{"id":506525,"date":"2006-05-12T16:43:00","date_gmt":"2006-05-12T08:43:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=506525"},"modified":"2020-11-30T10:07:52","modified_gmt":"2020-11-30T02:07:52","slug":"%e9%a6%99%e6%b8%af%e6%8c%89%e6%8f%ad%e8%ad%89%e5%88%b8%e5%85%ac%e5%8f%b8%e6%98%af%e4%bd%95%e6%96%b9%e7%a5%9e%e8%81%96","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/cn\/506525\/%e9%a6%99%e6%b8%af%e6%8c%89%e6%8f%ad%e8%ad%89%e5%88%b8%e5%85%ac%e5%8f%b8%e6%98%af%e4%bd%95%e6%96%b9%e7%a5%9e%e8%81%96\/","title":{"rendered":"\u300c\u9999\u6e2f\u6309\u63ed\u8bc1\u5238\u516c\u53f8\u300d\u662f\u4f55\u65b9\u795e\u5723\uff1f"},"content":{"rendered":"
\n

\u300c \u9999 \u6e2f \u6309 \u63ed \u8bc1 \u5238 \u6709 \u9650 \u516c \u53f8 \u300d \ufe5d <\/span>The Hong Kong Mortgage Corporation Limited, <\/span>\u7b80 \u79f0 <\/span>HKMC<\/span>\ufe5e \uff0c \u6210 \u7acb \u65bc <\/span>1997<\/span>\u5e74 <\/span>3<\/span>\u6708 \uff0c \u7531 \u9999 \u6e2f \u653f \u5e9c \u901a \u8fc7 \u5916 \u6c47 \u57fa \u91d1 \u5168 \u8d44 \u62e5 \u6709 \u3002 <\/span>\u5176 \u6210 \u7acb \u5b97 \u65e8 \u4e3a \uff1a <\/span><\/p>\n

\u4e00 \u3001   <\/span><\/span>\u900f \u8fc7 \u63d0 \u4f9b \u53ef \u9760 \u7684 \u6d41 \u52a8 \u8d44 \u91d1 \u53bb \u63d0 \u9ad8 \u94f6 \u884c \u4e1a \u7684 \u7a33 \u5b9a \u6027 \uff0c \u4ece \u800c \u964d \u4f4e \u94f6 \u884c \u5728 \u653e \u51fa \u6309 \u63ed \u8d37 \u6b3e \u65f6 \u53ef \u80fd \u5f15 \u8d77 \u7684 <\/span>\uff02 <\/span>\u8d44 \u4ea7 \u96c6 \u4e2d \u98ce \u9669 <\/span>\uff02 <\/span>\u53ca <\/span>\uff02 <\/span>\u6d41 \u52a8 \u8d44 \u91d1 \u77ed \u7f3a \u98ce \u9669 <\/span>\uff02 <\/span>\uff1b <\/span><\/p>\n

\u4e8c \u3001   <\/span><\/span>\u4fc3 \u4f7f \u66f4 \u591a \u4eba \u4ed5 \u5728 \u9999 \u6e2f \u7f6e \u4e1a \uff1b \u53ca <\/span><\/p>\n

\u4e09 \u3001   <\/span><\/span>\u63a8 \u52a8 \u9999 \u6e2f \u503a \u52a1 \u8bc1 \u5238 \u53ca \u6309 \u63ed \u8bc1 \u5238 \u5e02 \u573a \u7684 \u53d1 \u5c55 \u3002 <\/span><\/span><\/p>\n

