{"id":506523,"date":"2006-05-26T16:41:00","date_gmt":"2006-05-26T08:41:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=506523"},"modified":"2020-11-30T10:07:51","modified_gmt":"2020-11-30T02:07:51","slug":"%e6%89%b9%e6%a0%b8%e9%81%8e%e7%a8%8b%e5%a4%a7%e8%a7%a3%e5%89%96-%e6%8a%b5%e6%8a%bc%e5%93%81%e5%88%86%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/cn\/506523\/%e6%89%b9%e6%a0%b8%e9%81%8e%e7%a8%8b%e5%a4%a7%e8%a7%a3%e5%89%96-%e6%8a%b5%e6%8a%bc%e5%93%81%e5%88%86%e6%9e%90\/","title":{"rendered":"\u6279\u6838\u8fc7\u7a0b\u5927\u89e3\u5256 \u2500 \u62b5\u62bc\u54c1\u5206\u6790"},"content":{"rendered":"
\n

\u76f8 \u4fe1 \u5f88 \u591a \u4e70 \u697c \u4eba \u58eb \u90fd \u7ecf \u5386 \u8fc7 \uff0c \u94f6 \u884c \u5ba3 \u4f20 \u5e7f \u544a \u4e2d \u660e \u660e \u63a8 \u5e7f \u6309 \u63ed \u5229 \u7387 \u53ef \u4f4e \u81f3 \u300c <\/span>P-2.75%<\/span>\u300d \ufe5d “ \u6700 \u4f18 \u60e0 \u5229 \u7387 ” \u51cf <\/span>2.75%<\/span>\ufe5e \uff0c \u4f46 \u6279 \u51fa \u6765 \u7684 \u7ed3 \u679c \u5374 \u53ea \u5f97 \u300c <\/span>P-1.65%<\/span>\u300d \uff0c \u6709 \u4e9b \u4eba \u751a \u81f3 \u4e0d \u83b7 \u94f6 \u884c \u6279 \u6838 \uff0c \u9700 \u4e34 \u65f6 \u627e \u5176 \u4ed6 \u6279 \u6838 \u8f83 \u5bbd \u677e \u7684 \u8d22 \u52a1 \u673a \u6784 \u5e2e \u52a9 \uff0c \u7ed3 \u679c \u8981 \u8feb \u65bc \u65e0 \u5948 \u63a5 \u53d7 \u300c <\/span>P-0.5%<\/span>\u300d \u624d \u53ef \u4ee5 \u8d76 \u53ca \u697c \u5b87 \u4e70 \u5356 \u6210 \u4ea4 \u9650 \u671f \u524d \u5b8c \u6210 \u4ea4 \u6613 \u3002 \u7a76 \u7adf \uff0c \u94f6 \u884c \u662f \u51ed \u751a \u9ebd \u53bb \u51b3 \u5b9a \u6279 \u6838 \u5462 \uff1f \u4f55 \u89e3 \u6279 \u51fa \u4e4b \u6761 \u6b3e \u53c8 \u4f1a \u5404 \u6709 \u4e0d \u540c \uff1f <\/span><\/span><\/o:p><\/span><\/span><\/p>\n

