{"id":525061,"date":"2022-03-31T18:33:35","date_gmt":"2022-03-31T10:33:35","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=525061"},"modified":"2023-01-05T10:40:41","modified_gmt":"2023-01-05T02:40:41","slug":"%e4%b8%80%e6%96%87%e8%a7%a3%e6%a7%8b%e6%a8%93%e6%8c%89%e6%af%94%e8%bc%83h%e6%8c%89p%e6%8c%89%e5%88%a9%e7%8e%87%e8%a8%88%e7%ae%97%e5%a4%a7%e4%b8%8d%e5%90%8c","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/cn\/525061\/%e4%b8%80%e6%96%87%e8%a7%a3%e6%a7%8b%e6%a8%93%e6%8c%89%e6%af%94%e8%bc%83h%e6%8c%89p%e6%8c%89%e5%88%a9%e7%8e%87%e8%a8%88%e7%ae%97%e5%a4%a7%e4%b8%8d%e5%90%8c\/","title":{"rendered":"\u4e00\u6587\u89e3\u6784\u697c\u6309\u6bd4\u8f83\uff1aH\u6309\u3001P\u6309\u5229\u7387\u8ba1\u7b97\u5927\u4e0d\u540c"},"content":{"rendered":"<div style='padding:10px; max-width:100%; font-family: Microsoft YaHei, Hiragino Sans GB, Arial, SimSun, Helvetica,sans-serif;'>\n<figure class='import_image' style='border:0px solid; padding-bottom:0.5em;'>\n<a href='https:\/\/img.house730.com\/2022\/03\/31\/8c94fb64f24f477bb1dcd83b5f0a8b27.jpg?x-oss-process=style\/1080xauto_f2.webp' target='_blank'><img style='width:100%; height:auto;' src='https:\/\/img.house730.com\/2022\/03\/31\/8c94fb64f24f477bb1dcd83b5f0a8b27.jpg?x-oss-process=style\/1080xauto_f2.webp' alt='\u4e00\u6587\u89e3\u6784\u697c\u6309\u6bd4\u8f83\uff1aH\u6309\u3001P\u6309\u5229\u7387\u8ba1\u7b97\u5927\u4e0d\u540c' \/><\/a><br \/>\n<\/figure>\n<\/p>\n<div style='background-color:rgba(0,122,255,.05); padding:20px;'>\n<blockquote><p><q>\u8ba4\u8bc6\u6d6e\u606f\u6309\u63ed\u697c\u6309\u8ba1\u5212\uff0c\u89e3\u6784H\u6309 vs P\u6309\u5229\u7387\u3001\u8ba1\u7b97\u65b9\u6cd5\u53ca\u6ce2\u5e45\u6bd4\u8f83\uff0c\u4e86\u89e3\u5927P\u7ec6P\u4e2a\u4e2d\u5206\u522b\uff01<\/q><\/p><\/blockquote>\n<\/div>\n<p><h1><strong>\u4e00\u6587\u89e3\u6784<\/strong><strong>\u697c\u6309\u6bd4\u8f83<\/strong><strong>\uff1a<\/strong><strong>H\u6309<\/strong><strong>\u3001<\/strong><strong>P\u6309\u5229\u7387<\/strong><strong>\u8ba1\u7b97\u5927\u4e0d\u540c<\/strong><\/h1>\n<p><span style=\"font-weight: 400;\">\u7f6e\u4e1a\u65f6\uff0c<\/span><a href=\"https:\/\/www.house730.com\/news\/25073\/\" target=\"_blank\"><span style=\"font-weight: 400;\">\u697c<\/span><span style=\"font-weight: 400;\">\u5b87<\/span><span style=\"font-weight: 400;\">\u6309\u63ed<\/span><\/a><span style=\"font-weight: 400;\">\u662f<\/span><span style=\"font-weight: 400;\">\u6bd4\u8f83<\/span><span style=\"font-weight: 400;\">\u91cd\u8981\u7684\u4e00\u73af\u3002\u62e3\u9009\u6d6e\u606f\u6309\u63ed\uff0c\u4fbf\u53ef\u5728\u5229\u7387\u4e0b\u8dcc\u65f6\u7f34\u4ed8\u8f83\u5c11\u5229\u606f\u3002\u800c\u6d6e\u606f\u6309\u63ed\u5206\u4e3a<\/span><span style=\"font-weight: 400;\">H\u6309<\/span><span style=\"font-weight: 400;\">\u548c<\/span><span style=\"font-weight: 400;\">P\u6309<\/span><span style=\"font-weight: 400;\">\u4e24\u7c7b\uff0c\u770b\u770b\u4ee5\u4e0b<\/span><span style=\"font-weight: 400;\">\u6bd4\u8f83<\/span><span style=\"font-weight: 400;\">\uff0c\u4e86\u89e3<\/span><span style=\"font-weight: 400;\">H\u6309<\/span><span