\u4e1a \u52a1 \u53d1 \u5c55 \u591a \u5143 \u5316 <\/span><\/o:p><\/span><\/p>\n

1997<\/span>\u5e74 \u6210 \u7acb \u521d \u671f \uff0c <\/span>HKMC<\/span>\u4e4b \u4e1a \u52a1 \u53ea \u6709 \u5411 \u94f6 \u884c \u8d2d \u4e70 \u6309 \u63ed \u8d37 \u6b3e \u7ec4 \u5408 \uff0c \u4ece \u800c \u63d0 \u9ad8 \u94f6 \u884c \u7684 \u6d41 \u52a8 \u8d44 \u91d1 \uff0c \u800c \u94f6 \u884c \u5219 \u7ee7 \u7eed \u4e3a \u5356 \u51fa \u4e4b \u7ec4 \u5408 \u63d0 \u4f9b <\/span>\uff02 <\/span>\u6309 \u63ed \u4f9b \u6b3e \u7ba1 \u7406 <\/span>\uff02 <\/span>(mortgage loan servicing)<\/span>\u3002 \u5176 \u540e <\/span>HKMC<\/span>\u4e0e \u94f6 \u884c \u53ca \u6309 \u63ed \u4fdd \u9669 \u516c \u53f8 \u8054 \u624b \u63a8 \u51fa <\/span>\uff02 <\/span>\u6309 \u63ed \u4fdd \u9669 \u8ba1 \u5212 <\/span>\uff02 <\/span>\uff0c \u7531 \u94f6 \u884c \u63d0 \u4f9b \u6700 \u9ad8 \u4e4b <\/span>95%<\/span>\u697c \u4ef7 \u4e4b \u6309 \u63ed \u8d37 \u6b3e \uff0c \u94f6 \u884c \u9700 \u627f \u62c5 \u4e4b \u8d37 \u6b3e \u98ce \u9669 \u53ea \u9650 \u65bc \u697c \u4ef7 <\/span>70%<\/span>\u4e4b \u5185 \uff0c \u4e03 \u6210 \u4ee5 \u4e0a \u4e4b \u8d37 \u6b3e \u98ce \u9669 \u5219 \u7531 \u6309 \u63ed \u4fdd \u9669 \u516c \u53f8 \u627f \u62c5 \uff0c \u800c \u6b64 \u8ba1 \u5212 \u4e2d \u4e4b \u6309 \u63ed \u501f \u6b3e \u4eba \uff0c \u9700 \u7f34 \u4ed8 \u6309 \u63ed \u4fdd \u8d39 \u3002 \u8fd1 \u671f <\/span>HKMC<\/span>\u4ea6 \u9646 \u7eed \u4e0e \u94f6 \u884c \u5408 \u4f5c \u63a8 \u51fa \u300c \u4e8c \u6309 \u300d \u8ba1 \u5212 \uff0c \u5f53 \u4e2d \u6709 \u91c7 \u7528 \u300c \u7efc \u5408 \u5229 \u7387 \u300d \ufe5d <\/span>C Rate<\/span>\ufe5e \u4f5c \u4e3a \u300c \u4e8c \u6309 \u300d \u8d37 \u6b3e \u4e4b \u4ef7 \u683c \u57fa \u51c6 \u3002 \u503c \u5f97 \u4e00 \u63d0 \u8005 \u662f \uff1a \u7531 \u65bc \u4e0a \u8ff0 \u6309 \u63ed \u8ba1 \u5212 \u7686 \u7275 \u6d89 <\/span>\uff02 <\/span>\u8bc1 \u5238 \u5316 <\/span>\uff02 <\/span>\ufe5d <\/span>securitisation<\/span>\ufe5e <\/span>\uff02 <\/span>\u518d \u4fdd \u9669 <\/span>\uff02 <\/span>\ufe5d <\/span>reinsurance<\/span>\ufe5e \uff0c \u6545 \u6709 \u5173 \u8d37 \u6b3e \u4e4b \u5ba1 \u6279 \u4e00 \u822c \u4f1a \u6bd4 \u94f6 \u884c \u4e4b \u4e03 \u6210 \u6309 \u63ed \u4e3a \u4e25 \u7d27 \uff0c \u6240 \u9700 \u65f6 \u95f4 \u4ea6 \u76f8 \u5bf9 \u8f83 \u957f \u3002 <\/span><\/span><\/p>\n

