{"id":541711,"date":"2022-09-14T17:17:58","date_gmt":"2022-09-14T09:17:58","guid":{"rendered":"https:\/\/uat.house730.com.cn\/news\/?p=541711"},"modified":"2026-10-21T17:40:26","modified_gmt":"2026-10-21T09:40:26","slug":"%e9%a6%99%e6%b8%af%e4%b8%8a%e8%bd%a6%e6%94%bb%e7%95%a5%e5%a6%82%e4%bd%95%e6%8c%91%e9%80%89%e6%9c%80%e4%bd%b3%e4%b8%8a%e8%bd%a6%e7%9b%98%e6%88%90%e6%9c%ac%e4%bb%b7%e9%92%b1","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/cn\/541711\/%e9%a6%99%e6%b8%af%e4%b8%8a%e8%bd%a6%e6%94%bb%e7%95%a5%e5%a6%82%e4%bd%95%e6%8c%91%e9%80%89%e6%9c%80%e4%bd%b3%e4%b8%8a%e8%bd%a6%e7%9b%98%e6%88%90%e6%9c%ac%e4%bb%b7%e9%92%b1\/","title":{"rendered":"\u3010\u9999\u6e2f\u4e0a\u8f66\u653b\u7565\u3011\u5982\u4f55\u6311\u9009\u6700\u4f73\u4e0a\u8f66\u76d8\uff5c\u6210\u672c\u3001\u4ef7\u94b1"},"content":{"rendered":"<p><img style='width:100%; height:auto;' src='https:\/\/img.house730.com\/2022\/09\/14\/484ac8fffbbe421f9134870df9340abc.jpg?x-oss-process=style\/1080xauto_f2.webp' alt='\u3010\u9999\u6e2f\u4e0a\u8f66\u653b\u7565\u3011\u5982\u4f55\u6311\u9009\u6700\u4f73\u4e0a\u8f66\u76d8\uff5c\u6210\u672c\u3001\u4ef7\u94b1'><\/p>\n<blockquote><p>\u505a\u4e1a\u4e3b\u662f\u6bcf\u4e2a\u9999\u6e2f\u4eba\u7684\u68a6\u60f3\uff0c\u4e0d\u5c11\u4eba\u52aa\u529b\u5de5\u4f5c\u3001\u62fc\u640f\u7684\u76ee\u6807\uff0c\u90fd\u662f\u5e0c\u671b\u5f97\u507f\u6240\u613f\u6210\u529f\u4e0a\u8f66\u3002\u5230\u5e95\u5728\u9999\u6e2f\u4e0a\u8f66\u7f6e\u4e1a\u6709\u4ec0\u9ebd\u4e8b\u9879\u9700\u8981\u8003\u8651\uff1f\u6709\u610f\u4e0a\u8f66\u7684\u670b\u53cb\u4e0d\u59a8\u53c2\u8003\u4ee5\u4e0b\u7684\u4e0a\u8f66\u653b\u7565\uff0c\u5728\u613f\u671b\u6210\u771f\u4e4b\u524d\u5148\u672a\u96e8\u7ef8\u7f2a\uff0c\u505a\u597d\u51c6\u5907\u3002<\/BLOCKQUOTE><\/p>\n<p><\/p>\n<p>\u7acb\u5373\u8df3\u5230\uff1a<a href=\"#\u5165\u5e02\u8d44\u91d1\" target=\"_self\" rel=\"noopener\">\u5165\u5e02\u8d44\u91d1<\/a>\ufe31<a href=\"#\u4f9b\u6b3e\u80fd\u529b\" target=\"_self\" rel=\"noopener\">\u4f9b\u6b3e\u80fd\u529b<\/a>\ufe31<a href=\"#\u653f\u5e9c\u8ba1\u5212\" target=\"_self\" rel=\"noopener\">\u653f\u5e9c\u8ba1\u5212<\/a>\ufe31<a href=\"#\u5730\u7406\u4f4d\u7f6e\" target=\"_self\" rel=\"noopener\">\u5730\u7406\u4f4d\u7f6e<\/a>\ufe31<a href=\"#\u697c\u76d8\u914d\u5957\" target=\"_self\" rel=\"noopener\">\u697c\u76d8\u914d\u5957<\/a>\ufe31<a href=\"#\u5373\u4f4f\u9700\u8981\" target=\"_self\" rel=\"noopener\">\u5373\u4f4f\u9700\u8981<\/a>\ufe31<a href=\"#\u4e00\u624b\u697c\uff0f\u4e8c\u624b\u697c\" target=\"_self\" rel=\"noopener\">\u4e00\u624b\u697c\uff0f\u4e8c\u624b\u697c<\/a>\ufe31<a href=\"#\u672a\u6765\u89c4\u5212\" target=\"_self\" rel=\"noopener\">\u672a\u6765\u89c4\u5212<\/a><\/p>\n<p><\/p>\n<hr\/>\n<h2>1.