{"id":506511,"date":"2006-08-18T16:26:00","date_gmt":"2006-08-18T08:26:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=506511"},"modified":"2020-11-30T10:07:47","modified_gmt":"2020-11-30T02:07:47","slug":"p%e6%b8%9b3-25-%e4%b9%8b%e7%8d%a8%e5%ae%b6%e6%8c%89%e6%8f%ad%e5%8f%af%e8%a1%8c-%e5%97%8e","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/cn\/506511\/p%e6%b8%9b3-25-%e4%b9%8b%e7%8d%a8%e5%ae%b6%e6%8c%89%e6%8f%ad%e5%8f%af%e8%a1%8c-%e5%97%8e\/","title":{"rendered":"\uff02P\u51cf3.25%\uff02\u4e4b\u300c\u72ec\u5bb6\u300d\u6309\u63ed\u53ef\u884c \u5417\uff1f"},"content":{"rendered":"
\n

<<\/span><\/strong>\u6ce8 <\/span>:<\/span>\u4e2d \u539f \u8d22 \u52a1 \u8054 \u540c \u4e2d \u539f \u5730 \u4ea7 \u53ca \u4e2d \u89c6 \u7f51 \u5c06 \u4f1a \u63a8 \u51fa \u300c \u6309 <\/span><\/span>MORT<\/span>\u901a \u8bc6 \u300d <\/span>\u5149 \u789f \uff0c \u76ee \u7684 \u662f \u5e2e \u52a9 \u7f6e \u4e1a \u4eba \u4ed5 \u4e86 \u89e3 \u6309 \u63ed \u6d41 \u7a0b \u53ca \u66f4 \u7cbe \u660e \u5730 \u9009 \u53d6 \u5408 \u9002 \u81ea \u5df1 \u4e4b \u6309 \u63ed \u4ea7 \u54c1 \uff0c <\/span>\u5404 \u65b9 \u53cd \u5e94 \u70ed \u70c8 \uff0c \u8ba2 \u8d2d \u8be6 \u60c5 \u6b22 \u8fce <\/span>\u6d4f \u89c8 \u4e2d \u539f \u8d22 \u52a1 \u7f51 \u7ad9 <\/span>http:\/\/www.centafinance.com<\/a> <\/span>\u3002 <\/span>> <\/span><\/strong><\/o:p><\/span><\/span><\/p>\n

\uff02 <\/span>P<\/span><\/strong>\u51cf 3.25%<\/span><\/span>\uff02 <\/span><\/strong>\u4e4b <\/span>\u300c <\/span>\u72ec \u5bb6 <\/span>\u300d <\/span>\u6309 \u63ed \u53ef \u884c \u5417 ? <\/o:p><\/span><\/span><\/strong><\/p>\n

\u8fd1 \u65e5 \u6709 \u53d1 \u5c55 \u5546 \u9ad8 \u8c03 \u9080 \u8bf7 \u94f6 \u884c \u4e3a \u5176 \u65b0 \u76d8 \u63d0 \u4f9b \u5168 \u671f <\/span>\uff02 <\/span>P<\/span>\u51cf 3.25%<\/span><\/span>\uff02 <\/span>\u6309 \u63ed \u4f18 \u60e0 \uff0c \u5e76 \u58f0 \u8a00 \u94f6 \u884c \u53ef \u4ee5 \u72ec \u5bb6 \u53d6 \u5f97 10<\/span>\u4ebf \u6309 \u63ed \u751f \u610f \u3002 \u867d \u7136 \u521b \u610f \u751a \u4f73 \uff0c \u4f46 \u7b14 \u8005 \u9884 \u8ba1 \u94f6 \u884c \u754c \u5bf9 \u6b64 \u8ba1 \u5212 \u4e4b \u53cd \u5e94 \u4e0d \u4f1a \u70ed \u70c8 \u3002 <\/o:p><\/span><\/span><\/span><\/p>\n

