{"id":5841,"date":"2010-04-17T14:34:00","date_gmt":"2010-04-17T06:34:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=5841"},"modified":"2020-11-30T10:03:33","modified_gmt":"2020-11-30T02:03:33","slug":"hibor-%e8%91%97%e6%95%b8-%e5%b0%8f%e5%bf%83%e8%a8%88%e6%95%b8","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/5841\/hibor-%e8%91%97%e6%95%b8-%e5%b0%8f%e5%bf%83%e8%a8%88%e6%95%b8\/","title":{"rendered":"HIBOR \u8457\u6578! \u5c0f\u5fc3\u8a08\u6578"},"content":{"rendered":"<div style='padding:10px; max-width:100%; font-family: Microsoft YaHei, Hiragino Sans GB, Arial, SimSun, Helvetica,sans-serif;'>\n<p><p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">\u74b0\u7403\u6c34\u6d78\u60c5\u6cc1\u4e0b\uff0c\u8fd1\u671f1\u500b\u6708\u9280\u884c\u540c\u696d\u62c6\u606f(Hibor Rate\uff1b\u7c21\u7a31\uff1aH)\u5f98\u5f8a\u57280.07%\u81f30.1%\u4e4b\u6b77\u53f2\u4f4e\u4f4d\uff0c\u4ee5\u5e02\u5834\u4e0a\u4e00\u500b\u4f4e\u81f3\u62c6\u606f\u52a00.7%\u4e4b\u6309\u63ed\u8a08\u5283\u70ba\u4f8b\uff0c\u5be6\u969b\u6309\u606f\u53ef\u4f4e\u81f30.8%\uff0c\u5c6c\u7d00\u9304\u4ee5\u4f86\u4f4e\u6c34\u5e73\uff0c\u8207\u6700\u512a\u60e0\u5229\u7387(Prime Rate\uff1b\u7c21\u7a31\uff1aP)\u70ba\u57fa\u6e96\u4e4b\u6309\u63ed\u8a08\u5283\u76f8\u6bd4\uff0cP\u6309\u5be6\u969b\u6309\u606f\u7d042.1%\u8a08\uff0c\u5169\u8005\u606f\u5dee\u9ad8\u90541.3\u5398\uff0c\u6bcf$100\u842c\u501f\u8cb8\u984d20\u5e74\u7e3d\u5229\u606f\u958b\u652f\u6173\u8d85\u904e$14\u842c\uff0c\u96e3\u602aH\u6309\u5099\u53d7\u8ffd\u6367\uff0c\u63a1\u7528\u6bd4\u4f8b\u66f4\u5df2\u8d85\u8d8aP\u6309\u3002<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">&nbsp;<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">\u57fa\u65bcH\u6309\u6ce2\u52d5\u6027\u5927\uff0c\u501f\u6b3e\u4eba\u61c9\u7559\u610f\u9280\u884c\u63d0\u4f9b\u7684\u5c01\u9802\u5229\u7387\u4e0a\u9650\u662f\u5426\u8cbc\u8fd1\u5e02\u5834\u6c34\u5e73\uff0c\u4e26\u9810\u7b97\u4e00\u65e6\u62c6\u606f\u62bd\u5347\u4e4b\u4f9b\u6b3e\u984d\u589e\u5e45\uff0c\u4ee5\u8861\u91cf\u81ea\u5df1\u7684\u8ca0\u64d4\u80fd\u529b\u3002\u5728\u4e0d\u9060\u768408\u5e7410\u6708\u671f\u9593\u5c31\u66fe\u7d93\u8a66\u904e\uff0c\u62c6\u606f\u7a81\u7136\u5927\u5e45\u62bd\u5347\u81f3\u8fd14\u5398\uff0c\u5be6\u969b\u6309\u606f\u4fbf\u4e0a\u5347\u81f35\u5398\uff0c\u5c01\u9802\u4e0a\u9650\u4fbf\u53ef\u907f\u514d\u5373\u6642\u8981\u6371\u8cb4\u606f\uff0c\u5c0e\u81f4\u4f9b\u6b3e\u5927\u5931\u9810\u7b97\u3002<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">&nbsp;<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">\u53e6\u5916\uff0c\u5118\u7ba1\u7533\u8acb\u6309\u63ed\u7684\u4f9b\u6b3e\u4f54\u5165\u606f\u6bd4\u7387(Debt-to-Income