{"id":506443,"date":"2008-01-04T17:28:00","date_gmt":"2008-01-04T09:28:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=506443"},"modified":"2020-11-30T10:07:13","modified_gmt":"2020-11-30T02:07:13","slug":"%e6%93%b4%e5%a4%a7%e4%bf%9d%e9%9a%aa%e8%a8%88%e5%8a%83%e7%84%a1%e5%8a%a9%e7%82%92%e9%a2%a8","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/cn\/506443\/%e6%93%b4%e5%a4%a7%e4%bf%9d%e9%9a%aa%e8%a8%88%e5%8a%83%e7%84%a1%e5%8a%a9%e7%82%92%e9%a2%a8\/","title":{"rendered":"\u6269\u5927\u4fdd\u9669\u8ba1\u5212\u65e0\u52a9\u7092\u98ce"},"content":{"rendered":"
\n

\u9999\u6e2f\u6309\u63ed\u8bc1\u5238\u6709\u9650\u516c\u53f8<\/span>(HKMC)<\/font><\/span>\u6700\u8fd1\u6269\u5927\u6309\u63ed\u4fdd\u9669\u8ba1\u5212\uff0c\u4e3a\u6295\u8d44\u51fa\u79df\u7269\u4e1a\u63d0\u4f9b\u6309\u63ed\u4fdd\u9669\u8d37\u6b3e\u4ea7\u54c1\uff0c\u5e02\u573a\u6709\u6279\u8bc4\u8ba4\u4e3a\u65b0\u4ea7\u54c1\u4f1a\u52a9\u957f\u697c\u5e02\u7092\u98ce\uff0c\u7b14\u8005\u5219\u6301\u4e0d\u540c\u4e4b\u610f\u89c1\u3002<\/span><\/span><\/o:p><\/span><\/font><\/p>\n

 <\/o:p><\/font><\/font><\/span><\/p>\n

\u88ab\u8feb\u56de\u5e94\u5e02\u573a\u4e4b\u9700\u8981<\/span><\/o:p><\/span><\/font><\/p>\n

HKMC<\/font><\/span>\u4eca\u6b21\u63a8\u51fa\u4e4b\u4ea7\u54c1\uff0c\u5e76\u975e\u5176\u9996\u521b\uff0c\u4e8b\u5173\u6e23\u6253\u94f6\u884c\u5df2\u65bc\u53bb\u5e74\u4e94\u6708\uff0c\u8054\u540c\u5176\u4ed6\u6309\u63ed\u4fdd\u9669\u516c\u53f8\uff0c\u5c06\u6309\u4fdd\u8303\u56f4\u63d0\u4f9b\u81f3\u8fde\u79df\u7ea6\u7269\u4e1a\uff0c\u800c<\/span>HKMC<\/font><\/span>\u8fde\u540c\u4e09\u5341\u591a\u95f4\u91d1\u878d\u673a\u6784\u4e4b\u6309\u63ed\u4fdd\u9669\u8ba1\u5212\uff0c\u4e00\u5411\u5c5e\u5e02\u573a\u4e4b\u9886\u5bfc\u8005\uff0c\u65e0\u7406\u7531\u8ba9\u5176\u552f\u4e00\u4e4b\u7ade\u4e89\u5bf9\u624b<\/span>(<\/font><\/span>\u6e23\u6253\u53ca\u76f8\u5173\u6309\u63ed\u4fdd\u9669\u516c\u53f8<\/span>)<\/font><\/span>\u5728\u5e02\u573a\u72ec\u5bb6\u63d0\u4f9b\u6309\u63ed\u4fdd\u9669\u8d37\u6b3e\u4ea7\u54c1\uff0c\u6545\u7b14\u8005\u8ba4\u4e3a\u4eca\u6b21<\/span>HKMC<\/font><\/span>\u4e4b“\u65b0\u7337”\uff0c\u6839\u672c\u5c31\u662f\u56de\u5e94\u5e02\u573a\u9700\u8981\uff0c\u4e0d\u8ba9\u5176\u7ade\u4e89\u8005\u5c0a\u7f8e\u3002<\/span><\/font><\/p>\n

