{"id":1020322,"date":"2026-09-10T14:49:51","date_gmt":"2026-09-10T06:49:51","guid":{"rendered":"https:\/\/www.house730.com\/news\/1020322\/%e3%80%90%e4%b9%b0%e6%a5%bc%e9%a6%96%e6%9c%9f%e5%85%a8%e6%94%bb%e7%95%a52026%e3%80%91%e7%a7%81%e6%a5%bc-%e5%b1%85%e5%b1%8b-%e6%9d%91%e5%b1%8b%e9%a6%96%e6%9c%9f%e8%ae%a1%e7%ae%97%e3%80%819%e6%88%90\/"},"modified":"2026-09-10T14:49:51","modified_gmt":"2026-09-10T06:49:51","slug":"%e3%80%90%e4%b9%b0%e6%a5%bc%e9%a6%96%e6%9c%9f%e5%85%a8%e6%94%bb%e7%95%a52026%e3%80%91%e7%a7%81%e6%a5%bc-%e5%b1%85%e5%b1%8b-%e6%9d%91%e5%b1%8b%e9%a6%96%e6%9c%9f%e8%ae%a1%e7%ae%97%e3%80%819%e6%88%90","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/cn\/1020322\/%e3%80%90%e4%b9%b0%e6%a5%bc%e9%a6%96%e6%9c%9f%e5%85%a8%e6%94%bb%e7%95%a52026%e3%80%91%e7%a7%81%e6%a5%bc-%e5%b1%85%e5%b1%8b-%e6%9d%91%e5%b1%8b%e9%a6%96%e6%9c%9f%e8%ae%a1%e7%ae%97%e3%80%819%e6%88%90\/","title":{"rendered":"\u3010\u4e70\u697c\u9996\u671f\u5168\u653b\u75652026\u3011\u79c1\u697c\/\u5c45\u5c4b\/\u6751\u5c4b\u9996\u671f\u8ba1\u7b97\u30019\u6210\u6309\u63ed\u4e0e400\u4e07\u697c\u6708\u4f9b"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"675\" src=\"https:\/\/faq.house730.com\/subfaq\/post\/2026\/09\/20260910124251165.png\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/p>\n<p><b>\u91cd\u70b9\u6458\u8981<\/b>\uff1a<\/p>\n<p>\u9996\u7f6e\u4e0a\u8f66\uff0c\u7b2c\u4e00\u5927\u96be\u5173\u5fc5\u5b9a\u662f\u50a8\u9996\u671f\uff01\u7a76\u7adf2026\u5e74\u4e70\u697c\u9996\u671f\u8981\u51e0\u591a\uff1f\u672c\u6587\u4e3a\u4f60\u5168\u65b9\u4f4d\u6574\u7406\u6700\u65b0\u4e70\u697c\u5f00\u652f\u4e0e\u9996\u671f\u8ba1\u7b97\u653b\u7565\uff01\u4e00\u6587\u7747\u6e05\u79c1\u697c\u9996\u671f\u3001\u5c45\u5c4b\u9996\u671f\uff08\u7eff\u8868\/\u767d\u8868\uff09\u3001\u767d\u5c45\u4e8c\u9996\u671f\u4e0e\u6751\u5c4b\u9996\u671f\u7684\u6309\u63ed\u6210\u6570\u95e8\u69db\u3002\u8be6\u7ec6\u5b9e\u6218\u8ba1\u7b97400\u4e07\u697c\u9996\u671f\u4e0e\u6708\u4f9b\u3001500\u4e07\u697c9\u6210\u6309\u63ed\u7b97\u76d8\uff0c\u5e76\u4e3a\u4f60\u62c6\u89e3\u4e70\u697c\u5370\u82b1\u7a0e\u3001\u4ee3\u7406\u4f63\u91d1\u7b49\u5fc5\u987b\u9884\u5907\u7684\u9690\u85cf\u4e70\u697c\u5f00\u652f\uff0c\u52a9\u4f60\u7cbe\u660e\u9884\u7b97\uff0c\u8f7b\u677e\u4e0a\u8f66\uff01<\/p>\n<h2><b>\u4e70\u697c\u9996\u671f\u8981\u51e0\u591a\uff1f2026 \u6700\u65b0\u6309\u63ed\u6210\u6570\u4e0e\u7269\u4e1a\u7c7b\u578b\u5927\u6bd4\u62fc<\/b><\/h2>\n<p>\u300c\u4e70\u697c\u9996\u671f\u8981\u51e0\u591a\uff1f\u300d\u8fd9\u4e2a\u95ee\u9898\u6ca1\u6709\u7edf\u4e00\u7b54\u6848\uff0c\u56e0\u4e3a\u9996\u671f\u91d1\u989d\u5b8c\u5168\u53d6\u51b3\u65bc\u4f60\u8d2d\u4e70\u7684<b>\u7269\u4e1a\u7c7b\u578b<\/b>\u4ee5\u53ca\u80fd\u5426\u7533\u8bf7<b>\u6309\u63ed\u4fdd\u9669\uff08\u9ad8\u6210\u6570\u6309\u63ed\uff09<\/b>\u3002<\/p>\n<p>\u5728\u653f\u5e9c\u53ca\u91d1\u7ba1\u5c40\u4e0d\u65ad\u653e\u5bbd\u6309\u63ed\u6210\u6570\u540e\uff0c2026 \u5e74\u9996\u7f6e\u4e70\u5bb6\u7684\u5165\u5e02\u95e8\u69db\u5df2\u5927\u5e45\u964d\u4f4e\u3002\u4ee5\u4e0b\u662f\u5404\u5927\u7269\u4e1a\u7c7b\u578b\u7684\u6700\u4f4e\u9996\u671f\u8981\u6c42\u5bf9\u7167\u8868\uff1a<\/p>\n<p><b>\u79c1\u697c\u3001\u5c45\u5c4b\u4e0e\u6751\u5c4b\u9996\u671f\u53ca\u6700\u9ad8\u6309\u63ed\u6210\u6570\u5bf9\u7167\u8868<\/b><\/p>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td>\u7269\u4e1a\u7c7b\u578b<\/td>\n<td>\u9996\u7f6e\u5ba2\u6700\u9ad8\u6309\u63ed\u6210\u6570<\/td>\n<td>\u6700\u4f4e\u9996\u671f\u8981\u6c42 (\u767e\u5206\u6bd4)<\/td>\n<td>\u8bf4\u660e\u4e0e\u9650\u5236<\/td>\n<\/tr>\n<tr>\n<td>\u79c1\u697c (1,000\u4e07\u6216\u4ee5\u4e0b)<\/td>\n<td>90% (\u9700\u7533\u8bf7\u6309\u4fdd)<\/td>\n<td>10% \u9996\u671f<\/td>\n<td>\u5fc5\u987b\u4e3a\u9996\u7f6e\u5ba2\u4e14\u6709\u56fa\u5b9a\u6536\u5165\uff1b\u975e\u56fa\u5b9a\u6536\u5165\u6700\u9ad8\u501f 80%\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u4e00\u624b\u5c45\u5c4b (\u7eff\u8868)<\/td>\n<td>95%<\/td>\n<td>5% \u9996\u671f<\/td>\n<td>\u623f\u59d4\u4f1a\u63d0\u4f9b\u653f\u5e9c\u62c5\u4fdd\uff0c\u6bcb\u987b\u5165\u606f\u5ba1\u67e5\u53ca\u538b\u529b\u6d4b\u8bd5\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u4e00\u624b\u5c45\u5c4b (\u767d\u8868)<\/td>\n<td>90%<\/td>\n<td>10% \u9996\u671f<\/td>\n<td>\u540c\u6837\u6709\u653f\u5e9c\u62c5\u4fdd\uff0c\u6bcb\u987b\u538b\u529b\u6d4b\u8bd5\uff0c\u4f46\u9700\u7b26\u5408\u5c45\u5c4b\u8d44\u4ea7\u5165\u606f\u9650\u989d\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u767d\u5c45\u4e8c (\u4e8c\u624b\u5c45\u5c4b)<\/td>\n<td>\u6700\u9ad8 90%<\/td>\n<td>10% \u9996\u671f \u8d77<\/td>\n<td>\u89c6\u4e4e\u5c45\u5c4b\u697c\u9f84\u3002\u82e5\u8fc7\u4e86\u653f\u5e9c\u62c5\u4fdd\u671f\uff0c\u9996\u671f\u968f\u65f6\u589e\u81f3 30%-40%\u3002<\/td>\n<\/tr>\n<tr>\n<td>\u6807\u51c6\u6751\u5c4b<\/td>\n<td>\u6700\u9ad8 85%<\/td>\n<td>15% \u9996\u671f<\/td>\n<td>\u6751\u5c4b\u4ea4\u6295\u6d41\u901a\u91cf\u8f83\u4f4e\uff0c\u4f30\u4ef7\u8f83\u4fdd\u5b88\uff0c\u6309\u63ed\u4fdd\u9669\u6700\u9ad8\u901a\u5e38\u53ea\u6279 85%\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0<\/p>\n<h2><b>\u79c1\u697c 9\u6210\u6309\u63ed\u6761\u4ef6\uff1a1,000 \u4e07\u4ee5\u4e0b\u7269\u4e1a\u9996\u671f\u8ba1\u7b97<\/b><\/h2>\n<p>\u5982\u679c\u4f60\u6253\u7b97\u8d2d\u4e70\u79c1\u4eba\u4f4f\u5b85\uff08\u79c1\u697c\uff09\u5e76\u7533\u8bf7 9 \u6210\u6309\u63ed\uff0c\u5c31\u9700\u8981\u900f\u8fc7\u94f6\u884c\u5411\u9999\u6e2f\u6309\u8bc1\u4fdd\u9669\u6709\u9650\u516c\u53f8\uff08HKMC\uff09\u7533\u8bf7<a