{"id":505776,"date":"2013-11-11T10:00:00","date_gmt":"2013-11-11T02:00:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=505776"},"modified":"2020-11-30T10:03:09","modified_gmt":"2020-11-30T02:03:09","slug":"%e8%a7%a3%e8%ae%80%e7%a8%85%e8%b2%b8%e8%a8%88%e5%8a%83","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/cn\/505776\/%e8%a7%a3%e8%ae%80%e7%a8%85%e8%b2%b8%e8%a8%88%e5%8a%83\/","title":{"rendered":"\u89e3\u8bfb\u7a0e\u8d37\u8ba1\u5212"},"content":{"rendered":"
\n

 <\/p>\n

\u7a0e\u5b63\u521a\u81f3\uff0c\u94f6\u884c\u7a0e\u8d37\u4f18\u60e0\u4ea7\u54c1\u7eb7\u7eb7\u51fa\u7b3c\uff0c\u867d\u7136\u4eca\u5e74\u7a0e\u8d37\u606f\u7387\u5e73\u5747\u8f83\u53bb\u5e74\u7565\u4e3a\u4e0a\u5347\uff0c\u4f46\u8f83\u591a\u4eba\u9009\u62e9\u4e4b10\u4e07\u81f330\u4e07\u8d37\u6b3e\u989d\u4ecd\u59042%\u81f33%\u751a\u4f4e\u6c34\u5e73\uff0c\u5982\u8fbe100\u4e07\u6216\u4ee5\u4e0a\u5927\u989d\u8d37\u6b3e\u53ef\u4f4e\u65bc2%\u4ee5\u4e0b\uff1b\u6700\u8fd1\u66f4\u6709\u4e2a\u522b\u94f6\u884c\u5c06\u6218\u7ebf\u5ef6\u81f3\u5c0f\u989d\u7a0e\u8d37\uff0c\u5373\u4f7f3\u4e07\u5143\u4ee5\u4e0b\u8d37\u6b3e\u989d\uff0c\u606f\u7387\u5df2\u8dcc\u7a7f2%\uff0c\u8f83\u6709\u62b5\u62bc\u54c1\u4e4b\u697c\u6309\u8d37\u6b3e\u606f\u7387\u8fd8\u8981\u4f4e\u3002\u8fd1\u5e74\u7a0e\u8d37\u6210\u4e3a\u94f6\u884c\u529b\u4e89\u7684\u4e1a\u52a1\uff0c\u5373\u4f7f\u5229\u6da6\u5982\u6b64\u5fae\u8584\uff0c\u4ecd\u7136\u51fa\u73b0\u6fc0\u70c8\u7ade\u4e89\u3002\u7a76\u5176\u539f\u56e0\u6709\u51e0\u65b9\u9762\uff0c\u94f6\u884c\u63d0\u4f9b\u7a0e\u8d37\u53ef\u5438\u7eb3\u4f18\u8d28\u65b0\u5ba2\u6237\uff0c\u5bf9\u65bc\u9700\u8981\u7f34\u4ea4\u5927\u989d\u7a0e\u6b3e\u3001\u9ad8\u85aa\u539a\u804c\u7684\u5ba2\u6237\u3001\u4e13\u4e1a\u4eba\u58eb\u6216\u516c\u52a1\u5458\uff0c\u94f6\u884c\u79ef\u6781\u63d0\u4f9b\u6700\u4f18\u60e0\u7684\u5206\u5c42\u606f\u7387\uff0c\u56e0\u4e3a\u8fd9\u73ed\u5ba2\u6237\u7fa4\u6709\u7740\u4e0d\u4fd7\u7684\u6f5c\u5728\u4ea4\u53c9\u9500\u552e\u673a\u4f1a\u3002\u800c\u4e14\u7a0e\u8d37\u5ba2\u6237\u4e00\u822c\u6709\u7a33\u5b9a\u8fd8\u6b3e\u80fd\u529b\uff0c\u574f\u8d26\u98ce\u9669\u4f4e\uff0c\u