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	<title>9成按揭 - 香港地產新聞 - House730</title>
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	<description>House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！</description>
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		<title>兩大按保公司審批彈性不一 如何幫到手? (上)</title>
		<link>https://www.house730.com/news/1016103/%e5%85%a9%e5%a4%a7%e6%8c%89%e4%bf%9d%e5%85%ac%e5%8f%b8%e5%af%a9%e6%89%b9%e5%bd%88%e6%80%a7%e4%b8%8d%e4%b8%80-%e5%a6%82%e4%bd%95%e5%b9%ab%e5%88%b0%e6%89%8b-%e4%b8%8a/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Mon, 19 Jan 2026 03:33:02 +0000</pubDate>
				<category><![CDATA[二手速遞]]></category>
		<category><![CDATA[9成按揭]]></category>
		<category><![CDATA[按揭保險]]></category>
		<category><![CDATA[按揭保險計劃]]></category>
		<category><![CDATA[村屋]]></category>
		<category><![CDATA[樓價]]></category>
		<category><![CDATA[補地價]]></category>
		<category><![CDATA[資助性房屋]]></category>
		<category><![CDATA[金管局]]></category>
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					<description><![CDATA[<p>現時銀行按揭成數上限為7成，若需要再提高按揭成數，按揭借款人需透過銀行申請按揭保險計劃，按揭成數高達9成。透過按保計劃，銀行7成按揭以上的貸款已由保險提供保障，因此銀行可向客戶提供高成數按揭而無須承擔高於7成按揭的額外風險；而借款人亦可按需要透過按保減輕首期負擔。</p>
<p>The post <a href="https://www.house730.com/news/1016103/%e5%85%a9%e5%a4%a7%e6%8c%89%e4%bf%9d%e5%85%ac%e5%8f%b8%e5%af%a9%e6%89%b9%e5%bd%88%e6%80%a7%e4%b8%8d%e4%b8%80-%e5%a6%82%e4%bd%95%e5%b9%ab%e5%88%b0%e6%89%8b-%e4%b8%8a/" data-wpel-link="internal">兩大按保公司審批彈性不一 如何幫到手? (上)</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>浮動入息人士如何獲批9成按揭</title>
		<link>https://www.house730.com/news/1007218/%e6%b5%ae%e5%8b%95%e5%85%a5%e6%81%af%e4%ba%ba%e5%a3%ab%e5%a6%82%e4%bd%95%e7%8d%b2%e6%89%b99%e6%88%90%e6%8c%89%e6%8f%ad/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Sat, 04 Jan 2025 02:00:35 +0000</pubDate>
				<category><![CDATA[說樓解按 王美鳯]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[9成按揭]]></category>
		<category><![CDATA[專家]]></category>
		<category><![CDATA[浮動入息]]></category>
		<category><![CDATA[王美鳯]]></category>
		<category><![CDATA[說樓解按]]></category>
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					<description><![CDATA[<p>樓按全面放寬，加上按揭保險計劃已於近年逐步放寬，置業上車門檻得以降低，更有效幫助用家上車或更換單位。</p>
<p>The post <a href="https://www.house730.com/news/1007218/%e6%b5%ae%e5%8b%95%e5%85%a5%e6%81%af%e4%ba%ba%e5%a3%ab%e5%a6%82%e4%bd%95%e7%8d%b2%e6%89%b99%e6%88%90%e6%8c%89%e6%8f%ad/" data-wpel-link="internal">浮動入息人士如何獲批9成按揭</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>瞭解按保以外9成按揭選擇 樓價上限更高(下)</title>
		<link>https://www.house730.com/news/32693/%e7%9e%ad%e8%a7%a3%e6%8c%89%e4%bf%9d%e4%bb%a5%e5%a4%969%e6%88%90%e6%8c%89%e6%8f%ad%e9%81%b8%e6%93%87-%e6%a8%93%e5%83%b9%e4%b8%8a%e9%99%90%e6%9b%b4%e9%ab%98%e4%b8%8b/</link>
		
		<dc:creator><![CDATA[王美鳯]]></dc:creator>
		<pubDate>Tue, 23 Jan 2024 02:30:00 +0000</pubDate>
				<category><![CDATA[說樓解按 王美鳯]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[9成按揭]]></category>
		<category><![CDATA[專家]]></category>
		<category><![CDATA[按保計劃]]></category>
		<category><![CDATA[樓價]]></category>
		<category><![CDATA[王美鳳]]></category>
		<category><![CDATA[說樓解按]]></category>
		<category><![CDATA[銀行]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/32693/%e7%9e%ad%e8%a7%a3%e6%8c%89%e4%bf%9d%e4%bb%a5%e5%a4%969%e6%88%90%e6%8c%89%e6%8f%ad%e9%81%b8%e6%93%87-%e6%a8%93%e5%83%b9%e4%b8%8a%e9%99%90%e6%9b%b4%e9%ab%98%e4%b8%8b/" data-wpel-link="internal">瞭解按保以外9成按揭選擇 樓價上限更高(下)</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>瞭解按保以外9成按揭選擇 樓價上限更高(上)</title>
		<link>https://www.house730.com/news/32692/%e7%9e%ad%e8%a7%a3%e6%8c%89%e4%bf%9d%e4%bb%a5%e5%a4%969%e6%88%90%e6%8c%89%e6%8f%ad%e9%81%b8%e6%93%87-%e6%a8%93%e5%83%b9%e4%b8%8a%e9%99%90%e6%9b%b4%e9%ab%98%e4%b8%8a/</link>
		