\u57fa \u672c \u539f \u5219 <\/span><\/o:p><\/span><\/strong><\/p>\n

\u6240 \u6709 \u751f \u610f \u4eba \u90fd \u4f1a \u6709 \u4e2a \u5171 \u540c \u7684 \u57fa \u672c \u8981 \u6c42 \uff1a \u300c \u98ce \u9669 \u4e0e \u56de \u62a5 \u6c38 \u8fdc \u8981 \u6210 \u6b63 \u6bd4 \u300d \u3002 \u6240 \u8c13 \u300c \u5bcc \u8d35 \u9669 \u4e2d \u6c42 \u300d \u4ea6 \u57fa \u65bc \u6b64 \u539f \u5219 \u3002 \u4f55 \u89e3 \u6279 \u51fa \u4e4b \u6309 \u63ed \u5229 \u7387 \u4f1a \u6bd4 \u63a8 \u5e7f \u4ef7 \u9ad8 \uff1f \u7a76 \u5176 \u539f \u56e0 \u5c31 \u662f \u8be5 \u6309 \u63ed \u8d37 \u6b3e \u4e4b \u98ce \u9669 \u6bd4 \u5176 \u4ed6 \u6309 \u63ed \u8d37 \u6b3e \u8005 \u9ad8 \uff0c \u57fa \u6b64 \uff0c \u94f6 \u884c \u9700 \u8981 \u5f97 \u5230 \u66f4 \u5927 \u7684 \u56de \u62a5 \u624d \u80af \u627f \u62c5 \u5176 \u98ce \u9669 \u3002 \u7531 \u65bc \u6bcf \u95f4 \u94f6 \u884c \u5bf9 \u98ce \u9669 \u627f \u62c5 \u7684 \u6781 \u9650 \u90fd \u4f1a \u6709 \u6240 \u4e0d \u540c \uff0c \u56e0 \u6b64 \u4f1a \u6709 \u300c \u83b7 \u8fd9 \u95f4 \u94f6 \u884c \u6279 \u6838 \uff0c \u4f46 \u88ab \u90a3 \u95f4 \u94f6 \u884c \u5426 \u51b3 \u300d \u7684 \u60c5 \u51b5 \u53d1 \u751f \u3002 <\/span><\/span><\/o:p><\/span><\/span><\/p>\n

\u98ce \u9669 \u56e0 \u7d20 \u2500 \u62b5 \u62bc \u54c1 <\/span><\/o:p><\/span><\/strong><\/p>\n

\u6309 \u63ed \u8d37 \u6b3e \u672c \u4e3a \u300c \u6709 \u62b5 \u62bc \u8d37 \u6b3e \u300d \uff0c \u56e0 \u6b64 \uff0c \u5728 \u6279 \u6838 \u8fc7 \u7a0b \u4e2d \uff0c \u6700 \u5173 \u952e \u7684 \u5c31 \u662f \u300c \u62b5 \u62bc \u54c1 \u300d \uff0c \u5373 \u6709 \u5173 \u4e4b \u6309 \u63ed \u7269 \u4e1a \u3002 \u5728 \u8fd9 \u65b9 \u9762 \u800c \u8a00 \uff0c \u94f6 \u884c \u6700 \u5173 \u6ce8 \u7684 \u6709 \u4e09 \u5927 \u8981 \u70b9 \uff1a <\/span><\/span><\/p>\n

\u4e00 \u3001 <\/span>\u6309 \u63ed \u6210 \u6570 \ufe5d <\/span>Loan-To-Valuation Ratio, <\/span>\u53c8 \u79f0 <\/span>LTV<\/span>\ufe5e <\/span><\/p>\n

\u6309 \u63ed \u8d37 \u6b3e \u4f5c \u4e3a \u300c \u6709 \u62b5 \u62bc \u8d37 \u6b3e \u300d \uff0c \u610f \u601d \u6307 \u501f \u6b3e \u4eba \u65e0 \u6cd5 \u507f \u8fd8 \u8d37 \u6b3e \u65f6 \uff0c \u94f6 \u884c \u6709 \u6743 \u53d8 \u5356 \u76f8 \u5173 \u6309 \u63ed \u7269 \u4e1a \u4ee5 “ \u6e05 \u6570 ” \u3002 <\/span>\u4e3a \u6b64 \uff0c <\/span>LTV<\/span>\u8d8a \u4f4e \uff0c \u94f6 \u884c \u5356 \u697c \u540e \u53ef \u5168 \u6570 \u53d6 \u56de \u4eba \u5ba2 \u6b20 \u6b3e \ufe5d \u8fde \u540c \u7d2f \u79ef \u62d6 \u6b20 \u5229 \u606f \ufe5e \u4e4b \u673a \u4f1a \u81ea \u7136 \u5927 \uff1b \u53cd \u4e4b \uff0c <\/span>LTV<\/span>\u8d8a \u9ad8 \u4e4b \u6309 \u63ed \u8d37 \u6b3e \uff0c \u98ce \u9669 \u4fbf \u8d8a \u9ad8 \uff0c \u65bc \u662f \u5e02 \u9762 \u4e0a <\/span>LTV70%<\/span>\u4ee5 \u4e0a \u4e4b \u6309 \u63ed \u8d37 \u6b3e \uff0c \u5176 \u6309 \u63ed \u4fdd \u9669 \u8d39 \ufe5d \u6216 \u624b \u7ee9 \u8d39 \ufe5e \u4ea6 \u4f1a \u76f8 \u5bf9 \u5730 \u8d35 \uff0c \u800c \u6279 \u51fa \u673a \u4f1a \u4ea6 \u8f83 <\/span>LTV<\/span>\u4f4e \u4e4b \u6309 \u63ed \u8d37 \u6b3e \u96be \u3002 <\/span><\/span><\/p>\n

