{"id":533385,"date":"2024-06-01T10:05:00","date_gmt":"2024-06-01T02:05:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=533385"},"modified":"2024-05-31T11:21:45","modified_gmt":"2024-05-31T03:21:45","slug":"%e5%85%ac%e5%8f%b8%e5%90%8d%e8%b2%b7%e6%a8%93%e6%9c%89%e5%a5%bd%e8%99%95-%e5%8f%af%e7%94%b3%e8%ab%8b%e6%8c%89%e6%8f%ad%e5%97%8e-%e4%b8%8b","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/cn\/533385\/%e5%85%ac%e5%8f%b8%e5%90%8d%e8%b2%b7%e6%a8%93%e6%9c%89%e5%a5%bd%e8%99%95-%e5%8f%af%e7%94%b3%e8%ab%8b%e6%8c%89%e6%8f%ad%e5%97%8e-%e4%b8%8b\/","title":{"rendered":"\u516c\u53f8\u540d\u4e70\u697c\u6709\u597d\u5904\uff1f \u53ef\u7533\u8bf7\u6309\u63ed\u5417\uff1f (\u4e0b)"},"content":{"rendered":"<div style='padding:10px; max-width:100%; font-family: Microsoft YaHei, Hiragino Sans GB, Arial, SimSun, Helvetica,sans-serif;'>\n<figure class='import_image' style='border:0px solid; padding-bottom:0.5em;'>\n<a href='https:\/\/img.house730.com\/2024\/05\/31\/1a1f880dbde446bc87a405b6bd1c5d34.jpg?x-oss-process=style\/1080xauto_f2.webp' target='_blank'><img style='width:100%; height:auto;' src='https:\/\/img.house730.com\/2024\/05\/31\/1a1f880dbde446bc87a405b6bd1c5d34.jpg?x-oss-process=style\/1080xauto_f2.webp' alt='\u516c\u53f8\u540d\u4e70\u697c\u6709\u597d\u5904? \u53ef\u7533\u8bf7\u6309\u63ed\u5417? (\u4e0b)' \/><\/a><br \/>\n<\/figure>\n<\/p>\n<p><p>\n    \u4e0a\u671f\u63d0\u53ca\u697c\u5e02\u64a4\u8fa3\u540e\u4ee5\u516c\u53f8\u540d\u4e49\u4e70\u697c\u7684\u4eba\u58eb\u6709\u6240\u589e\u52a0\uff0c\u516c\u53f8\u4e70\u697c\u540c\u6837\u53ef\u7533\u8bf7\u505a\u6309\u63ed\uff0c\u94f6\u884c\u9700\u4ee5\u516c\u53f8\u80a1\u4e1c\u4e4b\u4e2a\u4eba\u5165\u606f\u6c34\u5e73\u8861\u91cf\u8fd8\u6b3e\u80fd\u529b\uff0c\u800c\u4f5c\u4e3a\u501f\u6b3e\u62c5\u4fdd\u4eba\u7684\u516c\u53f8\u80a1\u4e1c\uff0c\u662f\u5426\u7b26\u5408\u4f9b\u6b3e\u5360\u5165\u606f\u6bd4\u7387(Debt-to-income ratio\uff0c\u7b80\u79f0DTI)\u4e4b\u8981\u6c42\uff0c\u662f\u94f6\u884c\u8bc4\u4f30\u8fd8\u6b3e\u80fd\u529b\u7684\u57fa\u672c\u51c6\u5219\u3002\u7136\u800c\uff0c\u4f9b\u6b3e\u5360\u5165\u606f\u6bd4\u7387\u7684\u4e0a\u9650\u89c4\u5b9a\u56e0\u5e94\u81ea\u7528\u6216\u975e\u81ea\u7528\u7269\u4e1a\u3001\u9996\u5957\u623f\u6216\u4e8c\u5957\u623f\u6309\u63ed\u6709\u6240\u4e0d\u540c\uff0c\u9996\u5957\u81ea\u7528\u7269\u4e1a\u7684\u6bcf\u6708DTI\u4e0a\u9650\u662f50%\uff0c\u5426\u5219\u4fbf\u662f40%\u4e3a\u4e0a\u9650\u3002\u5728\u8fd9\u4e2a\u51c6\u5219\u4e0b\uff0c\u82e5\u7136\u4f5c\u4e3a\u501f\u6b3e\u62c5\u4fdd\u4eba\u7684\u516c\u53f8\u80a1\u4e1c\u6709\u4e24\u4f4d\uff0c\u4ed6\u4eec\u5e76\u975e\u592b\u5987\u53c8\u6216\u672a\u80fd\u8ba9\u94f6\u884c\u4fe1\u7eb3\u4e8c\u4eba\u662f\u5171\u540c\u81ea\u7528\u7269\u4e1a\uff0c\u94f6\u884c\u4fbf\u4f1a\u4ee540%\u4e3a\u4e0a\u9650\u8ba1\u7b97\u4f9b\u6b3e\u5360\u5165\u606f\u6bd4\u7387\u3002\u4e8b\u5b9e\u4e0a\uff0c\u4ea6\u6709\u94f6\u884c\u4e00\u5f8b\u89c6\u516c\u53f8\u540d\u4e49\u8d2d\u4e70\u7269\u4e1a\u4f5c\u4e3a\u975e\u81ea\u7528\u6027\u8d28\u5904\u7406\u6309\u63ed\u7533\u8bf7\uff0c\u4f9b\u6b3e\u5360\u5165\u606f\u6bd4\u7387\u4e00\u6982\u4ee540%\u4e3a\u4e0a\u9650\u8ba1\u3002\n<\/p>\n<p>\n    &nbsp;\n<\/p>\n<p>\n    \u516c\u53f8\u80a1\u4e1c\u63d0\u4ea4\u7684\u5165\u606f\u6587\u4ef6\u4e0e\u4e00\u822c\u4e2a\u4eba\u63d0\u4ea4\u7684\u6ca1\u5927\u5206\u522b\uff0c\u5305\u62ec\u6700\u8fd1\u5e74\u5ea6\u7a0e\u5355\u3001\u516c\u53f8\u7cae\u5355\u3001\u85aa\u91d1\u5165\u5e10\u94f6\u884c\u7eaa\u5f55\u7b49; \u57fa\u65bc\u4e1a\u4e3b\u662f\u516c\u53f8\u540d\u4e49\uff0c\u94f6\u884c\u4e00\u822c\u8fd8\u9700\u8981\u516c\u53f8\u72b6\u51b5\u7684\u8bc1\u660e\u5305\u62ec\u516c\u53f8\u6ce8\u518c\u8bc1\u3001\u516c\u53f8\u7ae0\u7a0b\u3001\u5546\u4e1a\u767b\u8bb0\u8bc1\u53ca\u80a1\u4e1c\u540d\u518c\u7b49\u3002\n<\/p>\n<p>\n    &nbsp;\n<\/p>\n<p>\n    \u82e5\u5c5e\u65bc\u6709\u5b9e\u8d28\u8425\u8fd0\u4e1a\u52a1\u7684\u516c\u53f8\u6301\u6709\u7269\u4e1a\uff0c\u6709\u5173\u6309\u63ed\u8d37\u6b3e\u7533\u8bf7\u4e00\u822c\u4f1a\u7531\u94f6\u884c\u4e4b\u5546\u4e1a\u7406\u8d22\u6216\u4e2d\u5c0f\u4f01\u8d37\u6b3e\u90e8\u95e8\u5904\u7406\uff0c\u6d89\u53ca\u4e4b\u8d37\u6b3e\u4ea6\u672a\u5fc5\u4ec5\u9650\u65bc\u7269\u4e1a\u6309\u63ed\uff0c\u6216\u6d89\u53ca\u751f\u610f\u8425\u8fd0\u6240\u9700\u4e4b\u878d\u8d44\u8d37\u6b3e\uff1b\u56e0\u6b64\u94f6\u884c\u9700\u8981\u5411\u6709\u5173\u516c\u53f8\u4e86\u89e3\u5176\u4e1a\u52a1\u7ecf\u8425\u4e4b\u6536\u652f\u76c8\u4e8f\u53ca\u8d22\u653f\u72b6\u51b5\uff0c\u6240\u9700\u6587\u4ef6\u5305\u62ec\u5df2\u5ba1\u6838\u7684\u8d22\u52a1\u62a5\u8868\u3001\u7ba1\u7406\u5e10\u76ee\u3001\u516c\u53f8\u7a0e\u5355\u3001\u663e\u793a\u516c\u53f8\u73b0\u91d1\u6d41\u7684\u6237\u53e3\u7eaa\u5f55\uff0c\u4ee5\u53ca\u6309\u8d37\u6b3e\u4e2a\u6848\u9700\u8981\u4e4b\u4e1a\u52a1\u7ecf\u8425\u72b6\u51b5\u8d44\u6599\u7b49\u3002\n<\/p>\n<p>\n    &nbsp;\n<\/p>\n<p>\n    \u4ee5\u516c\u53f8\u540d\u4e49\u6301\u6709\u7269\u4e1a\u4e4b\u4e70\u5356\u6d41\u7a0b\u3001\u6301\u6709\u516c\u53f8\u4e4b\u6cd5\u5b9a\u89c4\u5219\u3001\u6bcf\u5e74\u6d89\u53ca\u4e4b\u8d39\u7528\u53ca\u7a0e\u52a1\u8ba1\u7b97\u8f83\u4e3a\u590d\u6742\uff0c\u4e00\u822c\u9996\u7f6e\u4e70\u5bb6\u4e0d\u5b9c\u5728\u672a\u4e86\u89e3\u5404\u6ce8\u610f\u7ec6\u9879\u4e0b\u8f7b\u7387\u4ee5\u516c\u53f8\u540d\u4e49\u4e70\u5165\u7269\u4e1a\u3002\n<\/p>\n<p>\n    \n<\/p>\n<table width=\"400\" height=\"60px\" border=\"0\" cellpadding=\"0\" align=\"center\">\n<tbody>\n<tr class=\"firstRow\">\n<td valign=\"middle\" style=\"background-color: rgb(219, 238, 243); 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