{"id":1020307,"date":"2026-09-10T14:49:51","date_gmt":"2026-09-10T06:49:51","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=1020307"},"modified":"2026-10-16T10:44:33","modified_gmt":"2026-10-16T02:44:33","slug":"%e8%b2%b7%e6%a8%93%e9%a6%96%e6%9c%9f%e8%a8%88%e7%ae%97","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/1020307\/%e8%b2%b7%e6%a8%93%e9%a6%96%e6%9c%9f%e8%a8%88%e7%ae%97\/","title":{"rendered":"\u3010\u8cb7\u6a13\u9996\u671f\u5168\u653b\u75652026\u3011400\u842c\u6a13\u8981\u5e7e\u591a\u9996\u671f\uff1f\u79c1\u6a13\/\u5c45\u5c4b\/\u6751\u5c4b\u9996\u671f\u8a08\u7b97\u30019\u6210\u6309\u63ed\u8207400\u842c\u6a13\u6708\u4f9b"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1020307\" class=\"elementor elementor-1020307\">\n\t\t\t\t<div class=\"elementor-element elementor-element-775e466 e-flex e-con-boxed e-con e-parent\" data-id=\"775e466\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a184b1b elementor-widget elementor-widget-image\" data-id=\"a184b1b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1200\" height=\"675\" src=\"https:\/\/faq.house730.com\/subfaq\/post\/2026\/09\/20260910124251165.png\" class=\"attachment-large size-large wp-image-1020309\" alt=\"\u3010\u8cb7\u6a13\u9996\u671f\u5168\u653b\u75652026\u3011400\u842c\u6a13\u8981\u5e7e\u591a\u9996\u671f\uff1f\u79c1\u6a13\/\u5c45\u5c4b\/\u6751\u5c4b\u9996\u671f\u8a08\u7b97\u30019\u6210\u6309\u63ed\u8207400\u842c\u6a13\u6708\u4f9b | House730\" srcset=\"https:\/\/faq.house730.com\/subfaq\/post\/2026\/09\/20260910124251165.png 1200w, https:\/\/faq.house730.com\/subfaq\/post\/2026\/09\/20260910124251165-640x360.png 640w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-709f682 e-flex e-con-boxed e-con e-parent\" data-id=\"709f682\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dbb612 elementor-widget elementor-widget-text-editor\" data-id=\"4dbb612\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>\u91cd\u9ede\u6458\u8981<\/b><span style=\"font-weight: 400;\">\uff1a<\/span><\/p><p data-path-to-node=\"0\">\u9999\u6e2f\u8cb7\u6a13\u9996\u671f\u4f9d\u7269\u696d\u985e\u578b\u8207\u6309\u4fdd\u689d\u4ef6\u800c\u7570\uff1a\u9996\u7f6e\u56fa\u5b9a\u6536\u5165\u8cb7\u5bb6\u8cfc\u8cb7 1,000 \u842c\u5143\u6216\u4ee5\u4e0b\u79c1\u6a13\u6700\u9ad8\u53ef\u9020 9 \u6210\u6309\u63ed\uff0810% \u9996\u671f\uff09\uff1b\u4e00\u624b\u5c45\u5c4b\u7531\u623f\u59d4\u6703\u64d4\u4fdd\uff0c\u7da0\u8868\u8207\u767d\u8868\u6700\u4f4e\u9996\u671f\u5206\u5225\u70ba 5% \u53ca 10%\uff1b\u767d\u5c45\u4e8c\uff08\u4e8c\u624b\u5c45\u5c4b\uff09\u82e5\u6a13\u9f61\u903e 30 \u5e74\u56e0\u64d4\u4fdd\u671f\u6263\u6e1b\uff0c\u9996\u671f\u6216\u5927\u5e45\u589e\u81f3 3 \u81f3 4 \u6210\uff1b\u6751\u5c4b\u6309\u4fdd\u6700\u9ad8\u5247\u6279 85%\uff0815% \u9996\u671f\uff09\u3002<\/p><p data-path-to-node=\"1\">\u8cb7\u5bb6\u5207\u5fcc\u50c5\u8a08\u7b97\u9996\u671f\uff0c\u9808\u984d\u5916\u6e96\u5099\u73fe\u91d1\u652f\u4ed8\u5f9e\u50f9\u5370\u82b1\u7a05\uff08400 \u842c\u6216\u4ee5\u4e0b\u70ba $100\uff0c500 \u842c\u7269\u696d\u70ba 2.25%\uff09\u30011% \u4ee3\u7406\u4f63\u91d1\u3001\u5f8b\u5e2b\u8cbb\u53ca\u5c0d\u6578\u96dc\u8cbb\uff0c\u907f\u514d\u56e0\u73fe\u91d1\u4e0d\u8db3\u800c\u9762\u81e8\u64bb\u8a02\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d831acd e-flex e-con-boxed e-con e-parent\" data-id=\"d831acd\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b201bcb elementor-widget elementor-widget-text-editor\" data-id=\"b201bcb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f44d60f e-flex e-con-boxed e-con e-parent\" data-id=\"f44d60f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fbba91c elementor-widget elementor-widget-text-editor\" data-id=\"fbba91c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.house730.com\/news\/1020307\/%e8%b2%b7%e6%a8%93%e9%a6%96%e6%9c%9f%e8%a8%88%e7%ae%97\/#%E8%B2%B7%E6%A8%93%E9%A6%96%E6%9C%9F%E8%A6%81%E5%B9%BE%E5%A4%9A%EF%BC%9F2026_%E6%9C%80%E6%96%B0%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8%E8%88%87%E7%89%A9%E6%A5%AD%E9%A1%9E%E5%9E%8B%E5%A4%A7%E6%AF%94%E6%8B%BC\" >\u8cb7\u6a13\u9996\u671f\u8981\u5e7e\u591a\uff1f2026 \u6700\u65b0\u6309\u63ed\u6210\u6578\u8207\u7269\u696d\u985e\u578b\u5927\u6bd4\u62fc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.house730.com\/news\/1020307\/%e8%b2%b7%e6%a8%93%e9%a6%96%e6%9c%9f%e8%a8%88%e7%ae%97\/#%E7%A7%81%E6%A8%93_9%E6%88%90%E6%8C%89%E6%8F%AD%E6%A2%9D%E4%BB%B6%EF%BC%9A1000_%E8%90%AC%E4%BB%A5%E4%B8%8B%E7%89%A9%E6%A5%AD%E9%A6%96%E6%9C%9F%E8%A8%88%E7%AE%97\" >\u79c1\u6a13 