style=\"font-weight: 400;\">\u548c<\/span><span style=\"font-weight: 400;\">P\u6309<\/span><span style=\"font-weight: 400;\">\u7684\u4e2a\u4e2d<\/span><span style=\"font-weight: 400;\">\u5206\u522b<\/span><span style=\"font-weight: 400;\">\uff01<\/span><\/p>\n<h2>&nbsp;<\/h2>\n<h2><strong>P\u6309<\/strong><strong>\uff1a\u8ddf\u968f\u7f8e\u56fd<\/strong><strong>\u5229\u7387&nbsp; \u5927P\u7ec6P<\/strong><strong>\u5404\u6709<\/strong><strong>\u5206\u522b<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">P\u6309<\/span><span style=\"font-weight: 400;\">\u662f\u4ee5\u7f8e\u56fd\u5229\u7387\u8d70\u52bf\u8ba2\u7acb\u7684\u6700\u4f18\u60e0<\/span><span style=\"font-weight: 400;\">\u5229\u7387<\/span><span style=\"font-weight: 400;\">\uff0c\u8ba1\u7b97\u65b9\u5f0f\u4e3a\u300cP-\u6307\u5b9a\u767e\u5206\u70b9\u300d\u3002<\/span><span style=\"font-weight: 400;\">P\u6309<\/span><span style=\"font-weight: 400;\">\u7684\u5229\u7387\u8ba1\u7b97\u516c\u5f0f\u662f\u300cP &amp;ndash; X%\u300d\uff0c\u5047\u8bbe\u94f6\u884c\u63d0\u4f9b\u7684\u5229\u7387\u662f\u300cP &amp;ndash; 2.5%\u300d\uff0c\u4ee5\u300c\u7ec6P\u300d5\u5398\u8ba1\u7b97\uff0c\u5b9e\u9645\u5229\u7387\u662f2.5\u5398\u3002\u800c\u5e02\u573a\u4e0a\u73b0\u67094\u79cd<\/span><span style=\"font-weight: 400;\">P\u6309\u5229\u7387<\/span><span style=\"font-weight: 400;\">\u767e\u5206\u70b9\uff0c\u4ecb\u4e4e5\u5398\u548c5.5\u5398\u4e4b\u95f4\uff0c\u5f53\u4e2d\u53c8\u5206\u4e3a<\/span><span style=\"font-weight: 400;\">\u5927P<\/span><span style=\"font-weight: 400;\">\u548c<\/span><span style=\"font-weight: 400;\">\u7ec6P<\/span><span style=\"font-weight: 400;\">\uff0c<\/span><span style=\"font-weight: 400;\">\u5206\u522b<\/span><span style=\"font-weight: 400;\">\u662f\u63075.25\u5398\u548c5\u5398\u4e24\u79cd\u3002<\/span><\/p>\n<h2>&nbsp;<\/h2>\n<h2><strong>H\u6309<\/strong><strong>\uff1a<\/strong><strong>\u5229\u7387<\/strong><strong>\u6309\u94f6\u884c\u8d70\u52bf\u800c\u5b9a<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">H\u6309<\/span><span style=\"font-weight: 400;\">\u6307HIBOR\uff0c<\/span><span style=\"font-weight: 400;\">\u5229\u7387<\/span><span style=\"font-weight: 400;\">\u4ee5<\/span><span style=\"font-weight: 400;\">\u94f6\u884c\u540c\u4e1a\u62c6\u606f<\/span><span style=\"font-weight: 400;\">\u8ba1\u7b97\uff0c<\/span><span style=\"font-weight: 400;\">\u6bd4\u8f83<\/span><span style=\"font-weight: 400;\">\u6ce8\u91cd\u672c\u5730\u94f6\u884c\u7684\u8d44\u91d1\u60c5\u51b5\u3002<\/span><span style=\"font-weight: 400;\">H\u6309<\/span><span style=\"font-weight: 400;\">\u7684<\/span><span style=\"font-weight: 400;\">\u5229\u606f<\/span><span style=\"font-weight: 400;\">\u56e0\u94f6\u884c\u8d44\u91d1\u5145\u88d5\u800c\u4e0b\u8dcc\u3001\u4ea6\u56e0\u8d44\u91d1\u4e0d\u8db3\u4e0a\u5347\u3002\u6b64\u5916\uff0c<\/span><span style=\"font-weight: 400;\">H\u6309\u5229\u7387<\/span><span style=\"font-weight: 400;\">\u8bbe\u9501\u606f\u4e0a\u9650\uff0c\u91c7\u7528\u300cH+\u6307\u5b9a\u767e\u5206\u7387\u300d\u4f5c\u5c01\u9876\u4f4d\uff0c\u4ee5\u514d\u56e0\u94f6\u884c\u8d70\u52bf\u6ce2\u52a8\u4ee4<\/span><span