href=\"https:\/\/www.hkmc.com.hk\/chi\/our_business\/mortgage_insurance_programme.html\">\u6309\u63ed\u4fdd\u9669<\/a>\u3002\u4ee5\u4e0b\u662f\u7533\u8bf7\u6309\u63ed\u7684\u6761\u4ef6\uff1a<\/p>\n<ol>\n<li style=\"font-weight: 400\"><b>\u697c\u4ef7\u4e0a\u9650<\/b>\uff1a\u7269\u4e1a\u6210\u4ea4\u4ef7\u4e3a <b>HK$ 1,000 \u4e07\u5143\u6216\u4ee5\u4e0b<\/b>\u3002<\/li>\n<li style=\"font-weight: 400\"><b>\u9996\u7f6e\u8eab\u4efd<\/b>\uff1a\u7533\u8bf7\u4eba\u5728\u7533\u8bf7\u6309\u63ed\u65f6\uff0c\u672a\u6301\u6709\u4efb\u4f55\u5176\u4ed6\u9999\u6e2f\u4f4f\u5b85\u7269\u4e1a\u3002<\/li>\n<li style=\"font-weight: 400\"><b>\u56fa\u5b9a\u5165\u606f<\/b>\uff1a\u7533\u8bf7\u4eba\u5fc5\u987b\u4e3a\u56fa\u5b9a\u53d7\u85aa\u4eba\u58eb\uff08Fixed Salaried\uff09\u3002\u82e5\u4e3a\u81ea\u96c7\u4eba\u58eb\u6216\u4e3b\u8981\u4f9d\u8d56\u4f63\u91d1\u6536\u5165\uff0c\u6700\u9ad8\u53ea\u80fd\u83b7\u6279 80% \u6309\u63ed\uff08\u5373\u9700 20% \u9996\u671f\uff09\u3002<\/li>\n<\/ol>\n<h2><b>\u5c45\u5c4b\u9996\u671f\u51e0\u94b1\uff1f\u7eff\u8868\u3001\u767d\u8868\u4e0e\u767d\u5c45\u4e8c\u9996\u671f\u8ba1\u7b97\u4e0e\u5e74\u671f\u9677\u9631<\/b><\/h2>\n<p>\u8d2d\u4e70\u8d44\u52a9\u623f\u5c4b\u662f\u9999\u6e2f\u4eba\u6700\u8f7b\u677e\u7684\u4e0a\u8f66\u9014\u5f84\uff0c\u56e0\u4e3a\u6709\u623f\u59d4\u4f1a\u4f5c\u4e3a\u62c5\u4fdd\u4eba\uff0c\u4e70\u5bb6\u6bcb\u987b\u989d\u5916\u8d2d\u4e70\u6309\u63ed\u4fdd\u9669\u5373\u53ef\u4eab\u6709\u9ad8\u6210\u6570\u6309\u63ed\uff1a<\/p>\n<ul>\n<li style=\"font-weight: 400\"><b>\u7eff\u8868\u5c45\u5c4b\u9996\u671f\u51e0\u94b1\uff1f<\/b>\uff1a\u7eff\u8868\u4e70\u5bb6\uff08\u73b0\u5c45\u516c\u5c4b\u4f4f\u6237\uff09\u8d2d\u4e70\u4e00\u624b\u5c45\u5c4b\u6216\u7eff\u7f6e\u5c45\uff0c\u6700\u9ad8\u53ef\u9020 95% \u6309\u63ed\uff0c<b>\u53ea\u9700\u7f34\u4ed8 5% \u9996\u671f<\/b>\u3002\u4ee5 200 \u4e07\u7684\u5c45\u5c4b\u4e3a\u4f8b\uff0c\u9996\u671f\u53ea\u9700 10 \u4e07\u5143\uff01<\/li>\n<li style=\"font-weight: 400\"><b>\u767d\u8868\u5c45\u5c4b\u9996\u671f\u51e0\u94b1\uff1f<\/b>\uff1a\u767d\u8868\u4e70\u5bb6\u8d2d\u4e70\u4e00\u624b\u5c45\u5c4b\uff0c\u6700\u9ad8\u53ef\u9020 90% \u6309\u63ed\uff0c<b>\u9700\u7f34\u4ed8 10% \u9996\u671f<\/b>\u3002<\/li>\n<\/ul>\n<p><b>\u767d\u5c45\u4e8c\u9996\u671f\u8981\u5c0f\u5fc3\u653f\u5e9c\u62c5\u4fdd\u671f<\/b><\/p>\n<p>\u6253\u7b97\u4e70\u4e8c\u624b\u5c45\u5c4b\uff08\u767d\u5c45\u4e8c\uff09\u7684\u4e70\u5bb6\u5fc5\u987b\u6ce8\u610f\uff01\u94f6\u884c\u80fd\u514d\u538b\u6d4b\u6279\u51fa 90% \u6309\u63ed\u53ca 30 \u5e74\u8fd8\u6b3e\u671f\uff0c\u5168\u56e0\u623f\u59d4\u4f1a\u7684\u300c50 \u5e74\u62c5\u4fdd\u671f\u300d\u3002\u94f6\u884c\u4e00\u822c\u4f1a\u4ee5\u300c50\u5e74 \u51cf \u697c\u9f84\u300d\u6765\u8ba1\u7b97\u6700\u957f\u6309\u63ed\u5e74\u671f\u3002<\/p>\n<p>\u82e5\u5fc3\u4eea\u7684\u4e8c\u624b\u5c45\u5c4b\u697c\u9f84\u8fbe 30 \u5e74\u4ee5\u4e0a\uff0c\u62c5\u4fdd\u671f\u5269\u4f59\u65f6\u95f4\u4e0d\u8db3\uff0c\u94f6\u884c\u4e0d\u4ec5\u4f1a\u7f29\u77ed\u4f9b\u6b3e\u5e74\u671f\uff0c<b>\u6700\u9ad8\u6309\u63ed\u6210\u6570\u4ea6\u4f1a\u5927\u5e45\u4e0b\u964d\u81f3 60% \u81f3 70%<\/b>\u3002\u4e70\u5bb6\u968f\u65f6\u8981\u51c6\u5907 3 \u6210\u81f3 4 \u6210\u7684\u5de8\u989d\u9996\u671f\u624d\u80fd\u4e0a\u4f1a\uff01<\/p>\n<h2><b>\u7279\u6b8a\u7269\u4e1a\uff1a\u6751\u5c4b\u9996\u671f\u4e0e\u6309\u63ed\u6210\u6570\u9650\u5236<\/b><\/h2>\n<p>\u5982\u679c\u4f60\u559c\u6b22\u8fdc\u79bb\u7e41\u56a3\u3001\u7a7a\u95f4\u8f83\u5927\u7684\u6751\u5c4b\uff0c\u9996\u671f\u9884\u7b97\u5fc5\u987b\u6bd4\u4e70\u79c1\u697c\u5145\u88d5\u3002<\/p>\n<ul>\n<li style=\"font-weight: 400\"><b>\u6700\u9ad8\u6309\u63ed\u6210\u6570 85%<\/b>\uff1a\u5728\u6309\u4fdd\u8ba1\u5212\u4e0b\uff0c\u6751\u5c4b\u6309\u63ed\u6210\u6570\u6700\u9ad8\u4e00\u822c\u4e3a <b>85%<\/b>\uff08\u697c\u4ef7\u4e0a\u9650 1,000 \u4e07\uff09\u3002\u8fd9\u610f\u5473\u7740\u8d2d\u4e70\u6751\u5c4b\u7684\u4e70\u5bb6\uff0c\u6700\u5c11\u9700\u8981\u51c6\u5907 <b>15% \u9996\u671f<\/b>\u3002<\/li>\n<li style=\"font-weight: 400\"><b>\u4f30\u4ef7\u4e0d\u8db3\u4e0e\u50ed\u5efa\u98ce\u9669<\/b>\uff1a\u6751\u5c4b\u7684\u4ea4\u6295\u91cf\u8f83\u5c11\uff0c\u94f6\u884c\u4f30\u4ef7\u5f80\u5f80\u8f83\u4e3a\u4fdd\u5b88\uff1b\u52a0\u4e0a\u6751\u5c4b\u5e38\u89c1\u50ed\u5efa\u95ee\u9898\uff08\u5982\u5929\u53f0\u73bb\u7483\u5c4b\u3001\u6539\u5efa\u9732\u53f0\uff09\uff0c\u94f6\u884c\u6781\u6709\u53ef\u80fd\u6263\u51cf\u8d37\u6b3e\u989d\u751a\u81f3\u62d2\u6279\u6309\u63ed\u3002\u56e0\u6b64\u4e70\u5bb6\u5b9c\u591a\u51c6\u5907 5% \u81f3 10% \u7684\u540e\u5907\u73b0\u91d1\u3002<\/li>\n<li>\n<h2><b>400\u4e07\u697c\u9996\u671f\u4e0e 400\u4e07\u697c\u6708\u4f9b\u8ba1\u7b97\u4f8b\u5b50<\/b><\/h2>\n<p>House730\u4ee5\u4e00\u4e2a\u70ed\u95e8\u4e0a\u8f66\u76d8\u4ef7\u4f4d\uff1a<b>400 \u4e07\u5143<\/b>\u7684\u79c1\u697c\u4e3a\u4f8b\uff0c\u8be6\u7ec6\u8ba1\u7b97\u300c400\u4e07\u697c\u9996\u671f\u300d\u53ca\u4e70\u697c\u603b\u5f00\u652f\uff0c\u5e76\u5217\u51fa\u300c400\u4e07\u697c\u6708\u4f9b\u300d\u91d1\u989d\u3002\u800c\u53d7\u60e0\u65bc\u653f\u5e9c\u6700\u65b0\u7684\u5370\u82b1\u7a0e\u5bbd\u51cf\u653f\u7b56\uff0c400 \u4e07\u6216\u4ee5\u4e0b\u7684\u7269\u4e1a\u53ea\u9700\u7f34\u4ea4 HK$ 100 \u5370\u82b1\u7a0e\uff0c\u5927\u5927\u51cf\u8f7b\u4e0a\u8f66\u8d1f\u62c5\u3002\u4f60\u4ea6\u53ef\u4f7f\u7528House730\u7684<a href=\"https:\/\/www.house730.com\/tools\/taxpc\/\">\u6309\u63ed\u8ba1\u7b97\u673a<\/a>\u8bd5\u7b97\u4e00\u4e0b\uff1a<\/p>\n<\/li>\n<li>\n<p><b>400 \u4e07\u697c\u5f00\u652f\u8bd5\u7b97\u8868\uff08\u4ee5 90% \u6309\u63ed\u30013.5% \u5229\u606f\u300130 \u5e74\u671f\u8ba1\uff09<\/b><\/p>\n<\/li>\n<li>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"100\" \/>\n<col