9\u6210\u6309\u63ed\u689d\u4ef6\uff1a1,000 \u842c\u4ee5\u4e0b\u7269\u696d\u9996\u671f\u8a08\u7b97<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.house730.com\/news\/1020307\/%e8%b2%b7%e6%a8%93%e9%a6%96%e6%9c%9f%e8%a8%88%e7%ae%97\/#%E5%B1%85%E5%B1%8B%E9%A6%96%E6%9C%9F%E5%B9%BE%E9%8C%A2%EF%BC%9F%E7%B6%A0%E8%A1%A8%E3%80%81%E7%99%BD%E8%A1%A8%E8%88%87%E7%99%BD%E5%B1%85%E4%BA%8C%E9%A6%96%E6%9C%9F%E8%A8%88%E7%AE%97%E8%88%87%E5%B9%B4%E6%9C%9F%E9%99%B7%E9%98%B1\" >\u5c45\u5c4b\u9996\u671f\u5e7e\u9322\uff1f\u7da0\u8868\u3001\u767d\u8868\u8207\u767d\u5c45\u4e8c\u9996\u671f\u8a08\u7b97\u8207\u5e74\u671f\u9677\u9631<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.house730.com\/news\/1020307\/%e8%b2%b7%e6%a8%93%e9%a6%96%e6%9c%9f%e8%a8%88%e7%ae%97\/#%E7%99%BD%E5%B1%85%E4%BA%8C%E9%A6%96%E6%9C%9F%E8%A6%81%E5%B0%8F%E5%BF%83%E6%94%BF%E5%BA%9C%E6%93%94%E4%BF%9D%E6%9C%9F\" >\u767d\u5c45\u4e8c\u9996\u671f\u8981\u5c0f\u5fc3\u653f\u5e9c\u64d4\u4fdd\u671f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.house730.com\/news\/1020307\/%e8%b2%b7%e6%a8%93%e9%a6%96%e6%9c%9f%e8%a8%88%e7%ae%97\/#%E7%89%B9%E6%AE%8A%E7%89%A9%E6%A5%AD%EF%BC%9A%E6%9D%91%E5%B1%8B%E9%A6%96%E6%9C%9F%E8%88%87%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8%E9%99%90%E5%88%B6\" >\u7279\u6b8a\u7269\u696d\uff1a\u6751\u5c4b\u9996\u671f\u8207\u6309\u63ed\u6210\u6578\u9650\u5236<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.house730.com\/news\/1020307\/%e8%b2%b7%e6%a8%93%e9%a6%96%e6%9c%9f%e8%a8%88%e7%ae%97\/#400%E8%90%AC%E6%A8%93%E9%A6%96%E6%9C%9F%E8%88%87_400%E8%90%AC%E6%A8%93%E6%9C%88%E4%BE%9B%E8%A8%88%E7%AE%97%E4%BE%8B%E5%AD%90\" >400\u842c\u6a13\u9996\u671f\u8207 400\u842c\u6a13\u6708\u4f9b\u8a08\u7b97\u4f8b\u5b50<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.house730.com\/news\/1020307\/%e8%b2%b7%e6%a8%93%e9%a6%96%e6%9c%9f%e8%a8%88%e7%ae%97\/#500%E8%90%AC%E6%A8%93%E9%A6%96%E6%9C%9F%E8%88%87_500%E8%90%AC%E6%A8%93%E6%9C%88%E4%BE%9B%E8%A8%88%E7%AE%97%E4%BE%8B%E5%AD%90\" >500\u842c\u6a13\u9996\u671f\u8207 500\u842c\u6a13\u6708\u4f9b\u8a08\u7b97\u4f8b\u5b50<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.house730.com\/news\/1020307\/%e8%b2%b7%e6%a8%93%e9%a6%96%e6%9c%9f%e8%a8%88%e7%ae%97\/#%E8%B2%B7%E6%A8%93%E9%96%8B%E6%94%AF%E9%98%B2%E4%BC%8F%E6%8C%87%E5%8D%97%EF%BC%9A%E9%A6%96%E6%9C%9F%E4%BB%A5%E5%A4%96%E5%BF%85%E5%82%99%E7%9A%84_3_%E5%A4%A7%E7%8F%BE%E9%87%91%E9%A0%90%E7%AE%97\" >\u8cb7\u6a13\u958b\u652f\u9632\u4f0f\u6307\u5357\uff1a\u9996\u671f\u4ee5\u5916\u5fc5\u5099\u7684 3 \u5927\u73fe\u91d1\u9810\u7b97<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.house730.com\/news\/1020307\/%e8%b2%b7%e6%a8%93%e9%a6%96%e6%9c%9f%e8%a8%88%e7%ae%97\/#%E8%B2%B7%E6%A8%93%E9%A6%96%E6%9C%9F%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" >\u8cb7\u6a13\u9996\u671f\u5e38\u898b\u554f\u984c<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E6%A8%93%E9%A6%96%E6%9C%9F%E8%A6%81%E5%B9%BE%E5%A4%9A%EF%BC%9F2026_%E6%9C%80%E6%96%B0%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8%E8%88%87%E7%89%A9%E6%A5%AD%E9%A1%9E%E5%9E%8B%E5%A4%A7%E6%AF%94%E6%8B%BC\"><\/span><b>\u8cb7\u6a13\u9996\u671f\u8981\u5e7e\u591a\uff1f2026 \u6700\u65b0\u6309\u63ed\u6210\u6578\u8207\u7269\u696d\u985e\u578b\u5927\u6bd4\u62fc<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u300c\u8cb7\u6a13\u9996\u671f\u8981\u5e7e\u591a\uff1f\u300d\u9019\u500b\u554f\u984c\u5b8c\u5168\u53d6\u6c7a\u65bc\u4f60\u8cfc\u8cb7\u7684<\/span><span style=\"color: #000000;\"><b>\u7269\u696d\u985e\u578b<\/b><\/span><span style=\"font-weight: 400;\">\u3001\u4ee5\u53ca\u80fd\u5426\u7533\u8acb<\/span><span style=\"color: #000000;\"><b>\u6309\u63ed\u4fdd\u96aa\uff08\u9ad8\u6210\u6578\u6309\u63ed\uff09<\/b><\/span><span style=\"font-weight: 400;\">\u3002<\/span><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u662f\u5404\u5927\u7269\u696d\u985e\u578b\u7684\u6700\u4f4e\u9996\u671f\u8981\u6c42\u5c0d\u7167\u8868\uff1a<\/span><\/p><p><span style=\"color: #000000;\"><b>\u79c1\u6a13\u3001\u5c45\u5c4b\u8207\u6751\u5c4b\u9996\u671f\u53ca\u6700\u9ad8\u6309\u63ed\u6210\u6578\u5c0d\u7167\u8868<\/b><\/span><\/p><table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\"><colgroup> <col