\u4f4e \u65e0 \u53ef \u4f4e <\/o:p><\/span><\/span><\/strong><\/p>\n

\u73b0 \u65f6 \uff0c \u5e02 \u9762 \u4e0a \u5404 \u94f6 \u884c \u900f \u8fc7 \u4f20 \u5a92 \u516c \u5e03 \u5176 \u6700 \u65b0 \u654d \u9020 \u6309 \u63ed \u4e4b \u606f \u7387 \uff0c \u4e3b \u6d41 \u5206 \u7c7b \u5982 \u4e0b \ufe55 <\/o:p><\/span><\/span><\/span><\/p>\n

1.      <\/span><\/span>\u4ee5 \u6700 \u4f18 \u60e0 \u5229 \u7387 (<\/span>\u4e0b \u79f0 <\/span>\uff02 <\/span>P<\/span>\uff02 <\/span>)<\/span>\u4e3a 8%<\/span>\u4e4b \u94f6 \u884c \uff0c \u5176 \u6309 \u63ed \u606f \u7387 \u4e3a \u5168 \u671f <\/span>\uff02 <\/span>P<\/span>\u51cf 2.75%<\/span><\/span>\uff02 <\/span>\u6c34 \u5e73 \uff1b <\/span><\/o:p><\/span><\/p>\n

2.      <\/span><\/span>\u4ee5 P<\/span>\u4e3a 8.25%<\/span>\u4e4b \u94f6 \u884c \ufe55 <\/o:p><\/span><\/span><\/p>\n

(a)<\/span>\u8f83 \u5927 \u578b \u8005 \u5176 \u6309 \u63ed \u606f \u7387 \u4e3a <\/span>\uff02 <\/span>\u9996 \u4e24 \u5e74 P<\/span>\u51cf 3.15%<\/span>\uff0c \u5176 \u540e \u5168 \u671f \u4e3a P<\/span>\u51cf 2.8%<\/span><\/span>\uff02 <\/span>\u6c34 \u5e73 <\/span>\ufe54 <\/o:p><\/span><\/span><\/p>\n

(b)<\/span>\u5176 \u4ed6 \u4e2d \u5c0f \u578b \u4e4b \u94f6 \u884c \uff0c \u6309 \u63ed \u606f \u7387 \u5747 \u4e3a \u5168 \u671f <\/span>\uff02 <\/span>P<\/span>\u51cf 3%<\/span><\/span>\uff02 <\/span>\u6c34 \u5e73 <\/span>\u3002 <\/span><\/o:p><\/span><\/span><\/p>\n

\u5176 \u5b9e \uff0c \u4e0a \u8ff0 \u4e4b \u6309 \u63ed \u606f \u7387 \u5df2 \u7b97 \u662f \u975e \u5e38 \u4f18 \u60e0 \uff0c \u6839 \u636e 2006<\/span>\u5e74 8<\/span>\u6708 4<\/span>\u65e5 <\/st1:chsdate>\u4e4b <\/span>\uff02 <\/span>6<\/span>\u4e2a \u6708 \u94f6 \u884c \u540c \u4e1a \u62c6 \u606f <\/span>\uff02 <\/span>(6 months HIBOR)<\/span>\u4e3a <\/span>4.48%<\/span>\uff0c \u4e0e \u94f6 \u884c \u654d \u9020 \u4e4b \u6309 \u63ed \u606f \u7387 \u76f8 \u51cf \u540e \uff0c \u94f6 \u884c \u957f \u7ebf \u53ea \u80fd \u8d5a \u53d6 0.72%<\/span>\u81f3 0.77%<\/span>\u606f \u5dee \u6c34 \u5e73 \uff0c \u53ef \u89c1 \u94f6 \u884c \u53ea \u6709 \u5fae \u5229 \u53ef \u56fe \u3002 <\/o:p><\/span><\/span><\/span><\/p>\n