Ratio\uff1b\u7c21\u7a31\uff1aDTI)\u4e0a\u9650\u53ef\u9ad8\u905450%\uff0c\u4f46\u7531\u65bc\u73fe\u6642\u6309\u606f\u6c34\u5e73\u5df2\u898b\u5e95\uff0c\u672a\u4f86\u606f\u7387\u5c07\u91cd\u8fd4\u52a0\u606f\u5468\u671f\uff0c\u70ba\u514d\u8d85\u51fa\u8ca0\u64d4\u80fd\u529b\uff0c\u6709\u610f\u7f6e\u696d\u8005\u61c9\u70ba\u52a0\u606f\u4f86\u81e8\u65e9\u4f5c\u9810\u7b97\u3002<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">&nbsp;<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">\u5047\u8a2d\u501f\u6b3e\u4eba\u627f\u9020$200\u842c\u6309\u63ed\uff0c\u5bb6\u5ead\u7e3d\u5165\u606f\u70ba$25,000\uff0c\u6309\u76ee\u524d\u6700\u512a\u60e0\u5229\u7387(P)\u6309\u606f\u7d042.1\u5398\u53ca20\u5e74\u9084\u6b3e\u671f\u8a08\u7b97\uff0c\u6708\u4f9b$10,213\uff0cDTI\u70ba40.9%\uff1b\u82e5\u4ee5\u62c6\u606f(H)\u6309\u63ed\u5229\u7387\u7d040.8\u5398\u8a08\u7b97\uff0c\u6708\u4f9b$9,021\uff0cDTI\u50c5\u70ba36%\u3002\u4e0d\u904e\uff0c\u8981\u6ce8\u610f\u76ee\u524dP\u8207H\u606f\u5dee\u56b4\u91cd\u62c9\u95ca\uff0c\u53ea\u662f\u57fa\u65bc\u5e02\u5834\u8cc7\u91d1\u6c3e\u6feb\u6240\u81f4\uff0c\u5728\u6b63\u5e38\u60c5\u6cc1\u4e0b\uff0cP\u6309\u8207H\u6309\u606f\u7387\u6c34\u5e73\u7406\u61c9\u76f8\u82e5\u3002<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">&nbsp;<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">\u672c\u6e2f\u904e\u53bb10\u5e74\u9593\uff0c\u52a0\u606f\u6216\u6e1b\u606f\u5468\u671f\u7684\u606f\u7387\u4e0a\u4e0b\u8abf\u6574\u5e45\u5ea6\u5e73\u5747\u70ba3.4\u5398\uff0c\u5047\u8a2d\u672a\u4f86\u52a0\u606f\u671f\u5408\u5171\u4e0a\u8abf3\u5398\uff0c\u800cP\u6309\u8207H\u6309\u606f\u7387\u91cd\u8fd4\u540c\u4e00\u6c34\u5e73\uff0c\u6bcf\u6708\u4f9b\u6b3e\u5c07\u589e\u81f3$13,310\uff0cDTI\u5c07\u6703\u96d9\u96d9\u5927\u5e45\u4e0a\u5347\u81f353%\uff0cP\u6309\u4f9b\u6b3e\u589e\u52a030%\uff0cH\u6309\u4f9b\u6b3e\u5247\u5927\u589e47%\uff1b\u7531\u65bc\u52a0\u85aa\u5e45\u5ea6\u61c9\u96e3\u4ee5\u8d95\u53ca\u4f9b\u6b3e\u589e\u5e45\uff0c\u751f\u6d3b\u64d4\u5b50\u5c07\u6703\u5927\u589e\u3002\u96d6\u7136\u672a\u4f86\u52a0\u606f\u6b65\u4f10\u591a\u5c6c\u6eab\u548c\u7de9\u6162\uff0c\u6e96\u8cb7\u5bb6\u5b9c\u9810\u65e9\u7c4c\u5283\u9396\u5b9aDTI\u572835%\u6216\u4ee5\u4e0b\uff0c\u4ee5\u589e\u52a0\u672a\u4f86\u9632\u5b88\u529b\u3002<\/span><\/div>\n<\/p>\n<\/p>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&#46;&#46;&#46;<\/p>\n","protected":false},"author":10166,"featured_media":705841,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[910125],"tags":[],"new_properties":[],"class_list":["post-5841","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-910125"],"acf":[],"aioseo_notices":[],"lang":"zh","translations":{"zh":5841,"cn":505841},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/5841"}],"collection":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/users\/10166"}],"replies":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/comments?post=5841"}],"version-history":[{"count":0,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/5841\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media\/705841"}],"wp:attachment":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media?parent=5841"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/categories?post=5841"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/tags?post=5841"},{"taxonomy":"new_properties","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/new_properties?post=5841"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}