width=\"100\" \/> <col width=\"100\" \/> <col width=\"100\" \/> <col width=\"100\" \/><\/colgroup><tbody><tr><td><strong><span style=\"color: #000000;\">\u7269\u696d\u985e\u578b<\/span><\/strong><\/td><td><strong><span style=\"color: #000000;\">\u9996\u7f6e\u5ba2\u6700\u9ad8\u6309\u63ed\u6210\u6578<\/span><\/strong><\/td><td><strong><span style=\"color: #000000;\">\u6700\u4f4e\u9996\u671f\u8981\u6c42 (\u767e\u5206\u6bd4)<\/span><\/strong><\/td><td><strong><span style=\"color: #000000;\">\u8aaa\u660e\u8207\u9650\u5236<\/span><\/strong><\/td><\/tr><tr><td>\u79c1\u6a13 (1,000\u842c\u6216\u4ee5\u4e0b)<\/td><td>90% (\u9700\u7533\u8acb\u6309\u4fdd)<\/td><td>10% \u9996\u671f<\/td><td>\u5fc5\u9808\u70ba\u9996\u7f6e\u5ba2\u4e14\u6709\u56fa\u5b9a\u6536\u5165\uff1b\u975e\u56fa\u5b9a\u6536\u5165\u6700\u9ad8\u501f 80%\u3002<\/td><\/tr><tr><td>\u4e00\u624b\u5c45\u5c4b (\u7da0\u8868)<\/td><td>95%<\/td><td>5% \u9996\u671f<\/td><td>\u623f\u59d4\u6703\u63d0\u4f9b\u653f\u5e9c\u64d4\u4fdd\uff0c\u6bcb\u9808\u5165\u606f\u5be9\u67e5\u53ca\u58d3\u529b\u6e2c\u8a66\u3002<\/td><\/tr><tr><td>\u4e00\u624b\u5c45\u5c4b (\u767d\u8868)<\/td><td>90%<\/td><td>10% \u9996\u671f<\/td><td>\u540c\u6a23\u6709\u653f\u5e9c\u64d4\u4fdd\uff0c\u6bcb\u9808\u58d3\u529b\u6e2c\u8a66\uff0c\u4f46\u9700\u7b26\u5408\u5c45\u5c4b\u8cc7\u7522\u5165\u606f\u9650\u984d\u3002<\/td><\/tr><tr><td>\u767d\u5c45\u4e8c (\u4e8c\u624b\u5c45\u5c4b)<\/td><td>\u6700\u9ad8 90%<\/td><td>10% \u9996\u671f \u8d77<\/td><td>\u8996\u4e4e\u5c45\u5c4b\u6a13\u9f61\u3002\u82e5\u904e\u4e86\u653f\u5e9c\u64d4\u4fdd\u671f\uff0c\u9996\u671f\u96a8\u6642\u589e\u81f3 30%-40%\u3002<\/td><\/tr><tr><td>\u6a19\u6e96\u6751\u5c4b<\/td><td>\u6700\u9ad8 85%<\/td><td>15% \u9996\u671f<\/td><td>\u6751\u5c4b\u4ea4\u6295\u6d41\u901a\u91cf\u8f03\u4f4e\uff0c\u4f30\u50f9\u8f03\u4fdd\u5b88\uff0c\u6309\u63ed\u4fdd\u96aa\u6700\u9ad8\u901a\u5e38\u53ea\u6279 85%\u3002<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b7676f4 e-flex e-con-boxed e-con e-parent\" data-id=\"b7676f4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a95cb48 elementor-widget elementor-widget-text-editor\" data-id=\"a95cb48\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E7%A7%81%E6%A8%93_9%E6%88%90%E6%8C%89%E6%8F%AD%E6%A2%9D%E4%BB%B6%EF%BC%9A1000_%E8%90%AC%E4%BB%A5%E4%B8%8B%E7%89%A9%E6%A5%AD%E9%A6%96%E6%9C%9F%E8%A8%88%E7%AE%97\"><\/span><b>\u79c1\u6a13 9\u6210\u6309\u63ed\u689d\u4ef6\uff1a1,000 \u842c\u4ee5\u4e0b\u7269\u696d\u9996\u671f\u8a08\u7b97<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u6253\u7b97\u8cfc\u8cb7\u79c1\u4eba\u4f4f\u5b85\uff08\u79c1\u6a13\uff09\u4e26\u7533\u8acb 9 \u6210\u6309\u63ed\uff0c\u5c31\u9700\u8981\u900f\u904e\u9280\u884c\u5411\u9999\u6e2f\u6309\u8b49\u4fdd\u96aa\u6709\u9650\u516c\u53f8\uff08HKMC\uff09\u7533\u8acb<\/span><a href=\"https:\/\/www.hkmc.com.hk\/chi\/our_business\/mortgage_insurance_programme.html\"><span style=\"font-weight: 400;\">\u6309\u63ed\u4fdd\u96aa<\/span><\/a><span style=\"font-weight: 400;\">\u3002\u4ee5\u4e0b\u662f\u7533\u8acb\u6309\u63ed\u7684\u689d\u4ef6\uff1a<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>\u6a13\u50f9\u4e0a\u9650<\/b><\/span><span style=\"font-weight: 400;\">\uff1a\u7269\u696d\u6210\u4ea4\u50f9\u70ba <\/span><span style=\"color: #000000;\"><b>HK$ 1,000 \u842c\u5143\u6216\u4ee5\u4e0b<\/b><\/span><span style=\"font-weight: 400;\">\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>\u9996\u7f6e\u8eab\u4efd<\/b><\/span><span style=\"font-weight: 400;\">\uff1a\u7533\u8acb\u4eba\u5728\u7533\u8acb\u6309\u63ed\u6642\uff0c\u672a\u6301\u6709\u4efb\u4f55\u5176\u4ed6\u9999\u6e2f\u4f4f\u5b85\u7269\u696d\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>\u56fa\u5b9a\u5165\u606f<\/b><\/span><span style=\"font-weight: 400;\">\uff1a\u7533\u8acb\u4eba\u5fc5\u9808\u70ba\u56fa\u5b9a\u53d7\u85aa\u4eba\u58eb\uff08Fixed Salaried\uff09\u3002\u82e5\u70ba\u81ea\u50f1\u4eba\u58eb\u6216\u4e3b\u8981\u4f9d\u8cf4\u4f63\u91d1\u6536\u5165\uff0c\u6700\u9ad8\u53ea\u80fd\u7372\u6279 80% \u6309\u63ed\uff08\u5373\u9700 20% \u9996\u671f\uff09\u3002<\/span><\/li><\/ol><h2><span