52a0\u4e0a\u8fd1\u5e74\u4e0d\u5c11\u5ba2\u6237\u4ea6\u8d81\u7a0e\u5b63\u501f\u5e73\u94b1\u4f5c\u6295\u8d44\u3001\u8d5a\u53d6\u9ad8\u606f\u56de\u62a5\uff0c\u53c8\u6216\u507f\u8fd8\u9ad8\u606f\u8d37\u6b3e\u7b49\u5176\u4ed6\u7528\u9014\uff0c\u5e02\u573a\u5bf9\u65bc\u7a0e\u8d37\u9700\u6c42\u6301\u7eed\u589e\u52a0\uff0c\u4e2a\u522b\u94f6\u884c\u53ef\u6279\u51fa\u7684\u7a0e\u8d37\u91d1\u989d\u5df2\u63d0\u9ad8\u81f3\u8fbe300\u4e07\u6216\u6708\u85aa10\u81f312\u500d\uff0c\u8fd9\u65b9\u9762\u4ea6\u4fc3\u4f7f\u94f6\u884c\u613f\u610f\u4ee5\u8584\u5229\u591a\u9500\u7ecf\u8425\u7a0e\u8d37\u751f\u610f\u3002<\/span><\/span><\/div>\n
 <\/span><\/div>\n
\u5e02\u9762\u4e0a\u7a0e\u8d37\u4ea7\u54c1\u8ba9\u4eba\u770b\u5f97\u773c\u82b1\u7f2d\u4e71\uff0c\u9664\u5438\u5f15\u7684\u7279\u4f4e\u606f\u7387\u5916\uff0c\u4ea6\u8bbe\u6709\u5404\u5f0f\u5404\u6837\u7684\u4f18\u60e0\u5982\u4f4e\u606f\u4fdd\u8bc1\u3001\u5229\u606f\u56de\u8d60\u3001\u9996\u6708\u6216\u9996\u5b63\u514d\u606f\u514d\u4f9b\u3001\u7279\u9ad8\u5b58\u6b3e\u5229\u606f\u3001\u5e76\u9001\u8d60\u4e0d\u540c\u793c\u54c1\u5982\u8d85\u5e02\u73b0\u91d1\u5238\u3001\u673a\u7968\u3001\u65c5\u6e38\u5957\u7968\u3001\u751a\u81f3\u6709\u94f6\u884c\u80a1\u7968\u5927\u62bd\u5956\u7b49\u3002\u76ee\u524d\u7a0e\u8d37\u4e00\u822c\u4ee5\u6708\u5e73\u606f\u8ba1\u7b97\uff0c\u4ee5\u6708\u5e73\u606f0.2%\u3001\u8d37\u6b3e\u989d5\u4e07\u5143\u4e3a\u4f8b\uff0c\u6bcf\u6708\u5229\u606f\u7684\u57fa\u672c\u8ba1\u7b97\u65b9\u6cd5\u662f\uff1a$50,000 <\/span>x<\/span>0.2%=$100<\/span>\uff0c\u82e5\u520612\u671f\u5f52\u8fd8\uff0c\u6bcf\u6708\u8fd8\u6b3e\u989d\u4fbf\u4e3a\uff1a<\/span>($50,000 \/ 12) + $100 = $4,267<\/span>\u3002\u4f46\u95ee\u9898\u662f\uff0c\u6708\u5e73\u606f\u5e76\u672a\u53cd\u6620\u94f6\u884c\u5176\u4ed6\u6536\u8d39\u5982\u624b\u7eed\u8d39\u7b49\uff0c\u6240\u4ee5\u5355\u7528\u4ee5\u4e0a\u8ba1\u6cd5\u5e76\u672a\u53cd\u6620\u603b\u501f\u8d37\u6210\u672c\u3002\u7528\u5bb6\u5e94\u770b\u5e7f\u544a\u4e0a\u5217\u51fa\u7684\u5b9e\u9645\u5e74\u5229\u7387(<\/span>Annualized percentage <\/span>r<\/span>ate, <\/span>\u7b80\u79f0APR)\uff0c\u6b64\u5229\u7387\u662f\u6839\u636e<\u94f6\u884c\u8425\u8fd0\u5b88\u5219>\u6240\u8f7d\u4e4b\u6307\u5f15\u8ba1\u7b97\uff0c\u6240\u4ee5\u8f83\u6709\u5212\u4e00\u57fa\u51c6\u4f5c\u6bd4\u8f83\u7528\u9014\u3002<\/span>\u5b9e\u9645\u5e74\u5229\u7387\u5df2\u8fde\u5229\u606f\u53ca\u624b\u7eed\u8d39\u4e00\u5e76\u8ba1\u7b97\uff0c\u4f46\u5f53\u4e2d\u4ea6\u5df2\u5305\u542b\u4e86\u4e00\u4e9b\u4f18\u60e0\u5982\u5229\u606f\u56de\u8d60\u3001\u514d\u606f\u514d\u4f9b\u671f\u751a\u81f3\u8d85\u5e02\u5238\u7b49\u4e4b\u4ef7\u503c\uff0c\u6240\u4ee5\u53d8\u76f8\u5df2\u5c06\u5b9e\u9645\u5e74\u5229\u7387\u63a8\u4f4e\u4e86\uff0c\u7528\u5bb6\u4fbf\u9700\u7559\u610f\u6709\u5173\u4f18\u60e0\u53ca\u6761\u4ef6\u662f\u5426\u9002\u5408\u3002<\/span><\/span><\/div>\n
 <\/span><\/div>\n
\u94f6\u884c\u4e00\u822c\u6309\u8d37\u6b3e\u989d\u3001\u8fd8\u6b3e\u671f\u3001\u804c\u4e1a\u6216\u5ba2\u6237\u7c7b\u522b\u63a8\u51fa\u5206\u5c42\u606f\u7387\uff0c<\/span>\u5f53\u4e2d\u4ee5\u8f83\u5927\u8d37\u6b3e\u989d\u3001\u94f6\u884c\u76ee\u6807\u5ba2\u6237\u53ca\u4fe1\u8d37\u8bc4\u7ea7\u8f83\u9ad8\u7684\u7533\u8bf7\u4eba\u53ef\u83b7\u6279\u8f83\u4f73\u606f\u7387\uff1b\u800c<\/span>\u6709\u4e9b\u793c\u54c1\u5956\u8d4f\u9644\u5e26\u5176\u4ed6\u6761\u4ef6\uff0c\u4f8b\u5982\u9700\u8981\u5f00\u7acb\u51fa\u7cae\u6237\u53e3\u3001\u65b0\u8bc1\u5238\u6237\u53e3\u7b49\uff0c\u6545\u501f\u6b3e\u4eba\u4e0d\u5e94\u53ea\u5355\u770b\u5e7f\u544a\u6807\u699c\u7684\u9707\u64bc\u4f4e\u606f\u5b57\u773c\uff0c\u800c\u662f\u5e94\u5148\u6839\u636e\u81ea\u5df1\u8d22\u52a1\u9700\u8981\u53ca\u72b6\u51b5\u5b9a\u51fa\u51c6\u5907\u7533\u8bf7\u7684\u8d37\u6b3e\u91d1\u989d\uff0c\u7136\u540e\u4ee5\u540c\u4e00\u4e2a\u8d37\u6b3e\u91d1\u989d\u53ca\u8fd8\u6b3e\u671f\u6bd4\u8f83\u94f6\u884c\u4e4b\u95f4\u53ef\u6279\u51fa\u7684\u7a0e\u8d37\u5b9e\u9645\u5e74\u606f\u3002\u4e3e\u4f8b\uff0c\u94f6\u884cA\u6807\u699c\u7a0e\u8d37\u5b9e\u9645\u5e74\u5229\u7387\u4f4e\u81f31.8%\uff0c\u800c\u94f6\u884cB\u5219\u4f4e\u81f31.9%\uff0c\u4f46\u539f\u6765\u53ea\u9002\u7528\u65bc\u7279\u5927\u989d\u8d37\u6b3e\uff1b\u82e5\u4ee5\u540c\u4e00\u8d37\u6b3e\u989d10\u4e07\u5143\u6bd4\u8f83\uff0c\u94f6\u884cA\u4e4b\u606f\u7387\u4e3a3.2%\uff0c\u94f6\u884cB\u6279\u51fa\u4e4b\u606f\u7387\u5374\u4ec5\u4e3a2.4%\u3002<\/span><\/span><\/div>\n
