{"id":1018969,"date":"2026-07-22T17:12:30","date_gmt":"2026-07-22T09:12:30","guid":{"rendered":"https:\/\/www.house730.com\/news\/?p=1018969"},"modified":"2026-08-25T17:13:35","modified_gmt":"2026-08-25T09:13:35","slug":"%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8","status":"publish","type":"post","link":"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/","title":{"rendered":"\u3010\u8cb7\u6a13\u6309\u63ed\u6210\u65782026\u3011\u9996\u671f\u8a08\u7b97\u3001\u6309\u63ed\u4fdd\u96aa\u8207\u9650\u5236\u3001\u5510\u6a13\u8207\u6751\u5c4b\u6309\u63ed\u5206\u6790"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1018969\" class=\"elementor elementor-1018969\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d2ac75 e-flex e-con-boxed e-con e-parent\" data-id=\"5d2ac75\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f1581e elementor-widget elementor-widget-image\" data-id=\"7f1581e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1200\" height=\"675\" src=\"https:\/\/faq.house730.com\/subfaq\/post\/2026\/07\/20260722164638227.png\" class=\"attachment-large size-large wp-image-1018971\" alt=\"\u3010\u8cb7\u6a13\u6309\u63ed\u6210\u65782026\u3011\u9996\u671f\u8a08\u7b97\u3001\u6309\u63ed\u4fdd\u96aa\u8207\u9650\u5236\u3001\u5510\u6a13\u8207\u6751\u5c4b\u6309\u63ed\u5206\u6790\" srcset=\"https:\/\/faq.house730.com\/subfaq\/post\/2026\/07\/20260722164638227.png 1200w, https:\/\/faq.house730.com\/subfaq\/post\/2026\/07\/20260722164638227-640x360.png 640w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-89e549a e-flex e-con-boxed e-con e-parent\" data-id=\"89e549a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e2f192 elementor-widget elementor-widget-text-editor\" data-id=\"3e2f192\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>\u91cd\u9ede\u6458\u8981<\/b>\uff1a<\/p><p>\u6700\u65b0\u6309\u63ed\u653f\u7b56\u7d71\u4e00\u4f4f\u5b85\u53ca\u975e\u4f4f\u5b85\u7269\u696d\u6700\u9ad8\u6309\u63ed\u6210\u6578\u81f3<strong><span style=\"color: #000000;\"> 70%<\/span><\/strong>\uff0c\u4e26<strong><span style=\"color: #000000;\">\u66ab\u505c\u58d3\u529b\u6e2c\u8a66<\/span><\/strong>\uff0c\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387\uff08DSR\uff09\u4e0a\u9650\u4e00\u5f8b\u70ba 50%\u3002<\/p><ul><li><strong><span style=\"color: #000000;\">\u81ea\u4f4f\u9996\u7f6e\u8cb7\u5bb6<\/span><\/strong>\u900f\u904e\u6309\u63ed\u4fdd\u96aa\uff08HKMC\uff09\u6700\u9ad8\u53ef\u505a <strong><span style=\"color: #000000;\">90% \u6309\u63ed<\/span><\/strong>\uff081,000 \u842c\u6216\u4ee5\u4e0b\u7269\u696d\uff09<\/li><li><strong><span style=\"color: #000000;\">\u81ea\u50f1\u6216\u975e\u56fa\u5b9a\u6536\u5165\u8005<\/span><\/strong>\u6309\u4fdd\u4e0a\u9650\u901a\u5e38\u70ba <strong><span style=\"color: #000000;\">80%<\/span><\/strong><\/li><li><strong><span style=\"color: #000000;\">\u6536\u79df\u6216\u516c\u53f8\u540d\u7fa9<\/span><\/strong>\u8cfc\u8cb7\u5247\u6700\u9ad8 <strong><span style=\"color: #000000;\">70%<\/span><\/strong> \u4e14\u4e0d\u53ef\u7533\u8acb\u6309\u4fdd<\/li><li><strong><span style=\"color: #000000;\">\u4e00\u624b\u5c45\u5c4b\/\u7da0\u7f6e\u5c45<\/span><\/strong>\u6191\u653f\u5e9c\u64d4\u4fdd\u53ef\u505a <strong><span style=\"color: #000000;\">90% \u81f3 95%<\/span><\/strong> \u6309\u63ed\u4e14\u514d\u4fdd\u8cbb\u3002\u9280\u884c\u8cb8\u6b3e\u984d\u4ee5\u6210\u4ea4\u50f9\u8207\u4f30\u50f9\u8f03\u4f4e\u8005\u70ba\u6e96\uff0c\u82e5\u4f30\u50f9\u4e0d\u8db3\u9808\u88dc\u8db3\u9996\u671f\u5dee\u984d<\/li><li>\u5510\u6a13\u8207\u6751\u5c4b\u5247\u53d7\u6a13\u9f61\u6263\u6e1b\u9650\u5236\u4f9b\u6b3e\u5e74\u671f<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0d9b5f4 e-flex e-con-boxed e-con e-parent\" data-id=\"0d9b5f4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56f3996 elementor-widget elementor-widget-text-editor\" data-id=\"56f3996\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\"><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E6%9C%80%E6%96%B0%E6%94%BF%E7%AD%96%E6%87%B6%E4%BA%BA%E5%8C%85%EF%BC%9A%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8%E8%88%87%E5%A3%93%E6%B8%AC%E6%94%BE%E5%AF%AC%E9%87%8D%E9%BB%9E\" >\u6700\u65b0\u653f\u7b56\u61f6\u4eba\u5305\uff1a\u6309\u63ed\u6210\u6578\u8207\u58d3\u6e2c\u653e\u5bec\u91cd\u9ede<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E7%94%9A%E9%BA%BC%E6%98%AF%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8_LTV%EF%BC%9F%E8%88%87%E8%B2%B7%E6%A8%93%E9%A6%96%E6%9C%9F%E7%9A%84%E9%97%9C%E4%BF%82\" >\u751a\u9ebc\u662f\u6309\u63ed\u6210\u6578 (LTV)\uff1f\u8207\u8cb7\u6a13\u9996\u671f\u7684\u95dc\u4fc2<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#_%E7%8F%BE%E8%A1%8C%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8%E4%B8%8A%E9%99%90%E5%B0%8D%E7%85%A7%E8%A1%A8%EF%BC%88%E9%99%84%E6%9C%80%E6%96%B0%E6%8C%89%E4%BF%9D%E9%99%90%E5%88%B6%EF%BC%89\" >\u00a0\u73fe\u884c\u6309\u63ed\u6210\u6578\u4e0a\u9650\u5c0d\u7167\u8868\uff08\u9644\u6700\u65b0\u6309\u4fdd\u9650\u5236\uff09<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E8%B2%B7%E5%AE%B6%E8%BA%AB%E5%88%86%E8%88%87%E5%85%A5%E6%81%AF%E5%A6%82%E4%BD%95%E5%BD%B1%E9%9F%BF%E6%8C%89%E6%8F%AD%E5%AF%A9%E6%89%B9%EF%BC%9F\" >\u8cb7\u5bb6\u8eab\u5206\u8207\u5165\u606f\u5982\u4f55\u5f71\u97ff\u6309\u63ed\u5be9\u6279\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E6%8C%89%E6%8F%AD%E4%BF%9D%E9%9A%AA%E8%B2%BB%E9%BB%9E%E6%A8%A3%E8%A8%88%EF%BC%9F%E9%AB%98%E6%88%90%E6%95%B8%E6%8C%89%E6%8F%AD%E7%9A%84%E5%BF%85%E5%82%99%E9%96%8B%E6%94%AF\" >\u6309\u63ed\u4fdd\u96aa\u8cbb\u9ede\u6a23\u8a08\uff1f\u9ad8\u6210\u6578\u6309\u63ed\u7684\u5fc5\u5099\u958b\u652f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E6%8C%89%E6%8F%AD%E4%BF%9D%E9%9A%AA%E8%B2%BB%E7%8E%