class=\"ez-toc-section\" id=\"%E5%B1%85%E5%B1%8B%E9%A6%96%E6%9C%9F%E5%B9%BE%E9%8C%A2%EF%BC%9F%E7%B6%A0%E8%A1%A8%E3%80%81%E7%99%BD%E8%A1%A8%E8%88%87%E7%99%BD%E5%B1%85%E4%BA%8C%E9%A6%96%E6%9C%9F%E8%A8%88%E7%AE%97%E8%88%87%E5%B9%B4%E6%9C%9F%E9%99%B7%E9%98%B1\"><\/span><b>\u5c45\u5c4b\u9996\u671f\u5e7e\u9322\uff1f\u7da0\u8868\u3001\u767d\u8868\u8207\u767d\u5c45\u4e8c\u9996\u671f\u8a08\u7b97\u8207\u5e74\u671f\u9677\u9631<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u8cfc\u8cb7\u8cc7\u52a9\u623f\u5c4b\u662f\u9999\u6e2f\u4eba\u6700\u8f15\u9b06\u7684\u4e0a\u8eca\u9014\u5f91\uff0c\u56e0\u70ba\u6709\u623f\u59d4\u6703\u4f5c\u70ba\u64d4\u4fdd\u4eba\uff0c\u8cb7\u5bb6\u6bcb\u9808\u984d\u5916\u8cfc\u8cb7\u6309\u63ed\u4fdd\u96aa\u5373\u53ef\u4eab\u6709\u9ad8\u6210\u6578\u6309\u63ed\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>\u7da0\u8868\u5c45\u5c4b\u9996\u671f\u5e7e\u9322<\/b><\/span><span style=\"font-weight: 400;\">\uff1a\u7da0\u8868\u8cb7\u5bb6\uff08\u73fe\u5c45\u516c\u5c4b\u4f4f\u6236\uff09\u8cfc\u8cb7\u4e00\u624b\u5c45\u5c4b\u6216\u7da0\u7f6e\u5c45\uff0c\u6700\u9ad8\u53ef\u9020 95% \u6309\u63ed\uff0c<\/span><span style=\"color: #000000;\"><b>\u53ea\u9700\u7e73\u4ed8 5% \u9996\u671f<\/b><\/span><span style=\"font-weight: 400;\">\u3002\u4ee5 200 \u842c\u7684\u5c45\u5c4b\u70ba\u4f8b\uff0c\u9996\u671f\u53ea\u9700 10 \u842c\u5143\uff01<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>\u767d\u8868\u5c45\u5c4b\u9996\u671f\u5e7e\u9322<\/b><\/span><span style=\"font-weight: 400;\">\uff1a\u767d\u8868\u8cb7\u5bb6\u8cfc\u8cb7\u4e00\u624b\u5c45\u5c4b\uff0c\u6700\u9ad8\u53ef\u9020 90% \u6309\u63ed\uff0c<\/span><span style=\"color: #000000;\"><b>\u9700\u7e73\u4ed8 10% \u9996\u671f<\/b><\/span><span style=\"font-weight: 400;\">\u3002<\/span><\/li><\/ul><h3><span class=\"ez-toc-section\" id=\"%E7%99%BD%E5%B1%85%E4%BA%8C%E9%A6%96%E6%9C%9F%E8%A6%81%E5%B0%8F%E5%BF%83%E6%94%BF%E5%BA%9C%E6%93%94%E4%BF%9D%E6%9C%9F\"><\/span><b>\u767d\u5c45\u4e8c\u9996\u671f\u8981\u5c0f\u5fc3\u653f\u5e9c\u64d4\u4fdd\u671f<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3><p><span style=\"font-weight: 400;\">\u6253\u7b97\u8cb7\u4e8c\u624b\u5c45\u5c4b\uff08\u767d\u5c45\u4e8c\uff09\u7684\u8cb7\u5bb6\u5fc5\u9808\u6ce8\u610f\uff01\u9280\u884c\u80fd\u514d\u58d3\u6e2c\u6279\u51fa 90% \u6309\u63ed\u53ca 30 \u5e74\u9084\u6b3e\u671f\uff0c\u5168\u56e0\u623f\u59d4\u6703\u7684\u300c50 \u5e74\u64d4\u4fdd\u671f\u300d\u3002\u9280\u884c\u4e00\u822c\u6703\u4ee5\u300c50\u5e74 \u6e1b \u6a13\u9f61\u300d\u4f86\u8a08\u7b97\u6700\u9577\u6309\u63ed\u5e74\u671f\u3002<\/span><\/p><p><span style=\"font-weight: 400;\">\u82e5\u5fc3\u5100\u7684\u4e8c\u624b\u5c45\u5c4b\u6a13\u9f61\u9054 30 \u5e74\u4ee5\u4e0a\uff0c\u64d4\u4fdd\u671f\u5269\u9918\u6642\u9593\u4e0d\u8db3\uff0c\u9280\u884c\u4e0d\u50c5\u6703\u7e2e\u77ed\u4f9b\u6b3e\u5e74\u671f\uff0c<\/span><span style=\"color: #000000;\"><b>\u6700\u9ad8\u6309\u63ed\u6210\u6578\u4ea6\u6703\u5927\u5e45\u4e0b\u964d\u81f3 60% \u81f3 70%<\/b><\/span><span style=\"font-weight: 400;\">\u3002\u8cb7\u5bb6\u96a8\u6642\u8981\u6e96\u5099 3 \u6210\u81f3 4 \u6210\u7684\u5de8\u984d\u9996\u671f\u624d\u80fd\u4e0a\u6703\uff01<\/span><\/p><h2><span class=\"ez-toc-section\" id=\"%E7%89%B9%E6%AE%8A%E7%89%A9%E6%A5%AD%EF%BC%9A%E6%9D%91%E5%B1%8B%E9%A6%96%E6%9C%9F%E8%88%87%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8%E9%99%90%E5%88%B6\"><\/span><b>\u7279\u6b8a\u7269\u696d\uff1a\u6751\u5c4b\u9996\u671f\u8207\u6309\u63ed\u6210\u6578\u9650\u5236<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u5982\u679c\u4f60\u559c\u6b61\u9060\u96e2\u7e41\u56c2\u3001\u7a7a\u9593\u8f03\u5927\u7684\u6751\u5c4b\uff0c\u9996\u671f\u9810\u7b97\u5fc5\u9808\u6bd4\u8cb7\u79c1\u6a13\u5145\u88d5\u3002<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>\u6700\u9ad8\u6309\u63ed\u6210\u6578 85%<\/b><\/span><span style=\"font-weight: 400;\">\uff1a\u5728\u6309\u4fdd\u8a08\u5283\u4e0b\uff0c\u6751\u5c4b\u6309\u63ed\u6210\u6578\u6700\u9ad8\u4e00\u822c\u70ba <\/span><b>85%<\/b><span style=\"font-weight: 400;\">\uff08\u6a13\u50f9\u4e0a\u9650 1,000 \u842c\uff09\u3002\u9019\u610f\u5473\u8457\u8cfc\u8cb7\u6751\u5c4b\u7684\u8cb7\u5bb6\uff0c\u6700\u5c11\u9700\u8981\u6e96\u5099 <\/span><span style=\"color: #000000;\"><b>15% \u9996\u671f<\/b><\/span><span style=\"font-weight: 400;\">\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"color: #000000;\"><b>\u4f30\u50f9\u4e0d\u8db3\u8207\u50ed\u5efa\u98a8\u96aa<\/b><\/span><span style=\"font-weight: 