\u4e8c \u3001 <\/span>\u697c \u5b87 \u6709 \u5426 \u8fdd \u53cd \u5efa \u7b51 \u7269 \u6761 \u4f8b <\/span><\/p>\n

\u7531 \u65bc \u4e70 \u5356 \u7269 \u4e1a \u65f6 \uff0c \u5fc5 \u987b \u5148 \u5c06 \u6709 \u5173 \u7269 \u4e1a \u4e4b “ \u62bc \u8bb0 \u4ee4 ” \u6e05 \u9664 \uff0c \u65b9 \u53ef \u987a \u5229 \u6210 \u4ea4 \uff0c <\/span>\u800c \u5f53 \u4e2d \u4e4b \u300c \u52d8 \u67e5 \u4ee4 \u300d \u3001 \u300c \u4fee \u847a \u4ee4 \u300d \u6216 \u300c \u62c6 \u5378 \u4ee4 \u300d \u6240 \u7275 \u6d89 \u7684 \u91d1 \u989d \u5176 \u5b9e \u53ef \u5927 \u53ef \u5c0f \uff0c \u94f6 \u884c \u7edd \u5bf9 \u62c5 \u5fc3 \u4e07 \u4e00 \u8981 \u6536 \u56de \u62b5 \u62bc \u54c1 \u540e \u4e5f \u4f1a \u5f97 \u4e0d \u507f \u5931 \u3002 \u57fa \u6b64 \uff0c \u94f6 \u884c \u8981 \u6279 \u51fa \u6ce8 \u6709 \u4e0a \u8ff0 “ \u62bc \u8bb0 \u4ee4 ” \u7269 \u4e1a \u4e4b \u6309 \u63ed \u8d37 \u6b3e \u65f6 \uff0c \u6309 \u63ed \u5229 \u7387 \u6216 \u4f1a \u76f8 \u5bf9 \u8f83 \u9ad8 \uff0c \u94f6 \u884c \u4ea6 \u4f1a \u8981 \u6c42 \u501f \u6b3e \u4eba \u591a \u7b7e \u4e00 \u4efd \u300c \u627f \u8bfa \u4e66 \u300d \ufe5d <\/span>Undertaking<\/span>\ufe5e \uff0c \u4ee5 \u627f \u62c5 \u6d89 \u53ca \u65e5 \u540e \u6e05 \u9664 \u6709 \u5173 “ \u62bc \u8bb0 \u4ee4 ” \u4e4b \u4f7f \u8d39 \u3002 <\/span><\/span><\/p>\n