87%E6%A6%82%E7%AE%97%E8%A1%A8%EF%BC%88%E4%BB%A530%E5%B9%B4%E6%9C%9F%E6%B5%AE%E6%81%AF%E6%8C%89%E6%8F%AD%E7%82%BA%E4%BE%8B%EF%BC%89\" >\u6309\u63ed\u4fdd\u96aa\u8cbb\u7387\u6982\u7b97\u8868\uff08\u4ee530\u5e74\u671f\u6d6e\u606f\u6309\u63ed\u70ba\u4f8b\uff09<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E7%89%B9%E8%89%B2%E7%89%A9%E6%A5%AD%E6%8C%89%E6%8F%AD%E9%99%90%E5%88%B6%EF%BC%9A%E6%9D%91%E5%B1%8B%E8%88%87%E5%94%90%E6%A8%93\" >\u7279\u8272\u7269\u696d\u6309\u63ed\u9650\u5236\uff1a\u6751\u5c4b\u8207\u5510\u6a13<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E8%B3%87%E5%8A%A9%E6%88%BF%E5%B1%8B%E6%8C%89%E6%8F%AD%EF%BC%9A%E5%B1%85%E5%B1%8B%E3%80%81%E7%B6%A0%E7%BD%AE%E5%B1%85%E8%88%87%E7%99%BD%E5%B1%85%E4%BA%8C\" >\u8cc7\u52a9\u623f\u5c4b\u6309\u63ed\uff1a\u5c45\u5c4b\u3001\u7da0\u7f6e\u5c45\u8207\u767d\u5c45\u4e8c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E4%B8%80%E6%89%8B%E6%A8%93%E8%8A%B1_vs%E4%BA%8C%E6%89%8B%E6%A8%93%EF%BC%9A%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8%E6%9C%89%E5%88%86%E5%88%A5%E5%97%8E%EF%BC%9F\" >\u4e00\u624b\u6a13\u82b1 vs\u4e8c\u624b\u6a13\uff1a\u6309\u63ed\u6210\u6578\u6709\u5206\u5225\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E8%BD%89%E6%8C%89%E8%88%87%E5%A5%97%E7%8F%BE%E7%9A%84%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8%E9%99%90%E5%88%B6\" >\u8f49\u6309\u8207\u5957\u73fe\u7684\u6309\u63ed\u6210\u6578\u9650\u5236<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E6%8C%89%E6%8F%AD%E8%A9%A6%E7%AE%97%E6%83%85%E5%A2%83%E7%AF%84%E4%BE%8B%E8%88%87%E5%AF%A6%E7%94%A8%E5%B7%A5%E5%85%B7%E6%8E%A8%E8%96%A6\" >\u6309\u63ed\u8a66\u7b97\u60c5\u5883\u7bc4\u4f8b\u8207\u5be6\u7528\u5de5\u5177\u63a8\u85a6<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E6%83%85%E5%A2%83%E4%B8%80%EF%BC%9A%E9%A6%96%E7%BD%AE%E5%AE%A2%E8%B2%B7600%E8%90%AC%E5%85%83%E7%A7%81%E6%A8%93%EF%BC%88%E5%81%9A9%E6%88%90%E6%8C%89%E6%8F%AD%EF%BC%89\" >\u60c5\u5883\u4e00\uff1a\u9996\u7f6e\u5ba2\u8cb7600\u842c\u5143\u79c1\u6a13\uff08\u505a9\u6210\u6309\u63ed\uff09<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E6%83%85%E5%A2%83%E4%BA%8C%EF%BC%9A%E6%8A%95%E8%B3%87%E5%AE%A2%E8%B2%B7_800_%E8%90%AC%E6%94%B6%E7%A7%9F%E7%89%A9%E6%A5%AD%EF%BC%88%E5%81%9A_7_%E6%88%90%E6%8C%89%E6%8F%AD%EF%BC%89\" >\u60c5\u5883\u4e8c\uff1a\u6295\u8cc7\u5ba2\u8cb7 $800 \u842c\u6536\u79df\u7269\u696d\uff08\u505a 7 \u6210\u6309\u63ed\uff09<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.house730.com\/news\/1018969\/%e8%b2%b7%e6%a8%93%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8\/#%E8%B2%B7%E6%A8%93%E6%8C%89%E6%8F%AD%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" >\u8cb7\u6a13\u6309\u63ed\u5e38\u898b\u554f\u984c<\/a><\/li><\/ul><\/nav><\/div>\n<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b9f9c46 e-flex e-con-boxed e-con e-parent\" data-id=\"b9f9c46\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-357454d elementor-widget elementor-widget-text-editor\" data-id=\"357454d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E6%9C%80%E6%96%B0%E6%94%BF%E7%AD%96%E6%87%B6%E4%BA%BA%E5%8C%85%EF%BC%9A%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8%E8%88%87%E5%A3%93%E6%B8%AC%E6%94%BE%E5%AF%AC%E9%87%8D%E9%BB%9E\"><\/span><b>\u6700\u65b0\u653f\u7b56\u61f6\u4eba\u5305\uff1a\u6309\u63ed\u6210\u6578\u8207\u58d3\u6e2c\u653e\u5bec\u91cd\u9ede<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><b>\u5728<a href=\"https:\/\/www.hkma.gov.hk\/chi\/\">\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40<\/a>\u7684\u6700\u65b0\u6307\u5f15\u4e0b\uff0c\u6240\u6709\u4f4f\u5b85\u53ca\u975e\u4f4f\u5b85\u7269\u696d\u7684\u9280\u884c\u6309\u63ed\u6210\u6578\u4e0a\u9650\u7d71\u4e00\u8abf\u6574\u81f3\u6700\u9ad8 70%\uff0c\u4e26\u66ab\u505c\u58d3\u529b\u6e2c\u8a66\u8981\u6c42\uff0c\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387\uff08DSR\uff09\u4e0a\u9650\u4e00\u5f8b\u653e\u5bec\u81f3 50%\u3002<\/b><\/p><p><span style=\"font-weight: 400;\">\u7121\u8ad6\u60a8\u662f\u7b2c\u4e00\u6b21\u8cb7\u6a13\u3001\u6301\u6709\u591a\u65bc\u4e00\u5c64\u7269\u696d\u3001\u60f3\u63db\u5927\u5c4b\u7684\u696d\u4e3b\uff0c\u9084\u662f\u6253\u7b97\u4ee5\u516c\u53f8\u540d\u7fa9\u8cb7\u6a13\uff0c\u8fd1\u671f\u7684\u6309\u63ed\u653f\u7b56\u90fd\u8b8a\u5f97\u66f4\u7c21\u55ae\u9748\u6d3b\u3002\u00a0<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u7d71\u4e00\u6309\u63ed\u6210\u6578<\/b><span style=\"font-weight: 400;\">\uff1a\u6240\u6709\u4f4f\u5b85\u53ca\u975e\u4f4f\u5b85\u7269\u696d\uff08\u5305\u62ec\u5de5\u5546\u8216\u53ca\u8eca\u4f4d\uff09\uff0c\u9280\u884c\u53ef\u6279\u51fa\u7684\u6700\u9ad8\u6309\u63ed\u6210\u6578\u4e00\u5f8b\u70ba <\/span><b>70%<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u53d6\u6d88\u8eab\u5206\u5dee\u7570<\/b><span style=\"font-weight: 400;\">\uff1a\u9996\u6b21\u7f6e\u696d\u8207\u975e\u9996\u6b21\u7f6e\u696d\u3001\u81ea\u4f4f\u8207\u6295\u8cc7\uff08\u51fa\u79df\uff09\u7269\u696d\u7684\u57fa\u790e\u6309\u63ed\u6210\u6578\u968e\u6c92\u6709\u5dee\u7570\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u58d3\u6e2c\u66ab\u505c<\/b><span style=\"font-weight: 400;\">\uff1a\u5168\u9762\u66ab\u505c\u58d3\u529b\u6e2c\u8a66\uff0c\u7c21\u5316\u9280\u884c\u5be9\u6279\u6d41\u7a0b\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u4f9b\u6b3e\u5165\u606f\u6bd4\u7387\uff08DSR\uff09\u653e\u5bec<\/b><span style=\"font-weight: 400;\">\uff1a\u6bcf\u6708\u7e3d\u50b5\u52d9\u4f9b\u6b3e\u4f54\u5bb6\u5ead\u6708\u6536\u5165\u7684\u4e0a\u9650\uff0c\u7d71\u4e00\u70ba <\/span><b>50%<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d1a8271 e-flex e-con-boxed e-con e-parent\" data-id=\"d1a8271\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3216238 elementor-widget