style=\"font-weight: 400;\">H\u6309\u5229\u7387<\/span><span style=\"font-weight: 400;\">\u6025\u5347\u3002<\/span><\/p>\n<h2>&nbsp;<\/h2>\n<p><strong>H\u6309\u7684<\/strong><span style=\"font-weight: 400;\">\u5229\u7387\u8ba1\u7b97\u516c\u5f0f\u662f\u300cH + X%<\/span><strong>\u300d<\/strong><span style=\"font-weight: 400;\">\uff0c\u5047\u8bbeH\u662f1.62%\uff0c\u800c\u94f6\u884c\u63d0\u4f9b\u7684\u5229\u7387\u662f\u300cH + 1.25%\u300d\uff0c\u6309\u63ed\u5229\u7387\u7406\u8bba\u4e0a\u662f2.87%\uff0c\u4f46\u94f6\u884c\u4e3a\u4fdd\u6301\u6309\u606f\u9690\u5b9a\u53ca\u51cf\u5c11\u5ba2\u6237\u98ce\u9669\uff0c<\/span><strong>H\u6309<\/strong><span style=\"font-weight: 400;\">\u8bbe\u5c01\u9876\u4f4d\uff08CAP\uff09\uff0c\u8ba1\u7b97\u65b9\u5f0f\u4e0eP\u6309\u4e00\u6837\u662f\u300cP &amp;ndash; X%\u300d\u3002<\/span><\/p>\n<h2>&nbsp;<\/h2>\n<p><span style=\"font-weight: 400;\">\u5c31\u4ee5\u6c47\u4e30\u4e3a\u4f8b\uff0c\u5176\u73b0\u65f6\u6700\u4f18\u60e0\u5e74\u5229\u7387\u4e3a 5%\uff0c\u53ef\u51cf\u4e4b\u767e\u5206\u70b9\u4e3a 2.5%\uff0c\u5b9e\u9645 P \u6309\u5229\u7387\u5373\u662f\uff1a5% &amp;ndash; 2.5% = 2.5%\u3002\u6362\u8a00\u4e4b\uff0c\u5728\u8fd9\u4e2a\u60c5\u51b5\uff0c\u5982\u501f\u6b3e\u4eba\u9009\u62e9\u5411\u6c47\u4e30\u505a H \u6309\uff0c\u5176 H \u6309\u5229\u7387\u4e0a\u9650\u5c31\u662f 2.5%\u3002<\/span><\/p>\n<h2>&nbsp;<\/h2>\n<h2><strong>\u7747\u6e05<\/strong><strong>\u697c\u6309\u6bd4\u8f83<\/strong><strong>\uff1a<\/strong><strong>P \u6309 vs H\u6309<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">P\u6309<\/span><span style=\"font-weight: 400;\">\u4e0e<\/span><span style=\"font-weight: 400;\">H\u6309<\/span><span style=\"font-weight: 400;\">\u7684\u6700\u5927<\/span><span style=\"font-weight: 400;\">\u5206\u522b<\/span><span style=\"font-weight: 400;\">\u5c31\u662f\u8ba1\u7b97\u65b9\u5f0f\u3002<\/span><span style=\"font-weight: 400;\">P\u6309<\/span><span style=\"font-weight: 400;\">\u9664\u4e86\u4ee5\u7f8e\u56fd<\/span><span style=\"font-weight: 400;\">\u5229\u7387<\/span><span style=\"font-weight: 400;\">\u4f5c\u6307\u6807\uff0c\u8fd8\u4f1a\u56e0\u94f6\u884c\u8bbe\u7acb\u7684\u767e\u5206\u70b9\uff08\u5373<\/span><span style=\"font-weight: 400;\">\u5927P<\/span><span style=\"font-weight: 400;\">\u53ca<\/span><span style=\"font-weight: 400;\">\u7ec6P<\/span><span style=\"font-weight: 400;\">\u7684<\/span><span style=\"font-weight: 400;\">\u5206\u522b<\/span><span style=\"font-weight: 400;\">\uff09\u800c\u6709\u6240\u4e0d\u540c\uff1b\u800c<\/span><span style=\"font-weight: 400;\">H\u6309<\/span><span style=\"font-weight: 400;\">\u7684\u62c6\u606f<\/span><span style=\"font-weight: 400;\">\u5229\u7387<\/span><span style=\"font-weight: 400;\">\u5219\u77ac\u606f\u4e07\u53d8\uff0c\u56e0\u6b64\u8981\u6309\u7167\u94f6\u884c\u516c\u4f1a\u6bcf\u65e5\u5728\u7f51\u7ad9\u66f4\u65b0\u7684\u7ed3\u7b97\u7387\u4e3a\u51c6\u3002<\/span><\/p>\n<h2>&nbsp;<\/h2>\n<p><span style=\"font-weight: 400;\">\u5728\u4e24\u79cd<\/span><span style=\"font-weight: 400;\">\u697c\u6309<\/span><span style=\"font-weight: 400;\">\u4e2d\uff0c<\/span><span