{"id":31834,"date":"2023-09-02T10:00:00","date_gmt":"2023-09-02T02:00:00","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=31834"},"modified":"2023-09-01T16:45:21","modified_gmt":"2023-09-01T08:45:21","slug":"h%e6%8c%89%e5%b0%81%e9%a0%82%e6%81%af%e7%8e%87%e5%a6%82%e4%bd%95%e4%bf%9d%e9%9a%9c%e7%94%a8%e5%ae%b6","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/31834\/h%e6%8c%89%e5%b0%81%e9%a0%82%e6%81%af%e7%8e%87%e5%a6%82%e4%bd%95%e4%bf%9d%e9%9a%9c%e7%94%a8%e5%ae%b6\/","title":{"rendered":"H\u6309\u5c01\u9802\u606f\u7387\u5982\u4f55\u4fdd\u969c\u7528\u5bb6"},"content":{"rendered":"<div style='padding:10px; max-width:100%; font-family: Microsoft YaHei, Hiragino Sans GB, Arial, SimSun, Helvetica,sans-serif;'>\n<figure class='import_image' style='border:0px solid; padding-bottom:0.5em;'>\n<a href='https:\/\/img.house730.com\/2023\/09\/01\/ef67bfab12a54af1a47dbf56d9828f78.jpg?x-oss-process=style\/1080xauto_f2.webp' target='_blank'><img style='width:100%; height:auto;' src='https:\/\/img.house730.com\/2023\/09\/01\/ef67bfab12a54af1a47dbf56d9828f78.jpg?x-oss-process=style\/1080xauto_f2.webp' alt='H\u6309\u5c01\u9802\u606f\u7387\u5982\u4f55\u4fdd\u969c\u7528\u5bb6' \/><\/a><br \/>\n<\/figure>\n<\/p>\n<p><p>\u73fe\u6642\u5e02\u5834\u4e0a\u9078\u7528\u9280\u884c\u540c\u696d\u62c6\u606f\u6309\u63ed(HIBOR-based mortgage, \u7c21\u7a31H\u6309)\u7d04\u4f5495%\uff0c\u9280\u884c\u540c\u696d\u62c6\u606f(HIBOR)\u5c6c\u65bc\u9280\u884c\u4e4b\u9593\u7684\u62c6\u501f\u606f\u7387\uff0c\u5728\u6e2f\u53c8\u7a31\u70ba\u6e2f\u5143\u5229\u606f\u7d50\u7b97\u5229\u7387\uff0c\u6bcf\u65e5\u7d04\u65e9\u4e0a11\u6642\u7531\u9280\u884c\u516c\u6703\u516c\u4f48\u6709\u95dc\u5229\u7387\u6578\u5b57\uff0c\u5305\u542b\u7531\u9694\u591c\u81f312\u500b\u6708\u4e0d\u540c\u5230\u671f\u65e5\u4e4b\u606f\u7387\uff0c\u4ea6\u6709\u500b\u5225\u5927\u578b\u9280\u884c\u6703\u4ee5\u81ea\u8eab\u516c\u4f48\u7684\u9280\u884c\u540c\u696d\u62c6\u606f\u8a08\u7b97\u3002<\/p>\n<p><\/p>\n<p>\u76ee\u524d\u9280\u884c\u63d0\u4f9b\u4e4bH\u6309\u4e00\u822c\u4ee51\u500b\u6708\u671f\u4e4bHIBOR\u4f5c\u70ba\u57fa\u790e\uff0c\u518d\u52a0\u4e00\u500b\u56fa\u5b9a\u606f\u7387\u8a08\u7b97\uff0c\u5728\u4f9b\u6a13\u7d50\u7b97\u65e5\u7576\u5929\u8a08\u4e4b\u606f\u7387\u5c07\u6703\u70ba\u671f1\u500b\u6708\u4e0d\u8b8a\uff0c\u76f4\u81f31\u500b\u6708\u5f8c\u5230\u671f\u65e5\u518d\u6309\u7576\u523b\u7684HIBOR\u91cd\u65b0\u8a08\u7b97\u6309\u606f\uff0c\u4f8b\u5982\u73fe\u6642\u5e02\u5834\u4e0a\u7684\u6309\u606f\u8f03\u666e\u904d\u70baH+1.3%\uff0c\u53bb\u5e74\u521dHIBOR\u7d04\u57280.15%\u8d85\u4f4e\u6c34\u5e73\uff0c\u82e5\u8a08\u7b97\u6309\u606f\u7576\u65e5\u4e4bHIBOR\u4ea6\u662f0.15%\u70ba\u4f8b\uff0c\u8a72\u6708\u5be6\u969b\u6309\u606f\u4fbf\u70ba1.45%(0.15%+1.3%)\u3002<\/p>\n<p><\/p>\n<p>\u7136\u800cHIBOR\u662f\u5929\u5929\u516c\u4f48\u7684\u6578\u5b57\uff0c\u96a8\u7740\u4e0d\u540c\u5e02\u5834\u56e0\u7d20\u5305\u62ec\u606f\u7387\u8d70\u52e2\u53ca\u5468\u671f\u3001\u9280\u884c\u8cc7\u91d1\u6c34\u5e73\u3001\u6e2f\u5143\u4f9b\u6c42\u3001\u5b63\u7bc0\u6027\u56e0\u7d20\u7b49\u8b8a\u5316\uff0cHIBOR\u6216\u6709\u7740\u4e0d\u540c\u5e45\u5ea6\u7684\u6ce2\u52d5\u6027\u3002\u53bb\u5e74\u8d77\u672c\u6e2f\u9032\u5165\u52a0\u606f\u5468\u671f\uff0cHIBOR\u4ea6\u9010\u6b65\u4e0a\u63da\uff0c\u4eca\u5e747\u6708\u4efd1\u500b\u6708HIBOR\u5347\u81f3\u5e73\u5747\u70ba5.07%\uff0c\u82e5\u540c\u4ee5\u4e0a\u8ff0\u6309\u606fH+1.3%\u8a08\u6cd5\uff0c\u6309\u606f\u4fbf\u61c9\u70ba6.37%(5.07%+1.3%)\uff0c\u4f46\u4eca\u5e74\u5be6\u969b\u6309\u606f\u5176\u5be6\u4e00\u76f4\u8655\u65bc3\u5398\u591a\u6c34\u5e73\uff0c\u539f\u56e0\u662f\u9280\u884c\u591a\u5e74\u4f86\u5df2\u70baH\u6309\u8a08\u5283\u63d0\u4f9b\u4e00\u500b\u4ee5\u6700\u512a\u60e0\u5229\u7387(Prime