&nbsp;&nbsp;&nbsp;&nbsp; <a name=\"\u5165\u5e02\u8d44\u91d1\"><\/a>\u5165\u5e02\u8d44\u91d1<\/h2>\n<p>\u5165\u5e02\u4e0a\u8f66\u524d\uff0c\u4f60\u662f\u5426\u5df2\u7ecf\u6709\u8db3\u591f\u7684\u9996\u671f\u8d44\u91d1\u5462\uff1f\u4e0a\u8f66\u6210\u672c\u9664\u4e86\u9996\u671f\u5916\uff0c\u8fd8\u6709\u4e0d\u5c11\u521d\u59cb\u5f00\u652f\uff0c\u4f8b\u5982\u5f8b\u5e08\u8d39\u3001\u4ee3\u7406\u4f63\u91d1\u3001\u5370\u82b1\u7a0e\u7b49\uff0c\u5982\u82e5\u5355\u4f4d\u9700\u8981\u88c5\u4fee\uff0c\u6dfb\u7f6e\u5bb6\u4ff1\u53ca\u7535\u5668\uff0c\u53c8\u81ea\u5fc5\u7136\u4f1a\u589e\u52a0\u4e0a\u8f66\u6210\u672c\u3002\u800c\u4e14\u6309\u63ed\u9996\u671f\u4ea6\u56e0\u5e94\u697c\u9f84\u7b49\u6709\u4e0d\u540c\u53d8\u6570\uff0c\u5efa\u8bae\u80fd\u591f\u5907\u6709\u697c\u4ef73\u6210\u8d44\u91d1\u4f5c\u9996\u671f\u6bd4\u8f83\u7406\u60f3\u3002<\/p>\n<p><\/p>\n<h2>2.&nbsp;&nbsp;&nbsp;&nbsp; <a name=\"\u4f9b\u6b3e\u80fd\u529b\"><\/a>\u4f9b\u6b3e\u80fd\u529b<\/h2>\n<p>\u6210\u4e3a\u4e1a\u4e3b\u662f\u559c\u4e8b\uff0c\u540c\u65f6\u4e5f\u662f\u4e00\u4efd\u8d23\u4efb\u3002\u4e0a\u8f66\u524d\u9700\u8981\u8ba1\u7b97\u4e00\u4e0b\u6536\u5165\u80fd\u591f\u627f\u62c5\u7684\u4f9b\u6b3e\u80fd\u529b\u3002\u4e00\u822c\u6765\u8bf4\uff0c\u4e0a\u8f66\u7f6e\u4e1a\u7533\u8bf7\u6309\u63ed\u65f6\u90fd\u9700\u8981\u8ba1\u7b97\u4f9b\u6b3e\uff0c\u900f\u8fc7\u8ba1\u7b97\u4f9b\u6b3e\u53ca\u5165\u606f\u6bd4\u7387\uff08Debt to income ratio\u3001DTI\uff09\u7528\u4ee5\u5ba1\u6838\u51c6\u4e1a\u4e3b\u662f\u5426\u6709\u8db3\u591f\u4f9b\u6b3e\u80fd\u529b\uff0cHouse730\u5c31\u6709\u63d0\u4f9b\u7f51\u4e0a\u6309\u63ed\u8ba1\u7b97\u673a\uff0c\u8ba9\u6709\u610f\u4e0a\u8f66\u7684\u670b\u53cb\u80fd\u521d\u6b65\u8ba1\u7b97\u4e00\u4e0b\u81ea\u5df1\u7684\u5165\u606f\u662f\u5426\u80fd\u901a\u8fc7\u538b\u529b\u6d4b\u8bd5\u3002\u7136\u800c\uff0c\u5373\u4f7f\u901a\u8fc7\u538b\u529b\u6d4b\u8bd5\uff0c\u4ea6\u6700\u597d\u9884\u7559\u90e8\u4efd\u8d44\u91d1\u4f5c\u98ce\u9669\u7f13\u51b2\uff0c\u8fd9\u6837\u5373\u4f7f\u9762\u5bf9\u5e02\u573a\u6ce2\u52a8\u6216\u8f6c\u5de5\u7b49\u60c5\u51b5\uff0c\u4e5f\u4e0d\u4f1a\u56e0\u4e3a\u4f9b\u697c\u800c\u4f7f\u81ea\u5df1\u538b\u529b\u8fc7\u5927\uff0c\u751a\u81f3\u9677\u5165\u8d22\u56f0\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>3.