elementor-widget-text-editor\" data-id=\"3216238\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E7%94%9A%E9%BA%BC%E6%98%AF%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8_LTV%EF%BC%9F%E8%88%87%E8%B2%B7%E6%A8%93%E9%A6%96%E6%9C%9F%E7%9A%84%E9%97%9C%E4%BF%82\"><\/span><b>\u751a\u9ebc\u662f\u6309\u63ed\u6210\u6578 (LTV)\uff1f\u8207\u8cb7\u6a13\u9996\u671f\u7684\u95dc\u4fc2<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><b>\u6309\u63ed\u6210\u6578\uff08Loan-to-Value Ratio, LTV\uff09\u662f\u6307\u9280\u884c\u501f\u51fa\u7684\u8cb8\u6b3e\u91d1\u984d\u4f54\u7269\u696d\u6210\u4ea4\u50f9\u6216\u4f30\u50f9\u7684\u767e\u5206\u6bd4\uff0c\u9019\u500b\u6578\u503c\u76f4\u63a5\u6c7a\u5b9a\u4e86\u4f60\u9700\u8981\u6e96\u5099\u7684\u8cb7\u6a13\u9996\u671f\u3002<\/b><\/p><p><span style=\"font-weight: 400;\">\u8a08\u7b97\u6309\u63ed\u6210\u6578\u8207\u8cb7\u6a13\u9996\u671f\u7684\u63db\u7b97\u516c\u5f0f\u975e\u5e38\u6613\u660e\uff1a<\/span><\/p><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u8cb8\u6b3e\u984d = \u7269\u696d\u4f30\u50f9\u6216\u6210\u4ea4\u50f9\uff08\u53d6\u8f03\u4f4e\u8005\uff09X \u6309\u63ed\u6210\u6578<\/span><\/p><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">\u8cb7\u6a13\u9996\u671f = \u7269\u696d\u6210\u4ea4\u50f9 &#8211; \u8cb8\u6b3e\u984d<\/span><\/p><p><span style=\"font-weight: 400;\">\u6309\u63ed\u6210\u6578\u8d8a\u9ad8\uff0c\u4ee3\u8868\u9280\u884c\u501f\u7d66\u4f60\u7684\u8cc7\u91d1\u8d8a\u5145\u88d5\uff0c\u4f60\u9700\u8981\u81ea\u5099\u7684\u9996\u671f\u5c31\u8d8a\u5c11\u3002\u4f8b\u5982\u8cfc\u8cb7600\u842c\u5143\u7684\u55ae\u4f4d\uff0c\u505a7\u6210\u6309\u63ed\u9700\u8981180\u842c\u9996\u671f\uff1b\u82e5\u900f\u904e\u6309\u63ed\u4fdd\u96aa\u505a9\u6210\u6309\u63ed\uff0c\u9996\u671f\u5247\u5927\u6e1b\u81f360\u842c\u3002<\/span><\/p><p><b>\u4f30\u50f9\u4e0d\u8db3\u5c0d\u5be6\u969b\u9996\u671f\u7684\u5f71\u97ff<\/b><\/p><p><span style=\"font-weight: 400;\">\u9280\u884c\u8a08\u7b97\u6309\u63ed\u984d\u6642\uff0c\u662f\u4ee5\u300c\u6210\u4ea4\u50f9\u300d\u8207\u300c\u9280\u884c\u7368\u7acb\u4f30\u50f9\u300d\u7684<\/span><b>\u8f03\u4f4e\u8005<\/b><span style=\"font-weight: 400;\">\u70ba\u6e96\u3002\u82e5\u8cb7\u5165\u50f9\u70ba600\u842c\u5143\uff0c\u4f46\u9280\u884c\u4f30\u50f9\u50c5\u70ba550\u842c\u5143\uff0c\u505a7\u6210\u6309\u63ed\u53ea\u53ef\u501f\u51fa385\u842c\u5143\uff08550 \u842c \u00d7 70%\uff09\u3002\u8cb7\u5bb6\u5be6\u969b\u9700\u8981\u6e96\u5099\u7684\u9996\u671f\u6703\u7531180\u842c\u5927\u5e45\u589e\u52a0\u81f3215\u842c\u5143\uff08600\u842c &#8211; 385\u842c)\uff0c\u8cc7\u91d1\u4e0d\u8db3\u7684\u8a71\uff0c\u6709\u6a5f\u6703\u300c\u4e0a\u5514\u5230\u6703\u300d\u3002<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d7021d8 e-flex e-con-boxed e-con e-parent\" data-id=\"d7021d8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a55806 elementor-widget elementor-widget-text-editor\" data-id=\"6a55806\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"font-weight: 400;\">\u00a0\u73fe\u884c\u6309\u63ed\u6210\u6578\u4e0a\u9650\u5c0d\u7167\u8868\uff08\u9644\u6700\u65b0\u6309\u4fdd\u9650\u5236\uff09<\/span><\/h3><p><b>\u900f\u904e\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\uff08HKMC\uff09\u7684\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\uff0c\u7b26\u5408\u689d\u4ef6\u7684\u81ea\u4f4f\u9996\u7f6e\u8cb7\u5bb6\u6700\u9ad8\u53ef\u7533\u8acb 9\u6210\u6309\u63ed\uff0c\u7269\u696d\u50f9\u503c\u4e0a\u9650\u9ad8\u90541,000\u842c\u5143\u3002<\/b><\/p><p><span style=\"font-weight: 400;\">\u9280\u884c\u672c\u8eab\u63d0\u4f9b\u7684\u6309\u63ed\u6210\u6578\u6700\u9ad8\u70ba7\u6210\uff0c\u8d85\u904e7\u6210\u7684\u90e8\u5206\u5fc5\u9808\u900f\u904e\u7533\u8acb\u6309\u63ed\u4fdd\u96aa\uff08\u6309\u4fdd\uff09\u4f86\u5b8c\u6210\u3002\u975e\u4f4f\u5b85\u7269\u696d\u5247\u4e0d\u9069\u7528\u6309\u63ed\u4fdd\u96aa\u3002<\/span><\/p><table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\"><colgroup><col width=\"139\" \/><col width=\"99\" \/><col width=\"131\" \/><col width=\"135\" \/><\/colgroup><tbody><tr><td>\u6210\u4ea4\u50f9\uff08\u6e2f\u5e63\uff09<\/td><td>\u6309\u63ed\u6210\u6578\u4e0a\u9650<\/td><td>\u6700\u9ad8\u6309\u4fdd\u6210\u6578\uff08\u9996\u7f6e\u81ea\u4f4f\uff09<\/td><td>\u6700\u9ad8\u8cb8\u6b3e\u984d\u4e0a\u9650<\/td><\/tr><tr><td>1,715 \u842c\u4ee5\u4e0a<\/td><td>70%<\/td><td>\u4e0d\u9069\u7528\u6309\u4fdd<\/td><td>\u6a13\u50f970%\u00a0<\/td><\/tr><tr><td>1,500 \u842c\u81f3 1,715 \u842c<\/td><td>70%<\/td><td>80%<\/td><td>\u4f9d\u4fdd\u96aa\u516c\u53f8\u5be9\u6279\u4e0a\u9650\u70ba\u6e96<\/td><\/tr><tr><td>1,000 \u842c\u81f3 1,500 \u842c<\/td><td>70%<\/td><td>80%<\/td><td>1,200\u842c\u5143<\/td><\/tr><tr><td>1,000 \u842c\u6216\u4ee5\u4e0b<\/td><td>70%<\/td><td>90%<\/td><td>900\u842c\u5143<\/td><\/tr><tr><td>\u975e\u4f4f\u5b85\uff08\u5de5\u5546\u8216\/\u8eca\u4f4d\uff09<\/td><td>70%<\/td><td>\u4e0d\u9069\u7528\u6309\u4fdd<\/td><td>\u6a13\u50f970%<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d1a2979 e-flex e-con-boxed e-con e-parent\" data-id=\"d1a2979\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1355693 elementor-widget elementor-widget-text-editor\" data-id=\"1355693\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E5%AE%B6%E8%BA%AB%E5%88%86%E8%88%87%E5%85%A5%E6%81%AF%E5%A6%82%E4%BD%95%E5%BD%B1%E9%9F%BF%E6%8C%89%E6%8F%AD%E5%AF%A9%E6%89%B9%EF%BC%9F\"><\/span><b>\u8cb7\u5bb6\u8eab\u5206\u8207\u5165\u606f\u5982\u4f55\u5f71\u97ff\u6309\u63ed\u5be9\u6279\uff1f<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p><b>\u8cb7\u5bb6\u7684\u5c31\u696d\u60c5\u6cc1\u3001\u8cb7\u6a13\u7528\u9014\uff08\u81ea\u4f4f\u6216\u51fa\u79df\uff09\u53ca\u662f\u5426\u8058\u7528\u64d4\u4fdd\u4eba\uff0c\u6703\u5f71\u97ff\u6309\u63ed\u4fdd\u96aa\u7684\u6210\u6578\u4e0a\u9650\u8207\u5165\u606f\u5be9\u67e5\u689d\u4ef6\u3002<\/b><\/p><p><span