{"id":5761,"date":"2014-10-13T10:53:00","date_gmt":"2014-10-13T02:53:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=5761"},"modified":"2020-11-30T10:03:04","modified_gmt":"2020-11-30T02:03:04","slug":"%e4%be%9b%e6%a8%93%e8%b2%a0%e6%93%94%e6%ad%a4%e4%b8%8d%e5%90%8c%e5%bd%bc","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/5761\/%e4%be%9b%e6%a8%93%e8%b2%a0%e6%93%94%e6%ad%a4%e4%b8%8d%e5%90%8c%e5%bd%bc\/","title":{"rendered":"\u4f9b\u6a13\u8ca0\u64d4\u6b64\u4e0d\u540c\u5f7c"},"content":{"rendered":"
\n

 <\/p>\n

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 <\/span><\/div>\n
\u7b46\u8005\u5617\u8a66\u4ee5\u6709\u95dc\u4f4f\u5b85\u6309\u63ed\u7d71\u8a08\u6578\u5b57\u5c0d\u6bd4\u5927\u773e\u5165\u606f\u6c34\u5e73\u4f5c\u53c3\u8003\uff0c\u6839\u64da<\/span>\u91d1\u7ba1\u5c40\u6700\u65b08\u6708\u4efd\u7d71\u8a08\u6578\u5b57\uff0c\u4f4f\u5b85\u7269\u696d\u4e4b\u5e73\u5747\u65b0\u6279\u6309\u63ed\u984d\u70ba315\u842c\u3001\u5e73\u5747\u6309\u63ed\u6210\u6578\u662f<\/span>5<\/span>6.4<\/span>%<\/span>\uff0c\u800c\u6309\u63ed\u5e74\u671f\u9577\u9054309\u500b\u6708\u537325.8\u5e74\uff0c\u6309\u4e0a\u8ff0\u5e73\u5747\u7d71\u8a08\u6578\u5b57\u4ee581.9%\u501f\u6b3e\u4eba\u9078\u7528\u4e4bH\u6309\u606f(\u76ee\u524d\u7d04\u70ba1.93%*)\u8a08\u7b97\uff0c\u5f97\u51fa\u6709\u95dc\u501f\u6b3e\u4eba\u7684\u4f9b\u6a13\u8ca0\u64d4\u6578\u5b57\u662f41.5<\/span>%<\/span>\uff1b\u4ee5\u4e0a\u7528\u4f5c\u5c0d\u6bd4\u7684\u662f\u5927\u773e\u5165\u606f\u6578\u5b57\uff0c\u82e5\u55ae\u4ee5\u4f9b\u6a13\u696d\u4e3b\u7684\u5165\u606f\u6c34\u5e73\u8a08\uff0c\u76f8\u4fe1\u6578\u5b57\u518d\u964d\u4f4e\u4e00\u4e9b\u3002\u91d1\u7ba1\u5c40\u65e9\u524d\u5c31\u66fe\u6307\u51fa\uff0c<\/span>\u76ee\u524d\u4f9b\u6a13\u696d\u4e3b\u7684\u4f9b\u6b3e\u4f54\u5165\u606f\u6c34\u5e73\u7d04\u70ba35%\uff0c\u5c6c\u65bc\u5065\u5eb7\u4f4e\u6c34\u5e73\uff0c\u4ee5\u9019\u500b\u6578\u5b57\u5c0d\u6bd4\u653f\u5e9c\u6307\u51fa\u7684\u7f6e\u696d\u4f9b\u6a13\u8ca0\u64d4(\u6309\u6a13\u50f9\u8a08\u51fa\u6309\u63ed\u4f9b\u6b3e\u5c0d\u6bd4\u5927\u773e\u5165\u606f)\u905454%\u9ad8\u6c34\u5e73\uff0c\u7576\u4e2d\u51fa\u73fe\u9817\u5927\u7684\u5dee\u5e45\uff0c\u53cd\u6620\u4e00\u908a\u5ec2\u4e0d\u5c11\u5e02\u6c11\u4e0a\u8eca\u56f0\u96e3\uff0c\u53e6\u4e00\u908a\u5ec2<\/span>\u5df2\u7f6e\u696d\u4eba\u58eb\u7684\u4f9b\u6a13\u8ca0\u64d4\u5be6\u8cea\u4e0d\u9ad8\uff0c\u5c6c\u65bc\u8cc7\u91d1\u8f03\u5145\u88d5\u53ca\u9084\u6b3e\u80fd\u529b\u8f03\u5f37\u7684\u4e00