%e4%bd%95%e6%96%b9%e7%a5%9e%e8%81%96\/","title":{"rendered":"\u300c\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u516c\u53f8\u300d\u662f\u4f55\u65b9\u795e\u8056\uff1f"},"content":{"rendered":"
\n

\u300c \u9999 \u6e2f \u6309 \u63ed \u8b49 \u5238 \u6709 \u9650 \u516c \u53f8 \u300d \ufe5d <\/span>The Hong Kong Mortgage Corporation Limited, <\/span>\u7c21 \u7a31 <\/span>HKMC<\/span>\ufe5e \uff0c \u6210 \u7acb \u65bc <\/span>1997<\/span>\u5e74 <\/span>3<\/span>\u6708 \uff0c \u7531 \u9999 \u6e2f \u653f \u5e9c \u901a \u904e \u5916 \u532f \u57fa \u91d1 \u5168 \u8cc7 \u64c1 \u6709 \u3002 <\/span>\u5176 \u6210 \u7acb \u5b97 \u65e8 \u70ba \uff1a <\/span><\/p>\n

\u4e00 \u3001   <\/span><\/span>\u900f \u904e \u63d0 \u4f9b \u53ef \u9760 \u7684 \u6d41 \u52d5 \u8cc7 \u91d1 \u53bb \u63d0 \u9ad8 \u9280 \u884c \u696d \u7684 \u7a69 \u5b9a \u6027 \uff0c \u5f9e \u800c \u964d \u4f4e \u9280 \u884c \u5728 \u653e \u51fa \u6309 \u63ed \u8cb8 \u6b3e \u6642 \u53ef \u80fd \u5f15 \u8d77 \u7684 <\/span>\uff02 <\/span>\u8cc7 \u7522 \u96c6 \u4e2d \u98a8 \u96aa <\/span>\uff02 <\/span>\u53ca <\/span>\uff02 <\/span>\u6d41 \u52d5 \u8cc7 \u91d1 \u77ed \u7f3a \u98a8 \u96aa <\/span>\uff02 <\/span>\uff1b <\/span><\/p>\n

\u4e8c \u3001   <\/span><\/span>\u4fc3 \u4f7f \u66f4 \u591a \u4eba \u4ed5 \u5728 \u9999 \u6e2f \u7f6e \u696d \uff1b \u53ca <\/span><\/p>\n

\u4e09 \u3001   <\/span><\/span>\u63a8 \u52d5 \u9999 \u6e2f \u50b5 \u52d9 \u8b49 \u5238 \u53ca \u6309 \u63ed \u8b49 \u5238 \u5e02 \u5834 \u7684 \u767c \u5c55 \u3002 <\/span><\/span><\/p>\n

