{"id":1021014,"date":"2026-10-08T14:44:19","date_gmt":"2026-10-08T06:44:19","guid":{"rendered":"https:\/\/www.house730.com\/news\/1021014\/%e3%80%902026%e8%bd%ac%e6%8c%89%e6%94%bb%e7%95%a5%e3%80%91%e8%bd%ac%e6%8c%89%e5%a6%82%e4%bd%95%e8%b5%9a%e5%8f%96%e7%8e%b0%e9%87%91%e5%9b%9e%e8%b5%a0%ef%bc%9f%e6%95%99%e4%bd%a0%e4%bd%8e%e6%81%af\/"},"modified":"2026-10-08T19:10:13","modified_gmt":"2026-10-08T11:10:13","slug":"%e3%80%902026%e8%bd%ac%e6%8c%89%e6%94%bb%e7%95%a5%e3%80%91%e8%bd%ac%e6%8c%89%e5%a6%82%e4%bd%95%e8%b5%9a%e5%8f%96%e7%8e%b0%e9%87%91%e5%9b%9e%e8%b5%a0%ef%bc%9f%e6%95%99%e4%bd%a0%e4%bd%8e%e6%81%af","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/cn\/1021014\/%e3%80%902026%e8%bd%ac%e6%8c%89%e6%94%bb%e7%95%a5%e3%80%91%e8%bd%ac%e6%8c%89%e5%a6%82%e4%bd%95%e8%b5%9a%e5%8f%96%e7%8e%b0%e9%87%91%e5%9b%9e%e8%b5%a0%ef%bc%9f%e6%95%99%e4%bd%a0%e4%bd%8e%e6%81%af\/","title":{"rendered":"\u30102026\u8f6c\u6309\u653b\u7565\u3011\u8f6c\u6309\u73b0\u91d1\u56de\u8d60\u6709\u51e0\u591a\uff1f\u6559\u4f60\u4f4e\u606f\u5957\u73b0\u3001\u7529\u6309\u4fdd\u4e0e\u8d39\u7528\u8ba1\u7b97"},"content":{"rendered":"<p><img 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href=\"https:\/\/www.house730.com\/news\/cn\/1021014\/%e3%80%902026%e8%bd%ac%e6%8c%89%e6%94%bb%e7%95%a5%e3%80%91%e8%bd%ac%e6%8c%89%e5%a6%82%e4%bd%95%e8%b5%9a%e5%8f%96%e7%8e%b0%e9%87%91%e5%9b%9e%e8%b5%a0%ef%bc%9f%e6%95%99%e4%bd%a0%e4%bd%8e%e6%81%af\/#%E8%BD%AC%E6%8C%89%E5%88%A9%E5%BC%8A%E6%95%B4%E7%90%86%EF%BC%9A%E5%A5%BD%E5%A4%84_vs_%E9%A3%8E%E9%99%A9%E4%B8%80%E8%A7%88%E8%A1%A8\" >\u8f6c\u6309\u5229\u5f0a\u6574\u7406\uff1a\u597d\u5904 vs \u98ce\u9669\u4e00\u89c8\u8868<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.house730.com\/news\/cn\/1021014\/%e3%80%902026%e8%bd%ac%e6%8c%89%e6%94%bb%e7%95%a5%e3%80%91%e8%bd%ac%e6%8c%89%e5%a6%82%e4%bd%95%e8%b5%9a%e5%8f%96%e7%8e%b0%e9%87%91%e5%9b%9e%e8%b5%a0%ef%bc%9f%e6%95%99%e4%bd%a0%e4%bd%8e%e6%81%af\/#%E8%BD%AC%E6%8C%89%E6%9C%89%E5%92%A9%E9%A3%8E%E9%99%A9%EF%BC%9F%E4%B8%9A%E4%B8%BB%E5%BF%85%E9%81%BF_4_%E5%A4%A7%E9%99%B7%E9%98%B1\" 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href=\"https:\/\/www.house730.com\/news\/cn\/1021014\/%e3%80%902026%e8%bd%ac%e6%8c%89%e6%94%bb%e7%95%a5%e3%80%91%e8%bd%ac%e6%8c%89%e5%a6%82%e4%bd%95%e8%b5%9a%e5%8f%96%e7%8e%b0%e9%87%91%e5%9b%9e%e8%b5%a0%ef%bc%9f%e6%95%99%e4%bd%a0%e4%bd%8e%e6%81%af\/#%E8%BD%AC%E6%8C%89%E7%94%B3%E8%AF%B7_4_%E5%A4%A7%E6%AD%A5%E9%AA%A4%EF%BC%9A%E6%96%B0%E6%89%8B%E6%B5%81%E7%A8%8B%E4%B8%8E%E6%96%87%E4%BB%B6%E5%87%86%E5%A4%87%E6%87%92%E4%BA%BA%E5%8C%85\" >\u8f6c\u6309\u7533\u8bf7 4 \u5927\u6b65\u9aa4\uff1a\u65b0\u624b\u6d41\u7a0b\u4e0e\u6587\u4ef6\u51c6\u5907\u61d2\u4eba\u5305<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.house730.com\/news\/cn\/1021014\/%e3%80%902026%e8%bd%ac%e6%8c%89%e6%94%bb%e7%95%a5%e3%80%91%e8%bd%ac%e6%8c%89%e5%a6%82%e4%bd%95%e8%b5%9a%e5%8f%96%e7%8e%b0%e9%87%91%e5%9b%9e%e8%b5%a0%ef%bc%9f%e6%95%99%e4%bd%a0%e4%bd%8e%e6%81%af\/#%E4%B8%93%E5%AE%B6%E6%8F%90%E9%86%92%EF%BC%9A%E8%BD%AC%E6%8C%89%E5%89%8D%E5%8D%83%E4%B8%87%E5%88%AB%E7%8A%AF%E7%9A%84_3_%E4%B8%AA%E5%B8%B8%E8%A7%81%E9%99%B7%E9%98%B1\" >\u4e13\u5bb6\u63d0\u9192\uff1a\u8f6c\u6309\u524d\u5343\u4e07\u522b\u72af\u7684 3 \u4e2a\u5e38\u89c1\u9677\u9631<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.house730.com\/news\/cn\/1021014\/%e3%80%902026%e8%bd%ac%e6%8c%89%e6%94%bb%e7%95%a5%e3%80%91%e8%bd%ac%e6%8c%89%e5%a6%82%e4%bd%95%e8%b5%9a%e5%8f%96%e7%8e%b0%e9%87%91%e5%9b%9e%e8%b5%a0%ef%bc%9f%e6%95%99%e4%bd%a0%e4%bd%8e%e6%81%af\/#%E8%BD%AC%E6%8C%89%E5%B8%B8%E8%A7%81%E9%97%AE%E9%A2%98\" >\u8f6c\u6309\u5e38\u89c1\u95ee\u9898<\/a><\/li><\/ul><\/nav><\/div>\n\n<h2><span