style=\"font-weight: 400;\">\u96d6\u7136\u9280\u884c\u5df2\u7d71\u4e00\u57fa\u790e7\u6210\u6309\u63ed\u7684\u9580\u6abb\uff0c\u4f46\u7533\u8acb\u9ad8\u6210\u6578\u6309\u63ed\u4fdd\u96aa\u6642\uff0c\u6309\u4fdd\u516c\u53f8\u5c0d\u7533\u8acb\u4eba\u7684\u8eab\u5206\u6709\u56b4\u683c\u5206\u985e\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u56fa\u5b9a\u53d7\u85aa vs. \u81ea\u50f1\/\u4f63\u91d1\u6536\u5165<\/b><span style=\"font-weight: 400;\">\uff1a\u56fa\u5b9a\u6708\u85aa\u7684\u9996\u7f6e\u8cb7\u5bb6\u7533\u8acb\u6309\u4fdd\u6700\u9ad8\u53ef\u505a 9 \u6210\uff1b\u4f46\u81ea\u50f1\u4eba\u58eb\u6216\u4e3b\u8981\u6536\u5165\u70ba\u4f63\u91d1\uff08\u975e\u56fa\u5b9a\u53d7\u85aa\uff09\u7684\u8cb7\u5bb6\uff0c\u6309\u4fdd\u6700\u9ad8\u6210\u6578\u901a\u5e38\u4e0a\u9650\u70ba <\/span><b>8 \u6210<\/b><span style=\"font-weight: 400;\">\u3002\u4f63\u91d1\u4e00\u822c\u6703\u4ee5\u904e\u53bb 6 \u81f3 12 \u500b\u6708\u7684\u5e73\u5747\u6708\u5165\u8a08\u7b97\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u9996\u7f6e\u81ea\u4f4f vs. \u6295\u8cc7\/\u516c\u53f8\u540d\u7fa9<\/b><span style=\"font-weight: 400;\">\uff1a8 \u6210\u81f39\u6210\u7684\u9ad8\u6210\u6578\u6309\u4fdd\u9650\u5b9a\u662f\u300c\u9996\u7f6e\u4e14\u81ea\u4f4f\u300d\u3002\u5373\u7533\u8acb\u6309\u4fdd\u6642\uff0c\u696d\u4e3b\u540d\u4e0b\u4e0d\u80fd\u6301\u6709\u4efb\u4f55\u5176\u4ed6\u9999\u6e2f\u4f4f\u5b85\u7269\u696d<\/span><span style=\"font-weight: 400;\">\u3002<\/span><span style=\"font-weight: 400;\"> \u6536\u79df\u7269\u696d\u6216\u4ee5\u516c\u53f8\u540d\u7fa9\u6301\u6709\u7684\u7269\u696d\uff0c\u6210\u6578\u4e0a\u9650\u7d71\u4e00\u70ba7\u6210\uff0c\u4f46\u4e0d\u80fd\u7533\u8acb\u6309\u4fdd\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u64d4\u4fdd\u4eba\uff08Guarantor\uff09\u8cc7\u683c<\/b><span style=\"font-weight: 400;\">\uff1a\u82e5\u501f\u6b3e\u4eba\u500b\u4eba\u5165\u606f\u7121\u6cd5\u6eff\u8db3 50% DSR \u8981\u6c42\uff0c\u53ef\u4ee5\u52a0\u5165\u76f4\u7cfb\u89aa\u5c6c\u4f5c\u70ba\u64d4\u4fdd\u4eba\u4f86\u5408\u4f75\u8a08\u7b97\u5165\u606f\u3002\u4f46\u82e5\u64d4\u4fdd\u4eba\u672c\u8eab\u5df2\u6709\u5176\u4ed6\u6309\u63ed\u8ca0\u64d4\uff0c\u8a72\u7b46\u6309\u63ed\u7684\u4f9b\u6b3e\u4e5f\u6703\u8a08\u5165\u7e3d\u50b5\u52d9\u4e2d\u3002<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0fcd39e e-flex e-con-boxed e-con e-parent\" data-id=\"0fcd39e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e6cf06 elementor-widget elementor-widget-text-editor\" data-id=\"9e6cf06\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E6%8C%89%E6%8F%AD%E4%BF%9D%E9%9A%AA%E8%B2%BB%E9%BB%9E%E6%A8%A3%E8%A8%88%EF%BC%9F%E9%AB%98%E6%88%90%E6%95%B8%E6%8C%89%E6%8F%AD%E7%9A%84%E5%BF%85%E5%82%99%E9%96%8B%E6%94%AF\"><\/span><b>\u6309\u63ed\u4fdd\u96aa\u8cbb\u9ede\u6a23\u8a08\uff1f\u9ad8\u6210\u6578\u6309\u63ed\u7684\u5fc5\u5099\u958b\u652f<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u7533\u8acb7\u6210\u4ee5\u4e0a\u7684\u6309\u63ed\u8cb8\u6b3e\u6642\uff0c\u8cb7\u5bb6\u5fc5\u9808\u7e73\u4ed8\u4e00\u6b21\u6027\u6216\u6309\u5e74\u652f\u4ed8\u7684\u6309\u63ed\u4fdd\u96aa\u8cbb\uff0c\u4fdd\u8cbb\u91d1\u984d\u4e00\u822c\u7d04\u70ba\u7e3d\u8cb8\u6b3e\u984d\u7684 1.5% \u81f3 4.5% \u4e0d\u7b49\u3002<\/p><p><span style=\"font-weight: 400;\">\u6309\u63ed\u4fdd\u96aa\u8cbb\uff08\u6309\u4fdd\u8cbb\uff09\u662f\u6309\u4fdd\u516c\u53f8\u627f\u64d4\u9ad8\u6210\u6578\u8cb8\u6b3e\u9055\u7d04\u98a8\u96aa\u6240\u6536\u53d6\u7684\u8cbb\u7528\u3002<\/span>\u5e02\u5834\u4e0a\u6700\u5e38\u898b<span style=\"font-weight: 400;\">\u9280\u884c\u8207\u6309\u4fdd\u516c\u53f8\u5411\u8cb7\u5bb6\u63d0\u4f9b\u7d04<\/span>65\u6298\u81f37\u6298\u7684\u4fdd\u8cbb\u6298\u6263\uff0c\u5be6\u969b\u6279\u51fa\u6298\u6263\u8996\u4e4e\u9280\u884c\u8207\u6309\u4fdd\u516c\u53f8\u6c7a\u5b9a <span style=\"font-weight: 400;\">\u3002<\/span><\/p><h3><span class=\"ez-toc-section\" id=\"%E6%8C%89%E6%8F%AD%E4%BF%9D%E9%9A%AA%E8%B2%BB%E7%8E%87%E6%A6%82%E7%AE%97%E8%A1%A8%EF%BC%88%E4%BB%A530%E5%B9%B4%E6%9C%9F%E6%B5%AE%E6%81%AF%E6%8C%89%E6%8F%AD%E7%82%BA%E4%BE%8B%EF%BC%89\"><\/span><b>\u6309\u63ed\u4fdd\u96aa\u8cbb\u7387\u6982\u7b97\u8868\uff08\u4ee530\u5e74\u671f\u6d6e\u606f\u6309\u63ed\u70ba\u4f8b\uff09<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3><table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\"><colgroup><col width=\"139\" \/><col width=\"99\" \/><col width=\"131\" \/><col width=\"135\" \/><\/colgroup><tbody><tr><td>\u6309\u63ed\u6210\u6578\u5340\u9593<\/td><td>\u4fdd\u8cbb\u7387\uff08\u6a19\u6e96\u539f\u50f9\uff09<\/td><td>65\u6298\u5f8c\u5be6\u8cea\u4fdd\u8cbb\u7387\uff08\u6982\u7b97\uff09<\/td><td>\u53ef\u5426\u52a0\u501f\u5165\u8cb8\u6b3e\uff1f<\/td><\/tr><tr><td>70% &#8211; 80%<\/td><td>\u7d04 1.50% &#8211; 2.15%<\/td><td>\u7d04 0.98% &#8211; 1.40%<\/td><td>\u53ef\u4ee5<\/td><\/tr><tr><td>80% &#8211; 85%<\/td><td>\u7d04 2.40% &#8211; 3.20%<\/td><td>\u7d04 1.56% &#8211; 2.08%<\/td><td>\u53ef\u4ee5<\/td><\/tr><tr><td>85% &#8211; 90%<\/td><td>\u7d04 3.35% &#8211; 4.35%<\/td><td>\u7d04 2.18% &#8211; 2.83%<\/td><td>\u53ef\u4ee5<\/td><\/tr><\/tbody><\/table><p>\u00a0<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u652f\u4ed8\u65b9\u5f0f<\/b><span style=\"font-weight: 400;\">\uff1a\u5927\u90e8\u5206\u8cb7\u5bb6\u9078\u64c7\u300c\u4e00\u6b21\u904e\u4ed8\u6e05\u300d\uff0c\u4e26\u5c07\u4fdd\u8cbb\u76f4\u63a5\u52a0\u501f\u5165\u6309\u63ed\u8cb8\u6b3e\u4e2d\uff0c\u5206 30 \u5e74\u96a8\u6708\u4f9b\u6524\u9084\uff0c\u7121\u9700\u5728\u5165\u5e02\u6642\u652f\u4ed8\u984d\u5916\u73fe\u91d1\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u9000\u4fdd\u6a5f\u5236<\/b><span