\u81f3 \u65bc \u8bc1 \u5238 \u4e1a \u52a1 \u4e4b \u53d1 \u5c55 \uff0c <\/span>HKMC<\/span>\u63a8 \u51fa \u4e86 <\/span>\uff02 <\/span>\u503a \u52a1 \u5de5 \u5177 \u53d1 \u884c \u8ba1 \u5212 <\/span>\uff02 <\/span>\uff0c \u4e3a \u5e02 \u573a \u4e0a \u7684 \u673a \u6784 \u6295 \u8d44 \u8005 \u7b79 \u63aa \u8d44 \u91d1 \u4ee5 \u4f5c \u6536 \u8d2d \u6309 \u63ed \uff1b \u53e6 \u5916 \u4ea6 \u8bbe \u7acb <\/span>\uff02 <\/span>\u96f6 \u552e \u503a \u5238 \u53d1 \u884c \u8ba1 \u5212 <\/span>\uff02 <\/span>\uff0c \u5bb9 \u8bb8 \u4e00 \u822c \u6295 \u8d44 \u8005 <\/span>(<\/span>\u5305 \u62ec \u96f6 \u552e \u5ba2 \u6237 <\/span>)<\/span>\u7ecf \u914d \u552e \u94f6 \u884c \u8ba4 \u8d2d <\/span>HKMC<\/span>\u4e4b \u503a \u5238 \u3002 \u6b64 \u5916 \uff0c \u4e3a \u9488 \u5bf9 \u6709 \u610f \u4f7f \u7528 \u6309 \u63ed \u8bc1 \u5238 \u4f5c \u4e3a \u8d44 \u4ea7 \u7ba1 \u7406 \u5de5 \u5177 \u7684 \u94f6 \u884c \uff0c <\/span><\/span>HKMC<\/span>\u63a8 \u51fa \u6709 \u62c5 \u4fdd \u6309 \u63ed \u901a \u9012 \u8bc1 \u5238 \u5316 \u8ba1 \u5212 \uff08 <\/span>Guaranteed Mortgage-Backed Pass-Through Programme<\/span>\uff09 \uff0c \u628a \u4e0d \u6d41 \u901a \u7684 \u4f4f \u5b85 \u6309 \u63ed \u8f6c \u5316 \u4e3a \u6d41 \u901a \u7684 \u6309 \u63ed \u8bc1 \u5238 \u3002 <\/span><\/o:p><\/span><\/span><\/p>\n

HKMC<\/span>\u8d21 \u732e \u4e0e \u5426 <\/span><\/o:p><\/span><\/strong><\/p>\n

\u6709 \u5e02 \u573a \u4eba \u4ed5 \u8ba4 \u4e3a \uff0c <\/span>HKMC<\/span>\u8eab \u4e3a \u534a \u653f \u5e9c \u673a \u6784 \uff0c \u4f46 \u7ecf \u5e38 \u63a8 \u51fa \u4e0d \u540c \u7684 \u6309 \u63ed \u8ba1 \u5212 \u4ee5 \u589e \u52a0 \u5e02 \u573a \u6e17 \u900f \u7387 \uff0c \u4ece \u800c \u8d5a \u53d6 \u5229 \u6da6 \uff0c \u6839 \u672c \u5c31 \u662f \u300c \u4e0e \u6c11 \u4e89 \u5229 \u300d \u3002 \u53ef \u662f \uff0c \u7b14 \u8005 \u5e76 \u4e0d \u8ba4 \u540c \u6b64 \u8bba \u70b9 \uff0c <\/span>\u4e8b \u5b9e \u4e0a \u8fc7 \u5f80 \u672c \u5730 \u6309 \u63ed \u4e1a \u52a1 \uff0c \u4e00 \u5411 \u5747 \u7531 \u6570 \u95f4 \u5927 \u94f6 \u884c \u6240 \u5784 \u65ad \uff0c \u800c \u6309 \u63ed \u4ea7 \u54c1 \u4ea6 \u4e0d \u591f \u591a \u5143 \u5316 \uff0c \u4e1a \u754c \u4e00 \u822c \u53ea \u900f \u8fc7 \u51cf \u606f \u53bb \u62a2 \u5ba2 \u3002 \u968f \u7740 <\/span>HKMC<\/span>\u4e4b \u51fa \u73b0 \uff0c \u5404 \u5927 \u5c0f \u94f6 \u884c \u5747 \u53ef \u81ea \u7531 \u4e89 \u53d6 \u6309 \u63ed \u4e1a \u52a1 \uff0c \u800c \u6309 \u63ed \u4ea7 \u54c1 \u6b65 \u5411 \u591a \u5143 \u5316 \u4e4b \u53d1 \u5c55 \u3002 \u5177 \u4f53 \u800c \u8a00 \uff0c <\/span>HKMC<\/span>\u5728 \u5e02 \u573a \u786e \u5b9e \u6709 \u5176 \u529f \u80fd \u5982 \u4e0b \uff1a <\/span><\/p>\n

\u4e00 \u3001   <\/span><\/span>\u900f \u8fc7 <\/span>HKMC<\/span>\u4e4b \u4e1a \u52a1 \u53d1 \u5c55 \u53ca \u5e02 \u573a \u7ecf \u9a8c \uff0c \u653f \u5e9c \u5f53 \u5c40 \u53ef \u66f4 \u4e86 \u89e3 \u9999 \u6e2f \u6309 \u63ed \u5e02 \u573a \u53d1 \u5c55 \uff0c \u65b9 \u4fbf \u65e5 \u540e \u6709 \u5173 \u653f \u7b56 \u4e4b \u8ba2 \u5b9a \uff1b <\/span><\/p>\n