 <\/o:p><\/font><\/font><\/span><\/p>\n

\u4f9d\u8fd8\u6b3e\u80fd\u529b\u6279\u51fa\u8d37\u6b3e<\/span><\/o:p><\/span><\/font><\/p>\n

\u7531\u65bc\u8fde\u79df\u7ea6\u4e4b\u6309\u63ed\u4fdd\u9669\u8ba1\u5212\uff0c\u5176\u4e0a\u9650\u8ba2\u65bc<\/span>800<\/font><\/span>\u4e07\u5143\uff0c\u53c8\u6216\u697c\u4ef7\u4f30\u503c<\/span>\/<\/font><\/span>\u6210\u4ea4\u4ef7<\/span>(<\/font><\/span>\u4ee5\u4f4e\u8005\u4e3a\u51c6<\/span>)<\/font><\/span>\u4e4b<\/span>85%<\/font><\/span>\uff0c\u6709\u5174\u8da3\u4e4b\u7f6e\u4e1a\u8005\u5148\u8981\u50a8\u6709<\/span>15%<\/font><\/span>\u4e4b\u9996\u671f\uff0c\u800c\u8d37\u6b3e\u4e4b\u6279\u6838\u4ea6\u4e0d\u5f97\u8d85\u8fc7<\/span>50%<\/font><\/span>\u300c\u5165\u606f\u4e0e\u4f9b\u6b3e\u6bd4\u7387\u300d<\/span>(Debt-To-Income Ratio, DTI)<\/font><\/span>\u4e4b\u9650\u5236\u3002<\/span><\/font><\/p>\n

 <\/o:p><\/font><\/font><\/span><\/p>\n

\u6362\u53e5\u8bdd\u8bf4\uff0c\u5373\u4f7f\u7533\u8bf7\u4eba\u6709\u9996\u671f\uff0c<\/span>DTI<\/font><\/span>\u8d85\u8fc7<\/span>50%<\/font><\/span>\u8005\uff0c\u4ea6\u4f1a\u6279\u4e0d\u8db3<\/span>(<\/font><\/span>\u751a\u6216\u6279\u4e0d\u5230<\/span>)<\/font><\/span>\u8d37\u6b3e\u3002<\/span>\u867d\u7136\u6709\u5173\u4ea7\u54c1\u5bb9\u8bb8\u5c06\u6bcf\u6708\u79df\u91d1\u4e4b<\/span>70%<\/font><\/span>\u8ba1\u7b97\u5728<\/span>DTI<\/font><\/span>\u4e4b“\u5165\u606f”\u5185\uff0c\u4f46\u7533\u8bf7\u4eba\u76ee\u524d\u5c45\u6240\u4e4b\u79df\u91d1\u6216\u6309\u63ed\u4f9b\u6b3e\u540c\u65f6\u4ea6\u8981\u8ba1\u5165“\u4f9b\u6b3e”\u5185\uff0c\u6545\u6536\u5165\u4e0d\u9ad8\u4e4b\u4eba\u58eb\uff0c\u6839\u672c\u5c31\u65e0\u6cd5\u900f\u8fc7\u662f\u9879\u6309\u63ed\u4fdd\u9669\u8ba1\u5212\u4e70\u697c\u6536\u79df\u3002<\/span><\/font><\/p>\n

 <\/o:p><\/font><\/font><\/span><\/p>\n

\u6709\u52a9\u63d0\u65e9\u4e70\u697c\u6536\u79df<\/span><\/o:p><\/span><\/font><\/p>\n

