{"id":32919,"date":"2024-03-02T10:00:00","date_gmt":"2024-03-02T02:00:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=32919"},"modified":"2024-03-01T13:37:56","modified_gmt":"2024-03-01T05:37:56","slug":"%e6%92%a4%e8%be%a3%e7%96%91%e5%9c%98%e7%b3%bb%e5%88%97-%e5%81%9c%e5%a3%93%e6%b8%ac%e4%b8%8d%e7%ad%89%e6%96%bc%e7%84%a1%e9%9c%80%e5%85%a5%e6%81%af%e8%ad%89%e6%98%8e","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/32919\/%e6%92%a4%e8%be%a3%e7%96%91%e5%9c%98%e7%b3%bb%e5%88%97-%e5%81%9c%e5%a3%93%e6%b8%ac%e4%b8%8d%e7%ad%89%e6%96%bc%e7%84%a1%e9%9c%80%e5%85%a5%e6%81%af%e8%ad%89%e6%98%8e\/","title":{"rendered":"\u64a4\u8fa3\u7591\u5718\u7cfb\u5217 \u2013 \u505c\u58d3\u6e2c\u4e0d\u7b49\u65bc\u7121\u9700\u5165\u606f\u8b49\u660e"},"content":{"rendered":"<div style='padding:10px; max-width:100%; font-family: Microsoft YaHei, Hiragino Sans GB, Arial, SimSun, Helvetica,sans-serif;'>\n<figure class='import_image' style='border:0px solid; padding-bottom:0.5em;'>\n<a href='https:\/\/img.house730.com\/2024\/03\/01\/2ac3909fe3c544febbcdaf6c2d188aeb.jpg?x-oss-process=style\/1080xauto_f2.webp' target='_blank'><img style='width:100%; height:auto;' src='https:\/\/img.house730.com\/2024\/03\/01\/2ac3909fe3c544febbcdaf6c2d188aeb.jpg?x-oss-process=style\/1080xauto_f2.webp' alt='\u64a4\u8fa3\u7591\u5718\u7cfb\u5217 \u2013 \u505c\u58d3\u6e2c\u4e0d\u7b49\u65bc\u7121\u9700\u5165\u606f\u8b49\u660e' \/><\/a><br \/>\n<\/figure>\n<\/p>\n<p><p>\u653f\u5e9c\u5728\u6700\u65b0\u8ca1\u6848\u56de\u61c9\u5e02\u5834\u8072\u97f3\u70ba\u6a13\u5e02\u843d\u5be6\u64a4\u8fa3\uff0c\u70ba\u4e0d\u540c\u9700\u6c42\u7684\u6f5b\u5728\u8cb7\u5bb6\u964d\u4f4e\u5165\u5e02\u9580\u6abb\uff0c\u6709\u5229\u65bc\u6a13\u5e02\u9b06\u7d81\u5fa9\u5e38\uff0c\u4e26\u6709\u52a9\u6a13\u5e02\u91cd\u62fe\u52d5\u529b\u5448\u591a\u5143\u767c\u5c55\uff0c\u6a13\u5e02\u6d41\u8f49\u91cf\u6709\u671b\u53ef\u6062\u5fa9\u5065\u5eb7\u6c34\u5e73\uff1b\u540c\u6642\uff0c\u9b06\u7d81\u6a13\u5e02\u4ea6\u6709\u5229\u914d\u5408\u653f\u5e9c\u63d0\u51fa\u5438\u5f15\u8cc7\u91d1\u3001\u4f01\u696d\u548c\u4eba\u624d\u7684\u65b9\u5411\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u662f\u6b21\u6309\u63ed\u653e\u5bec\u9805\u76ee\u5305\u62ec\u66ab\u505c\u4f9b\u6b3e\u58d3\u529b\u6e2c\u8a66(\u201cstress test\u201d\u4ee5\u73fe\u6642\u6309\u606f\u5047\u8a2d\u52a02\u5398\u5f8c\u4e4b\u4f9b\u6b3e\u4f54\u5165\u606f\u6bd4\u7387\u4e0d\u9ad8\u65bc60%)\uff0c\u58d3\u529b\u6e2c\u8a66\u65bc2010\u5e74\u5be6\u65bd\uff0c\u5728\u65bc\u5e6b\u52a9\u4f9b\u6a13\u4eba\u58eb\u61c9\u5c0d\u606f\u7387\u4e0a\u5347\u6642\u589e\u52a0\u9632\u5b88\u529b\uff0c\u57fa\u65bc\u73fe\u6642\u52a0\u606f\u5468\u671f\u5df2\u898b\u9802\uff0c\u672a\u4f86\u8d70\u52e2\u5c07\u9010\u6b65\u56de\u843d\u81f3\u4e2d\u9577\u7dda\u6c34\u5e73\uff0c\u73fe\u6642\u66ab\u505c\u5be6\u65bd\u58d3\u529b\u6e2c\u8a66\u7121\u7591\u662f\u5408\u9069\u7684\u3002\u7136\u800c\uff0c\u5e02\u5834\u4e0a\u6709\u4e9b\u4eba\u67e5\u8a62\uff0c\u53d6\u6d88\u58d3\u529b\u6e2c\u8a66\u662f\u5426\u7b49\u65bc\u5165\u606f\u8981\u6c42\u4e0d\u8a2d\u7279\u5b9a\u9650\u5236? \u751a\u81f3\u6