\u4e8c \u3001   <\/span><\/span>\u4fc3 \u8fdb \u9999 \u6e2f \u5efa \u7acb \u4e00 \u4e2a \u516c \u5e73 \u7684 \u6309 \u63ed \u5e02 \u573a \uff1b <\/span><\/p>\n

\u4e09 \u3001   <\/span><\/span>\u6210 \u4e3a \u5e02 \u573a \u4e3b \u5bfc \uff0c \u4e3a \u4e0d \u540c \u6309 \u63ed \u8d37 \u6b3e \u7ec4 \u5408 \u8ba2 \u4ef7 \uff0c \u4ea6 \u5c06 \u6309 \u63ed \u6587 \u4ef6 \u6807 \u51c6 \u5316 \uff1b \u53ca <\/span><\/p>\n

\u56db \u3001   <\/span><\/span>\u9f13 \u52a8 \u94f6 \u884c \u63a8 \u51fa \u65b0 \u4ea7 \u54c1 \uff0c \u914d \u5408 \u4e0d \u540c \u7f6e \u4e1a \u4eba \u4ed5 \u4e4b \u9700 \u8981 \u3002 <\/span><\/span><\/p>\n

\u57fa \u6b64 \uff0c \u7b14 \u8005 \u8ba4 \u4e3a \u300c \u4e0e \u6c11 \u4e89 \u5229 \u300d \u5e76 \u975e \u4e8b \u5b9e \uff0c \u5927 \u5bb6 \u4e0d \u8981 \u5355 \u770b <\/span>HKMC<\/span>\u4e4b \u76c8 \u5229 \u800c \u62b9 \u715e \u5176 \u8d21 \u732e \u554a \uff01 <\/span><\/p>\n

(<\/span>\u300a \u758f \u8d22 \u6742 \u300b \u6587 \u7ae0 \u540c \u65f6 \u8f6c \u8f7d \u65bc \u300a \u7ecf \u6d4e \u4e00 \u5468 \u300b <\/span>) <\/span><\/p>\n

\u4f5c \u8005 \u7535 \u90ae \uff1a <\/span>info@centafinance.com<\/a> <\/o:p><\/span><\/p>\n

<<\/span>\u6ce8 <\/span>: <\/span>\u4e2d \u539f \u8d22 \u52a1 \u6709 \u9650 \u516c \u53f8 <\/span>\u4e3a \u4e2d \u539f \u96c6 \u56e2 \u4e4b \u5168 \u8d44 \u9644 \u5c5e \u516c \u53f8 \uff0c \u4e1a \u52a1 \u76ee \u6807 \u662f \u76f4 \u63a5 \u63d0 \u4f9b \u6309 \u63ed \u8d37 \u6b3e \u4e88 \u4e70 \u697c \u4eba \u4ed5 \uff0c \u52a1 \u6c42 \u4e3a \u5ba2 \u4eba \u63d0 \u4f9b \u5168 \u9762 \u3001 \u4f18 \u8d28 \u53ca \u4e00 \u7ad9 \u5f0f \u6309 \u63ed \u8d37 \u6b3e \u670d \u52a1 \u3002 \u672c \u516c \u53f8 \u4ee5 \u5730 \u4ea7 \u4ee3 \u7406 \u96c6 \u56e2 \u4e3a \u80cc \u666f \uff0c \u63d0 \u4f9b \u6309 \u63ed \u8d37 \u6b3e \u670d \u52a1 \uff0c \u4e43 \u5e02 \u573a \u4e4b \u9996 \u521b \u3002 <\/span>><\/span><\/p>\n<\/p>\n<\/p>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

...<\/p>\n","protected":false},"author":10173,"featured_media":806525,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[920125],"tags":[],"new_properties":[],"class_list":["post-506525","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-920125"],"acf":[],"aioseo_notices":[],"lang":"cn","translations":{"cn":506525,"zh":6525},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/506525"}],"collection":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/users\/10173"}],"replies":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/comments?post=506525"}],"version-history":[{"count":0,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/506525\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media\/806525"}],"wp:attachment":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media?parent=506525"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/categories?post=506525"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/tags?post=506525"},{"taxonomy":"new_properties","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/new_properties?post=506525"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}