&nbsp;&nbsp;&nbsp;&nbsp; <a name=\"\u653f\u5e9c\u8ba1\u5212\"><\/a>\u653f\u5e9c\u8ba1\u5212<\/h2>\n<p>\u9664\u4e86\u5173\u6ce8\u5e02\u9762\u4e0a\u7684\u697c\u76d8\u9009\u62e9\u5916\uff0c\u5404\u4f4d\u6709\u610f\u4e0a\u8f66\u8005\u4ea6\u8981\u7559\u610f\u9999\u6e2f\u653f\u5e9c\u53d1\u5e03\u7684\u697c\u5e02\u63aa\u65bd\uff0c\u90e8\u5206\u653f\u7b56\u6216\u5bf9\u9996\u6b21\u4e0a\u8f66\u7f6e\u4e1a\u7684\u9999\u6e2f\u4eba\u6765\u8bf4\u6709\u4f18\u52bf\u3002\u4f8b\u5982 <span class=\"rQesXe MPyX\" data-sfc-cp=\"\" jsaction=\"\" jscontroller=\"tP2kf#s32ZS\" data-sfc-root=\"ep\" jsuid=\"ivL6qf_1q\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif, &quot;Noto Color Emoji&quot;; font-weight: 700; margin: 0px; border-bottom: 0px #0A0A0A;\">2017\u5e74\u300a\u65bd\u653f\u62a5\u544a\u300b<\/span> \u4e2d\u5c31\u5ba3\u544a\u5b9e\u884c\u300c\u6e2f\u4eba\u9996\u7f6e\u4e0a\u8f66\u76d8\u8ba1\u5212\u300d\uff0c\u76ee\u7684\u4e3a\u5e2e\u52a9\u4e0d\u80fd\u8d1f\u62c5\u79c1\u4eba\u697c\u5b87\u4f4f\u5b85\u3001\u540c\u65f6\u53c8\u4e0d\u7b26\u5408\u5c45\u5c4b\u8d2d\u4e70\u8d44\u683c\u7684\u5c0f\u5e02\u6c11\u4e0a\u8f66\u3002\u6e2f\u4eba\u9996\u7f6e\u4e0a\u8f66\u76d8\u8ba1\u5212\u5b9a\u4ef7\u4e3a\u5c45\u5c4b\u4e4b\u4e0a\uff0c\u4ee5\u9996\u4e2a\u9996\u7f6e\u4e0a\u8f66\u76d8\u300c\u7115\u7136\u61ff\u5c45\u300d\u4e3a\u4f8b\uff0c\u5f53\u65f6\u9996\u6279\u5355\u4f4d\u7684\u6298\u6263\u7387\u4e3a\u5e02\u4ef7\u768462\u6298\u3002\u53e6\u5916\uff0c\u653f\u5e9c\u4ea6\u591a\u6b21\u653e\u5bbd\u697c\u5b87\u6309\u63ed\u6210\u6570\uff0c\u76ee\u524d\u900f\u8fc7\u6309\u63ed\u4fdd\u9669\u8ba1\u5212\uff0c<span class=\"rQesXe MPyX\" data-sfc-cp=\"\" jsaction=\"\" jscontroller=\"tP2kf#s32ZS\" data-sfc-root=\"ep\" jsuid=\"ivL6qf_1r\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\" style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif, &quot;Noto Color Emoji&quot;; font-weight: 700; margin: 0px; border-bottom: 0px #0A0A0A;\">\u627f\u90209\u6210\u6309\u63ed\u7684\u697c\u4ef7\u4e0a\u9650\u4e3a1,000\u4e07\u6e2f\u5143\uff0c\u4e14\u4e0d\u8bba\u73b0\u697c\u6216\u5408\u8d44\u683c\u697c\u82b1\u5747\u53ef\u7533\u8bf7<\/span>\uff0c\u5927\u5e45\u51cf\u8f7b\u4e86\u9999\u6e2f\u4e0a\u8f66\u4eba\u58eb\u7684\u9996\u671f\u8d1f\u62c5<\/p>\n<p>&nbsp;<\/p>\n<table