width=\"100\" \/>\n<col width=\"100\" \/><\/colgroup>\n<tbody>\n<tr>\n<td>\u9879\u76ee<\/td>\n<td>\u8ba1\u7b97\u8bf4\u660e<\/td>\n<td>\u9884\u7b97\u94f6\u7801<\/td>\n<\/tr>\n<tr>\n<td>\u9996\u671f<\/td>\n<td>\u697c\u4ef7 10%<\/td>\n<td>HK$ 400,000<\/td>\n<\/tr>\n<tr>\n<td>\u5370\u82b1\u7a0e (AVD)<\/td>\n<td>\u9996\u7f6e\u4f18\u60e0\uff0c400\u4e07\u697c\u4e0b<\/td>\n<td>HK$ 100<\/td>\n<\/tr>\n<tr>\n<td>\u5730\u4ea7\u4ee3\u7406\u4f63\u91d1<\/td>\n<td>\u697c\u4ef7 1%<\/td>\n<td>HK$ 40,000<\/td>\n<\/tr>\n<tr>\n<td>\u5f8b\u5e08\u8d39<\/td>\n<td>\u67e5\u5951\u53ca\u4e70\u5356\u5408\u7ea6\u5904\u7406\u8d39<\/td>\n<td>\u7ea6 HK$ 10,000<\/td>\n<\/tr>\n<tr>\n<td>\u603b\u9884\u5907\u73b0\u91d1\u5f00\u652f<\/td>\n<td>\u9996\u671f + \u5370\u82b1\u7a0e + \u4f63\u91d1 + \u5f8b\u5e08\u8d39<\/td>\n<td>\u7ea6 HK$ 450,100<\/td>\n<\/tr>\n<tr>\n<td>\u6309\u63ed\u8d37\u6b3e\u989d<\/td>\n<td>\u697c\u4ef7 90% (360 \u4e07)<\/td>\n<td>HK$ 3,600,000<\/td>\n<\/tr>\n<tr>\n<td>\u6309\u63ed\u4fdd\u9669\u8d39<\/td>\n<td>\u8d37\u6b3e\u989d\u4e4b 5% (\u53ef\u6298\u5165\u6309\u63ed\u5185\u4f9b\u6b3e)<\/td>\n<td>HK$ 180,000<\/td>\n<\/tr>\n<tr>\n<td>\u603b\u8d37\u6b3e\u989d<\/td>\n<td>\u8d37\u6b3e + \u4fdd\u8d39<\/td>\n<td>HK$ 3,780,000<\/td>\n<\/tr>\n<tr>\n<td>400\u4e07\u697c\u6708\u4f9b<\/td>\n<td>\u4ee5 3.5% \u5229\u7387\uff0c\u5206 30 \u5e74\u644a\u8fd8<\/td>\n<td>\u6bcf\u6708\u7ea6 HK$ 16,973<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/li>\n<\/ul>\n<h2><b>500\u4e07\u697c\u9996\u671f\u4e0e 500\u4e07\u697c\u6708\u4f9b\u8ba1\u7b97\u4f8b\u5b50<\/b><\/h2>\n<p>\u82e5\u9884\u7b97\u7a0d\u591a\uff0c\u4e70\u5165 <b>500 \u4e07\u5143<\/b>\u79c1\u697c\uff0c\u867d\u7136 10% \u9996\u671f\u4e3a 50 \u4e07\uff0c\u4f46\u5fc5\u987b\u7559\u610f\u6b64\u697c\u4ef7\u533a\u95f4\u7684\u5370\u82b1\u7a0e\u4f1a\u98d9\u5347\uff0c\u9996\u671f\u5f00\u652f\u5927\u4e0d\u76f8\u540c\uff1a<\/p>\n<p><b>500 \u4e07\u697c\u5f00\u652f\u8bd5\u7b97\u8868\uff08\u4ee5 90% \u6309\u63ed\u30013.5% \u5229\u606f\u300130 \u5e74\u671f\u8ba1\uff09<\/b><\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<p>\u9879\u76ee<\/p>\n<\/td>\n<td>\n<p>\u8ba1\u7b97\u8bf4\u660e<\/p>\n<\/td>\n<td>\n<p>\u9884\u7b97\u94f6\u7801<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>\u9996\u671f<\/p>\n<\/td>\n<td>\n<p>\u697c\u4ef7 10%<\/p>\n<\/td>\n<td>\n<p>HK$ 500,000<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>\u5370\u82b1\u7a0e (AVD)<\/p>\n<\/td>\n<td>\n<p>\u697c\u4ef7 2.25% (\u6700\u65b0\u9996\u7f6e\u7a0e\u7387)<\/p>\n<\/td>\n<td>\n<p>HK$ 112,500<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>\u5730\u4ea7\u4ee3\u7406\u4f63\u91d1<\/p>\n<\/td>\n<td>\n<p>\u697c\u4ef7 1%<\/p>\n<\/td>\n<td>\n<p>HK$ 50,000<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>\u5f8b\u5e08\u8d39<\/p>\n<\/td>\n<td>\n<p>\u67e5\u5951\u53ca\u4e70\u5356\u5408\u7ea6\u5904\u7406\u8d39<\/p>\n<\/td>\n<td>\n<p>\u7ea6 