709\u4eba\u554f\u662f\u5426\u4e0d\u7528\u63d0\u4ea4\u5165\u606f\u8b49\u660e? \u7b46\u8005\u5728\u6b64\u91d0\u6e05\u4e00\u4e0b\u8a08\u6cd5\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u70ba\u78ba\u4fdd\u6309\u63ed\u501f\u6b3e\u4eba\u6709\u8db3\u5920\u9084\u6b3e\u80fd\u529b\uff0c\u6309\u63ed\u9280\u884c\u4e00\u5411\u9700\u8a55\u4f30\u501f\u6b3e\u4eba\u7684\u5165\u606f\u6c34\u5e73\uff0c\u7576\u4e2d\u9700\u63d0\u4ea4\u76f8\u95dc\u5165\u606f\u8b49\u660e\uff0c\u9019\u500b\u57fa\u672c\u6e96\u5247\u662f\u6c92\u6709\u8b8a\u7684\u3002\u904e\u5f80\u6309\u63ed\u7533\u8acb\u4eba\u9808\u540c\u6642\u901a\u904e\u5169\u9805\u4f9b\u80fd\u80fd\u529b\u7684\u8a55\u4f30\uff0c\u4e00\u9805\u662f\u58d3\u529b\u6e2c\u8a66\uff0c\u53e6\u5916\u4e00\u9805\u662f\u4f9b\u6b3e\u4f54\u5165\u606f\u6bd4\u7387(\u201cDebt-to-income ratio\u201d (\u7c21\u7a31DTI)\u4e4b\u8981\u6c42\u3002\u73fe\u6642\u5df2\u505c\u6b62\u5be6\u65bd\u58d3\u529b\u6e2c\u8a66\uff0c\u539f\u5247\u4e0a\u6309\u63ed\u501f\u6b3e\u4eba\u53ea\u9700\u7b26\u5408\u65e2\u6709\u7684\u4f9b\u6b3e\u4f54\u5165\u606f\u6bd4\u7387\u8981\u6c42\uff0c\u4ee5\u9996\u5957\u623f\u53ca\u81ea\u7528\u7269\u696d\u6309\u63ed\u70ba\u4f8b\uff0c\u8a08\u6cd5\u662f\u4ee5\u73fe\u6642\u6309\u606f\u8a08\u4e4b\u6bcf\u6708\u7e3d\u4f9b\u6b3e\u91d1\u984d\u4e0d\u8d85\u904e\u5165\u606f\u4e00\u534a\u537350%\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4f8b\u5982\u9996\u7f6e\u8cb7\u5bb6\u8cfc\u7f6e\u4e00\u500b$600\u842c\u7269\u696d\uff0c\u7533\u8acb7\u6210\u6309\u63ed\u300130\u5e74\u9084\u6b3e\u671f\uff0c\u4ee5\u73fe\u6642\u6309\u606f4.125%\u8a08(H\u6309\u4ee5\u5c01\u9802\u606f\u7387\u8a08)\uff0c\u6bcf\u6708\u4f9b\u6a13\u91d1\u984d\u70ba$20,355\uff0c\u5047\u8a2d\u6c92\u6709\u5176\u4ed6\u50b5\u52d9\u4f9b\u6b3e\uff0c\u6700\u4f4e\u5165\u606f\u8981\u6c42\u4fbf\u662f$40,710\uff1b\u8207\u653e\u5bec\u524d\u9700\u540c\u6642\u7b26\u5408\u58d3\u529b\u6e2c\u8a66\u5c0d\u6bd4\uff0c\u6700\u4f4e\u5165\u606f\u8981\u6c42\u6e1b\u5c11\u7d044.3% ($1,822)\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8981\u7559\u610f\u7684\u662f\uff0c\u82e5\u679c\u6309\u63ed\u7533\u8acb\u4eba\u5df2\u6709\u6309\u63ed\u5728\u8eab\uff0c\u53c8\u6216\u5df2\u662f\u6309\u63ed\u64d4\u4fdd\u4eba\u8eab\u4efd\uff0c\u518d\u7533\u8acb\u4e4b\u6309\u63ed\u4fbf\u5c6c\u65bc\u4e8c\u5957\u623f\u6309\u63ed\uff0c\u5c0d\u65bc\u4e8c\u5957\u623f\u6309\u63ed\u53c8\u6216\u6309\u63ed\u7269\u696d\u5c6c\u65bc\u975e\u81ea\u7528\u6027\u8cea\u4f8b\u5982\u662f\u6536\u79df\u7269\u696d\uff0c\u9019\u985e\u4e4b\u4f9b\u6b3e\u4f54\u5165\u606f\u6bd4\u7387\u4e0a\u9650\u9700\u964d\u4f4e\u81f340%\uff0c\u800c\u4e26\u975e\u4e0a\u8ff0\u4e4b50%\u3002\u4e0a\u8ff0\u4f8b\u5b50\u4e4b\u8cb7\u5bb6\u82e5\u7136\u662f\u8cfc\u7f6e\u81ea\u7528\u7269\u696d\u4f46\u5df2\u6709\u6309\u63ed\u5728\u8eab\uff0c\u4fbf\u5df2\u5c6c\u65bc\u7533\u8acb\u4e8c\u5957\u623f\u6309\u63ed\uff0c\u4e0a\u8ff0\u4e4b\u5165\u606f\u8981\u6c42\u9700\u8981\u63d0\u9ad8\uff0c\u6bcf\u6708\u50b5\u52d9\u4f9b\u6b3e\u90e8\u4efd\u4ea6\u9700\u52a0\u5165\u64d4\u4fdd\u6309\u63ed\u4e4b\u4f9b\u6a13\u91d1\u984d\u8a08\u7b97\uff1b\u5728\u9019\u60c5\u