class=\"ez-toc-section\" id=\"%E4%BB%80%E9%BA%BD%E6%98%AF%E8%BD%AC%E6%8C%89%EF%BC%9F\"><\/span><b>\u4ec0\u9ebd\u662f\u8f6c\u6309\uff1f<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8f6c\u6309\uff08Mortgage Refinancing\uff09\u7b80\u5355\u6765\u8bf4\uff0c\u5c31\u662f\u300c\u5e2e\u4f60\u7684\u697c\u5b87\u6362\u4e00\u95f4\u94f6\u884c\u505a\u6309\u63ed\uff0c\u85c9\u6b64\u62ff\u5230\u66f4\u9ad8\u7684\u73b0\u91d1\u56de\u8d60\u6216\u66f4\u4f4e\u7684\u5229\u606f\u300d\u3002<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5e73\u624b\u8f6c\u6309 vs. \u8f6c\u6309\u5957\u73b0<\/b>\uff1a\u5e73\u624b\u8f6c\u6309\u662f\u6307\u53ea\u8f6c\u79fb\u5269\u4f59\u7684\u6309\u63ed\u6b20\u6b3e\uff1b\u8f6c\u6309\u5957\u73b0\u5219\u662f\u5728\u697c\u4ef7\u5347\u503c\u65f6\uff0c\u5411\u65b0\u94f6\u884c\u501f\u51fa\u66f4\u591a\u8d37\u6b3e\uff0c\u628a\u5347\u503c\u90e8\u5206\u53d8\u6210\u73b0\u91d1\u63d0\u8d70\u3002<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u4e3a\u4ec0\u9ebd\u94f6\u884c\u613f\u610f\u7ed9\u94b1\uff1f<\/b>\uff1a\u5c31\u50cf\u7535\u8baf\u516c\u53f8\u63a8\u51fa\u4f18\u60e0\u5438\u5f15\u4f60\u8f6c\u53f0\u4e00\u6837\uff0c\u94f6\u884c\u4e3a\u4e86\u4e89\u53d6\u4f18\u8d28\u6309\u63ed\u5ba2\u6237\uff0c\u4f1a\u7ed9\u4e88\u6570\u4e07\u5143\u7684\u73b0\u91d1\u5956\u8d4f\u3002<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u8f6c\u6309\u8fd0\u4f5c\u6982\u5ff5<\/b>\uff1a\u7531\u65b0\u94f6\u884c\u5e2e\u4f60\u6e05\u8fd8\u65e7\u94f6\u884c\u7684\u6309\u63ed\u8d37\u6b3e\uff0c\u697c\u5951\u968f\u4e4b\u8f6c\u79fb\u81f3\u65b0\u94f6\u884c\uff0c\u4f60\u4ee5\u540e\u6539\u4e3a\u5411\u65b0\u94f6\u884c\u6bcf\u6708\u4f9b\u697c\u3002<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BD%AC%E6%8C%89%E5%A6%82%E4%BD%95%E8%B5%9A%E5%8F%96%E9%93%B6%E8%A1%8C%E7%8E%B0%E9%87%91%E5%9B%9E%E8%B5%A0%EF%BC%9F%EF%BC%88%E5%9B%9E%E8%B5%A0%E9%87%91%E9%A2%9D%E8%AE%A1%E7%AE%97%E4%B8%8E%E4%B8%8A%E9%99%90%EF%BC%89\"><\/span><b>\u8f6c\u6309\u5982\u4f55\u8d5a\u53d6\u94f6\u884c\u73b0\u91d1\u56de\u8d60\uff1f\uff08\u56de\u8d60\u91d1\u989d\u8ba1\u7b97\u4e0e\u4e0a\u9650\uff09<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u73b0\u91d1\u56de\u8d60\u662f\u94f6\u884c\u6309\u7167\u4f60\u7684\u6309\u63ed\u8d37\u6b3e\u989d\u53d1\u653e\u7684\u73b0\u91d1\u5956\u8d4f\uff08\u901a\u5e38\u4e3a\u8d37\u6b3e\u989d\u7684 <strong>1% \u81f3 1.8%<\/strong> \u4e0d\u7b49\uff09\uff0c\u8d37\u6b3e\u989d\u8d8a\u5927\uff0c\u62ff\u5230\u7684\u56de\u8d60\u8d8a\u591a\u3002<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><strong>\u91d1\u7ba1\u5c40 1% \u73b0\u91d1\u56de\u8d60\u9650\u5236<\/strong>\uff1a\u6839\u636e<a href=\"https:\/\/www.hkma.gov.hk\/chi\/news-and-media\/press-releases\/2005\/02\/20050228-3\/\">\u91d1\u7ba1\u5c40\u89c4\u5b9a<\/a>\uff0c\u82e5\u94f6\u884c\u53d1\u653e\u7684\u73b0\u91d1\u56de\u8d60\u8d85\u8fc7\u8d37\u6b3e\u989d\u7684 1%\uff0c\u8d85\u8fc7\u90e8\u5206\u5fc5\u987b\u76f4\u63a5\u4ece\u6309\u63ed\u8d37\u6b3e\u91d1\u989d\u4e2d\u6263\u9664\uff0c\u4e0d\u80fd\u5168\u6570\u4ee5\u73b0\u91d1\u5f62\u5f0f\u76f4\u63a5\u53d1\u7ed9\u4e1a\u4e3b\u3002<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5b9e\u9645\u8ba1\u7b97\u8303\u4f8b<\/b>\uff1a\u82e5\u7533\u8bf7 600\u4e07\u5143\u6309\u63ed\uff0c\u94f6\u884c\u7ed9\u4e881.5%\uff08\u5373$90,000\uff09\u56de\u8d60\u3002\u5176\u4e2d 1%\uff08$60,000\uff09\u53ef\u4ee5\u4f5c\u4e3a\u73b0\u91d1\u76f4\u63a5\u53d1\u653e\u7ed9\u4e1a\u4e3b\uff0c\u5269\u4f59\u76840.5%\uff08$30,000\uff09\u5219\u4f1a\u7528\u4f5c\u6263\u51cf\u8d37\u6b3e\u989d\u3002<\/li>\n<\/ul>\n<table>\n<tbody>\n<tr>\n<td><strong>\u6309\u63ed\u8d37\u6b3e\u91d1\u989d<\/strong><\/td>\n<td><strong>\u5047\u8bbe\u56de\u8d60\u6bd4\u4f8b (1.5%)<\/strong><\/td>\n<td><strong>\u5b9e\u9645\u5230\u624b\u73b0\u91d1 (\u4e0a\u9650 1%)<\/strong><\/td>\n<td><strong>\u7528\u4f5c\u6263\u51cf\u8d37\u6b3e\u989d\u91d1\u989d (0.5%)<\/strong><\/td>\n<\/tr>\n<tr>\n<td>HK$400 \u4e07<\/td>\n<td>HK$60,000<\/td>\n<td>HK$40,000<\/td>\n<td>HK$20,000<\/td>\n<\/tr>\n<tr>\n<td>HK$600 \u4e07<\/td>\n<td>HK$90,000<\/td>\n<td>HK$60,000<\/td>\n<td>HK$30,000<\/td>\n<\/tr>\n<tr>\n<td>HK$800 \u4e07<\/td>\n<td>HK$120,000<\/td>\n<td>HK$80,000<\/td>\n<td>HK$40,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BD%AC%E6%8C%89%E4%BD%8E%E6%81%AF%E5%A5%97%E7%8E%B0%E5%85%A8%E6%94%BB%E7%95%A5%EF%BC%9A%E5%A6%82%E4%BD%95%E5%B0%86%E6%A5%BC%E4%BB%B7%E5%8D%87%E5%80%BC%E5%8F%98%E6%88%90%E7%8E%B0%E9%87%91%EF%BC%9F\"><\/span><b>\u8f6c\u6309\u4f4e\u606f\u5957\u73b0\u5168\u653b\u7565\uff1a\u5982\u4f55\u5c06\u697c\u4ef7\u5347\u503c\u53d8\u6210\u73b0\u91d1\uff1f<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8f6c\u6309\u5957\u73b0\u662f\u6307\u5229\u7528\u7269\u4e1a\u5347\u503c\u540e\u7684\u4f30\u4ef7\uff0c\u5411\u65b0\u94f6\u884c\u7533\u8bf7\u66f4\u9ad8\u91d1\u989d\u7684\u6309\u63ed\u8d37\u6b3e\uff0c\u5e76\u5c06\u6263\u9664\u65e7\u6b20\u6b3e\u540e\u7684\u5dee\u989d\u4ee5\u73b0\u91d1\u65b9\u5f0f\u63d0\u8d70\u3002<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5957\u73b0\u8fd0\u4f5c\u6d41\u7a0b<\/b>\uff1a\u5047\u8bbe\u4f60\u5f53\u521d\u4ee5 500\u4e07\u5143\u4e70\u5165\u5355\u4f4d\uff0c\u76ee\u524d\u94f6\u884c\u6700\u65b0\u4f30\u4ef7\u5347\u81f3700 \u4e07\u5143\u3002\u4f60\u5411\u65b0\u94f6\u884c\u7533\u8bf7 7 \u6210\u6309\u63ed\uff08\u5373\u8d37\u6b3e 490\u4e07\u5143\uff09\uff0c\u6263\u9664\u65e7\u94f6\u884c\u5269\u4f59\u7684350 \u4e07\u5143\u6b20\u6b3e\u540e\uff0c\u5c31\u80fd\u987a\u5229<strong>\u5957\u73b0 140 \u4e07\u5143\u73b0\u91d1<\/strong>\u3002<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u8d44\u91d1\u7528\u9014\u81ea\u7531<\/b>\uff1a\u5957\u73b0\u51fa\u6765\u7684\u8d44\u91d1\u53ef\u7528\u65bc\u80a1\u7968\u6216\u503a\u5238\u6295\u8d44\u3001\u623f\u5c4b\u7ffb\u65b0\u88c5\u4fee\u3001\u5b50\u5973\u5347\u5b66\u57fa\u91d1\uff0c\u6216\u662f\u4f5c\u4e3a\u5e94\u6025\u5907\u7528\u91d1\u3002<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u7075\u6d3b\u914d\u5bf9 Mortgage Link<\/b>\uff1a\u5c06\u5957\u73b0\u51fa\u6765\u6682\u672a\u4f7f\u7528\u7684\u8d44\u91d1\u5b58\u5165\u65b0\u94f6\u884c\u7684 Mortgage Link \u9ad8\u606f\u6d3b\u671f\u6237\u53e3\uff0c\u53ef\u4ee5\u7528\u5b58\u6b3e\u5229\u606f\u5b8c\u5168\u5bf9\u51b2\u6309\u63ed\u5229\u606f\u5f00\u652f\u3002<\/li>\n<\/ul>\n<p>\u5ef6\u4f38\u9605\u8bfb\uff1a<a href=\"https:\/\/www.house730.com\/news\/1020536\/%e5%ae%9a%e6%81%af%e6%8c%89%e6%8f%ad%e5%a5%bd%e5%94%94%e5%a5%bd\/\">\u3010\u9999\u6e2f\u6309\u63ed\u6bd4\u8f83\u3011\u5b9a\u606f\u6309\u63ed\u597d\u5514\u597d\uff1f\u540cH\u6309 \/ P\u6309\u8fb9\u4e2a\u60ad\u606f\u5572\uff1f\u4e00\u6587\u7747\u6e05\u5229\u5f0a\u3001\u4f9b\u697c\u6210\u672c\u4e0e\u9002\u7528\u4eba\u7fa4<\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BB%80%E9%BA%BD%E6%98%AF%E3%80%8C%E7%94%A9%E6%8C%89%E4%BF%9D%E3%80%8D%EF%BC%9F%E6%95%99%E4%BD%A0%E5%90%88%E6%B3%95%E9%80%80%E5%9B%9E%E9%AB%98%E8%BE%BE_40_%E4%BF%9D%E8%B4%B9\"><\/span><b>\u4ec0\u9ebd\u662f\u300c\u7529\u6309\u4fdd\u300d\uff1f\u6559\u4f60\u5408\u6cd5\u9000\u56de\u9ad8\u8fbe 40% \u4fdd\u8d39<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u5f53\u4f60\u7684\u6309\u63ed\u8d37\u6b3e\u989d\u56e0\u4e3a\u697c\u4ef7\u5347\u503c\u6216\u6301\u7eed\u4f9b\u697c\u800c\u964d\u81f3<strong>\u697c\u4ef7\u7684 7 \u6210\u6216\u4ee5\u4e0b<\/strong>\u65f6\uff0c\u5373\u53ef\u900f\u8fc7\u8f6c\u6309<strong>\u53d6\u6d88\u6309\u63ed\u4fdd\u9669<\/strong>\uff08\u4fd7\u79f0\u7529\u6309\u4fdd\uff09\uff0c\u5e76\u5411\u6309\u8bc1\u516c\u53f8\u7533\u8bf7\u9000\u8fd8\u90e8\u5206\u4fdd\u8d39\u3002<\/p>\n<ul>\n<li><b>\u6309\u4fdd\u9000\u6b3e\u6bd4\u4f8b<\/b>\uff1a\u5982\u679c\u5728\u4e70\u697c\u540e <strong>3 \u5e74\u5185<\/strong>\u6210\u529f\u7529\u6309\u4fdd\uff0c\u6309\u8bc1\u516c\u53f8\u4f1a\u9000\u8fd8\u5df2\u7f34\u4ed8\u4fdd\u8d39\u7684\u4e00\u5b9a\u767e\u5206\u6bd4\uff08\u8d85\u8fc7 3 \u5e74\u5219\u65e0\u6cd5\u9000\u8fd8\uff09\u3002<\/li>\n<li><b>\u5408\u6cd5\u51fa\u79df\u4f18\u52bf<\/b>\uff1a\u7529\u6309\u4fdd\u540e\uff0c\u7269\u4e1a\u4e0d\u518d\u53d7\u6309\u4fdd\u516c\u53f8\u300c\u5fc5\u987b\u81ea\u4f4f\u300d\u7684\u6761\u6b3e\u9650\u5236\uff0c\u4e1a\u4e3b\u53ef\u4f9d\u6cd5\u5c06\u7269\u4e1a\u51fa\u79df\u83b7\u53d6\u79df\u91d1\u6536\u5165\u3002<\/li>\n<\/ul>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"171\" \/>\n<col width=\"304\" \/>\n<col width=\"345\" \/><\/colgroup>\n<tbody>\n<tr>\n<td><strong>\u9000\u4fdd\u65f6\u95f4\uff08\u4e70\u697c\u540e\uff09<\/strong><\/td>\n<td><strong>\u6309\u4fdd\u4fdd\u8d39\u9000\u8fd8\u6bd4\u4f8b<\/strong><\/td>\n<td><strong>\u8303\u4f8b\uff1aHK$10\u4e07\u4fdd\u8d39\u53ef\u9000\u91d1\u989d<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\u7b2c 1 \u5e74\u5185<\/td>\n<td>40%<\/td>\n<td>HK$40,000<\/td>\n<\/tr>\n<tr>\n<td>\u7b2c 2 \u5e74\u5185<\/td>\n<td>25%<\/td>\n<td>HK$25,000<\/td>\n<\/tr>\n<tr>\n<td>\u7b2c 3 \u5e74\u5185<\/td>\n<td>15%<\/td>\n<td>HK$15,000<\/td>\n<\/tr>\n<tr>\n<td>\u8d85\u8fc7 3 \u5e74<\/td>\n<td>0%<\/td>\n<td>HK$0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BD%AC%E6%8C%89%E8%B4%B9%E7%94%A8%E5%A4%A7%E7%9B%98%E7%82%B9%EF%BC%9A%E5%BE%8B%E5%B8%88%E8%B4%B9%E4%B8%8E%E9%9A%90%E8%97%8F%E6%88%90%E6%9C%AC%E8%AE%A1%E7%AE%97\"><\/span><b>\u8f6c\u6309\u8d39\u7528\u5927\u76d8\u70b9\uff1a\u5f8b\u5e08\u8d39\u4e0e\u9690\u85cf\u6210\u672c\u8ba1\u7b97<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8f6c\u6309\u7684\u4e3b\u8981\u5f00\u652f\u662f\u5f8b\u5e08\u8d39\uff0c\u4e00\u822c\u4ecb\u4e4eHK$5,000\u81f3HK$6,000\u5143\u4e0d\u7b49\uff1b\u53ea\u8981\u94f6\u884c\u7684\u73b0\u91d1\u56de\u8d60\u5927\u65bc\u5f00\u652f\uff0c\u5373\u5c5e\u65bc\u300c\u96f6\u6210\u672c\u5e73\u624b\u8f6c\u6309\u300d\u3002<\/p>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"171\" \/>\n<col width=\"304\" \/>\n<col width=\"345\" \/><\/colgroup>\n<tbody>\n<tr>\n<td><strong>\u8d39\u7528\u9879\u76ee<\/strong><\/td>\n<td><strong>\u9884\u4f30\u91d1\u989d<\/strong><\/td>\n<td><strong>\u8bf4\u660e<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\u5f8b\u5e08\u624b\u7eed\u8d39<\/td>\n<td>HK$5,000\u81f3HK$6,000<\/td>\n<td>\u8d1f\u8d23\u5904\u7406\u65e7\u94f6\u884c\u8d4e\u5951\u4e0e\u65b0\u94f6\u884c\u6309\u63ed\u6587\u4ef6<\/td>\n<\/tr>\n<tr>\n<td>\u65e7\u94f6\u884c\u8d4e\u5951\u8d39<\/td>\n<td>HK$0\u81f3HK$1,000<\/td>\n<td>\u90e8\u5206\u94f6\u884c\u6536\u53d6\u7684\u5951\u636e\u884c\u653f\u8d39<\/td>\n<\/tr>\n<tr>\n<td>\u697c\u5b87\u4f30\u4ef7\u8d39<\/td>\n<td>\u514d\u8d39<\/td>\n<td>\u94f6\u884c\u4e0e\u6309\u63ed\u8f6c\u4ecb\u516c\u53f8\u5747\u514d\u8d39\u63d0\u4f9b<\/td>\n<\/tr>\n<tr>\n<td>\u94f6\u884c\u73b0\u91d1\u56de\u8d60\uff08\u6536\u5165\uff09<\/td>\n<td>HK$10,000\u81f3HK$80,000\u4e0d\u7b49<\/td>\n<td>\u6263\u9664\u5f8b\u5e08\u8d39\u540e\uff0c\u5269\u4f59\u91d1\u989d\u5168\u6570\u4e3a\u51c0\u5229\u6da6<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BD%AC%E6%8C%89%E5%88%A9%E5%BC%8A%E6%95%B4%E7%90%86%EF%BC%9A%E5%A5%BD%E5%A4%84_vs_%E9%A3%8E%E9%99%A9%E4%B8%80%E8%A7%88%E8%A1%A8\"><\/span><b>\u8f6c\u6309\u5229\u5f0a\u6574\u7406\uff1a\u597d\u5904 vs \u98ce\u9669\u4e00\u89c8\u8868<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8f6c\u6309\u867d\u7136\u597d\u5904\u591a\uff0c\u4f46\u4e1a\u4e3b\u4ecd\u9700\u8003\u8651\u4e2a\u4eba\u8d22\u52a1\u72b6\u51b5\u4e0e\u5e02\u573a\u5229\u7387\u6ce2\u52a8\u7684\u98ce\u9669\uff1a<\/p>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"171\" \/>\n<col width=\"304\" \/>\n<col width=\"345\" \/><\/colgroup>\n<tbody>\n<tr>\n<td><strong>\u7c7b\u578b<\/strong><\/td>\n<td><strong>\u597d\u5904<\/strong><\/td>\n<td><strong>\u574f\u5904\u4e0e\u98ce\u9669<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\u8d44\u91d1\u4e0e\u5f00\u652f<\/td>\n<td>\u8d5a\u53d6\u73b0\u91d1\u56de\u8d60\u3001\u6709\u673a\u4f1a\u4eab\u66f4\u4f4e\u5229\u7387<\/td>\n<td>\u9700\u8981\u5148\u57ab\u652fHK5,000\u81f3HK6,000\u5f8b\u5e08\u8d39<\/td>\n<\/tr>\n<tr>\n<td>\u8d44\u4ea7\u8fd0\u7528<\/td>\n<td>\u53ef\u5c06\u697c\u4ef7\u5347\u503c\u4f4e\u606f\u5957\u73b0\uff0c\u6216\u7529\u6309\u4fdd\u89e3\u9501\u51fa\u79df<\/td>\n<td>\u82e5\u697c\u4ef7\u4e0b\u8dcc\uff08\u4f30\u4ef7\u4e0d\u8db3\uff09\uff0c\u53ef\u80fd\u65e0\u6cd5\u6210\u529f\u5957\u73b0<\/td>\n<\/tr>\n<tr>\n<td>\u5ba1\u6279\u8981\u6c42<\/td>\n<td>\u53ef\u83b7\u5168\u65b0 Mortgage Link \u9ad8\u606f\u6d3b\u671f\u6237\u53e3<\/td>\n<td>\u65b0\u94f6\u884c\u4f1a\u91cd\u65b0\u5ba1\u67e5\u4f60\u7684 TU \u4fe1\u8d37\u8bc4\u7ea7\u4e0e\u5165\u606f<\/td>\n<\/tr>\n<tr>\n<td>\u4e1a\u4e3b\u7075\u6d3b\u5ea6<\/td>\n<td>\u53ef\u987a\u5229\u8fdb\u884c\u4e1a\u4e3b\u52a0\u540d\u6216\u7529\u540d\u64cd\u4f5c<\/td>\n<td>\u82e5\u672a\u8fc7\u65e7\u6309\u63ed\u300c\u7f5a\u606f\u671f\u300d\uff0c\u4f1a\u88ab\u539f\u94f6\u884c\u7f5a\u6b3e<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 data-path-to-node=\"51\"><span class=\"ez-toc-section\" id=\"%E8%BD%AC%E6%8C%89%E6%9C%89%E5%92%A9%E9%A3%8E%E9%99%A9%EF%BC%9F%E4%B8%9A%E4%B8%BB%E5%BF%85%E9%81%BF_4_%E5%A4%A7%E9%99%B7%E9%98%B1\"><\/span><strong>\u8f6c\u6309\u6709\u54a9\u98ce\u9669\uff1f\u4e1a\u4e3b\u5fc5\u907f 4 \u5927<\/strong><strong>\u9677\u9631<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-path-to-node=\"52\">House730\u63d0\u9192\u4f60\uff1a\u8f6c\u6309\u867d\u7136\u80fd\u7701\u94b1\u5957\u73b0\uff0c\u4f46\u5982\u679c\u7ec6\u8282\u5904\u7406\u4e0d\u5f53\uff0c\u53ef\u80fd\u4f1a\u5e26\u6765\u9884\u7b97\u5916\u7684\u4ee3\u4ef7\uff0c\u6700\u5927\u98ce\u9669\u5728\u65bc\u300c\u672a\u8fc7\u7f5a\u606f\u671f\u7f5a\u6b3e\u300d\u3001\u300c\u7269\u4e1a\u4f30\u4ef7\u4e0d\u8db3\u300d\u4ee5\u53ca\u300c\u8f6c\u6309\u671f\u95f4\u4e2a\u4eba\u5165\u606f\u53d8\u52a8\u300d\u3002<\/p>\n<ul data-path-to-node=\"54\">\n<li>\n<p data-path-to-node=\"54,0,0\"><b data-path-to-node=\"54,0,0\" data-index-in-node=\"0\">\u9677\u9631\u4e00\uff1a\u672a\u8fc7\u7f5a\u606f\u671f\uff08Lock-in Period\uff09\u8f6c\u6309<\/b><\/p>\n<p data-path-to-node=\"54,0,1\">\u5927\u90e8\u5206\u6309\u63ed\u9996 2 \u5e74\u4e3a\u7f5a\u606f\u671f\u3002\u82e5\u5728\u671f\u5185\u8f6c\u6309\uff0c\u65e7\u94f6\u884c\u4f1a\u6536\u53d6\u9ad8\u8fbe\u8d37\u6b3e\u989d <strong>1% \u81f3 3% \u7684\u7f5a\u91d1<\/strong>\uff0c\u5f80\u5f80\u5f97\u4e0d\u507f\u5931\u3002<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"54,1,0\"><b data-path-to-node=\"54,1,0\" data-index-in-node=\"0\">\u9677\u9631\u4e8c\uff1a\u7269\u4e1a\u4f30\u4ef7\u4e0d\u8db3\uff08Under-valuation\uff09<\/b><\/p>\n<p data-path-to-node=\"54,1,1\">\u82e5\u94f6\u884c\u5bf9\u4f60\u7684\u7269\u4e1a\u4f30\u4ef7\u6bd4\u9884\u671f\u4f4e\uff0c\u53ef\u6279\u51fa\u7684\u8d37\u6b3e\u989d\u4e5f\u4f1a\u51cf\u5c11\uff0c\u53ef\u80fd\u5bfc\u81f4\u5957\u73b0\u91d1\u989d\u4e0d\u5982\u9884\u671f\uff0c\u751a\u81f3\u9700\u8981\u8865\u94b1\u624d\u80fd\u5b8c\u6210\u8f6c\u6309\u3002<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"54,2,0\"><b