HK$ 10,000<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>\u603b\u9884\u5907\u73b0\u91d1\u5f00\u652f<\/p>\n<\/td>\n<td>\n<p>\u9996\u671f + \u5370\u82b1\u7a0e + \u4f63\u91d1 + \u5f8b\u5e08\u8d39<\/p>\n<\/td>\n<td>\n<p>\u7ea6 HK$ 672,500<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>\u603b\u8d37\u6b3e\u989d (\u8fde\u4fdd\u8d39)<\/p>\n<\/td>\n<td>\n<p>\u697c\u4ef7 90% (450 \u4e07) + 5% \u4fdd\u8d39 (22.5 \u4e07)<\/p>\n<\/td>\n<td>\n<p>HK$ 4,725,000<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>500\u4e07\u697c\u6708\u4f9b<\/p>\n<\/td>\n<td>\n<p>\u4ee5 3.5% \u5229\u7387\uff0c\u5206 30 \u5e74\u644a\u8fd8<\/p>\n<\/td>\n<td>\n<p>\u6bcf\u6708\u7ea6 HK$ 21,217<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b>\u4e70\u697c\u5f00\u652f\u9632\u4f0f\u6307\u5357\uff1a\u9996\u671f\u4ee5\u5916\u5fc5\u5907\u7684 3 \u5927\u73b0\u91d1\u9884\u7b97<\/b><\/h2>\n<p>\u300c\u9996\u671f\u8ba1\u7b97\u300d\u7edd\u4e0d\u80fd\u53ea\u8ba1\u697c\u4ef7\u7684 10%\uff01\u65b0\u624b\u4e70\u5bb6\u6700\u5e38\u72af\u7684\u9519\u8bef\uff0c\u662f\u4ee5\u4e3a\u53ea\u8981\u6237\u53e3\u591f\u9996\u671f\u5c31\u53ef\u4ee5\u4e70\u697c\uff0c\u7ed3\u679c\u5ffd\u7565\u4e86\u5fc5\u987b\u4ee5\u73b0\u91d1\u652f\u4ed8\u7684\u989d\u5916\u5f00\u652f\uff0c\u5bfc\u81f4\u300c\u62ac\u5514\u591f\u94b1\u4e0a\u4f1a\u300d\u800c\u9762\u4e34\u631e\u8ba2\u3002\u9664\u4e86\u9996\u671f\uff0c\u4f60\u5fc5\u987b\u9884\u5907\u4ee5\u4e0b\u4e09\u5927\u4e70\u697c\u5f00\u652f\uff1a<\/p>\n<ol>\n<li style=\"font-weight: 400\"><b>\u7269\u4e1a\u5370\u82b1\u7a0e (AVD)<\/b>\uff1a<\/li>\n<\/ol>\n<p>\u5370\u82b1\u7a0e\u662f<b>\u4e0d\u80fd<\/b>\u501f\u5165\u6309\u63ed\u8d37\u6b3e\u4e2d\u7684\uff01\u5fc5\u987b\u5728\u7b7e\u7f72\u6b63\u5f0f\u4e70\u5356\u5408\u7ea6\uff08\u7b7e\u4e34\u7ea6\u540e 14 \u5929\uff09\u65f6\u4ee5\u73b0\u91d1\u6216\u652f\u7968\u7f34\u4ed8\u3002\u9664 400 \u4e07\u4ee5\u4e0b\u7269\u4e1a\u4e3a $100 \u5916\uff0c\u4e00\u822c\u7269\u4e1a\u7684\u5370\u82b1\u7a0e\u52a8\u8f84\u5360\u697c\u4ef7 1.5% \u81f3 3% \u4e0d\u7b49\u3002<\/p>\n<ol>\n<li style=\"font-weight: 400\"><b>\u5730\u4ea7\u4ee3\u7406\u4f63\u91d1<\/b>\uff1a<\/li>\n<\/ol>\n<p>\u8d2d\u4e70\u4e8c\u624b\u697c\uff0c\u4e70\u5bb6\u9700\u5411\u5730\u4ea7\u4ee3\u7406\u7f34\u4ed8\u4f63\u91d1\uff0c\u516c\u4ef7\u901a\u5e38\u4e3a\u697c\u4ef7\u7684 <b>1%<\/b>\u3002\u6b64\u8d39\u7528\u9700\u5728\u6210\u4ea4\u65e5\u4ee5\u73b0\u91d1\u7ed3\u6e05\u3002\uff08\u6ce8\uff1a\u4e70\u4e00\u624b\u65b0\u697c\u5219\u514d\u4f63\uff09\u3002<\/p>\n<ol>\n<li style=\"font-weight: 400\"><b>\u4e70\u65b9\u5f8b\u5e08\u8d39\u53ca\u6742\u8d39\uff08\u5bf9\u6570\uff09<\/b>\uff1a<\/li>\n<\/ol>\n<p>\u5f8b\u5e08\u697c\u5904\u7406\u697c\u5951\u3001\u67e5\u518c\u53ca\u6309\u63ed\u5951\u7684\u8d39\u7528\u7ea6\u9700 $8,000 \u81f3 $12,000\u3002\u6b64\u5916\uff0c\u6210\u4ea4\u6536\u697c\u524d\u9700\u4e0e\u5356\u5bb6\u7ed3\u7b97\uff08\u5bf9\u6570\uff09\u5df2\u9884\u7f34\u7684\u7ba1\u7406\u8d39\u3001\u5dee\u9977\u53ca\u5730\u79df\uff0c\u4ea6\u9700\u51c6\u5907\u6570\u5343\u5143\u73b0\u91d1\u5907\u7528\u3002<\/p>\n<h2><b>\u4e70\u697c\u9996\u671f\u5e38\u89c1\u95ee\u9898<\/b><\/h2>\n<p>Q1\uff1a\u4e70\u697c\u9996\u671f\u8981\u51e0\u591a\uff1f<\/p>\n<p><b>A<\/b>\uff1a\u89c6\u4e4e\u7269\u4e1a\u7c7b\u578b\u53ca\u6309\u63ed\u4fdd\u9669\u3002\u9996\u7f6e\u5ba2\u8d2d\u4e70 1,000 \u4e07\u5143\u6216\u4ee5\u4e0b\u79c1\u697c\uff0c\u6700\u4f4e\u53ea\u9700 10% \u9996\u671f\uff1b\u5c45\u5c4b\u7eff\u8868\u6700\u4f4e\u53ea\u9700 5%\uff1b\u6751\u5c4b\u4e00\u822c\u6700\u4f4e\u9700 15%\u3002<\/p>\n<p>Q2\uff1a\u79c1\u697c\u9996\u671f\u6700\u4f4e\u53ef\u4ee5\u4ed8\u51e0\u591a\u6210\uff1f<\/p>\n<p><b>A<\/b>\uff1a\u5728\u6700\u65b0\u7684\u6309\u4fdd\u63aa\u65bd\u4e0b\uff0c\u7b26\u5408\u56fa\u5b9a\u6536\u5165\u7684\u9996\u7f6e\u4e70\u5bb6\uff0c\u8d2d\u4e70 1,000 \u4e07\u6e2f\u5143\u6216\u4ee5\u4e0b\u79c1\u697c\u7269\u4e1a\uff0c\u6700\u9ad8\u53ef\u7533\u8bf7 9\u6210\u6309\u63ed\uff0c\u5373\u79c1\u697c\u9996\u671f\u6700\u4f4e\u53ea\u9700 <b>10%<\/b>\u3002<\/p>\n<p>Q3\uff1a\u5c45\u5c4b\u9996\u671f\u51e0\u94b1\uff1f\u7eff\u8868\u548c\u767d\u8868\u6709\u4ec0\u9ebd\u5206\u522b\uff1f<\/p>\n<p><b>A<\/b>\uff1a\u4e00\u624b\u5c45\u5c4b\u7eff\u8868\uff08\u516c\u5c4b\u6237\uff09\u53ef\u505a 95% \u6309\u63ed\uff0c\u9996\u671f\u4e3a\u697c\u4ef7\u7684 <b>5%<\/b>\uff1b\u767d\u8868\u4e70\u5bb6\u6700\u9ad8\u505a 90% \u6309\u63ed\uff0c\u9996\u671f\u4e3a\u697c\u4ef7\u7684 <b>10%<\/b>\u3002<\/p>\n<p>Q4\uff1a\u4e70\u767d\u5c45\u4e8c\u9996\u671f\u9700\u8981\u51c6\u5907\u51e0\u591a\u6210\uff1f<\/p>\n<p><b>A<\/b>\uff1a\u767d\u5c45\u4e8c\uff08\u4e8c\u624b\u5c45\u5c4b\uff09\u6309\u63ed\u6781\u5ea6\u53d7\u5236\u65bc\u623f\u59d4\u4f1a\u7684\u300c\u62c5\u4fdd\u671f\u300d\u3002\u697c\u9f84\u8f83\u65b0\u53ef\u505a 90% \u6309\u63ed\uff0810% \u9996\u671f\uff09\uff1b\u82e5\u697c\u9f84\u63a5\u8fd1\u6216\u8d85\u8fc7\u653f\u5e9c\u62c5\u4fdd\u671f\uff0c\u6309\u63ed\u6210\u6570\u5c06\u5927\u5e45\u6263\u51cf\uff0c\u9996\u671f\u53ef\u80fd\u9ad8\u8fbe 30% \u81f3 40%\u3002<\/p>\n<p>Q5\uff1a\u6751\u5c4b\u9996\u671f\u53ef\u4ee5\u505a 9\u6210\u6309\u63ed\u5417\uff1f<\/p>\n<p><b>A<\/b>\uff1a\u4e00\u822c\u4e0d\u80fd\u3002\u6751\u5c4b\u6309\u63ed\u5728\u6309\u4fdd\u8ba1\u5212\u4e0b\u6700\u9ad8\u901a\u5e38\u53ea\u80fd\u83b7\u6279 85%\uff08\u89c6\u4e4e\u7269\u4e1a\u8d28\u7d20\u53ca\u94f6\u884c\u4f30\u4ef7\uff09\uff0c\u4e70\u5bb6\u9700\u51c6\u5907\u6700\u5c11 <b>15% \u9996\u671f<\/b>\u3002<\/p>\n<p>Q6\uff1a\u4e70 400\u4e07\u697c\u9996\u671f\u548c 