400;\">\uff1a\u6751\u5c4b\u7684\u4ea4\u6295\u91cf\u8f03\u5c11\uff0c\u9280\u884c\u4f30\u50f9\u5f80\u5f80\u8f03\u70ba\u4fdd\u5b88\uff1b\u52a0\u4e0a\u6751\u5c4b\u5e38\u898b\u50ed\u5efa\u554f\u984c\uff08\u5982\u5929\u53f0\u73bb\u7483\u5c4b\u3001\u6539\u5efa\u9732\u53f0\uff09\uff0c\u9280\u884c\u6975\u6709\u53ef\u80fd\u6263\u6e1b\u8cb8\u6b3e\u984d\u751a\u81f3\u62d2\u6279\u6309\u63ed\u3002\u56e0\u6b64\u8cb7\u5bb6\u5b9c\u591a\u6e96\u5099 5% \u81f3 10% \u7684\u5f8c\u5099\u73fe\u91d1\u3002<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31021f0 e-flex e-con-boxed e-con e-parent\" data-id=\"31021f0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-82f9a56 elementor-widget elementor-widget-text-editor\" data-id=\"82f9a56\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"400%E8%90%AC%E6%A8%93%E9%A6%96%E6%9C%9F%E8%88%87_400%E8%90%AC%E6%A8%93%E6%9C%88%E4%BE%9B%E8%A8%88%E7%AE%97%E4%BE%8B%E5%AD%90\"><\/span><b>400\u842c\u6a13\u9996\u671f\u8207 400\u842c\u6a13\u6708\u4f9b\u8a08\u7b97\u4f8b\u5b50<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">House730\u4ee5\u4e00\u500b\u71b1\u9580\u4e0a\u8eca\u76e4\u50f9\u4f4d\uff1a<\/span><b>400 \u842c\u5143<\/b><span style=\"font-weight: 400;\">\u7684\u79c1\u6a13\u70ba\u4f8b\uff0c\u8a73\u7d30\u8a08\u7b97\u300c400\u842c\u6a13\u9996\u671f\u300d\u53ca\u8cb7\u6a13\u7e3d\u958b\u652f\uff0c\u4e26\u5217\u51fa\u300c400\u842c\u6a13\u6708\u4f9b\u300d\u91d1\u984d\u3002\u800c\u53d7\u60e0\u65bc\u653f\u5e9c\u6700\u65b0\u7684\u5370\u82b1\u7a05\u5bec\u6e1b\u653f\u7b56\uff0c400 \u842c\u6216\u4ee5\u4e0b\u7684\u7269\u696d\u53ea\u9700\u7e73\u4ea4 HK$ 100 \u5370\u82b1\u7a05\uff0c\u5927\u5927\u6e1b\u8f15\u4e0a\u8eca\u8ca0\u64d4\u3002\u4f60\u4ea6\u53ef\u4f7f\u7528House730\u7684<\/span><a href=\"https:\/\/www.house730.com\/tools\/taxpc\/\"><span style=\"font-weight: 400;\">\u6309\u63ed\u8a08\u7b97\u6a5f<\/span><\/a><span style=\"font-weight: 400;\">\u8a66\u7b97\u4e00\u4e0b\uff1a<\/span><\/p><p><span style=\"color: #000000;\"><b>400 \u842c\u6a13\u958b\u652f\u8a66\u7b97\u8868\uff08\u4ee5 90% \u6309\u63ed\u30013.5% \u5229\u606f\u300130 \u5e74\u671f\u8a08\uff09<\/b><\/span><\/p><table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\"><colgroup> <col width=\"100\" \/> <col width=\"100\" \/> <col width=\"100\" \/><\/colgroup><tbody><tr><td><strong><span style=\"color: #000000;\">\u9805\u76ee<\/span><\/strong><\/td><td><strong><span style=\"color: #000000;\">\u8a08\u7b97\u8aaa\u660e<\/span><\/strong><\/td><td><strong><span style=\"color: #000000;\">\u9810\u7b97\u9280\u78bc<\/span><\/strong><\/td><\/tr><tr><td>\u9996\u671f<\/td><td>\u6a13\u50f9 10%<\/td><td>HK$ 400,000<\/td><\/tr><tr><td>\u5370\u82b1\u7a05 (AVD)<\/td><td>\u9996\u7f6e\u512a\u60e0\uff0c400\u842c\u6a13\u4e0b<\/td><td>HK$ 100<\/td><\/tr><tr><td>\u5730\u7522\u4ee3\u7406\u4f63\u91d1<\/td><td>\u6a13\u50f9 1%<\/td><td>HK$ 40,000<\/td><\/tr><tr><td>\u5f8b\u5e2b\u8cbb<\/td><td>\u67e5\u5951\u53ca\u8cb7\u8ce3\u5408\u7d04\u8655\u7406\u8cbb<\/td><td>\u7d04 HK$ 10,000<\/td><\/tr><tr><td>\u7e3d\u9810\u5099\u73fe\u91d1\u958b\u652f<\/td><td>\u9996\u671f + \u5370\u82b1\u7a05 + \u4f63\u91d1 + \u5f8b\u5e2b\u8cbb<\/td><td>\u7d04 HK$ 450,100<\/td><\/tr><tr><td>\u6309\u63ed\u8cb8\u6b3e\u984d<\/td><td>\u6a13\u50f9 90% (360 \u842c)<\/td><td>HK$ 3,600,000<\/td><\/tr><tr><td>\u6309\u63ed\u4fdd\u96aa\u8cbb<\/td><td>\u8cb8\u6b3e\u984d\u4e4b 5% (\u53ef\u6298\u5165\u6309\u63ed\u5167\u4f9b\u6b3e)<\/td><td>HK$ 180,000<\/td><\/tr><tr><td>\u7e3d\u8cb8\u6b3e\u984d<\/td><td>\u8cb8\u6b3e + \u4fdd\u8cbb<\/td><td>HK$ 3,780,000<\/td><\/tr><tr><td>400\u842c\u6a13\u6708\u4f9b<\/td><td>\u4ee5 3.5% \u5229\u7387\uff0c\u5206 30 \u5e74\u6524\u9084<\/td><td>\u6bcf\u6708\u7d04 HK$ 16,973<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2242725 e-flex e-con-boxed e-con e-parent\" data-id=\"2242725\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d6b1632 elementor-widget elementor-widget-text-editor\" data-id=\"d6b1632\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"500%E8%90%AC%E6%A8%93%E9%A6%96%E6%9C%9F%E8%88%87_500%E8%90%AC%E6%A8%93%E6%9C%88%E4%BE%9B%E8%A8%88%E7%AE%97%E4%BE%8B%E5%AD%90\"><\/span><b>500\u842c\u6a13\u9996\u671f\u8207 500\u842c\u6a13\u6708\u4f9b\u8a08\u7b97\u4f8b\u5b50<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u82e5\u9810\u7b97\u7a0d\u591a\uff0c\u8cb7\u5165 <\/span><b>500 \u842c\u5143<\/b><span style=\"font-weight: 400;\">\u79c1\u6a13\uff0c\u96d6\u7136 10% \u9996\u671f\u70ba 50 \u842c\uff0c\u4f46\u5fc5\u9808\u7559\u610f\u6b64\u6a13\u50f9\u5340\u9593\u7684\u5370\u82b1\u7a05\u6703\u98c6\u5347\uff0c\u9996\u671f\u958b\u652f\u5927\u4e0d\u76f8\u540c\uff1a<\/span><\/p><p><span style=\"color: #000000;\"><b>500 \u842c\u6a13\u958b\u652f\u8a66\u7b97\u8868\uff08\u4ee5 90% \u6309\u63ed\u30013.5% \u5229\u606f\u300130 \u5e74\u671f\u8a08\uff09<\/b><\/span><\/p><table><tbody><tr><td><p><strong><span style=\"color: #000000;\">\u9805\u76ee<\/span><\/strong><\/p><\/td><td><p><strong><span style=\"color: #000000;\">\u8a08\u7b97\u8aaa\u660e<\/span><\/strong><\/p><\/td><td><p><strong><span style=\"color: #000000;\">\u9810\u7b97\u9280\u78bc<\/span><\/strong><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u9996\u671f<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6a13\u50f9 10%<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">HK$ 500,000<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5370\u82b1\u7a05 (AVD)<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6a13\u50f9 2.25% (\u6700\u65b0\u9996\u7f6e\u7a05\u7387)<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">HK$ 112,500<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5730\u7522\u4ee3\u7406\u4f63\u91d1<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6a13\u50f9 1%<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">HK$ 50,000<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u5f8b\u5e2b\u8cbb<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u67e5\u5951\u53ca\u8cb7\u8ce3\u5408\u7d04\u8655\u7406\u8cbb<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7d04 HK$ 10,000<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7e3d\u9810\u5099\u73fe\u91d1\u958b\u652f<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u9996\u671f + \u5370\u82b1\u7a05 + \u4f63\u91d1 + \u5f8b\u5e2b\u8cbb<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u7d04 HK$ 672,500<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u7e3d\u8cb8\u6b3e\u984d (\u9023\u4fdd\u8cbb)<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6a13\u50f9 90% (450 \u842c) + 5% \u4fdd\u8cbb (22.5 \u842c)<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">HK$ 4,725,000<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">500\u842c\u6a13\u6708\u4f9b<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u4ee5 3.5% \u5229\u7387\uff0c\u5206 30 \u5e74\u6524\u9084<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u6bcf\u6708\u7d04 HK$ 21,217<\/span><\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0d9d34b e-flex e-con-boxed e-con e-parent\" data-id=\"0d9d34b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce26dd3 elementor-widget elementor-widget-text-editor\" data-id=\"ce26dd3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E6%A8%93%E9%96%8B%E6%94%AF%E9%98%B2%E4%BC%8F%E6%8C%87%E5%8D%97%EF%BC%9A%E9%A6%96%E6%9C%9F%E4%BB%A5%E5%A4%96%E5%BF%85%E5%82%99%E7%9A%84_3_%E5%A4%A7%E7%8F%BE%E9%87%91%E9%A0%90%E7%AE%97\"><\/span><b>\u8cb7\u6a13\u958b\u652f\u9632\u4f0f\u6307\u5357\uff1a\u9996\u671f\u4ee5\u5916\u5fc5\u5099\u7684 3 \u5927\u73fe\u91d1\u9810\u7b97<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span style=\"font-weight: 400;\">\u300c\u9996\u671f\u8a08\u7b97\u300d\u7d55\u4e0d\u80fd\u53ea\u8a08\u6a13\u50f9\u7684 10%\uff01\u65b0\u624b\u8cb7\u5bb6\u6700\u5e38\u72af\u7684\u932f\u8aa4\uff0c\u662f\u4ee5\u70ba\u53ea\u8981\u6236\u53e3\u5920\u9996\u671f\u5c31\u53ef\u4ee5\u8cb7\u6a13\uff0c\u7d50\u679c\u5ffd\u7565\u4e86\u5fc5\u9808\u4ee5\u73fe\u91d1\u652f\u4ed8\u7684\u984d\u5916\u958b\u652f\uff0c\u5c0e\u81f4\u300c\u62ac\u5514\u5920\u9322\u4e0a\u6703\u300d\u800c\u9762\u81e8\u64bb\u8a02\u3002\u9664\u4e86\u9996\u671f\uff0c\u4f60\u5fc5\u9808\u9810\u5099\u4ee5\u4e0b\u4e09\u5927\u8cb7\u6a13\u958b\u652f\uff1a<\/span><\/p><ol><li><span style=\"color: #000000;\"><b>\u7269\u696d\u5370\u82b1\u7a05 (AVD)<\/b><\/span><span style=\"font-weight: 400;\">\uff1a<\/span>\u5370\u82b1\u7a05\u662f<span style=\"color: #000000;\"><b>\u4e0d\u80fd<\/b><\/span><span>\u501f\u5165\u6309\u63ed\u8cb8\u6b3e\u4e2d\u7684\uff01\u5fc5\u9808\u5728\u7c3d\u7f72\u6b63\u5f0f\u8cb7\u8ce3\u5408\u7d04\uff08\u7c3d\u81e8\u7d04\u5f8c 14 \u5929\uff09\u6642\u4ee5\u73fe\u91d1\u6216\u652f\u7968\u7e73\u4ed8\u3002\u9664 400 \u842c\u4ee5\u4e0b\u7269\u696d\u70ba $100 \u5916\uff0c\u4e00\u822c\u7269\u696d\u7684\u5370\u82b1\u7a05\u52d5\u8f12\u4f54\u6a13\u50f9 1.5% \u81f3 3% \u4e0d\u7b49\u3002<\/span><\/li><li><span style=\"color: #000000;\"><b>\u5730\u7522\u4ee3\u7406\u4f63\u91d1<\/b><\/span><span style=\"font-weight: 400;\">\uff1a<\/span><span style=\"font-weight: 400;\">\u8cfc\u8cb7\u4e8c\u624b\u6a13\uff0c\u8cb7\u5bb6\u9700\u5411\u5730\u7522\u4ee3\u7406\u7e73\u4ed8\u4f63\u91d1\uff0c\u516c\u50f9\u901a\u5e38\u70ba<strong><span style=\"color: #000000;\">\u6a13\u50f9\u7684 <\/span><\/strong><\/span><strong><span style=\"color: #000000;\">1%<\/span><\/strong><span style=\"font-weight: 400;\">\u3002\u6b64\u8cbb\u7528\u9700\u5728\u6210\u4ea4\u65e5\u4ee5\u73fe\u91d1\u7d50\u6e05\u3002\uff08\u8a3b\uff1a\u8cb7\u4e00\u624b\u65b0\u6a13\u5247\u514d\u4f63\uff09\u3002<\/span><\/li><li><span style=\"color: #000000;\"><b>\u8cb7\u65b9\u5f8b\u5e2b\u8cbb\u53ca\u96dc\u8cbb\uff08\u5c0d\u6578\uff09<\/b><\/span><span style=\"font-weight: 400;\">\uff1a<\/span><span style=\"font-weight: 400;\">\u5f8b\u5e2b\u6a13\u8655\u7406\u6a13\u5951\u3001\u67e5\u518a\u53ca\u6309\u63ed\u5951\u7684\u8cbb\u7528<strong><span style=\"color: #000000;\">\u7d04\u9700 $8,000 \u81f3 $12,000<\/span><\/strong>\u3002\u6b64\u5916\uff0c\u6210\u4ea4\u6536\u6a13\u524d\u9700\u8207\u8ce3\u5bb6\u7d50\u7b97\uff08\u5c0d\u6578\uff09\u5df2\u9810\u7e73\u7684\u7ba1\u7406\u8cbb\u3001\u5dee\u9909\u53ca\u5730\u79df\uff0c\u4ea6\u9700\u6e96\u5099\u6578\u5343\u5143\u73fe\u91d1\u5099\u7528\u3002<\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b17a61 e-flex e-con-boxed e-con e-parent\" data-id=\"0b17a61\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6d11ba elementor-widget elementor-widget-text-editor\" data-id=\"c6d11ba\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E6%A8%93%E9%A6%96%E6%9C%9F%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span><b>\u8cb7\u6a13\u9996\u671f\u5e38\u898b\u554f\u984c<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><strong><span style=\"color: #000000;\">Q1\uff1a\u8cb7\u6a13\u9996\u671f\u8981\u5e7e\u591a\uff1f<\/span><\/strong><\/p><p><b>A<\/b><span style=\"font-weight: 400;\">\uff1a\u8996\u4e4e\u7269\u696d\u985e\u578b\u53ca\u6309\u63ed\u4fdd\u96aa\u3002\u9996\u7f6e\u5ba2\u8cfc\u8cb7 1,000 \u842c\u5143\u6216\u4ee5\u4e0b\u79c1\u6a13\uff0c\u6700\u4f4e\u53ea\u9700 10% \u9996\u671f\uff1b\u5c45\u5c4b\u7da0\u8868\u6700\u4f4e\u53ea\u9700 5%\uff1b\u6751\u5c4b\u4e00\u822c\u6700\u4f4e\u9700 15%\u3002<\/span><\/p><p><strong><span style=\"color: #000000;\">Q2\uff1a\u79c1\u6a13\u9996\u671f\u6700\u4f4e\u53ef\u4ee5\u4ed8\u5e7e\u591a\u6210\uff1f<\/span><\/strong><\/p><p><b>A<\/b><span style=\"font-weight: 400;\">\uff1a\u5728\u6700\u65b0\u7684\u6309\u4fdd\u63aa\u65bd\u4e0b\uff0c\u7b26\u5408\u56fa\u5b9a\u6536\u5165\u7684\u9996\u7f6e\u8cb7\u5bb6\uff0c\u8cfc\u8cb7 1,000 \u842c\u6e2f\u5143\u6216\u4ee5\u4e0b\u79c1\u6a13\u7269\u696d\uff0c\u6700\u9ad8\u53ef\u7533\u8acb 9\u6210\u6309\u63ed\uff0c\u5373\u79c1\u6a13\u9996\u671f\u6700\u4f4e\u53ea\u9700 <\/span><b>10%<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><strong><span style=\"color: #000000;\">Q3\uff1a\u5c45\u5c4b\u9996\u671f\u5e7e\u9322\uff1f\u7da0\u8868\u548c\u767d\u8868\u6709\u4ec0\u9ebc\u5206\u5225\uff1f<\/span><\/strong><\/p><p><b>A<\/b><span style=\"font-weight: 400;\">\uff1a\u4e00\u624b\u5c45\u5c4b\u7da0\u8868\uff08\u516c\u5c4b\u6236\uff09\u53ef\u505a 95% \u6309\u63ed\uff0c\u9996\u671f\u70ba\u6a13\u50f9\u7684 <\/span><b>5%<\/b><span style=\"font-weight: 400;\">\uff1b\u767d\u8868\u8cb7\u5bb6\u6700\u9ad8\u505a 90% \u6309\u63ed\uff0c\u9996\u671f\u70ba\u6a13\u50f9\u7684 <\/span><b>10%<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><strong><span style=\"color: #000000;\">Q4\uff1a\u8cb7\u767d\u5c45\u4e8c\u9996\u671f\u9700\u8981\u6e96\u5099\u5e7e\u591a\u6210\uff1f<\/span><\/strong><\/p><p><b>A<\/b><span style=\"font-weight: 400;\">\uff1a\u767d\u5c45\u4e8c\uff08\u4e8c\u624b\u5c45\u5c4b\uff09\u6309\u63ed\u6975\u5ea6\u53d7\u5236\u65bc\u623f\u59d4\u6703\u7684\u300c\u64d4\u4fdd\u671f\u300d\u3002\u6a13\u9f61\u8f03\u65b0\u53ef\u505a 90% \u6309\u63ed\uff0810% \u9996\u671f\uff09\uff1b\u82e5\u6a13\u9f61\u63a5\u8fd1\u6216\u8d85\u904e\u653f\u5e9c\u64d4\u4fdd\u671f\uff0c\u6309\u63ed\u6210\u6578\u5c07\u5927\u5e45\u6263\u6e1b\uff0c\u9996\u671f\u53ef\u80fd\u9ad8\u9054 30% \u81f3 40%\u3002<\/span><\/p><p><strong><span style=\"color: #000000;\">Q5\uff1a\u6751\u5c4b\u9996\u671f\u53ef\u4ee5\u505a 9\u6210\u6309\u63ed\u55ce\uff1f<\/span><\/strong><\/p><p><b>A<\/b><span style=\"font-weight: 