data-path-to-node=\"54,2,0\" data-index-in-node=\"0\">\u9677\u9631\u4e09\uff1a\u65e7\u94f6\u884c\u9884\u544a\u671f\u8ba1\u7b97\u9519\u8bef<\/b><\/p>\n<p data-path-to-node=\"54,2,1\">\u65e7\u94f6\u884c\u4e00\u822c\u8981\u6c42<strong> 1 \u4e2a\u6708\u7684\u6e05\u8fd8\u9884\u544a\u671f<\/strong>\u3002\u82e5\u65f6\u95f4\u8ba1\u7b97\u4e0d\u5f53\uff0c\u53ef\u80fd\u5bfc\u81f4\u65b0\u65e7\u94f6\u884c\u8854\u63a5\u51fa\u73b0\u7a7a\u767d\u671f\uff0c\u9700\u8981\u591a\u4ed8\u65e7\u94f6\u884c\u9ad8\u6602\u7684\u6309\u63ed\u5229\u606f\u3002<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"54,3,0\"><b data-path-to-node=\"54,3,0\" data-index-in-node=\"0\">\u9677\u9631\u56db\uff1a\u8f6c\u6309\u671f\u95f4\u8f6c\u5de5\u6216\u6536\u5165\u53d8\u52a8<\/b><\/p>\n<p data-path-to-node=\"54,3,1\">\u5728\u65b0\u94f6\u884c\u5ba1\u6279\u6309\u63ed\u671f\u95f4\u8f6c\u5de5\u3001\u8bd5\u7528\u671f\u672a\u8fc7\u6216\u4fe1\u8d37\u7eaa\u5f55\u53d8\u5dee\uff0c\u90fd\u53ef\u80fd\u5bfc\u81f4\u65b0\u94f6\u884c\u62d2\u7edd\u6279\u51fa\u8d37\u6b3e\u3002\u5efa\u8bae\u5b8c\u6210\u8f6c\u6309\u624b\u7eed\u540e\u624d\u5b89\u6392\u8f6c\u5de5\u3002<\/p>\n<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BD%AC%E6%8C%89%E6%9C%80%E4%BD%B3%E6%97%B6%E6%9C%BA%EF%BC%9A%E6%8A%8A%E6%8F%A1%E7%BD%9A%E6%81%AF%E6%9C%9F%E5%AE%8C%E7%BB%93%E5%89%8D_3_%E4%B8%AA%E6%9C%88%E9%BB%84%E9%87%91%E6%9C%9F\"><\/span><b>\u8f6c\u6309\u6700\u4f73\u65f6\u673a\uff1a\u628a\u63e1\u7f5a\u606f\u671f\u5b8c\u7ed3\u524d 3 \u4e2a\u6708\u9ec4\u91d1\u671f<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u7533\u8bf7\u8f6c\u6309\u7684\u6700\u4f73\u65f6\u673a\u662f<b>\u65e7\u6309\u63ed\u7f5a\u606f\u671f\u5b8c\u7ed3\u524d\u7684 3 \u4e2a\u6708<\/b>\u3002<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u907f\u5f00\u9ad8\u989d\u7f5a\u606f<\/b>\uff1a\u94f6\u884c\u901a\u5e38\u8bbe\u6709 2 \u5e74\u7f5a\u606f\u671f\uff0c\u82e5\u5728\u9996 2 \u5e74\u5185\u63d0\u65e9\u8fd8\u6b3e\u6216\u8f6c\u6309\uff0c\u9700\u8981\u5411\u65e7\u94f6\u884c\u652f\u4ed8\u9ad8\u8fbe\u8d37\u6b3e\u989d 1% \u81f3 2% \u7684\u7f5a\u91d1\u3002<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u9501\u5b9a\u6700\u4f73\u5229\u7387<\/b>\uff1a\u94f6\u884c\u7684\u6309\u63ed\u6279\u6838\u7ed3\u679c\u4e0e\u8d37\u6b3e\u4fe1\uff08Offer Letter\uff09\u4e00\u822c\u6709\u6548 3 \u4e2a\u6708\uff0c\u63d0\u65e9 3 \u4e2a\u6708\u51c6\u5907\u80fd\u7cbe\u786e\u9501\u5b9a\u5e02\u573a\u4e0a\u6700\u65b0\u7684\u9ad8\u56de\u8d60\u4e0e\u4f4e\u606f\u4f18\u60e0\u3002<\/li>\n<\/ul>\n<p><b>\ud83d\udca1House730 \u4e13\u5bb6\u5c0f\u8d34\u58eb\uff1a<\/b>\u8bb8\u591a\u4e1a\u4e3b\u4ee5\u4e3a\u8981\u7b49\u7b2c 24 \u4e2a\u6708\u7f5a\u606f\u671f\u5b8c\u5168\u7ed3\u675f\u5f53\u5929\u624d\u80fd\u627e\u94f6\u884c\uff0c\u8fd9\u4f1a\u5bfc\u81f4\u7533\u8bf7\u671f\u95f4\u51fa\u73b0 1 \u5230 2 \u4e2a\u6708\u7684\u7a7a\u7a97\u671f\uff0c\u767d\u767d\u6d6a\u8d39\u7b49\u5f85\u671f\u95f4\u7684\u4f4e\u606f\u4f18\u60e0\u3002\u6700\u806a\u660e\u7684\u505a\u6cd5\u662f\u5728<strong>\u7b2c 21 \u4e2a\u6708<\/strong>\u5c31\u5f00\u59cb\u51c6\u5907\u9012\u4ea4\u7533\u8bf7\u6587\u4ef6\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BD%AC%E6%8C%89%E7%94%B3%E8%AF%B7_4_%E5%A4%A7%E6%AD%A5%E9%AA%A4%EF%BC%9A%E6%96%B0%E6%89%8B%E6%B5%81%E7%A8%8B%E4%B8%8E%E6%96%87%E4%BB%B6%E5%87%86%E5%A4%87%E6%87%92%E4%BA%BA%E5%8C%85\"><\/span><b>\u8f6c\u6309\u7533\u8bf7 4 \u5927\u6b65\u9aa4\uff1a\u65b0\u624b\u6d41\u7a0b\u4e0e\u6587\u4ef6\u51c6\u5907\u61d2\u4eba\u5305<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8f6c\u6309\u6574\u4e2a\u6d41\u7a0b\u5927\u7ea6\u9700\u8981 1 \u81f3 1.5 \u4e2a\u6708\uff0c\u4e3b\u8981\u5305\u542b\u4ee5\u4e0b 4 \u4e2a\u6b65\u9aa4\uff1a<\/p>\n<p><b>\u6b65\u9aa4\u4e00\uff1a\u8bc4\u4f30\u697c\u4ef7\u4e0e\u6bd4\u8f83\u4f18\u60e0\uff08\u7b2c 