\u62d2 \u7edd \u6709 \u56e0 <\/o:p><\/span><\/span><\/strong><\/p>\n

\u7531 \u65bc \u53d1 \u5c55 \u5546 \u8981 \u6c42 \u94f6 \u884c \u63d0 \u51fa \u4e4b \u606f \u53e3 \u5b9e \u5728 \u592a \u4f4e \uff0c \u7b14 \u8005 \u76f8 \u4fe1 \u4e24 \u5927 \u94f6 \u884c \uff0c \u7531 \u65bc \u5176 P<\/span>\u5df2 \u4e3a \u5e02 \u573a \u4e0a \u8f83 \u4f4e \u4e4b 8%<\/span>\uff0c \u6545 \u73b0 \u9636 \u6bb5 \u65e0 \u53ef \u80fd \u518d \u63a8 \u51fa <\/span>\uff02 <\/span>P<\/span>\u51cf 3.25%<\/span><\/span>\uff02 <\/span>\u4e4b \u6309 \u63ed \u8ba1 \u5212 \ufe54 \u81f3 \u65bc \u5176 \u4ed6 \u91c7 \u7528 <\/span>P<\/span>\u4e3a <\/span>8.25%<\/span>\u4e4b \u94f6 \u884c \uff0c \u5018 \u771f \u7684 \u63a8 \u51fa <\/span>\uff02 <\/span>P<\/span>\u51cf 3.25%<\/span><\/span>\uff02 <\/span>\u4e4b \u8ba1 \u5212 \uff0c \u5176 \u5b9e \u9645 \u6309 \u63ed \u606f \u7387 \u4e3a <\/span>5%<\/span>\uff0c <\/span>\u51cf \u53bb \u5982 \u4e0a \u8ff0 \u4e4b 6<\/span>\u4e2a \u6708 HIBOR 4.48%<\/span>\u4e3a \u8d44 \u91d1 \u6210 \u672c \uff0c \u6240 \u8d5a \u606f \u5dee \u7947 \u5f97 0.52%<\/span>\uff0c \u4ea6 \u975e \u7406 \u60f3 \u4e4b \u6536 \u76ca \uff0c \u4e8b \u5173 \u5e02 \u573a \u4e0a \u4ee5 HIBOR<\/span>\u4e3a \u57fa \u51c6 \u4e4b \u4ea7 \u54c1 \uff0c \u5176 \u6309 \u63ed \u606f \u7387 \u4e00 \u822c \u4e3a <\/span>\uff02 <\/span>HIBOR<\/span>\u52a0 0.7%<\/span>\u81f3 0.8%<\/span><\/span>\uff02 <\/span>\uff0c \u610f \u5473 \u7740 \u4e1a \u754c \u5e0c \u671b \u53d6 \u5f97 \u4e4b \u6309 \u63ed \u606f \u5dee \u5229 \u6da6 \u6700 \u4f4e \u4e3a <\/span>0.7%<\/span>\u3002 <\/o:p><\/span><\/span><\/span><\/p>\n

\u4ee5 \u73b0 \u65f6 \u73af \u5883 \u6765 \u770b \uff0c \u94f6 \u884c \u754c \u5e76 \u4e0d \u60f3 \u6076 \u6027 \u7ade \u4e89 \uff0c \u89c2 \u4e4e \u5979 \u4eec \u6700 \u8fd1 \u63a8 \u51fa \u7684 \u4ea7 \u54c1 \u4e5f \u53ea \u4f5c \u9996 \u4e24 \u5e74 \u51cf \u606f \uff0c \u660e \u663e \u5730 \uff0c \u5979 \u4eec \u5e76 \u4e0d \u60f3 \u518d \u63a8 \u51fa \u5168 \u671f \u4f4e \u606f \u6309 \u63ed \uff0c \u800c \u5728 \u53e6 \u4e00 \u65b9 \u9762 \uff0c \u9999 \u6e2f \u91d1 \u878d \u7ba1 \u7406 \u7ba1 \u4ea6 \u4e0d \u60f3 \u94f6 \u884c \u754c \u65e0 \u5229 \u53ef \u56fe \uff0c \u5979 \u5e0c \u671b \u94f6 \u884c \u754c \u6709 \u5408 \u7406 \u76c8 \u5229 \uff0c \u4ee5 \u4f7f \u9999 \u6e2f \u91d1 \u878d \u4f53 \u7cfb \u6709 \u7a33 \u5065 \u4e4b \u53d1 \u5c55 \u3002 <\/o:p><\/span><\/span><\/span><\/p>\n

