{"id":505841,"date":"2010-04-17T14:34:00","date_gmt":"2010-04-17T06:34:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=505841"},"modified":"2020-11-30T10:03:33","modified_gmt":"2020-11-30T02:03:33","slug":"hibor-%e8%91%97%e6%95%b8-%e5%b0%8f%e5%bf%83%e8%a8%88%e6%95%b8","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/cn\/505841\/hibor-%e8%91%97%e6%95%b8-%e5%b0%8f%e5%bf%83%e8%a8%88%e6%95%b8\/","title":{"rendered":"HIBOR \u7740\u6570! \u5c0f\u5fc3\u8ba1\u6570"},"content":{"rendered":"<div style='padding:10px; max-width:100%; font-family: Microsoft YaHei, Hiragino Sans GB, Arial, SimSun, Helvetica,sans-serif;'>\n<p><p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">\u73af\u7403\u6c34\u6d78\u60c5\u51b5\u4e0b\uff0c\u8fd1\u671f1\u4e2a\u6708\u94f6\u884c\u540c\u4e1a\u62c6\u606f(Hibor Rate\uff1b\u7b80\u79f0\uff1aH)\u5f98\u5f8a\u57280.07%\u81f30.1%\u4e4b\u5386\u53f2\u4f4e\u4f4d\uff0c\u4ee5\u5e02\u573a\u4e0a\u4e00\u4e2a\u4f4e\u81f3\u62c6\u606f\u52a00.7%\u4e4b\u6309\u63ed\u8ba1\u5212\u4e3a\u4f8b\uff0c\u5b9e\u9645\u6309\u606f\u53ef\u4f4e\u81f30.8%\uff0c\u5c5e\u7eaa\u5f55\u4ee5\u6765\u4f4e\u6c34\u5e73\uff0c\u4e0e\u6700\u4f18\u60e0\u5229\u7387(Prime Rate\uff1b\u7b80\u79f0\uff1aP)\u4e3a\u57fa\u51c6\u4e4b\u6309\u63ed\u8ba1\u5212\u76f8\u6bd4\uff0cP\u6309\u5b9e\u9645\u6309\u606f\u7ea62.1%\u8ba1\uff0c\u4e24\u8005\u606f\u5dee\u9ad8\u8fbe1.3\u5398\uff0c\u6bcf$100\u4e07\u501f\u8d37\u989d20\u5e74\u603b\u5229\u606f\u5f00\u652f\u60ad\u8d85\u8fc7$14\u4e07\uff0c\u96be\u602aH\u6309\u5907\u53d7\u8ffd\u6367\uff0c\u91c7\u7528\u6bd4\u4f8b\u66f4\u5df2\u8d85\u8d8aP\u6309\u3002<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">&nbsp;<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">\u57fa\u65bcH\u6309\u6ce2\u52a8\u6027\u5927\uff0c\u501f\u6b3e\u4eba\u5e94\u7559\u610f\u94f6\u884c\u63d0\u4f9b\u7684\u5c01\u9876\u5229\u7387\u4e0a\u9650\u662f\u5426\u8d34\u8fd1\u5e02\u573a\u6c34\u5e73\uff0c\u5e76\u9884\u7b97\u4e00\u65e6\u62c6\u606f\u62bd\u5347\u4e4b\u4f9b\u6b3e\u989d\u589e\u5e45\uff0c\u4ee5\u8861\u91cf\u81ea\u5df1\u7684\u8d1f\u62c5\u80fd\u529b\u3002\u5728\u4e0d\u8fdc\u768408\u5e7410\u6708\u671f\u95f4\u5c31\u66fe\u7ecf\u8bd5\u8fc7\uff0c\u62c6\u606f\u7a81\u7136\u5927\u5e45\u62bd\u5347\u81f3\u8fd14\u5398\uff0c\u5b9e\u9645\u6309\u606f\u4fbf\u4e0a\u5347\u81f35\u5398\uff0c\u5c01\u9876\u4e0a\u9650\u4fbf\u53ef\u907f\u514d\u5373\u65f6\u8981\u6371\u8d35\u606f\uff0c\u5bfc\u81f4\u4f9b\u6b3e\u5927\u5931\u9884\u7b97\u3002<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">&nbsp;<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">\u53e6\u5916\uff0c\u5c3d\u7ba1\u7533\u8bf7\u6309\u63ed\u7684\u4f9b\u6b3e\u5360\u5165\u606f\u6bd4\u7387(Debt-to-Income Ratio\uff1b\u7b80\u79f0\uff1aDTI)\u4e0a\u9650\u53ef\u9ad8\u8fbe50%\uff0c\u4f46\u7531\u65bc\u73b0\u65f6\u6309\u606f\u6c34\u5e73\u5df2\u89c1\u5e95\uff0c\u672a\u6765\u606f\u7387\u5c06\u91cd\u8fd4\u52a0\u606f\u5468\u671f\uff0c\u4e3a\u514d\u8d85\u51fa\u8d1f\u62c5\u80fd\u529b\uff0c\u6709\u610f\u7f6e\u4e1a\u8005\u5e94\u4e3a\u52a0\u606f\u6765\u4e34\u65e9\u4f5c\u9884\u7b97\u3002<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">&nbsp;<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; text-align: justify\"><span style=\"font-size: 12pt\">\u5047\u8bbe\u501f\u6b3e\u4eba\u627f\u9020$200\u4e07\u6309\u63ed\uff0c\u5bb6\u5ead\u603b\u5165\u606f\u4e3a$25,000\uff0c\u6309\u76ee\u524d\u6700\u4f18\u60e0\u5229\u7387(P)\u6309\u606f\u7ea62.1\u5398\u53ca20\u5e74\u8fd8\u6b3e\u671f\u8ba1\u7b97\uff0c\u6708\u4f9b$10,213\uff0cDTI\u4e3a40.9%\uff1b\u82e5\u4ee5\u62c6\u606f(H)\u6309\u63ed\u5229\u7387\u7ea60.8\u5398\u8ba1\u7b97\uff0c\u6708\u4f9b$9,021\uff0cDTI\u4ec5\u4e3a36%\u3002\u4e0d\u8fc7\uff0c\u8981\u6ce8\u610f\u76ee\u524dP\u4e0eH\u606f\u5dee\u4e25\u91cd\u62c9\u9614\uff0c\u53ea\u662f\u57fa\u65bc\u5e02\u573a\u8d44\u91d1\u6cdb\u6ee5\u6240\u81f4\uff0c\u5728\u6b63\u5e38\u60c5\u51b5\u4e0b\uff0cP\u6309\u4e0eH\u6309\u606f\u7387\u6c34\u5e73\u7406\u5e94\u76f8\u82e5\u3002<\/span><\/div>\n<div style=\"text-justify: inter-ideograph; 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