style=\"font-weight: 400;\">P\u6309\u6bd4\u8f83<\/span><span style=\"font-weight: 400;\">\u7a33\u5b9a\uff0c\u6574\u4f53\u6ce2\u5e45\u4e0d\u5927\uff1b<\/span><span style=\"font-weight: 400;\">H\u6309<\/span><span style=\"font-weight: 400;\">\u5219\u76f8\u5bf9\u6d6e\u52a8\u3002\u4f46\u56e0<\/span><span style=\"font-weight: 400;\">H\u6309\u5229\u7387<\/span><span style=\"font-weight: 400;\">\u4e0a\u9650\u5927\u591a\u7b49\u540c<\/span><span style=\"font-weight: 400;\">P\u6309<\/span><span style=\"font-weight: 400;\">\uff0c\u5373\u4f7f\u62c6\u606f<\/span><span style=\"font-weight: 400;\">\u5229\u7387<\/span><span style=\"font-weight: 400;\">\u4e0a\u5347\uff0c\u5b9e\u9645\u6570\u5b57\u4e5f\u8ddf<\/span><span style=\"font-weight: 400;\">P\u6309\u5229\u7387<\/span><span style=\"font-weight: 400;\">\u76f8\u82e5\uff0c\u751a\u81f3\u8f83<\/span><span style=\"font-weight: 400;\">P\u6309<\/span><span style=\"font-weight: 400;\">\u4e3a\u4f4e\uff0c\u6545\u5728\u5e02\u573a\u4e0a\u5e7f\u53d7\u6b22\u8fce\u3002&nbsp;<\/span><\/p>\n<h2>&nbsp;<\/h2>\n<h2><strong>\u900f\u8fc7House730\u4e86\u89e3\u6700\u65b0\u697c\u5e02\u8d44\u8baf<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">\u82e5\u60f3\u4e86\u89e3\u66f4\u591a\u5173\u65bc<\/span><span style=\"font-weight: 400;\">\u697c<\/span><span style=\"font-weight: 400;\">\u5b87<\/span><span style=\"font-weight: 400;\">\u6309\u63ed<\/span><span style=\"font-weight: 400;\">\u7b49\u76f8\u5173\u8d44\u8baf\uff0c\u8bf7\u5bc6\u5207\u7559\u610fHouse730\uff0c\u6211\u4eec\u6301\u7eed\u4e3a\u5404\u5927\u7528\u6237\u7f51\u7f57\u6700\u65b0\u697c\u5e02\u6d88\u606f\uff0c\u8ba9\u4f60\u638c\u63e1\u5e02\u573a\u52a8\u6001\u3002<\/span><\/p>\n<h2>&nbsp;<\/h2>\n<p><span style=\"font-weight: 400;\">\u6d4f\u89c8\u66f4\u591a\u6309\u63ed\u8ba1\u5212\u76f8\u5173\u6587\u7ae0\uff1a<\/span><\/p>\n<ul class=\" list-paddingleft-2\">\n<li>\n<p><a href=\"https:\/\/www.house730.com\/news\/25035\/\" target=\"_blank\"><span style=\"font-weight: 400;\">\u6309\u63ed \u8ba1\u7b97\u673a<\/span><\/a><\/p>\n<\/li>\n<li>\n<p><a href=\"https:\/\/www.house730.com\/news\/25073\/\" target=\"_blank\"><span style=\"font-weight: 400;\">\u697c\u5b87 \u6309\u63ed<\/span><\/a><\/p>\n<\/li>\n<li>\n<p><a href=\"https:\/\/www.house730.com\/news\/25056\/\" target=\"_blank\"><span style=\"font-weight: 400;\">\u7533\u8bf7 \u6309\u63ed<\/span><\/a><\/p>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<\/p>\n<\/p>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u8ba4\u8bc6\u6d6e\u606f\u6309\u63ed\u697c\u6309\u8ba1\u5212\uff0c\u89e3\u6784H\u6309 vs P\u6309\u5229\u7387\u3001\u8ba1\u7b97\u65b9\u6cd5\u53ca\u6ce2\u5e45\u6bd4\u8f83\uff0c\u4e86\u89e3\u5927P\u7ec6P\u4e2a\u4e2d\u5206\u522b\uff01<\/p>\n","protected":false},"author":4,"featured_media":825061,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1012104],"tags":[200237,200303],"new_properties":[],"class_list":["post-525061","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1012104","tag-200237","tag-200303"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" 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