\u4f20\u7edf\u4e70\u697c\u6536\u79df\u4e1a\u4e3b\uff0c\u5927\u591a\u6570\u6709\u5145\u88d5\u73b0\u91d1\uff0c\u672c\u6765\u5c31\u4e0d\u9700\u8981\u6309\u63ed\u8d37\u6b3e\uff0c\u90e8\u4efd\u5373\u4f7f\u6709\u501f\u8d37\u9700\u8981\uff0c\u6309\u63ed\u6210\u6570\u4ea6\u504f\u4f4e\uff0c\u6545\u94f6\u884c\u4e00\u5411\u6709\u6279\u51fa\u4e03\u6210\u4ee5\u5185\u4e4b\u6309\u63ed\u8d37\u6b3e\u4f9b\u4eba\u5ba2\u4e70\u697c\u6536\u79df\uff0c\u4eca\u6b21<\/span>HKMC<\/font><\/span>\u63a8\u51fa\u6700\u9ad8\u516b\u6210\u534a\u4e4b\u6309\u63ed\u4fdd\u9669\u8d37\u6b3e\u4e88\u4e70\u697c\u6536\u79df\u4e1a\u4e3b\uff0c\u5176\u5b9e\u7957\u662f\u9f13\u52b1\u6295\u8d44\u8005\u63d0\u65e9\u5165\u5e02\uff0c\u4e8b\u5173\u4e70\u697c\u6536\u79df\u6700\u4f4e\u9650\u5ea6\u4e4b\u9996\u671f\uff0c\u7531\u8fc7\u53bb\u697c\u4ef7“\u4e09\u6210”\uff0c\u51cf\u4f4e\u81f3“\u6210\u534a”\uff0c\u53c8\u6216\u4ee5\u540c\u7b49\u91d1\u989d\u4e4b\u9996\u671f\uff0c\u7531\u8fc7\u53bb\u6700\u591a\u4e4b\u4e03\u6210\u501f\u8d37\uff0c\u63d0\u9ad8\u81f3\u516b\u6210\u534a\u6309\u63ed\uff0c\u6709\u52a9\u6295\u8d44\u8005\u8d2d\u5165\u8f83\u5927\u4e4b\u6536\u79df\u7269\u4e1a\uff1b\u53e6\u65b9\u9762\uff0c\u56e0\u7ecf\u6d4e\u80fd\u529b\u63d0\u5347<\/span>(<\/font><\/span>\u5982\u5165\u606f\u589e\u52a0<\/span>)<\/font><\/span>\u800c\u6709\u6761\u4ef6\u6362\u5927\u697c\u81ea\u7528\u4e4b\u4e1a\u4e3b\uff0c\u4ea6\u53ef\u8003\u8651\u4e0d\u6362\u697c\uff0c\u6539\u7531\u900f\u8fc7<\/span>HKMC<\/font><\/span>\u4e4b\u65b0\u4ea7\u54c1\uff0c\u591a\u4e70\u4e00\u4e2a\u6536\u79df\u7269\u4e1a\u3002<\/span><\/font><\/p>\n

 <\/o:p><\/font><\/font><\/span><\/p>\n

\u6574\u4f53\u800c\u8a00\uff0c\u7b14\u8005\u4e0d\u8ba4\u540c\u65b0\u8ba1\u5212\u4f1a\u52a9\u957f\u697c\u5e02\u7092\u98ce\uff0c\u4e8b\u5173\u8be5\u8ba1\u5212\u8bbe\u6709<\/span>DTI<\/font><\/span>\u95e8\u69db\uff0c\u4e0d\u4f1a\u5bfc\u81f4\u666e\u7f57\u5927\u4f17\u968f\u610f\u53d6\u7528\uff0c\u53cd\u800c\u5bf9\u6536\u5165\u6761\u4ef6\u8f83\u4f73\u4e4b\u4eba\u58eb\uff0c\u63d0\u4f9b\u7ec6\u697c\u6362\u5927\u697c\u4ee5\u5916\u4e4b\u9009\u62e9\ufe30\u4e70\u697c\u6536\u79df\u3002<\/span><\/o:p><\/span><\/font><\/p>\n

 <\/o:p><\/font><\/font><\/span><\/p>\n<\/p>\n<\/p>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

...<\/p>\n","protected":false},"author":10173,"featured_media":806443,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[920125],"tags":[],"new_properties":[],"class_list":["post-506443","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-920125"],"acf":[],"aioseo_notices":[],"lang":"cn","translations":{"cn":506443,"zh":6443},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/506443"}],"collection":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/users\/10173"}],"replies":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/comments?post=506443"}],"version-history":[{"count":0,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/506443\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media\/806443"}],"wp:attachment":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media?parent=506443"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/categories?post=506443"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/tags?post=506443"},{"taxonomy":"new_properties","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/new_properties?post=506443"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}