width=\"400\" border=\"0\" cellpadding=\"0\" align=\"center\" style=\"display:table;word-break:break-all;border-collapse:collapse;margin-bottom:10px;clear:both;\">\n<tbody>\n<tr class=\"firstRow\">\n<td valign=\"middle\" style=\"border:1px solid #DDD;padding:5px 10px;background-color: rgb(219, 238, 243); word-break: break-all; border-color: rgb(221, 221, 221);\" align=\"center\"><a href=\"https:\/\/www.house730.com\/buy\/t1b18\/?pmax=600\" target=\"_blank\" rel=\"noopener\">\u7acb\u5373\u641c\u5bfb600\u4e07\u4ee5\u4e0b\u4e0a\u8f66\u76d8<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/p>\n<h2>4.&nbsp;&nbsp;&nbsp;&nbsp; <a name=\"\u5730\u7406\u4f4d\u7f6e\"><\/a>\u5730\u7406\u4f4d\u7f6e<\/h2>\n<p>\u7f6e\u4e1a\u7684\u5730\u70b9\uff0c\u80fd\u591f\u4ea4\u901a\u4fbf\u5229\u3001\u65b9\u4fbf\u4e0a\u73ed\u6216\u5b69\u5b50\u4e0a\u5b66\u56fa\u7136\u597d\u3002\u53ef\u662f\u8d8a\u8fd1\u5e02\u533a\u3001\u7406\u60f3\u6821\u7f51\u7b49\u5730\u70b9\uff0c\u697c\u4ef7\u81ea\u7136\u76f8\u5e94\u6bd4\u5176\u4ed6\u5730\u533a\u9ad8\u3002\u4e0a\u8f66\u524d\u9002\u5b9c\u4ee5\u624b\u4e0a\u8d44\u91d1\u8861\u91cf\u9009\u62e9\uff0c\u5fc5\u8981\u65f6\u4f5c\u51fa\u53d6\u820d\u3002\u5510\u697c\u3001\u697c\u9f84\u8f83\u9ad8\u3001\u975e\u5e02\u533a\u76d8\u4ee5\u53ca\u7ec6\u5355\u4f4d\uff0c\u8fd9\u7c7b\u4e0a\u8f66\u76d8\u4ef7\u94b1\u4e00\u822c\u8f83\u76f8\u5b9c\uff0c\u521d\u4e0a\u8f66\u8005\u4e0d\u59a8\u5217\u5165\u8003\u8651\uff0c\u5076\u5c14\u4f1a\u627e\u5230\u4e0d\u9519\u7684\u9009\u62e9\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>5.&nbsp;&nbsp;&nbsp;&nbsp; <a name=\"\u697c\u76d8\u914d\u5957\"><\/a>\u697c\u76d8\u914d\u5957<\/h2>\n<p>\u4e0e\u5730\u7406\u4f4d\u7f6e\u4e00\u6837\uff0c\u521d\u4e0a\u8f66\u7684\u4e1a\u4e3b\u4ea6\u4f1a\u8003\u8651\u5230\u697c\u76d8\u914d\u5957\uff0c\u4f8b\u5982\u4f1a\u6240\u3001\u5468\u906d\u8bbe\u65bd\uff0c\u751a\u81f3\u4e4e\u5927\u53a6\u7684\u4fdd\u5b89\u5b89\u6392\u662f\u5426\u53ef\u9760\u3001\u51fa\u5165\u662f\u5426\u7528\u667a\u80fd\u5361\u7b49\u7b49\u3002\u540c\u6837\u914d\u5957\u8d8a\u591a\uff0c\u697c\u4ef7\u81ea\u6709\u5206\u522b\uff0c\u7ba1\u7406\u8d39\u4ef7\u94b1\u81ea\u7136\u4e5f\u4f1a\u589e\u52a0\uff0c\u5728\u9009\u62e9\u4e0a\u8f66\u76d8\u65f6\u4e5f\u540c\u6837\u5e94\u7eb3\u5165\u8003\u8651\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>6.