\u4e09 \u3001 <\/span>\u7269 \u4e1a \u7528 \u9014 <\/span><\/p>\n

\u4e00 \u822c \u800c \u8a00 \uff0c \u5018 \u82e5 \u6309 \u63ed \u7269 \u4e1a \u662f \u501f \u6b3e \u4eba \u81ea \u4f4f \u7684 \uff0c \u94f6 \u884c \u5927 \u90fd \u76f8 \u4fe1 \u4eba \u5ba2 \u4f1a \u5c3d \u6700 \u5927 \u80fd \u529b \u51c6 \u65f6 \u8fd8 \u6b3e \uff0c \u56e0 \u4e3a \u4e07 \u4e00 \u94f6 \u884c \u6536 \u697c \uff0c \u501f \u6b3e \u4eba \u4e00 \u5bb6 \u5927 \u7ec6 \u4fbf \u65e0 \u5bb6 \u53ef \u5f52 \u4e86 \uff0c \u591a \u5c11 \u6709 \u70b9 \u963b \u5413 \u4f5c \u7528 \u3002 \u53cd \u4e4b \uff0c \u82e5 \u8be5 \u7269 \u4e1a \u662f \u7528 \u6765 \u51fa \u79df \uff0c \u94f6 \u884c \u4fbf \u4f1a \u5931 \u53bb \u76f8 \u5173 \u4fe1 \u5fc3 \u4fdd \u969c \uff0c \u4e0e \u6b64 \u540c \u65f6 \uff0c \u94f6 \u884c \u6267 \u884c \u6536 \u697c \u65f6 \u66f4 \u4f1a \u53d7 \u6709 \u5173 \u79df \u7ea6 \u6240 \u7ea6 \u675f \uff0c \u57fa \u6b64 \uff0c \u975e \u81ea \u7528 \u4e4b \u7269 \u4e1a \uff0c \u5176 \u6309 \u63ed \u8d37 \u6b3e \u4e4b \u6279 \u6838 \u4f1a \u8f83 \u56f0 \u96be \uff0c \u800c \u76f8 \u5173 \u4e4b \u6309 \u63ed \u5229 \u7387 \u4ea6 \u4f1a \u8f83 \u9ad8 \u3002 <\/span><\/span><\/o:p><\/span><\/span><\/p>\n

(<\/span>\u300a \u758f \u8d22 \u6742 \u300b \u6587 \u7ae0 \u540c \u65f6 \u8f6c \u8f7d \u65bc \u300a \u7ecf \u6d4e \u4e00 \u5468 \u300b <\/span>) <\/span><\/p>\n

\u4f5c \u8005 \u7535 \u90ae \uff1a <\/span>info@centafinance.com<\/a> <\/o:p><\/span><\/p>\n

<<\/span>\u6ce8 <\/span>: <\/span>\u4e2d \u539f \u8d22 \u52a1 \u6709 \u9650 \u516c \u53f8 <\/span>\u4e3a \u4e2d \u539f \u96c6 \u56e2 \u4e4b \u5168 \u8d44 \u9644 \u5c5e \u516c \u53f8 \uff0c \u4e1a \u52a1 \u76ee \u6807 \u662f \u76f4 \u63a5 \u63d0 \u4f9b \u6309 \u63ed \u8d37 \u6b3e \u4e88 \u4e70 \u697c \u4eba \u4ed5 \uff0c \u52a1 \u6c42 \u4e3a \u5ba2 \u4eba \u63d0 \u4f9b \u5168 \u9762 \u3001 \u4f18 \u8d28 \u53ca \u4e00 \u7ad9 \u5f0f \u6309 \u63ed \u8d37 \u6b3e \u670d \u52a1 \u3002 \u672c \u516c \u53f8 \u4ee5 \u5730 \u4ea7 \u4ee3 \u7406 \u96c6 \u56e2 \u4e3a \u80cc \u666f \uff0c \u63d0 \u4f9b \u6309 \u63ed \u8d37 \u6b3e \u670d \u52a1 \uff0c \u4e43 \u5e02 \u573a \u4e4b \u9996 \u521b \u3002 <\/span>><\/span><\/p>\n<\/p>\n<\/p>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

...<\/p>\n","protected":false},"author":10173,"featured_media":806523,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[920125],"tags":[],"new_properties":[],"class_list":["post-506523","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-920125"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t