\u7fa4\uff0c\u53ef\u898b\u8ca1\u5bcc\u7e23\u6b8a\u9699\u7f45\u9817\u5927\u3002\u4e8b\u5be6\u4e0a\uff0c<\/span>2011<\/span>\u5e74\u4eba\u53e3\u666e\u67e5\u7d50\u679c\u66fe\u6307\u51fa\uff0c\u4f546\u6210\u696d\u4e3b\u5df2\u6c92\u6709\u6309\u63ed\u4f9b\u6b3e\u9700\u8981\u652f\u4ed8\uff0c\u96d6\u7136\u5df2\u5c6c\u6578\u5e74\u524d\u7684\u6578\u5b57\uff0c\u4f46\u53ef\u77e5\u904e\u534a\u6578\u696d\u4e3b\u5be6\u969b\u4e0a\u662f\u6c92\u6709\u4f9b\u6a13\u8ca0\u64d4\u3002<\/span><\/span><\/div>\n
 <\/span><\/div>\n
\u653f\u5e9c\u81ea09\u5e74\u8d77\u63a8\u51fa\u591a\u9805\u6a13\u6309\u63aa\u65bd\uff0c\u7576\u4e2d\u6709\u95dc\u58d3\u529b\u6e2c\u8a66\u7684\u898f\u9650\u5728\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u4ea6\u63a8\u4f4e\u4e86\u6a13\u6309\u501f\u6b3e\u4eba\u7684\u4f9b\u6b3e\u4f54\u5165\u606f\u6bd4\u7387<\/span>(<\/span>Debt Servicing Ratio, <\/span>\u7c21\u7a31<\/span>DSR)<\/span>\u3002DSR\u6307\u501f\u6b3e\u4eba\u7684\u6bcf\u6708\u7e3d\u50b5\u52d9(\u5305\u62ec\u6309\u63ed\u3001\u79c1\u4eba\u8cb8\u6b3e\u53ca\u5206\u671f\u4ed8\u6b3e\u7b49)\u9084\u6b3e\u91d1\u984d\u4f54\u5165\u606f\u7684\u6bd4\u7387\uff0c\u6309\u76ee\u524d\u6a13\u6309\u63aa\u65bd\uff0c<\/span>\u82e5\u5c6c\u65bc\u9996\u5957\u623f\u6309\u63ed<\/span>\uff0c<\/span>\u501f\u6b3e\u4eba\u7684<\/span>DSR<\/span>\u4e0d\u53ef\u8d85\u904e<\/span>50%<\/span>\uff0c\u4f46\u610f\u601d\u4e26\u975e\u662f\u4f9b\u6b3e\u984d\u4e0d\u591a\u65bc\u5165\u606f\u4e00\u534a\u4fbf\u53ef\u7372\u6279\u6309\u63ed\uff0c\u56e0\u70ba\u501f\u6b3e\u4eba\u9084\u9700\u8981\u901a\u904e\u606f\u7387<\/span>\u58d3\u529b\u6e2c\u8a66<\/span>\uff0c\u9700<\/span>\u5047\u8a2d\u6309\u606f\u4e0a\u53473\u5398\u5f8c\u4e4b<\/span>DSR<\/span>\u4e0d\u8d85\u65bc<\/span>60%<\/span>\uff1b\u8a08\u53ca\u58d3\u529b\u6e2c\u8a66\u5f8c\uff0c\u4ee525\u5e74\u9084\u6b3e\u671f\u8a08\uff0c\u57fa\u672cDSR\u7684\u8981\u6c42\u662f\u4e0d\u53ef\u8d85\u65bc43.6%\uff0c\u82e5\u4ee530\u5e74\u9084\u6b3e\u671f\u8a08\u7b97\uff0c\u57fa\u672cDSR\u4e0a\u9650\u518d\u964d\u70ba41.5%\uff0c\u5373\u662f\u501f\u6b3e\u4eba\u6bcf\u6708\u7e3d\u4f9b\u6b3e\u984d\u4e0d\u53ef\u591a\u65bc\u5165\u606f\u4e4b41.5%\u3002<\/span><\/span><\/div>\n
 <\/span><\/div>\n
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 <\/span><\/div>\n
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 <\/span><\/div>\n
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 <\/span><\/div>\n
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