400\u4e07\u697c\u6708\u4f9b\u5927\u7ea6\u8981\u51e0\u591a\u94b1\uff1f<\/p>\n<p><b>A<\/b>\uff1a\u7533\u8bf7 9\u6210\u6309\u63ed\u4e0b\uff0c400\u4e07\u697c\u9996\u671f\u4e3a <b>40 \u4e07\u5143<\/b>\u3002\u4ee5 3.5% \u5229\u7387\u53ca 30 \u5e74\u671f\u8ba1\u7b97\uff0c\u8fde\u540c\u6309\u4fdd\u8d39\u6298\u5165\u8d37\u6b3e\uff0c\u6bcf\u6708\u4f9b\u6b3e\u7ea6\u4e3a <b>HK$ 16,973<\/b>\u3002<\/p>\n<p>Q7\uff1a\u4e70 500\u4e07\u697c\u9996\u671f\u8981\u51e0\u591a\uff1f\u5370\u82b1\u7a0e\u8981\u4ea4\u51e0\u591a\uff1f<\/p>\n<p><b>A<\/b>\uff1a500\u4e07\u697c\u9996\u671f\uff0810%\uff09\u4e3a <b>50 \u4e07\u5143<\/b>\u3002\u9996\u7f6e\u5370\u82b1\u7a0e\u6309 2.25% \u7a0e\u7387\u8ba1\u7b97\uff0c\u9700\u4ee5\u73b0\u91d1\u989d\u5916\u7f34\u4ed8 <b>HK$ 112,500<\/b> \u5370\u82b1\u7a0e\u3002<\/p>\n<p>Q8\uff1a\u9996\u671f\u4ee5\u5916\uff0c\u8fd8\u6709\u4ec0\u9ebd\u4e70\u697c\u5f00\u652f\u5fc5\u987b\u7528\u73b0\u91d1\u652f\u4ed8\uff1f<\/p>\n<p><b>A<\/b>\uff1a\u9664\u4e86\u9996\u671f\uff0c\u4e70\u5bb6\u5fc5\u987b\u51c6\u5907\u5145\u88d5\u7684\u73b0\u91d1\u6d41\u4ee5\u652f\u4ed8\uff1a\u7269\u4e1a\u5370\u82b1\u7a0e\u3001\u5730\u4ea7\u4ee3\u7406\u4f63\u91d1\uff08\u4e00\u822c\u4e3a\u697c\u4ef7 1%\uff09\u3001\u5f8b\u5e08\u8d39\u53ca\u6210\u4ea4\u5bf9\u6570\u6742\u8d39\u3002<\/p>\n<p>\t\t\t\t\t<a href=\"https:\/\/www.house730.com\/buy\/t1\/\"><\/p>\n<p>\t\t\t\t\t\t\t\t\t\u5168\u57ce\u653e\u76d8\u5e94\u6709\u5c3d\u6709<br \/>\n\t\t\t\t\t<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u91cd\u70b9\u6458\u8981\uff1a<\/p>\n<p>\u9996\u7f6e\u4e0a\u8f66\uff0c\u7b2c\u4e00\u5927\u96be\u5173\u5fc5\u5b9a\u662f\u50a8\u9996\u671f\uff01\u7a76\u7adf2026\u5e74\u4e70\u697c\u9996\u671f\u8981\u51e0\u591a\uff1f\u672c\u6587\u4e3a\u4f60\u5168\u65b9\u4f4d\u6574\u7406\u6700\u65b0\u4e70\u697c\u5f00\u652f\u4e0e\u9996\u671f\u8ba1\u7b97\u653b\u7565\uff01\u4e00\u6587\u7747\u6e05\u79c1\u697c\u9996\u671f\u3001\u5c45\u5c4b\u9996\u671f\uff08\u7eff\u8868\/\u767d\u8868\uff09\u3001\u767d\u5c45\u4e8c\u9996\u671f\u4e0e\u6751\u5c4b\u9996\u671f\u7684\u6309\u63ed\u6210\u6570\u95e8\u69db\u3002\u8be6\u7ec6\u5b9e\u6218\u8ba1\u7b97400\u4e07\u697c\u9996\u671f\u4e0e\u6708\u4f9b\u3001500\u4e07\u697c9\u6210\u6309\u63ed\u7b97\u76d8\uff0c\u5e76\u4e3a\u4f60\u62c6\u89e3\u4e70\u697c\u5370\u82b1\u7a0e\u3001\u4ee3\u7406\u4f63\u91d1\u7b49\u5fc5\u987b\u9884\u5907\u7684\u9690\u85cf\u4e70\u697c\u5f00\u652f\uff0c\u52a9\u4f60\u7cbe\u660e\u9884\u7b97\uff0c\u8f7b\u677e\u4e0a\u8f66\uff01<\/p>\n","protected":false},"author":15,"featured_media":1020309,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[920181],"tags":[],"new_properties":[],"class_list":["post-1020322","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-920181"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- 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