\u696d \u52d9 \u767c \u5c55 \u591a \u5143 \u5316 <\/span><\/o:p><\/span><\/p>\n

1997<\/span>\u5e74 \u6210 \u7acb \u521d \u671f \uff0c <\/span>HKMC<\/span>\u4e4b \u696d \u52d9 \u53ea \u6709 \u5411 \u9280 \u884c \u8cfc \u8cb7 \u6309 \u63ed \u8cb8 \u6b3e \u7d44 \u5408 \uff0c \u5f9e \u800c \u63d0 \u9ad8 \u9280 \u884c \u7684 \u6d41 \u52d5 \u8cc7 \u91d1 \uff0c \u800c \u9280 \u884c \u5247 \u7e7c \u7e8c \u70ba \u8ce3 \u51fa \u4e4b \u7d44 \u5408 \u63d0 \u4f9b <\/span>\uff02 <\/span>\u6309 \u63ed \u4f9b \u6b3e \u7ba1 \u7406 <\/span>\uff02 <\/span>(mortgage loan servicing)<\/span>\u3002 \u5176 \u5f8c <\/span>HKMC<\/span>\u8207 \u9280 \u884c \u53ca \u6309 \u63ed \u4fdd \u96aa \u516c \u53f8 \u806f \u624b \u63a8 \u51fa <\/span>\uff02 <\/span>\u6309 \u63ed \u4fdd \u96aa \u8a08 \u5283 <\/span>\uff02 <\/span>\uff0c \u7531 \u9280 \u884c \u63d0 \u4f9b \u6700 \u9ad8 \u4e4b <\/span>95%<\/span>\u6a13 \u50f9 \u4e4b \u6309 \u63ed \u8cb8 \u6b3e \uff0c \u9280 \u884c \u9700 \u627f \u64d4 \u4e4b \u8cb8 \u6b3e \u98a8 \u96aa \u53ea \u9650 \u65bc \u6a13 \u50f9 <\/span>70%<\/span>\u4e4b \u5167 \uff0c \u4e03 \u6210 \u4ee5 \u4e0a \u4e4b \u8cb8 \u6b3e \u98a8 \u96aa \u5247 \u7531 \u6309 \u63ed \u4fdd \u96aa \u516c \u53f8 \u627f \u64d4 \uff0c \u800c \u6b64 \u8a08 \u5283 \u4e2d \u4e4b \u6309 \u63ed \u501f \u6b3e \u4eba \uff0c \u9700 \u7e73 \u4ed8 \u6309 \u63ed \u4fdd \u8cbb \u3002 \u8fd1 \u671f <\/span>HKMC<\/span>\u4ea6 \u9678 \u7e8c \u8207 \u9280 \u884c \u5408 \u4f5c \u63a8 \u51fa \u300c \u4e8c \u6309 \u300d \u8a08 \u5283 \uff0c \u7576 \u4e2d \u6709 \u63a1 \u7528 \u300c \u7d9c \u5408 \u5229 \u7387 \u300d \ufe5d <\/span>C Rate<\/span>\ufe5e \u4f5c \u70ba \u300c \u4e8c \u6309 \u300d \u8cb8 \u6b3e \u4e4b \u50f9 \u683c \u57fa \u6e96 \u3002 \u503c \u5f97 \u4e00 \u63d0 \u8005 \u662f \uff1a \u7531 \u65bc \u4e0a \u8ff0 \u6309 \u63ed \u8a08 \u5283 \u7686 \u727d \u6d89 <\/span>\uff02 <\/span>\u8b49 \u5238 \u5316 <\/span>\uff02 <\/span>\ufe5d <\/span>securitisation<\/span>\ufe5e <\/span>\uff02 <\/span>\u518d \u4fdd \u96aa <\/span>\uff02 <\/span>\ufe5d <\/span>reinsurance<\/span>\ufe5e \uff0c \u6545 \u6709 \u95dc \u8cb8 \u6b3e \u4e4b \u5be9 \u6279 \u4e00 \u822c \u6703 \u6bd4 \u9280 \u884c \u4e4b \u4e03 \u6210 \u6309 \u63ed \u70ba \u56b4 \u7dca \uff0c \u6240 \u9700 \u6642 \u9593 \u4ea6 \u76f8 \u5c0d \u8f03 \u9577 \u3002 <\/span><\/span><\/p>\n