style=\"font-weight: 400;\">\uff1a\u82e5\u8cb7\u5bb6\u5728\u9996 3 \u5e74\u5167\u63d0\u65e9\u5168\u6578\u9084\u6e05\u8cb8\u6b3e\u6216\u8fa6\u7406\u8f49\u6309\uff0c\u6309\u4fdd\u516c\u53f8\u6703\u6309\u6bd4\u4f8b\u9000\u9084\u90e8\u5206\u5df2\u7e73\u4ea4\u7684\u4e00\u6b21\u6027\u4fdd\u8cbb\uff08\u9996\u5e74\u900040%\u3001\u6b21\u5e74\u900025%\u3001\u7b2c\u4e09\u5e74\u900015%\uff09\u3002<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fc5e44 e-flex e-con-boxed e-con e-parent\" data-id=\"5fc5e44\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-519b961 elementor-widget elementor-widget-text-editor\" data-id=\"519b961\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E7%89%B9%E8%89%B2%E7%89%A9%E6%A5%AD%E6%8C%89%E6%8F%AD%E9%99%90%E5%88%B6%EF%BC%9A%E6%9D%91%E5%B1%8B%E8%88%87%E5%94%90%E6%A8%93\"><\/span><b>\u7279\u8272\u7269\u696d\u6309\u63ed\u9650\u5236\uff1a\u6751\u5c4b\u8207\u5510\u6a13<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u5510\u6a13\u8207\u6751\u5c4b\u96d6\u7136\u540c\u6a23\u9069\u7528\u9280\u884c\u6700\u9ad87\u6210\u6309\u63ed\uff0c\u4f46\u5be9\u6279\u6642\u53d7\u9650\u65bc\u6a13\u9f61\u6263\u6e1b\u516c\u5f0f\u3001\u5730\u5951\u689d\u6b3e\u53ca\u6a13\u5b87\u7d50\u69cb\u72c0\u6cc1\uff0c\u6309\u4fdd\u6210\u6578\u4e0a\u9650\u4ea6\u6709\u6240\u4e0d\u540c\u3002<\/p><p><span style=\"font-weight: 400;\">\u7279\u8272\u7269\u696d\u7531\u65bc\u6d41\u52d5\u6027\u8f03\u4f4e\u4e14\u53ef\u80fd\u5b58\u5728\u7522\u6b0a\u554f\u984c\uff0c\u9280\u884c\u5be9\u6279\u66f4\u70ba\u5be9\u614e\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5510\u6a13\u6309\u63ed\u5e74\u671f\u9650\u5236<\/b><span style=\"font-weight: 400;\">\uff1a\u9280\u884c\u591a\u63a1\u7528\u300c75 \u6e1b\u6a13\u9f61\u300d\u6216\u300c80 \u6e1b\u6a13\u9f61\u300d\u4f86\u8a08\u7b97\u6700\u9577\u4f9b\u6b3e\u5e74\u671f\u3002\u82e5\u5510\u6a13\u6a13\u9f61\u9ad8\u9054 55\u5e74\uff0c\u6700\u9577\u4f9b\u6b3e\u5e74\u671f\u53ef\u80fd\u50c5\u5269 25 \u5e74\uff0880 &#8211; 55\uff09\u3002\u6a13\u9f61\u8d85\u904e 50 \u5e74\u7684\u5510\u6a13\u975e\u5e38\u96e3\u7372\u6279\u9ad8\u6210\u6578\u6309\u4fdd\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u6751\u5c4b\u6309\u4fdd\u6210\u6578\u4e0a\u9650<\/b><span style=\"font-weight: 400;\">\uff1a\u6751\u5c4b\u7533\u8acb\u6309\u63ed\u4fdd\u96aa\uff0c\u6700\u9ad8\u6210\u6578\u4e0a\u9650\u901a\u5e38\u70ba <\/span>80%\u81f385%<span style=\"font-weight: 400;\">\uff08\u79c1\u6a13\u53ef\u9054 90%\uff09\uff0c\u6700\u9577\u4f9b\u6b3e\u5e74\u671f\u4e00\u822c\u4e0a\u9650\u70ba 30 \u5e74\uff08\u591a\u4ee5\u300c55 \u6e1b\u6a13\u9f61\u300d\u8a08\u7b97\uff09\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u62d2\u6279\u5730\u96f7 <\/b><span style=\"font-weight: 400;\">\uff1a\u5929\u53f0\u6216\u5929\u4e95\u6709\u56b4\u91cd\u9055\u4f8b\u50ed\u5efa\u3001\u7f3a\u5c11\u7368\u7acb\u8def\u6b0a\uff08\u904e\u8def\u8cbb\u722d\u8b70\uff09\u3001\u6216\u7269\u696d\u5c6c\u65bc\u300c\u7956\u5802\u5730\u300d\uff0c\u5747\u53ef\u80fd\u5c0e\u81f4\u9280\u884c\u62d2\u6279\u6309\u63ed\u3002<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6393309 e-flex e-con-boxed e-con e-parent\" data-id=\"6393309\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c56aff3 elementor-widget elementor-widget-text-editor\" data-id=\"c56aff3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E8%B3%87%E5%8A%A9%E6%88%BF%E5%B1%8B%E6%8C%89%E6%8F%AD%EF%BC%9A%E5%B1%85%E5%B1%8B%E3%80%81%E7%B6%A0%E7%BD%AE%E5%B1%85%E8%88%87%E7%99%BD%E5%B1%85%E4%BA%8C\"><\/span><b>\u8cc7\u52a9\u623f\u5c4b\u6309\u63ed\uff1a\u5c45\u5c4b\u3001\u7da0\u7f6e\u5c45\u8207\u767d\u5c45\u4e8c<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\u623f\u59d4\u6703\u65d7\u4e0b\u7684\u4e00\u624b\u5c45\u5c4b\u8207\u7da0\u7f6e\u5c45\u4eab\u6709\u653f\u5e9c\u64d4\u4fdd\uff0c\u7da0\u8868\u8cb7\u5bb6\u6700\u9ad8\u53ef\u505a 95% \u6309\u63ed\uff0c\u767d\u8868\u6700\u9ad8 90%\uff0c\u4e14\u7121\u9700\u8cfc\u8cb7\u6309\u63ed\u4fdd\u96aa\u8207\u9032\u884c\u58d3\u529b\u6e2c\u8a66\u3002\n\n<span style=\"font-weight: 400;\">\u8cc7\u52a9\u623f\u5c4b\u7684\u6309\u63ed\u6a5f\u5236\u8207\u79c1\u4eba\u4f4f\u5b85\u6709\u986f\u8457\u5206\u5225\uff1a<\/span>\n<ul>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u4e00\u624b\u5c45\u5c4b\u8207\u7da0\u7f6e\u5c45<\/b><span style=\"font-weight: 400;\">\uff1a\u7da0\u8868\u6700\u9ad895%\u6309\u63ed\u3001\u767d\u8868\u6700\u9ad890%\uff0c\u514d\u6309\u4fdd\u8cbb\uff0c\u76f4\u63a5\u7531\u9280\u884c\u6279\u51fa\u9ad8\u6210\u6578\u8cb8\u6b3e\uff0c\u5be9\u6279\u904e\u7a0b\u6975\u70ba\u7c21\u6f54\u3002<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u672a\u88dc\u5730\u50f9\u4e8c\u624b\u5c45\u5c4b\uff08\u767d\u5c45\u4e8c\/\u7da0\u8868\uff09<\/b><span style=\"font-weight: 400;\">\uff1a\u6309\u63ed\u6210\u6578\u8996\u4e4e\u653f\u5e9c\u300c\u64d4\u4fdd\u671f\u300d\uff08\u73fe\u5df2\u5ef6\u9577\u81f3\u6700\u9577 50 \u5e74\uff09\u3002\u82e5\u64d4\u4fdd\u671f\u5145\u8db3\uff0c\u8cb7\u5bb6\u53ef\u505a 90%\u81f395%\u6309\u63ed\uff1b\u82e5\u64d4\u4fdd\u671f\u81e8\u8fd1\u5c46\u6eff\uff0c\u9280\u884c\u6703\u76f8\u61c9\u964d\u4f4e\u6309\u63ed\u6210\u6578\u6216\u7e2e\u77ed\u4f9b\u6b3e\u5e74\u671f\u3002<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u623f\u5354\u8cc7\u52a9\u623f\u5c4b\u5dee\u7570<\/b><span style=\"font-weight: 400;\">\uff1a\u623f\u5354\uff08HKHS\uff09\u767c\u5c55\u7684\u8cc7\u52a9\u623f\u5c4b\u6c92\u6709\u653f\u5e9c\u64d4\u4fdd\uff0c\u5be9\u6279\u6a5f\u5236\u8207\u4e00\u822c\u79c1\u4eba\u4f4f\u5b85\u76f8\u540c\uff0c\u505a\u9ad8\u6210\u6578\u6309\u63ed\u9700\u7d93\u7531 HKMC \u6309\u4fdd\u5be9\u6838\u3002<\/span><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63917f7 e-flex e-con-boxed e-con e-parent\" data-id=\"63917f7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1abddc2 