6cc1\u4e0b\uff0c\u9019\u985e\u6309\u63ed\u7533\u8acb\u4eba\u5f88\u591a\u6642\u6703\u8003\u616e\u5148\u5c07\u64d4\u4fdd\u4eba\u8eab\u4efd\u7529\u8d70\uff0c\u4ee5\u6e1b\u4f4e\u4ee4\u6309\u63ed\u4e0a\u6703\u96e3\u5ea6\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u9280\u884c\u8a55\u4f30\u6309\u63ed\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u9664\u4e86\u9700\u8a08\u7b97\u4f9b\u6b3e\u4f54\u5165\u606f\u6bd4\u7387\uff0c\u5176\u5be6\u4ecd\u6703\u8003\u616e\u5176\u4ed6\u65b9\u9762\u5305\u62ec\u4fe1\u8cb8\u7d00\u9304\u3001\u4fe1\u8cb8\u8a55\u5206\u3001\u5de5\u4f5c\u6536\u5165\u7684\u7a69\u5b9a\u6027\u7b49\uff0c\u5728\u5165\u606f\u8b49\u660e\u65b9\u9762\uff0c\u4ee5\u4e00\u822c\u53d7\u85aa\u4eba\u58eb\u70ba\u4f8b\uff0c\u4e00\u822c\u9700\u63d0\u4ea4\u6700\u8fd1\u5e74\u5ea6\u7a05\u55ae\u3001\u6700\u8fd13\u500b\u6708(\u56fa\u5b9a\u6536\u5165)\u62166\u500b\u6708(\u975e\u56fa\u5b9a\u6536\u5165)\u7684\u85aa\u91d1\u5165\u5e33\u9280\u884c\u7d00\u9304\u53ca\u516c\u53f8\u7ce7\u55ae\u3001\u5f37\u7a4d\u91d1\u7d00\u9304\u53ca\u82e5\u6709\u5176\u4ed6\u6309\u6708\u4f9b\u6b3e\u7d00\u9304\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><\/p>\n<table width=\"400\" height=\"60px\" border=\"0\" cellpadding=\"0\" align=\"center\">\n<tbody>\n<tr>\n<td valign=\"middle\" style=\"text-align:center; vertical-align:middle; background-color: rgb(219, 238, 243); word-break: break-all; border-color: rgb(221, 221, 221);\" align=\"center\"><a href=\"https:\/\/www.house730.com\/buy\/t1\/\" target=\"_blank\">\u5404\u5340\u6700\u65b0\u653e\u76e4\u61c9\u6709\u76e1\u6709<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/p>\n<p><\/p>\n<p style=\"text-align: center;\">\n<p><\/p>\n<\/p>\n<\/p>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&#46;&#46;&#46;<\/p>\n","protected":false},"author":10126,"featured_media":732919,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[910125,910126],"tags":[108840,104833,108473,100237,100249,100008,100006,100235],"new_properties":[],"class_list":["post-32919","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-910125","category-910126","tag-108840","tag-104833","tag-108473","tag-100237","tag-100249","tag-100008","tag-100006","tag-100235"],"acf":[],"aioseo_notices":[],"lang":"zh","translations":{"zh":32919,"cn":532919},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/32919"}],"collection":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/users\/10126"}],"replies":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/comments?post=32919"}],"version-history":[{"count":0,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/32919\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media\/732919"}],"wp:attachment":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media?parent=32919"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/categories?post=32919"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/tags?post=32919"},{"taxonomy":"new_properties","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/new_properties?post=32919"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}