1\u20132 \u5468\uff09<\/b><\/p>\n<p>\u627e\u6309\u63ed\u8f6c\u4ecb\u516c\u53f8\u6216\u94f6\u884c\u8fdb\u884c\u514d\u8d39\u4f30\u4ef7\uff0c\u6bd4\u8f83\u5404\u94f6\u884c\u7684\u6309\u63ed\u5229\u7387\u4e0e\u73b0\u91d1\u56de\u8d60\u3002<\/p>\n<p><b>\u6b65\u9aa4\u4e8c\uff1a\u51c6\u5907\u6587\u4ef6\u4e0e\u63d0\u4ea4\u7533\u8bf7\uff08\u7b2c 2\u20133 \u5468\uff09<\/b><\/p>\n<p>\u51c6\u5907\u8eab\u4efd\u8bc1\u3001\u6700\u8fd1 3 \u4e2a\u6708\u5165\u606f\u8bc1\u660e\uff08\u5982\u85aa\u91d1\u7cae\u5355\u3001\u94f6\u884c\u8fc7\u6570\u7eaa\u5f55\uff09\u53ca\u539f\u6309\u63ed\u4f9b\u6b3e\u8868\uff0c\u5411\u65b0\u94f6\u884c\u9012\u4ea4\u7533\u8bf7\u3002<\/p>\n<p><b>\u6b65\u9aa4\u4e09\uff1a\u94f6\u884c\u5ba1\u6279\u4e0e\u7b7e\u7f72\u8d37\u6b3e\u4fe1\uff08\u7b2c 3\u20134 \u5468\uff09<\/b><\/p>\n<p>\u94f6\u884c\u5b8c\u6210\u5ba1\u6279\u540e\u53d1\u51fa\u8d37\u6b3e\u4fe1\uff08Offer Letter\uff09\uff0c\u786e\u8ba4\u5229\u7387\u4e0e\u73b0\u91d1\u56de\u8d60\u91d1\u989d\uff0c\u4e1a\u4e3b\u524d\u5f80\u7b7e\u7f72\u3002<\/p>\n<p><b>\u6b65\u9aa4\u56db\uff1a\u5f8b\u5e08\u697c\u5904\u7406\u8d4e\u5951\u4e0e\u8fc7\u6570\uff08\u7b2c 4\u20136 \u5468\uff09<\/b><\/p>\n<p>\u8058\u8bf7\u5f8b\u5e08\u697c\u5904\u7406\u65e7\u94f6\u884c\u8d4e\u5951\u4e0e\u65b0\u94f6\u884c\u6309\u63ed\u6587\u4ef6\uff0c\u65b0\u94f6\u884c\u62e8\u6b3e\u6e05\u8fd8\u65e7\u6309\u63ed\uff0c\u5b8c\u6210\u8f6c\u6309\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E4%B8%93%E5%AE%B6%E6%8F%90%E9%86%92%EF%BC%9A%E8%BD%AC%E6%8C%89%E5%89%8D%E5%8D%83%E4%B8%87%E5%88%AB%E7%8A%AF%E7%9A%84_3_%E4%B8%AA%E5%B8%B8%E8%A7%81%E9%99%B7%E9%98%B1\"><\/span><b>\u4e13\u5bb6\u63d0\u9192\uff1a\u8f6c\u6309\u524d\u5343\u4e07\u522b\u72af\u7684 3 \u4e2a\u5e38\u89c1\u9677\u9631<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>\u8f6c\u6309\u65f6\u82e5\u672a\u770b\u6e05\u76d1\u7ba1\u6307\u5f15\uff0c\u53ef\u80fd\u4f1a\u5bfc\u81f4\u5ba1\u6279\u4e0d\u901a\u8fc7\u6216\u9884\u7b97\u5931\u51c6\uff0c\u8bf7\u7279\u522b\u6ce8\u610f\u4ee5\u4e0b 3 \u4e2a\u5e38\u89c1\u9677\u9631\uff1a<\/p>\n<p><b>\u9677\u9631 1\uff1a\u4e3a\u4e86\u56de\u8d60\u77ed\u65f6\u95f4\u5185\u9891\u7e41\u8f6c\u6309<\/b><\/p>\n<p>\u77ed\u65f6\u95f4\u5185\u5411\u591a\u95f4\u94f6\u884c\u9012\u4ea4\u7533\u8bf7\u4f1a\u4ee4\u4fe1\u8d37\u8bc4\u7ea7\uff08TU\uff09\u88ab\u591a\u6b21\u67e5\u8be2\uff0c\u5bfc\u81f4\u5206\u6570\u4e0b\u964d\uff0c\u5f71\u54cd\u6279\u6838\u7ed3\u679c\u3002<\/p>\n<p><b>\u9677\u9631 2\uff1a\u5ffd\u89c6\u91d1\u7ba1\u5c40\u300c\u73b0\u91d1\u56de\u8d60\u6263\u51cf\u300d\u89c4\u5b9a<\/b><\/p>\n<p>\u82e5\u94f6\u884c\u7684\u73b0\u91d1\u56de\u8d60\u8d85\u8fc7\u8d37\u6b3e\u989d 1%\uff0c\u8d85\u8fc7\u90e8\u5206\u5fc5\u987b\u5728\u603b\u8d37\u6b3e\u989d\u4e2d\u6263\u9664\uff0c\u800c\u4e0d\u80fd\u5168\u6570\u76f4\u63a5\u63d0\u73b0\u3002<\/p>\n<p><b>\u9677\u9631 3\uff1a\u5fd8\u8bb0\u81ea\u5df1\u62c5\u4efb\u4e86\u522b\u4eba\u7684\u62c5\u4fdd\u4eba<\/b><\/p>\n<p>\u82e5\u4f60\u66fe\u4e3a\u4eb2\u53cb\u7684\u6309\u63ed\u505a\u62c5\u4fdd\u4eba\uff0c\u8be5\u7b14\u503a\u52a1\u4f1a\u8ba1\u7b97\u5728\u4f60\u7684\u4f9b\u6b3e\u5165\u606f\u6bd4\u7387\uff08DTI\uff09\u5185\uff0c\u53ef\u80fd\u5bfc\u81f4\u65b0\u94f6\u884c\u5ba1\u6279\u4e0d\u901a\u8fc7\u3002<\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E8%BD%AC%E6%8C%89%E5%B8%B8%E8%A7%81%E9%97%AE%E9%A2%98\"><\/span><b>\u8f6c\u6309\u5e38\u89c1\u95ee\u9898<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Q1. \u8f6c\u6309\u8981\u51e0\u8010\u65f6\u95f4\uff1f<\/b><\/p>\n<p>\u8f6c\u6309\u4e00\u822c\u9700\u8981 1 \u81f3 1.5 \u4e2a\u6708\u65f6\u95f4\u3002\u5efa\u8bae\u5728\u65e7\u6309\u63ed\u7f5a\u606f\u671f\u5b8c\u7ed3\u524d 3 \u4e2a\u6708\u5f00\u59cb\u6311\u9009\u94f6\u884c\u5e76\u63d0\u4ea4\u7533\u8bf7\u3002<\/p>\n<p><b>Q2. \u8f6c\u6309\u5f8b\u5e08\u8d39\u901a\u5e38\u51e0\u94b1\uff1f<\/b><\/p>\n<p>\u5904\u7406\u8f6c\u6309\u7684\u5f8b\u5e08\u8d39\u4e00\u822c\u4ecb\u4e4e\u6e2f\u5e01 5,000 \u81f3 6,000 \u5143\u3002\u94f6\u884c\u53d1\u653e\u7684\u73b0\u91d1\u56de\u8d60\u901a\u5e38\u8db3\u4ee5\u5b8c\u5168\u8986\u76d6\u8fd9\u7b14\u5f00\u652f\u3002<\/p>\n<p><b>Q3. \u8f6c\u6309\u9700\u8981\u67e5\u5165\u606f\u8bc1\u660e\u5417\uff1f<\/b><\/p>\n<p>\u9700\u8981\u3002\u65b0\u94f6\u884c\u4f1a\u91cd\u65b0\u5ba1\u67e5\u4e1a\u4e3b\u7684\u8d22\u52a1\u72b6\u51b5\uff0c\u9700\u63d0\u4f9b\u6700\u8fd1 3 \u4e2a\u6708\u7684\u85aa\u91d1\u8bc1\u660e\uff0c\u786e\u4fdd\u6bcf\u6708\u6309\u63ed\u4f9b\u6b3e\u4e0d\u8d85\u8fc7\u5165\u606f\u7684 50%\u3002<\/p>\n<p><b>Q4. \u672a\u8fc7\u7f5a\u606f\u671f\u53ef\u4ee5\u8f6c\u6309\u5417\uff1f<\/b><\/p>\n<p>\u53ef\u4ee5\uff0c\u4f46\u975e\u5e38\u4e0d\u5212\u7b97\u3002\u56e0\u4e3a\u63d0\u65e9\u89e3\u7ea6\u9700\u8981\u5411\u539f\u94f6\u884c\u652f\u4ed8\u9ad8\u989d\u7f5a\u606f\uff08\u901a\u5e38\u4e3a\u8d37\u6b3e\u989d\u7684 1% \u81f3 2%\uff09\uff0c\u4f1a\u62b5\u9500\u8f6c\u6309\u5e26\u6765\u7684\u56de\u8d60\u4e0e\u597d\u5904\u3002<\/p>\n<p><b>Q5. \u8f6c\u6309\u94f6\u884c\u56de\u8d60\u6709\u4e0a\u9650\u5417\uff1f<\/b><\/p>\n<p>\u6709\u3002\u6839\u636e\u91d1\u7ba1\u5c40\u6307\u5f15\uff0c\u82e5\u73b0\u91d1\u56de\u8d60\u8d85\u8fc7\u8d37\u6b3e\u989d\u7684 1%\uff0c\u6574\u7b14\u56de\u8d60\u91d1\u989d\u5fc5\u987b\u76f4\u63a5\u4ece\u8d37\u6b3e\u989d\u4e2d\u6263\u51cf\uff0c\u4e0d\u80fd\u5168\u6570\u4ee5\u73b0\u91d1\u65b9\u5f0f\u9886\u53d6\u3002<\/p>\n<p><b>Q6. \u8f6c\u6309\u53ef\u4ee5\u987a\u4fbf\u52a0\u540d\u6216\u7529\u540d\u5417\uff1f<\/b><\/p>\n<p>\u53ef\u4ee5\u3002\u8bb8\u591a\u4e1a\u4e3b\u4f1a\u8d81\u8f6c\u6309\u65f6\u529e\u7406\u8054\u540d\u7269\u4e1a\u300c\u7529\u540d\u300d\uff0c\u8ba9\u9000\u51fa\u7684\u53e6\u4e00\u65b9\u56de\u590d\u9996\u7f6e\u8eab\u4efd\uff0c\u4ee5\u4fbf\u65e5\u540e\u4e70\u697c\u65f6\u8282\u7701\u5370\u82b1\u7a0e\u3002<\/p>\n<p><b>Q7. \u5982\u679c\u697c\u4ef7\u8dcc\u4e86\uff0c\u8fd8\u53ef\u4ee5\u8f6c\u6309\u5417\uff1f<\/b><\/p>\n<p>\u4f1a\u8f83\u56f0\u96be\u3002\u82e5\u697c\u4ef7\u4e0b\u8dcc\u5bfc\u81f4\u94f6\u884c\u4f30\u4ef7\u4e0d\u8db3\uff0c\u65b0\u94f6\u884c\u80fd\u6279\u51fa\u7684\u8d37\u6b3e\u989d\u53ef\u80fd\u65e0\u6cd5\u6e05\u8fd8\u65e7\u94f6\u884c\u7684\u5269\u4f59\u6b20\u6b3e\uff0c\u4e1a\u4e3b\u9700\u8981\u81ea\u5907\u8d44\u91d1\u8865\u5dee\u989d\u624d\u80fd\u987a\u5229\u8f6c\u6309\u3002<\/p>\n<p><b>Q8. \u8f6c\u6309\u4f1a\u5f71\u54cd\u4fe1\u8d37\u8bc4\u7ea7 (TU) \u5417\uff1f<\/b><\/p>\n<p>\u6b63\u5e38\u7684\u8f6c\u6309\u4e0d\u4f1a\u5bf9\u4fe1\u8d37\u8bc4\u7ea7\u9020\u6210\u957f\u8fdc\u8d1f\u9762\u5f71\u54cd\u3002\u4f46\u82e5\u5728\u77ed\u65f6\u95f4\u5185\u5411\u5927\u91cf\u94f6\u884c\u540c\u65f6\u9012\u4ea4\u7533\u8bf7\uff0c\u5bfc\u81f4 TU \u88ab\u9891\u7e41\u67e5\u9605\uff0c\u77ed\u65f6\u95f4\u5185\u8bc4\u7ea7\u53ef\u80fd\u4f1a\u8f7b\u5fae\u4e0b\u964d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u60f3\u8d5a\u53d6\u94f6\u884c\u6309\u63ed\u73b0\u91d1\u56de\u8d60\u6216\u4f4e\u606f\u5957\u73b0\uff1f\u672c\u6587\u5168\u65b9\u4f4d\u62c6\u89e3\u7269\u4e1a\u8f6c\u6309\u653b\u7565\uff01\u6db5\u76d6\u91d1\u7ba1\u5c40 1% \u73b0\u91d1\u56de\u8d60\u6263\u51cf\u89c4\u5219\u3001\u697c\u4ef7\u5347\u503c\u5957\u73b0\u6d41\u7a0b\u4e0e\u300c\u7529\u6309\u4fdd\u300d\u9000\u4fdd\u8d39\u6280\u5de7\u3002\u8be6\u7ec6\u6574\u7406\u8f6c\u6309\u5f8b\u5e08\u8d39\u5f00\u652f\u3001\u907f\u5f00\u7f5a\u606f\u671f\u7b49 4 \u5927\u9690\u85cf\u9677\u9631\uff0c\u5e76\u6559\u4f60\u628a\u63e1\u7f5a\u606f\u671f\u5b8c\u7ed3\u524d 3 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