\u5373 \u4f7f \u771f \u7684 \u6709 \u94f6 \u884c \u613f \u610f \u4ee5 \u5982 \u6b64 \u5e45 \u5ea6 \u4e4b \u51cf \u606f \u6765 \u5438 \u7eb3 \u6309 \u63ed \u5ba2 \u6237 \uff0c \u76f8 \u4fe1 \u4ea6 \u4e0d \u4f1a \u9ad8 \u8c03 \u8fdb \u884c \uff0c <\/span>\u56e0 \u4e3a \u5176 \u73b0 \u6709 \u4e4b \u5ba2 \u6237 \u5fc5 \u7136 \u4f1a \u63d0 \u51fa \u51cf \u606f \u4e4b \u8981 \u6c42 \uff0c \u5c4a \u65f6 \u51cf \u606f \u94f6 \u884c \u4e4b \u6574 \u4f53 \u6309 \u63ed \u8d37 \u6b3e \u7ec4 \u5408 \uff0c \u5176 \u606f \u5dee \u6536 \u76ca \u53ef \u80fd \u4f1a \u5bfc \u81f4 \u5927 \u5e45 \u4e0b \u964d \uff0c \u5f97 \u4e0d \u507f \u5931 \u3002 \u6545 \u7b14 \u8005 \u4ee5 \u4e3a \u90e8 \u4efd \u94f6 \u884c \uff0c \u5c3d \u7ba1 \u5728 \u5438 \u7eb3 \u4e1a \u52a1 \u4e4b \u89d2 \u5ea6 \u771f \u6709 \u5174 \u8da3 \u53c2 \u4e0e \u53d1 \u5c55 \u5546 \u4e4b \u51cf \u606f \u8ba1 \u5212 \uff0c \u4f46 \u4ea6 \u4e0d \u60f3 \u516c \u5f00 \u88ab \u300c \u6446 \u4e0a \u67b1 \u300d \u800c \u9762 \u5bf9 \u5ba2 \u6237 \u3001 \u540c \u4e1a \u53ca \u76d1 \u7ba1 \u673a \u6784 \u4e4b \u538b \u529b \u3002 <\/o:p><\/span><\/span><\/span><\/p>\n

\u300c \u72ec \u5bb6 \u300d \u6309 \u63ed \u96be \u6210 <\/o:p><\/span><\/span><\/strong><\/p>\n

\u662f \u6b21 \u53d1 \u5c55 \u5546 \u58f0 \u8a00 \u94f6 \u884c \u53ef \u53d6 \u5f97 \u300c \u72ec \u5bb6 \u300d 10<\/span>\u4ebf \u6309 \u63ed \uff0c \u5728 \u5438 \u7eb3 \u4e1a \u52a1 \u800c \u8a00 \uff0c \u786e \u5b9e \u5341 \u5206 \u5438 \u5f15 \uff0c \u4f46 \u4e8b \u5b9e \u6839 \u672c \u6ca1 \u6709 \u53ef \u80fd \u53d1 \u751f \u7684 \u3002 <\/span>\u7531 \u65bc \u53d1 \u5c55 \u5546 \u6839 \u672c \u65e0 \u6743 \u63a7 \u5236 \u4e70 \u5bb6 \u9009 \u7528 \u54ea \u4e00 \u95f4 \u94f6 \u884c \uff0c \u4e70 \u5bb6 \u53ef \u6839 \u636e \u81ea \u5df1 \u4e4b \u559c \u597d \u800c \u9009 \u7528 \u94f6 \u884c \u3002 \u53e6 \u65b9 \u9762 \uff0c \u7531 \u65bc \u300c \u72ec \u5bb6 \u300d \u94f6 \u884c \u4e0d \u4ee3 \u8868 \u4f1a \u767e \u5206 \u4e4b \u4e00 \u767e \u6279 \u51fa \u6309 \u63ed \uff0c \u5982 \u679c \u65e5 \u540e \u51fa \u73b0 \u672a \u80fd \u6279 \u51fa \u5ba2 \u6237 \u7533 \u8bf7 \u4e4b \u8d37 \u6b3e \uff0c \u5c4a \u65f6 \u53d1 \u5c55 \u5546 \u53c8 \u5982 \u4f55 \u5904 \u7406 \u5ba2 \u6237 \u4e4b \u300c \u631e \u8ba2 \u300d \u5462 \ufe56 \u5176 \u5b9e \u8f83 \u4e3a \u53ef \u884c \u7684 \u4e0d \u5916 \u662f \u9009 \u7528 \u591a \u95f4 \u94f6 \u884c \u53c2 \u4e0e \uff0c \u4f46 10<\/span>\u4ebf \u751f \u610f \u5c31 \u5fc5 \u987b \u88ab \u74dc \u5206 \uff0c \u800c \u5bf9 \u94f6 \u884c \u4e4b \u5438 \u5f15 \u529b \u81ea \u7136 \u53c8 \u4f1a \u5927 \u6253 \u6298 \u6263 \u3002 <\/o:p><\/span><\/span><\/span><\/p>\n