\u81f3 \u65bc \u8b49 \u5238 \u696d \u52d9 \u4e4b \u767c \u5c55 \uff0c <\/span>HKMC<\/span>\u63a8 \u51fa \u4e86 <\/span>\uff02 <\/span>\u50b5 \u52d9 \u5de5 \u5177 \u767c \u884c \u8a08 \u5283 <\/span>\uff02 <\/span>\uff0c \u70ba \u5e02 \u5834 \u4e0a \u7684 \u6a5f \u69cb \u6295 \u8cc7 \u8005 \u7c4c \u63aa \u8cc7 \u91d1 \u4ee5 \u4f5c \u6536 \u8cfc \u6309 \u63ed \uff1b \u53e6 \u5916 \u4ea6 \u8a2d \u7acb <\/span>\uff02 <\/span>\u96f6 \u552e \u50b5 \u5238 \u767c \u884c \u8a08 \u5283 <\/span>\uff02 <\/span>\uff0c \u5bb9 \u8a31 \u4e00 \u822c \u6295 \u8cc7 \u8005 <\/span>(<\/span>\u5305 \u62ec \u96f6 \u552e \u5ba2 \u6236 <\/span>)<\/span>\u7d93 \u914d \u552e \u9280 \u884c \u8a8d \u8cfc <\/span>HKMC<\/span>\u4e4b \u50b5 \u5238 \u3002 \u6b64 \u5916 \uff0c \u70ba \u91dd \u5c0d \u6709 \u610f \u4f7f \u7528 \u6309 \u63ed \u8b49 \u5238 \u4f5c \u70ba \u8cc7 \u7522 \u7ba1 \u7406 \u5de5 \u5177 \u7684 \u9280 \u884c \uff0c <\/span><\/span>HKMC<\/span>\u63a8 \u51fa \u6709 \u64d4 \u4fdd \u6309 \u63ed \u901a \u905e \u8b49 \u5238 \u5316 \u8a08 \u5283 \uff08 <\/span>Guaranteed Mortgage-Backed Pass-Through Programme<\/span>\uff09 \uff0c \u628a \u4e0d \u6d41 \u901a \u7684 \u4f4f \u5b85 \u6309 \u63ed \u8f49 \u5316 \u70ba \u6d41 \u901a \u7684 \u6309 \u63ed \u8b49 \u5238 \u3002 <\/span><\/o:p><\/span><\/span><\/p>\n

HKMC<\/span>\u8ca2 \u737b \u8207 \u5426 <\/span><\/o:p><\/span><\/strong><\/p>\n

\u6709 \u5e02 \u5834 \u4eba \u4ed5 \u8a8d \u70ba \uff0c <\/span>HKMC<\/span>\u8eab \u70ba \u534a \u653f \u5e9c \u6a5f \u69cb \uff0c \u4f46 \u7d93 \u5e38 \u63a8 \u51fa \u4e0d \u540c \u7684 \u6309 \u63ed \u8a08 \u5283 \u4ee5 \u589e \u52a0 \u5e02 \u5834 \u6ef2 \u900f \u7387 \uff0c \u5f9e \u800c \u8cfa \u53d6 \u5229 \u6f64 \uff0c \u6839 \u672c \u5c31 \u662f \u300c \u8207 \u6c11 \u722d \u5229 \u300d \u3002 \u53ef \u662f \uff0c \u7b46 \u8005 \u4e26 \u4e0d \u8a8d \u540c \u6b64 \u8ad6 \u9ede \uff0c <\/span>\u4e8b \u5be6 \u4e0a \u904e \u5f80 \u672c \u5730 \u6309 \u63ed \u696d \u52d9 \uff0c \u4e00 \u5411 \u5747 \u7531 \u6578 \u9593 \u5927 \u9280 \u884c \u6240 \u58df \u65b7 \uff0c \u800c \u6309 \u63ed \u7522 \u54c1 \u4ea6 \u4e0d \u5920 \u591a \u5143 \u5316 \uff0c \u696d \u754c \u4e00 \u822c \u53ea \u900f \u904e \u6e1b \u606f \u53bb \u6436 \u5ba2 \u3002 \u96a8 \u8457 <\/span>HKMC<\/span>\u4e4b \u51fa \u73fe \uff0c \u5404 \u5927 \u5c0f \u9280 \u884c \u5747 \u53ef \u81ea \u7531 \u722d \u53d6 \u6309 \u63ed \u696d \u52d9 \uff0c \u800c \u6309 \u63ed \u7522 \u54c1 \u6b65 \u5411 \u591a \u5143 \u5316 \u4e4b \u767c \u5c55 \u3002 \u5177 \u9ad4 \u800c \u8a00 \uff0c <\/span>HKMC<\/span>\u5728 \u5e02 \u5834 \u78ba \u5be6 \u6709 \u5176 \u529f \u80fd \u5982 \u4e0b \uff1a <\/span><\/p>\n