elementor-widget elementor-widget-text-editor\" data-id=\"1abddc2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E4%B8%80%E6%89%8B%E6%A8%93%E8%8A%B1_vs%E4%BA%8C%E6%89%8B%E6%A8%93%EF%BC%9A%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8%E6%9C%89%E5%88%86%E5%88%A5%E5%97%8E%EF%BC%9F\"><\/span><b>\u4e00\u624b\u6a13\u82b1 vs\u4e8c\u624b\u6a13\uff1a\u6309\u63ed\u6210\u6578\u6709\u5206\u5225\u55ce\uff1f<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u4e00\u624b\u6a13\u82b1\u4e0d\u8ad6\u63a1\u7528\u300c\u5373\u4f9b\u4ed8\u6b3e\u300d\u6216\u300c\u5efa\u7bc9\u671f\u4ed8\u6b3e\u300d\uff0c\u5747\u80fd\u4eab\u6709\u8207\u4e8c\u624b\u73fe\u6a13\u76f8\u540c\u7684\u6309\u63ed\u6210\u6578\u4e0a\u9650\u8207\u9ad8\u6210\u6578\u6309\u4fdd\u8cc7\u683c\u3002<span style=\"font-weight: 400;\">\u73fe\u884c\u6309\u63ed\u4fdd\u96aa\u653f\u7b56\u5df2\u5168\u9762\u653e\u5bec\uff0c\u6a13\u82b1\u8cb7\u5bb6\u5728\u9078\u64c7\u4ed8\u6b3e\u8a08\u5283\u6642\u66f4\u5177\u5f48\u6027\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5373\u4f9b\u4ed8\u6b3e<\/b><span style=\"font-weight: 400;\">\uff1a\u7c3d\u8a02\u81e8\u7d04\u5f8c\u96a8\u5373\u5411\u9280\u884c\u7533\u8acb\u6309\u63ed\uff0c\u53ef\u5373\u6642\u9396\u5b9a\u6309\u63ed\u5229\u7387\u8207\u4f30\u50f9\uff0c\u7269\u696d\u50f9\u503c 1,000\u842c\u5143\u6216\u4ee5\u4e0b\u540c\u6a23\u6700\u9ad8\u53ef\u505a 90%\u6309\u4fdd\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5efa\u7bc9\u671f\u4ed8\u6b3e<\/b><span style=\"font-weight: 400;\">\uff1a\u65bc\u6a13\u82b1\u81e8\u8fd1\u843d\u6210\uff08\u6536\u6a13\u524d 3 \u81f3 6 \u500b\u6708\uff09\u624d\u7533\u8acb\u6309\u63ed\u3002\u524d\u671f\u8cc7\u91d1\u58d3\u529b\u8f03\u4f4e\uff0c\u4f46\u82e5\u5efa\u6a13\u671f\u9593\u6a13\u5e02\u6ce2\u52d5\uff0c\u6536\u6a13\u6642\u53ef\u80fd\u9762\u81e8\u4f30\u50f9\u4e0d\u8db3\u7684\u98a8\u96aa\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u767c\u5c55\u5546\u512a\u60e0\u8207\u56de\u8d08<\/b><span style=\"font-weight: 400;\">\uff1a\u82e5\u767c\u5c55\u5546\u63d0\u4f9b\u73fe\u91d1\u56de\u8d08\u6216\u6298\u6263\uff0c\u9280\u884c\u8a08\u7b97\u6309\u63ed\u6210\u6578\u6642\uff0c\u6703\u5148\u5f9e\u5408\u7d04\u6210\u4ea4\u50f9\u4e2d\u6263\u9664\u6240\u6709\u56de\u8d08\uff0c\u4ee5\u300c\u6de8\u5408\u7d04\u50f9\u300d\u4f5c\u70ba\u8a08\u7b97\u6309\u63ed\u91d1\u984d\u7684\u57fa\u6578\u3002<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08bae47 e-flex e-con-boxed e-con e-parent\" data-id=\"08bae47\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e0a1439 elementor-widget elementor-widget-text-editor\" data-id=\"e0a1439\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E8%BD%89%E6%8C%89%E8%88%87%E5%A5%97%E7%8F%BE%E7%9A%84%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8%E9%99%90%E5%88%B6\"><\/span><b>\u8f49\u6309\u8207\u5957\u73fe\u7684\u6309\u63ed\u6210\u6578\u9650\u5236<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u4e00\u822c\u7d14\u8f49\u6309\u6216\u8f49\u6309\u5957\u73fe\uff0c\u9280\u884c\u6700\u9ad8\u6309\u63ed\u6210\u6578\u4e0a\u9650\u5747\u70ba 70%\uff1b\u82e5\u7b26\u5408\u81ea\u4f4f\u689d\u4ef6\uff0c\u53ef\u900f\u904e\u6309\u63ed\u4fdd\u96aa\u7533\u8acb\u6700\u9ad8 80%\u7684\u8f49\u6309\u6210\u6578\u3002<\/p><p><span style=\"font-weight: 400;\">\u8f49\u6309\u662f\u6307\u5c07\u73fe\u6709\u7269\u696d\u7684\u6309\u63ed\u7531 A \u9280\u884c\u8f49\u79fb\u81f3 B \u9280\u884c\uff0c\u7528\u4ee5\u8cfa\u53d6\u73fe\u91d1\u56de\u8d08\u6216\u964d\u4f4e\u5229\u7387\uff1a<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u4e00\u822c\u8f49\u6309\u5957\u73fe\uff08\u4e0a\u9650 7 \u6210\uff09<\/b><span style=\"font-weight: 400;\">\uff1a\u82e5\u7269\u696d\u5347\u503c\uff0c\u696d\u4e3b\u53ef\u4ee5\u6309\u6700\u65b0\u4f30\u50f9\u7533\u8acb\u6700\u9ad8 7 \u6210\u6309\u63ed\u3002\u6e05\u9084\u820a\u6309\u63ed\u9918\u984d\u5f8c\uff0c\u5269\u9918\u7684\u8cc7\u91d1\u5373\u53ef\u5957\u73fe\u63d0\u53d6\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u6309\u4fdd\u8f49\u6309\uff08\u4e0a\u9650 8 \u6210\uff09<\/b><span style=\"font-weight: 400;\">\uff1a\u82e5\u60f3\u900f\u904e\u8f49\u6309\u5957\u73fe\u66f4\u591a\u8cc7\u91d1\uff0c\u53ef\u7d93\u7531\u6309\u4fdd\u7533\u8acb\u6700\u9ad880%\u6309\u63ed\uff0c\u4f46\u7269\u696d\u5fc5\u9808\u81ea\u4f4f\uff0c\u7269\u696d\u50f9\u503c\u70ba600\u842c\u5143\u6216\u4ee5\u4e0b<\/span><b>\uff0c<\/b><span style=\"font-weight: 400;\">\u501f\u6b3e\u4eba\u5fc5\u9808\u6709\u56fa\u5b9a\u5165\u606f\uff0c\u975e\u56fa\u5b9a\u6536\u5165\u3001\u4f63\u91d1\u6216\u81ea\u50f1\u4eba\u58eb\u7684\u5be9\u6279\u96e3\u5ea6\u6975\u9ad8\u3002<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u52a0\u6309\u5be9\u6838<\/b><span style=\"font-weight: 400;\">\uff1a\u8f49\u6309\u52a0\u6309\u5957\u73fe\u7684\u6700\u9577\u4f9b\u6b3e\u5e74\u671f\u4e00\u822c\u53ef\u9054 30 \u5e74\uff08\u8996\u6a13\u9f61\u53ca\u501f\u6b3e\u4eba\u5e74\u9f61\u800c\u5b9a\uff09\uff0c\u8cb7\u5bb6\u5fc5\u9808\u91cd\u65b0\u901a\u904e 50% \u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387 (DSR) \u7684\u5165\u606f\u5be9\u6838\u3002<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a1185dc e-flex e-con-boxed e-con e-parent\" data-id=\"a1185dc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-acf4839 elementor-widget elementor-widget-text-editor\" data-id=\"acf4839\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E6%8C%89%E6%8F%AD%E8%A9%A6%E7%AE%97%E6%83%85%E5%A2%83%E7%AF%84%E4%BE%8B%E8%88%87%E5%AF%A6%E7%94%A8%E5%B7%A5%E5%85%B7%E6%8E%A8%E8%96%A6\"><\/span><b>\u6309\u63ed\u8a66\u7b97\u60c5\u5883\u7bc4\u4f8b\u8207\u5be6\u7528\u5de5\u5177\u63a8\u85a6<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p>\u4ee5\u4e0b\u900f\u904e\u5169\u500b\u5be6\u969b\u7f6e\u696d\u60c5\u5883\uff0c\u7bc4\u4f8b\u8aaa\u660e\u9996\u7f6e\u81ea\u4f4f\u5ba2\u8207\u6295\u8cc7\u5ba2\u7684\u9996\u671f\u3001\u8cb8\u6b3e\u984d\u53ca