rate, \u5e02\u5834\u7a31\u4f5cP)\u70ba\u57fa\u6e96\u7684\u6309\u606f\u4f5c\u70ba\u5c01\u9802\u4fdd\u969c\uff0c\u5373\u662f\u8aaa\uff0c\u4ee5\u73fe\u6642\u5e02\u5834\u5c01\u9802\u606f\u7387P-2.25% (P:5.875%)\u70ba\u4f8b\uff0c\u5be6\u969b\u606f\u7387\u70ba3.625%\uff0c\u9280\u884c\u5728H\u6309\u7d50\u7b97\u7576\u5929\u6703\u4ee5H\u6309\u606f\u53ca\u5c01\u9802\u606f\u4f5c\u6bd4\u8f03\uff0c\u53d6\u4f4e\u8005\u70ba\u6e96\uff0c\u4e0a\u8ff07\u6708\u4efdHIBOR\u62bd\u5347\uff0cH\u6309\u606f\u8a08\u4e4b6.37%\u9ad8\u65bc\u5c01\u9802\u606f3.625%\uff0c\u9280\u884c\u4fbf\u4ee53.625%\u70baH\u6309\u7528\u5bb6\u8a08\u7b97\u4f9b\u6a13\u5229\u606f\u3002<\/p>\n<p><\/p>\n<p>\u4e8b\u5be6\u4e0a\uff0c\u7531\u53bb\u5e747\u6708\u5e95\u81f3\u4eca\uff0cH\u6309\u606f\u5df2\u5347\u7a7f\u5c01\u9802\u606f(\u53c8\u7a31\u9396\u5b9a\u606f\u7387)\uff0c\u4f46\u5373\u4f7fHIBOR\u518d\u62bd\u9ad8\uff0cH\u6309\u7528\u5bb6\u5df2\u6709\u5c01\u9802\u606f\u4f5c\u70ba\u4fdd\u969c\uff0c\u4ecd\u53ef\u9396\u5b9a\u4ee5\u4e0d\u9ad8\u65bc\u5c01\u9802\u606f\u4f9b\u6a13\u3002\u4f46\u9808\u7559\u610f\uff0c\u5c01\u9802\u606f\u4e26\u975e\u56fa\u5b9a\u606f\u7387\uff0c\u800c\u662f\u4e00\u500b\u4ee5\u6700\u512a\u60e0\u5229\u7387(P)\u70ba\u57fa\u6e96\u4e4bP\u6309\u606f\u7387\uff0c\u4e0b\u671f\u7e8c\u8ac7H\u6309\u5c01\u9802\u606f\u7684\u8a08\u6cd5\u3002<\/p>\n<p><\/p>\n<table width=\"400\" height=\"60px\" border=\"0\" cellpadding=\"0\" align=\"center\">\n<tbody>\n<tr>\n<td valign=\"middle\" style=\"text-align:center; vertical-align:middle; background-color: rgb(219, 238, 243); word-break: break-all; border-color: rgb(221, 221, 221);\" align=\"center\"><a href=\"https:\/\/www.house730.com\/buy\/t1\/\" target=\"_blank\">\u5404\u5340\u6700\u65b0\u653e\u76e4\u61c9\u6709\u76e1\u6709<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/p>\n<p><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/bit.ly\/3T6bi58\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/img.house730.com\/2022\/12\/07\/16527a595b7f4af5bcc062b2edd6dac8.jpg?x-oss-process=style\/master\" title=\"webresize_728x90.jpg\" alt=\"\" style=\"max-width:100%\"\/><\/a><\/p>\n<p><\/p>\n<\/p>\n<\/p>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&#46;&#46;&#46;<\/p>\n","protected":false},"author":10126,"featured_media":731834,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[910125,910126],"tags":[100822,100996,101841,100008,101190,100006],"new_properties":[],"class_list":["post-31834","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-910125","category-910126","tag-h","tag-100996","tag-101841","tag-100008","tag-101190","tag-100006"],"acf":[],"aioseo_notices":[],"lang":"zh","translations":{"zh":31834,"cn":531834},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/31834"}],"collection":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/users\/10126"}],"replies":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/comments?post=31834"}],"version-history":[{"count":0,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/31834\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media\/731834"}],"wp:attachment":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media?parent=31834"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/categories?post=31834"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/tags?post=31834"},{"taxonomy":"new_properties","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/new_properties?post=31834"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}