\u4e00 \u3001   <\/span><\/span>\u900f \u904e <\/span>HKMC<\/span>\u4e4b \u696d \u52d9 \u767c \u5c55 \u53ca \u5e02 \u5834 \u7d93 \u9a57 \uff0c \u653f \u5e9c \u7576 \u5c40 \u53ef \u66f4 \u4e86 \u89e3 \u9999 \u6e2f \u6309 \u63ed \u5e02 \u5834 \u767c \u5c55 \uff0c \u65b9 \u4fbf \u65e5 \u5f8c \u6709 \u95dc \u653f \u7b56 \u4e4b \u8a02 \u5b9a \uff1b <\/span><\/p>\n

\u4e8c \u3001   <\/span><\/span>\u4fc3 \u9032 \u9999 \u6e2f \u5efa \u7acb \u4e00 \u500b \u516c \u5e73 \u7684 \u6309 \u63ed \u5e02 \u5834 \uff1b <\/span><\/p>\n

\u4e09 \u3001   <\/span><\/span>\u6210 \u70ba \u5e02 \u5834 \u4e3b \u5c0e \uff0c \u70ba \u4e0d \u540c \u6309 \u63ed \u8cb8 \u6b3e \u7d44 \u5408 \u8a02 \u50f9 \uff0c \u4ea6 \u5c07 \u6309 \u63ed \u6587 \u4ef6 \u6a19 \u6e96 \u5316 \uff1b \u53ca <\/span><\/p>\n

\u56db \u3001   <\/span><\/span>\u9f13 \u52d5 \u9280 \u884c \u63a8 \u51fa \u65b0 \u7522 \u54c1 \uff0c \u914d \u5408 \u4e0d \u540c \u7f6e \u696d \u4eba \u4ed5 \u4e4b \u9700 \u8981 \u3002 <\/span><\/span><\/p>\n

\u57fa \u6b64 \uff0c \u7b46 \u8005 \u8a8d \u70ba \u300c \u8207 \u6c11 \u722d \u5229 \u300d \u4e26 \u975e \u4e8b \u5be6 \uff0c \u5927 \u5bb6 \u4e0d \u8981 \u55ae \u770b <\/span>HKMC<\/span>\u4e4b \u76c8 \u5229 \u800c \u62b9 \u715e \u5176 \u8ca2 \u737b \u554a \uff01 <\/span><\/p>\n

(<\/span>\u300a \u758f \u8ca1 \u96dc \u300b \u6587 \u7ae0 \u540c \u6642 \u8f49 \u8f09 \u65bc \u300a \u7d93 \u6fdf \u4e00 \u9031 \u300b <\/span>) <\/span><\/p>\n

\u4f5c \u8005 \u96fb \u90f5 \uff1a <\/span>info@centafinance.com<\/a> <\/o:p><\/span><\/p>\n

<<\/span>\u8a3b <\/span>: <\/span>\u4e2d \u539f \u8ca1 \u52d9 \u6709 \u9650 \u516c \u53f8 <\/span>\u70ba \u4e2d \u539f \u96c6 \u5718 \u4e4b \u5168 \u8cc7 \u9644 \u5c6c \u516c \u53f8 \uff0c \u696d \u52d9 \u76ee \u6a19 \u662f \u76f4 \u63a5 \u63d0 \u4f9b \u6309 \u63ed \u8cb8 \u6b3e \u4e88 \u8cb7 \u6a13 \u4eba \u4ed5 \uff0c \u52d9 \u6c42 \u70ba \u5ba2 \u4eba \u63d0 \u4f9b \u5168 \u9762 \u3001 \u512a \u8cea \u53ca \u4e00 \u7ad9 \u5f0f \u6309 \u63ed \u8cb8 \u6b3e \u670d \u52d9 \u3002 \u672c \u516c \u53f8 \u4ee5 \u5730 \u7522 \u4ee3 \u7406 \u96c6 \u5718 \u70ba \u80cc \u666f \uff0c \u63d0 \u4f9b \u6309 \u63ed \u8cb8 \u6b3e \u670d \u52d9 \uff0c \u4e43 \u5e02 \u5834 \u4e4b \u9996 \u5275 \u3002 <\/span>><\/span><\/p>\n<\/p>\n<\/p>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

...<\/p>\n","protected":false},"author":10173,"featured_media":706525,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[910125],"tags":[],"new_properties":[],"class_list":["post-6525","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-910125"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t