\u57fa \u65bc \u4e0a \u8ff0 \u5206 \u6790 \uff0c \u7ed3 \u8bba \u662f \u53d1 \u5c55 \u5546 \u53ef \u8c13 \u521b \u610f \u5341 \u8db3 \uff0c \u4f46 \u76f8 \u4fe1 \u8fd9 \u4ec5 \u662f \u7ef0 \u5934 \u800c \u5df2 \ufe57 <\/o:p><\/span><\/span><\/span><\/p>\n

(<\/span>\u300a \u758f \u8d22 \u6742 \u300b \u6587 \u7ae0 \u540c \u65f6 \u8f6c \u8f7d \u65bc \u300a \u7ecf \u6d4e \u4e00 \u5468 \u300b <\/span>) <\/span><\/p>\n

\u4f5c \u8005 \u7535 \u90ae \uff1a <\/span>info@centafinance.com<\/a> <\/o:p><\/span><\/p>\n

<<\/span>\u6ce8 <\/span>: <\/span>\u4e2d \u539f \u8d22 \u52a1 \u6709 \u9650 \u516c \u53f8 <\/span>\u4e3a \u4e2d \u539f \u96c6 \u56e2 \u4e4b \u5168 \u8d44 \u9644 \u5c5e \u516c \u53f8 \uff0c \u4e1a \u52a1 \u76ee \u6807 \u662f \u76f4 \u63a5 \u63d0 \u4f9b \u6309 \u63ed \u8d37 \u6b3e \u4e88 \u4e70 \u697c \u4eba \u4ed5 \uff0c \u52a1 \u6c42 \u4e3a \u5ba2 \u4eba \u63d0 \u4f9b \u5168 \u9762 \u3001 \u4f18 \u8d28 \u53ca \u4e00 \u7ad9 \u5f0f \u6309 \u63ed \u8d37 \u6b3e \u670d \u52a1 \u3002 \u672c \u516c \u53f8 \u4ee5 \u5730 \u4ea7 \u4ee3 \u7406 \u96c6 \u56e2 \u4e3a \u80cc \u666f \uff0c \u63d0 \u4f9b \u6309 \u63ed \u8d37 \u6b3e \u670d \u52a1 \uff0c \u4e43 \u5e02 \u573a \u4e4b \u9996 \u521b \u3002 <\/span>><\/span><\/p>\n<\/p>\n<\/p>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

...<\/p>\n","protected":false},"author":10173,"featured_media":806511,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[920125],"tags":[],"new_properties":[],"class_list":["post-506511","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-920125"],"acf":[],"aioseo_notices":[],"lang":"cn","translations":{"cn":506511,"zh":6511},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/506511"}],"collection":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/users\/10173"}],"replies":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/comments?post=506511"}],"version-history":[{"count":0,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/506511\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media\/806511"}],"wp:attachment":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media?parent=506511"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/categories?post=506511"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/tags?post=506511"},{"taxonomy":"new_properties","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/new_properties?post=506511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}