&nbsp;&nbsp;&nbsp;&nbsp; <a name=\"\u5373\u4f4f\u9700\u8981\"><\/a>\u5373\u4f4f\u9700\u8981<\/h2>\n<p>\u6709\u4e9b\u51c6\u4e1a\u4e3b\u4e0a\u8f66\u662f\u4e3a\u4e86\u62e5\u6709\u5b89\u4e50\u7a9d\uff0c\u6709\u4e9b\u5219\u662f\u6253\u7b97\u4f5c\u6295\u8d44\u7528\u9014\u3002\u4e0a\u8f66\u524d\u53ef\u4ee5\u60f3\u6e05\u695a\u81ea\u5df1\u662f\u5426\u6709\u5373\u4f4f\u9700\u8981\uff0c\u8fd9\u5173\u4e4e\u5230\u8d2d\u5165\u4e0a\u8f66\u76d8\u65f6\u8981\u5217\u5165\u8003\u8651\u7684\u56e0\u7d20\uff0c\u4f8b\u5982\u697c\u76d8\u5730\u7406\u4f4d\u7f6e\u3001\u914d\u5957\u3001\u6821\u7f51\u3001\u623f\u95f4\u6570\u76ee\u3001\u623f\u95f4\u5c3a\u5bf8\u7b49\u7b49\u3002<\/p>\n<p>&nbsp;<\/p>\n<h2>7.&nbsp;&nbsp;&nbsp;&nbsp;<a 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href=\"https:\/\/www.house730.com\/property-tips\/article\/1712\/%E8%B2%B7%E6%A8%93%E7%BD%AE%E6%A5%AD%E6%B5%81%E7%A8%8B%E6%8A%98%E8%A7%A3%E8%B2%B7%E6%A8%93%E6%B5%81%E7%A8%8B%E9%86%92%E4%BD%A0%E7%BD%AE%E6%A5%AD%E8%B2%BC%E5%A3%AB\/\" target=\"_blank\" rel=\"noopener\">\u3010\u4e70\u697c\u7f6e\u4e1a\u6d41\u7a0b\u3011\u6298\u89e3\u4e70\u697c\u6d41\u7a0b\uff01\u9192\u4f60\u7f6e\u4e1a\u8d34\u58eb<\/a><\/p>\n<p><\/p>\n<p><a href=\"https:\/\/www.house730.com\/property-tips\/article\/1714\/%E8%A8%88%E4%B8%80%E8%A8%88%E7%A7%81%E6%A8%93%E5%B1%85%E5%B1%8B%E5%85%AC%E5%B1%8B%E9%A6%96%E6%9C%9F%E8%A6%81%E5%B9%BE%E5%A4%9A-%E8%B2%B7%E6%A8%93%E9%A6%96%E6%9C%9F%E6%94%AF%E5%87%BA\/\" target=\"_blank\" rel=\"noopener\">\u8ba1\u4e00\u8ba1\u79c1\u697c\u3001\u5c45\u5c4b\u3001\u516c\u5c4b\u9996\u671f\u8981\u51e0\u591a? \ufe33\u4e70\u697c\u9996\u671f\u652f\u51fa<\/a><\/p>\n<p><\/p>\n<p><a href=\"https:\/\/www.house730.com\/property-tips\/article\/1718\/%E7%BD%AE%E6%A5%AD%E6%96%B0%E6%89%8B%E4%B8%83%E4%BB%B6%E6%96%B0%E6%89%8B%E7%BD%AE%E6%A5%AD%E5%89%8D%E4%B8%8D%E7%9F%A5%E9%81%93%E6%9C%83%E5%BE%8C%E6%82%94%E7%9A%84%E4%BA%8B\/\" target=\"_blank\" rel=\"noopener\">\u3010\u7f6e\u4e1a\u65b0\u624b\u3011\u4e03\u4ef6\u65b0\u624b\u7f6e\u4e1a\u524d\u4e0d\u77e5\u9053\u4f1a\u540e\u6094\u7684\u4e8b<\/a><\/p>\n<p><\/p>\n<p><a href=\"https:\/\/www.house730.com\/property-tips\/article\/1717\" target=\"_blank\" rel=\"noopener\">\u3010\u4e70\u697c\u5f00\u652f\u3011\u4f60\u4efd\u4eba\u5de5\u53ef\u4ee5\u4e70\u5230\u51e0\u94b1\u7684\u697c\uff1f<\/a><\/p>\n<p><span class=\"title-title\" style=\"box-sizing: border-box; padding: 0px; margin: 0px; align-items: center; color: #333333; font-family: &quot;Microsoft YaHei&quot;, &quot;Hiragino Sans GB&quot;, Arial, SimSun, Helvetica, sans-serif; font-size: 30px; font-weight: 600;\"><br 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