400;\">\uff1a\u4e00\u822c\u4e0d\u80fd\u3002\u6751\u5c4b\u6309\u63ed\u5728\u6309\u4fdd\u8a08\u5283\u4e0b\u6700\u9ad8\u901a\u5e38\u53ea\u80fd\u7372\u6279 85%\uff08\u8996\u4e4e\u7269\u696d\u8cea\u7d20\u53ca\u9280\u884c\u4f30\u50f9\uff09\uff0c\u8cb7\u5bb6\u9700\u6e96\u5099\u6700\u5c11 <\/span><b>15% \u9996\u671f<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><strong><span style=\"color: #000000;\">Q6\uff1a\u8cb7 400\u842c\u6a13\u9996\u671f\u548c 400\u842c\u6a13\u6708\u4f9b\u5927\u7d04\u8981\u5e7e\u591a\u9322\uff1f<\/span><\/strong><\/p><p><b>A<\/b><span style=\"font-weight: 400;\">\uff1a\u7533\u8acb 9\u6210\u6309\u63ed\u4e0b\uff0c400\u842c\u6a13\u9996\u671f\u70ba <\/span><b>40 \u842c\u5143<\/b><span style=\"font-weight: 400;\">\u3002\u4ee5 3.5% \u5229\u7387\u53ca 30 \u5e74\u671f\u8a08\u7b97\uff0c\u9023\u540c\u6309\u4fdd\u8cbb\u6298\u5165\u8cb8\u6b3e\uff0c\u6bcf\u6708\u4f9b\u6b3e\u7d04\u70ba <\/span><b>HK$ 16,973<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p><p><strong><span style=\"color: #000000;\">Q7\uff1a\u8cb7 500\u842c\u6a13\u9996\u671f\u8981\u5e7e\u591a\uff1f\u5370\u82b1\u7a05\u8981\u4ea4\u5e7e\u591a\uff1f<\/span><\/strong><\/p><p><b>A<\/b><span style=\"font-weight: 400;\">\uff1a500\u842c\u6a13\u9996\u671f\uff0810%\uff09\u70ba <\/span><b>50 \u842c\u5143<\/b><span style=\"font-weight: 400;\">\u3002\u9996\u7f6e\u5370\u82b1\u7a05\u6309 2.25% \u7a05\u7387\u8a08\u7b97\uff0c\u9700\u4ee5\u73fe\u91d1\u984d\u5916\u7e73\u4ed8 <\/span><b>HK$ 112,500<\/b><span style=\"font-weight: 400;\"> \u5370\u82b1\u7a05\u3002<\/span><\/p><p><strong><span style=\"color: #000000;\">Q8\uff1a\u9996\u671f\u4ee5\u5916\uff0c\u9084\u6709\u4ec0\u9ebc\u8cb7\u6a13\u958b\u652f\u5fc5\u9808\u7528\u73fe\u91d1\u652f\u4ed8\uff1f<\/span><\/strong><\/p><p><b>A<\/b><span style=\"font-weight: 400;\">\uff1a\u9664\u4e86\u9996\u671f\uff0c\u8cb7\u5bb6\u5fc5\u9808\u6e96\u5099\u5145\u88d5\u7684\u73fe\u91d1\u6d41\u4ee5\u652f\u4ed8\uff1a\u7269\u696d\u5370\u82b1\u7a05\u3001\u5730\u7522\u4ee3\u7406\u4f63\u91d1\uff08\u4e00\u822c\u70ba\u6a13\u50f9 1%\uff09\u3001\u5f8b\u5e2b\u8cbb\u53ca\u6210\u4ea4\u5c0d\u6578\u96dc\u8cbb\u3002<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c8c2d48 e-flex e-con-boxed e-con e-parent\" data-id=\"c8c2d48\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e87b1cc elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e87b1cc\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.house730.com\/buy\/t1\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-angle-double-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34zm192-34l-136-136c-9.4-9.4-24.6-9.4-33.9 0l-22.6 22.6c-9.4 9.4-9.4 24.6 0 33.9l96.4 96.4-96.4 96.4c-9.4 9.4-9.4 24.6 0 33.9l22.6 22.6c9.4 9.4 24.6 9.4 33.9 0l136-136c9.4-9.2 9.4-24.4 0-33.8z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u5168\u57ce\u653e\u76e4\u61c9\u6709\u76e1\u6709<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u91cd\u9ede\u6458\u8981\uff1a<\/p>\n<p>\u9996\u7f6e\u4e0a\u8eca\uff0c\u7b2c\u4e00\u5927\u96e3\u95dc\u5fc5\u5b9a\u662f\u5132\u9996\u671f\uff01\u7a76\u7adf2026\u5e74\u8cb7\u6a13\u9996\u671f\u8981\u5e7e\u591a\uff1f\u672c\u6587\u70ba\u4f60\u5168\u65b9\u4f4d\u6574\u7406\u6700\u65b0\u8cb7\u6a13\u958b\u652f\u8207\u9996\u671f\u8a08\u7b97\u653b\u7565\uff01\u4e00\u6587\u7747\u6e05\u79c1\u6a13\u9996\u671f\u3001\u5c45\u5c4b\u9996\u671f\uff08\u7da0\u8868\/\u767d\u8868\uff09\u3001\u767d\u5c45\u4e8c\u9996\u671f\u8207\u6751\u5c4b\u9996\u671f\u7684\u6309\u63ed\u6210\u6578\u9580\u6abb\u3002\u8a73\u7d30\u5be6\u6230\u8a08\u7b97400\u842c\u6a13\u9996\u671f\u8207\u6708\u4f9b\u3001500\u842c\u6a139\u6210\u6309\u63ed\u7b97\u76e4\uff0c\u4e26\u70ba\u4f60\u62c6\u89e3\u8cb7\u6a13\u5370\u82b1\u7a05\u3001\u4ee3\u7406\u4f63\u91d1\u7b49\u5fc5\u9808\u9810\u5099\u7684\u96b1\u85cf\u8cb7\u6a13\u958b\u652f\uff0c\u52a9\u4f60\u7cbe\u660e\u9810\u7b97\uff0c\u8f15\u9b06\u4e0a\u8eca\uff01<\/p>\n","protected":false},"author":15,"featured_media":1020309,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[910182,1012138,1012154,1012098],"tags":[104373,1008897,1010979],"new_properties":[],"class_list":["post-1020307","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-910182","category-1012138","category-1012154","category-1012098","tag-104373","tag-1008897","tag-1010979"],"acf":[],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- 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