 <\/span><\/div>\n
\u8fd1\u5e74\u6709\u4e0d\u5c11\u94f6\u884c\u5ef6\u957f\u7a0e\u8d37\u8fd8\u6b3e\u671f\uff0c\u8ba9\u501f\u6b3e\u4eba\u53ef\u66f4\u8f7b\u677e\u8fd8\u6b3e\uff0c\u4e0d\u8fc7\uff0c\u7b14\u8005\u59cb\u7ec8\u5efa\u8bae\u7528\u5bb6\u9009\u62e912\u4e2a\u6708\u8fd8\u6b3e\u671f\u4e3a\u4f73\uff0c\u514d\u5f97\u503a\u52a1\u5ef6\u4f38\u81f3\u4e0b\u4e00\u4e2a\u8bfe\u7a0e\u5e74\u5ea6\uff0c\u5018\u82e5\u4e0b\u4e00\u4e2a\u7a0e\u5b63\u4ea6\u6709\u5176\u4ed6\u8d37\u6b3e\u9700\u8981\uff0c\u4ea6\u53ef\u907f\u514d\u9700\u5e94\u4ed8\u53cc\u91cd\u503a\u52a1\uff0c\u53c8\u6216\u503a\u52a1\u4f9b\u6b3e\u5360\u5165\u606f\u6bd4\u7387\u8d85\u8d8a\u4e0a\u9650\u4e4b\u95ee\u9898\u3002\u518d\u8005\uff0c\u9009\u62e912\u4e2a\u6708\u8fd8\u6b3e\u671f\u901a\u5e38\u53ef\u4eab\u8f83\u4f18\u60e0\u606f\u7387\uff0c\u800c\u4e14\u7a0e\u8d37\u5e76\u975e\u4ee5\u606f\u968f\u672c\u51cf\u65b9\u5f0f\u8ba1\u7b97\u5229\u606f\uff0c\u62d6\u957f\u8fd8\u6b3e\u671f\u53ea\u4f1a\u4ee4\u603b\u5229\u606f\u652f\u51fa\u5927\u589e\u3002\u82e5\u6ca1\u6709\u7a0e\u989d\u4ee5\u5916\u8d37\u6b3e\u9700\u8981\uff0c\u90e8\u4efd\u94f6\u884c\u4f1a\u4e3a\u8d37\u6b3e\u7eaf\u4f5c\u4ea4\u7a0e\u7528\u9014\u7684\u5ba2\u6237\u63d0\u4f9b\u66f4\u4f18\u60e0\u4e4b\u606f\u7387\uff0c\u4f46\u82e5\u4f5c\u6295\u8d44\u7528\u9014\uff0c\u7528\u5bb6\u5e94\u5148\u6709\u6295\u8d44\u8ba1\u5212\uff0c\u8861\u91cf\u56de\u62a5\u662f\u5426\u53ef\u62b5\u9500\u5168\u671f\u5229\u606f\u6210\u672c\u3001\u6295\u8d44\u98ce\u9669\u662f\u5426\u8fc7\u9ad8\uff0c\u4ee5\u53ca\u8fd8\u6b3e\u4e0e\u9632\u5b88\u80fd\u529b\u3002<\/span><\/span><\/div>\n
 <\/div>\n
\u4e0a\u6587\u8f6c\u8f7d\u81ea\u7ecf\u6d4e\u65e5\u62a5\u7f6e\u4e1a\u5bb6\u5c45\u697c\u5e02\u8bb2\u573a\u4e13\u680f<\/span><\/span><\/div>\n

\u4e2d\u539f\u6309\u63ed\u7ecf\u7eaa \u8463\u4e8b\u603b\u7ecf\u7406 \u738b\u7f8e\u51e4<\/span><\/span><\/p>\n<\/p>\n<\/p>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

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