DSR \u8a08\u7b97\u5dee\u7570\u3002<\/p><h3><span class=\"ez-toc-section\" id=\"%E6%83%85%E5%A2%83%E4%B8%80%EF%BC%9A%E9%A6%96%E7%BD%AE%E5%AE%A2%E8%B2%B7600%E8%90%AC%E5%85%83%E7%A7%81%E6%A8%93%EF%BC%88%E5%81%9A9%E6%88%90%E6%8C%89%E6%8F%AD%EF%BC%89\"><\/span><b>\u60c5\u5883\u4e00\uff1a<\/b><strong>\u9996\u7f6e\u5ba2\u8cb7600\u842c\u5143\u79c1\u6a13\uff08\u505a9\u6210\u6309\u63ed\uff09<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u7269\u696d\u6210\u4ea4\u50f9<\/b><span style=\"font-weight: 400;\">\uff1a600\u842c\u5143\uff08\u81ea\u4f4f\u9996\u7f6e\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u6309\u63ed\u6210\u6578<\/b><span style=\"font-weight: 400;\">\uff1a90%\uff08\u9280\u884c 70%+\u6309\u4fdd20%\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u8cb7\u6a13\u9996\u671f<\/b><span style=\"font-weight: 400;\">\uff1a60\u842c\u5143\uff08600\u842c\u5143 \u00d710%\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u57fa\u790e\u8cb8\u6b3e\u91d1\u984d<\/b><span style=\"font-weight: 400;\">\uff1a540 \u842c\u5143<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u52a0\u501f\u6309\u4fdd\u8cbb<\/b><span style=\"font-weight: 400;\">\uff1a\u7d0413.5\u842c\u5143\uff08\u4ee565\u6298\u5f8c\u7d04 2.5% \u4fdd\u8cbb\u7387\u8a08\u7b97\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u7e3d\u8cb8\u6b3e\u984d<\/b><span style=\"font-weight: 400;\">\uff1a\u7d04553.5\u842c\u5143<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u6bcf\u6708\u4f9b\u6b3e\u8207\u5165\u606f\u9580\u6abb<\/b><span style=\"font-weight: 400;\">\uff1a\u4ee5 30 \u5e74\u671f\u3001\u5229\u7387 3.875% \u8a08\u7b97\uff0c\u6bcf\u6708\u4f9b\u6b3e\u7d04 26,000\u5143\uff0c\u630950%DSR\u8a08\u7b97\uff0c\u6700\u4f4e\u5bb6\u5ead\u6708\u5165\u8981\u6c42\u7d04\u70ba<\/span>52,000\u5143<span style=\"font-weight: 400;\">\u3002<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3db160 e-flex e-con-boxed e-con e-parent\" data-id=\"f3db160\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98e01f7 elementor-widget elementor-widget-text-editor\" data-id=\"98e01f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span class=\"ez-toc-section\" id=\"%E6%83%85%E5%A2%83%E4%BA%8C%EF%BC%9A%E6%8A%95%E8%B3%87%E5%AE%A2%E8%B2%B7_800_%E8%90%AC%E6%94%B6%E7%A7%9F%E7%89%A9%E6%A5%AD%EF%BC%88%E5%81%9A_7_%E6%88%90%E6%8C%89%E6%8F%AD%EF%BC%89\"><\/span><b>\u60c5\u5883\u4e8c\uff1a\u6295\u8cc7\u5ba2\u8cb7 $800 \u842c\u6536\u79df\u7269\u696d\uff08\u505a 7 \u6210\u6309\u63ed\uff09<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u7269\u696d\u6210\u4ea4\u50f9<\/b><span style=\"font-weight: 400;\">\uff1a800\u842c\u5143\uff08\u51fa\u79df\u6295\u8cc7\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u6309\u63ed\u6210\u6578<\/b><span style=\"font-weight: 400;\">\uff1a70%\uff08\u4e00\u822c\u9280\u884c\u6700\u9ad8\u4e0a\u9650\uff0c\u4e0d\u9069\u7528\u6309\u4fdd\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u81ea\u5099\u8cb7\u6a13\u9996\u671f<\/b><span style=\"font-weight: 400;\">\uff1a240\u842c\u5143\uff08800\u842c\u5143 \u00d7 30%\uff09<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u8cb8\u6b3e\u91d1\u984d<\/b><span style=\"font-weight: 400;\">\uff1a560\u842c\u5143<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u6bcf\u6708\u4f9b\u6b3e\u8207\u5165\u606f\u9580\u6abb<\/b><span style=\"font-weight: 400;\">\uff1a\u4ee5 30 \u5e74\u671f\u3001\u5229\u7387 3.875% \u8a08\u7b97\uff0c\u6bcf\u6708\u4f9b\u6b3e\u7d0426,300\u5143\uff0c\u6700\u4f4e\u6708\u5165\u8981\u6c42\u7d04<\/span><b>52,600\u5143<\/b><span style=\"font-weight: 400;\">\uff08\u82e5\u55ae\u4f4d\u5df2\u51fa\u79df\uff0c\u64ec\u5b9a\u79df\u91d1\u6536\u5165\u76847\u6210\u53ef\u8a08\u5165\u6708\u5165\uff09\u3002<\/span><\/li><\/ul><p><b>\u5be6\u7528\u5de5\u5177\u63a8\u85a6<\/b><span style=\"font-weight: 400;\">\uff1a\u4f7f\u7528House730\u7684<\/span><a href=\"https:\/\/www.house730.com\/tools\/taxpc\/\"><span style=\"font-weight: 400;\">\u6309\u63ed\u8a08\u7b97\u6a5f<\/span><\/a><span style=\"font-weight: 400;\">\uff0c\u53ea\u9700\u8f38\u5165\u7269\u696d\u552e\u50f9\u3001\u6309\u63ed\u6210\u6578\u8207\u5e74\u671f\uff0c\u5373\u53ef\u4e00\u9375\u8a08\u7b97\u6700\u7cbe\u78ba\u7684\u6bcf\u6708\u4f9b\u6b3e\u8207\u5165\u606f\u8981\u6c42\u3002<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1410c74 e-flex e-con-boxed e-con e-parent\" data-id=\"1410c74\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ee2fc2 elementor-widget elementor-widget-image\" data-id=\"0ee2fc2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.house730.com\/buy\/t1\/?pmax=400&#038;utm_source=house730&#038;utm_medium=article&#038;utm_campaign=1018969_%E8%B2%B7%E6%A8%93%E6%8C%89%E6%8F%AD%E6%88%90%E6%95%B8\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"360\" src=\"https:\/\/faq.house730.com\/subfaq\/post\/2026\/08\/20260814112232876.png\" class=\"attachment-full size-full wp-image-1019498\" alt=\"100\u868a\u5370\u82b1\u7a05\u7269\u696d House730\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-af04b4e e-flex e-con-boxed e-con e-parent\" data-id=\"af04b4e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5da7b0d elementor-widget elementor-widget-text-editor\" data-id=\"5da7b0d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span class=\"ez-toc-section\" id=\"%E8%B2%B7%E6%A8%93%E6%8C%89%E6%8F%AD%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span>\u8cb7\u6a13\u6309\u63ed\u5e38\u898b\u554f\u984c<b><\/b><span class=\"ez-toc-section-end\"><\/span><\/h2><p>Q1: \u6211\u6708\u51654\u842c\uff0c\u6700\u591a\u53ef\u4ee5\u501f\u5230\u5e7e\u591a\u6309\u63ed\uff1f<br \/>A\uff1a\u6708\u5165 4 \u842c\u5143\u5728 50% \u4f9b\u6b3e\u5165\u606f\u6bd4\u7387\uff08DSR)\u9650\u5236\u4e0b\uff0c\u6bcf\u6708\u6700\u9ad8\u4f9b\u6b3e\u984d\u70ba20,000\u5143\uff1b\u4ee5 30 \u5e74\u671f\u6309\u63ed\u5229\u7387 3.875% \u8a08\u7b97\uff0c\u6700\u9ad8\u53ef\u7372\u6279\u7d04420 \u842c\u5143\u6309\u63ed\u8cb8\u6b3e\uff0c\u82e5\u9996\u7f6e\u81ea\u4f4f\u8cb7460 \u842c\u5143\u7269\u696d\uff0c\u53ef\u505a\u9ad8\u90549\u6210\u6309\u63ed\u3002<\/p><p>Q2: \u8cb7\u5c45\u5c4b\u505a\u4e5d\u6210\u6309\u63ed\u4f7f\u5514\u4f7f\u4ffe\u6309\u63ed\u4fdd\u96aa\u8cbb\uff1f<br \/>A\uff1a\u4e0d\u9700\u8981\uff0c\u56e0\u70ba\u623f\u59d4\u6703\u4e00\u624b\u5c45\u5c4b\u53ca\u7da0\u7f6e\u5c45\u7531\u653f\u5e9c\u63d0\u4f9b\u4fe1\u7528\u64d4\u4fdd\uff0c\u8cb7\u5bb6\u7121\u9700\u7533\u8acb\u6309\u63ed\u4fdd\u96aa\u516c\u53f8\uff08HKMC\uff09\u7684\u4fdd\u96aa\uff0c\u56e0\u6b64\u7701\u53bb\u5168\u6578\u6309\u63ed\u4fdd\u96aa\u8cbb\u3002<\/p><p>Q3: \u8cb7\u7b2c\u4e8c\u5c64\u6a13\u6e96\u5099\u6536\u79df\uff0c\u6309\u63ed\u6210\u6578\u6700\u9ad8\u53ef\u4ee5\u505a\u5e7e\u591a\uff1f<br \/>A\uff1a\u7b2c\u4e8c\u5c64\u6a13\u7528\u4f5c\u6536\u79df\u6295\u8cc7\uff0c\u6309\u63ed\u6210\u6578\u4e0a\u9650\u6700\u9ad8\u70ba70%\uff0c\u4e14\u7121\u6cd5\u7533\u8acb\u6309\u63ed\u4fdd\u96aa\u3002<\/p><p>Q4: \u5982\u679c\u9280\u884c\u4f30\u50f9\u4e0d\u8db3\uff0c\u5c0d\u6211\u539f\u672c\u9810\u8a08\u8981\u4ffe\u5605\u9996\u671f\u6709\u54a9\u5f71\u97ff\uff1f<br \/>A\uff1a\u9280\u884c\u4f30\u50f9\u4e0d\u8db3\u6703\u5c0e\u81f4\u5be6\u969b\u6279\u51fa\u7684\u8cb8\u6b3e\u984d\u6e1b\u5c11\uff0c\u8cb7\u5bb6\u5fc5\u9808\u81ea\u884c\u51fa\u8cc7\u88dc\u8db3\u6210\u4ea4\u50f9\u8207\u4f30\u50f9\u8cb8\u6b3e\u984d\u4e4b\u9593\u7684\u5dee\u984d\uff0c\u4ee4\u9996\u671f\u8ca0\u64d4\u986f\u8457\u589e\u52a0\u3002<\/p><p>Q5: \u5982\u679c\u6211\u4fc2\u81ea\u50f1\u4eba\u58eb\u6216\u8005\u6de8\u4fc2\u51fa\u4f63\u91d1\uff0c\u6309\u63ed\u6210\u6578\u6703\u5514\u6703\u4ffe\u9280\u884c\u6263\u6e1b\uff1f<br \/>A\uff1a\u9280\u884c\u57fa\u790e\u6309\u63ed\u6210\u657870%\u4e0d\u6703\u6263\u6e1b\uff0c\u4f46\u82e5\u7533\u8acb\u6309\u63ed\u4fdd\u96aa\uff0c\u81ea\u50f1\u6216\u4f63\u91d1\u6536\u5165\u70ba\u4e3b\u7684\u4eba\u58eb\u6700\u9ad8\u6309\u63ed\u6210\u6578\u901a\u5e38\u6703\u753190%\u964d\u81f3\u6700\u9ad880%\u3002<\/p><p>Q6: \u6211\u7747\u4e2d\u5c64\u5510\u6a13\u6a13\u9f61\u8d85\u904e50\u5e74\uff0c\u4ef2\u53ef\u5514\u53ef\u4ee5\u505a\u5230\u9ad8\u6210\u6578\u6309\u63ed\uff1f<br \/>A\uff1a\u96e3\u5ea6\u6975\u9ad8\uff0c\u6a13\u9f61\u8d85\u904e 50 \u5e74\u7684\u5510\u6a13\u6309\u4fdd\u7533\u8acb\u6975\u96e3\u7372\u6279\uff0c\u4e14\u9280\u884c\u591a\u53d7\u300c75\u621680\u6e1b\u6a13\u9f61\u300d\u9650\u5236\u800c\u7e2e\u77ed\u4f9b\u6b3e\u5e74\u671f\uff0c\u4e00\u822c\u53ea\u80fd\u505a\u6700\u9ad860%\u81f370%\u6309\u63ed\u3002<\/p><p>Q7: \u8cb7\u65b0\u76e4\u6a13\u82b1\u7528\u5373\u4f9b\u4ed8\u6b3e\uff0c\u4f9d\u5bb6\u505a\u5514\u505a\u5230\u4e5d\u6210\u6309\u4fdd\uff1f<br \/>A\uff1a\u53ef\u4ee5\uff0c\u73fe\u884c\u6309\u63ed\u4fdd\u96aa\u653f\u7b56\u5df2\u5168\u9762\u653e\u5bec\uff0c\u4e00\u624b\u6a13\u82b1\u63a1\u7528\u5373\u4f9b\u4ed8\u6b3e\u8207\u5efa\u7bc9\u671f\u4ed8\u6b3e\uff0c\u540c\u6a23\u9069\u7528\u6700\u9ad890%\u6309\u4fdd\uff08\u7269\u696d\u50f9\u503c1,000\u842c\u5143\u6216\u4ee5\u4e0b\uff09\u3002<\/p><p>Q8: \u6a13\u50f9\u5347\u5497\u60f3\u8f49\u6309\u9806\u4fbf\u5957\u73fe\uff0c\u6309\u63ed\u6210\u6578\u4e0a\u9650\u6700\u9ad8\u4fc2\u5e7e\u591a\uff1f<br \/>A\uff1a\u4e00\u822c\u9280\u884c\u8f49\u6309\u5957\u73fe\u4e0a\u9650\u6700\u9ad8\u70ba 7 \u6210\uff1b\u82e5\u900f\u904e\u6309\u63ed\u4fdd\u96aa\u7533\u8acb\u8f49\u6309\uff0c\u6700\u9ad8\u6309\u63ed\u6210\u6578\u53ef\u9054\u6a13\u50f980%<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1271973 e-flex e-con-boxed e-con e-parent\" data-id=\"1271973\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a67917 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"0a67917\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.house730.com\/buy\/t1\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u60f3\u6435\u6a13\uff1f\u5462\u5ea6\u6709\u9f4a\u5168\u6e2f\u653e\u76e4<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>&#46;&#46;&#46;<\/p>\n","protected":false},"author":15,"featured_media":1018971,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[910182,910190],"tags":[1008899,1008903,104037,1008895,1008901,1008897],"new_properties":[1008100,410426,410423],"class_list":["post-1018969","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-910182","category-910190","tag-1008899","tag-1008903","tag-104037","tag-1008895","tag-1008901","tag-1008897","new_properties-park-silicon","new_properties-new-property-1000426","new_properties-new-property-1000423"],"acf":[],"aioseo_notices":[],"lang":"zh","translations":{"zh":1018969,"cn":1018999},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/1018969"}],"collection":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/comments?post=1018969"}],"version-history":[{"count":3,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/1018969\/revisions"}],"predecessor-version":[{"id":1019931,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/posts\/1018969\/revisions\/1019931"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media\/1018971"}],"wp:attachment":[{"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/media?parent=1018969"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/categories?post=1018969"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/tags?post=1018969"},{"taxonomy":"new_properties","embeddable":true,"href":"https:\/\/www.house730.com\/news\/wp-json\/wp\/v2\/new_properties?post=1018969"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}