		<dc:creator><![CDATA[王美鳯]]></dc:creator>
		<pubDate>Sat, 20 Jan 2024 02:00:00 +0000</pubDate>
				<category><![CDATA[說樓解按 王美鳯]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[9成按揭]]></category>
		<category><![CDATA[專家]]></category>
		<category><![CDATA[按保計劃]]></category>
		<category><![CDATA[樓價]]></category>
		<category><![CDATA[王美鳳]]></category>
		<category><![CDATA[說樓解按]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/32692/%e7%9e%ad%e8%a7%a3%e6%8c%89%e4%bf%9d%e4%bb%a5%e5%a4%969%e6%88%90%e6%8c%89%e6%8f%ad%e9%81%b8%e6%93%87-%e6%a8%93%e5%83%b9%e4%b8%8a%e9%99%90%e6%9b%b4%e9%ab%98%e4%b8%8a/" data-wpel-link="internal">瞭解按保以外9成按揭選擇 樓價上限更高(上)</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>按保物業需自住 轉作出租前先甩按保(上)</title>
		<link>https://www.house730.com/news/31097/%e6%8c%89%e4%bf%9d%e7%89%a9%e6%a5%ad%e9%9c%80%e8%87%aa%e4%bd%8f-%e8%bd%89%e4%bd%9c%e5%87%ba%e7%a7%9f%e5%89%8d%e5%85%88%e7%94%a9%e6%8c%89%e4%bf%9d%e4%b8%8a/</link>
		
		<dc:creator><![CDATA[王美鳯]]></dc:creator>
		<pubDate>Sat, 24 Jun 2023 02:00:00 +0000</pubDate>
				<category><![CDATA[說樓解按 王美鳯]]></category>
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		<category><![CDATA[王美鳳]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/31097/%e6%8c%89%e4%bf%9d%e7%89%a9%e6%a5%ad%e9%9c%80%e8%87%aa%e4%bd%8f-%e8%bd%89%e4%bd%9c%e5%87%ba%e7%a7%9f%e5%89%8d%e5%85%88%e7%94%a9%e6%8c%89%e4%bf%9d%e4%b8%8a/" data-wpel-link="internal">按保物業需自住 轉作出租前先甩按保(上)</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>擔保人除了擔保入息外，還可以是年齡上的擔保？</title>
		<link>https://www.house730.com/news/30829/%e6%93%94%e4%bf%9d%e4%ba%ba%e9%99%a4%e4%ba%86%e6%93%94%e4%bf%9d%e5%85%a5%e6%81%af%e5%a4%96%e9%82%84%e5%8f%af%e4%bb%a5%e6%98%af%e5%b9%b4%e9%bd%a1%e4%b8%8a%e7%9a%84%e6%93%94%e4%bf%9d/</link>
		
		<dc:creator><![CDATA[黃詠欣]]></dc:creator>
		<pubDate>Tue, 06 Jun 2023 02:00:00 +0000</pubDate>
				<category><![CDATA[按揭小百科 黃詠欣]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[9成按揭]]></category>
		<category><![CDATA[按揭小百科]]></category>
		<category><![CDATA[擔保人]]></category>
		<category><![CDATA[黃詠欣]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/30829/%e6%93%94%e4%bf%9d%e4%ba%ba%e9%99%a4%e4%ba%86%e6%93%94%e4%bf%9d%e5%85%a5%e6%81%af%e5%a4%96%e9%82%84%e5%8f%af%e4%bb%a5%e6%98%af%e5%b9%b4%e9%bd%a1%e4%b8%8a%e7%9a%84%e6%93%94%e4%bf%9d/" data-wpel-link="internal">擔保人除了擔保入息外，還可以是年齡上的擔保？</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>有報稅、有糧單、固定入息為何不能批出90%按揭？</title>
		<link>https://www.house730.com/news/29102/%e6%9c%89%e5%a0%b1%e7%a8%85%e6%9c%89%e7%b3%a7%e5%96%ae%e5%9b%ba%e5%ae%9a%e5%85%a5%e6%81%af%e7%82%ba%e4%bd%95%e4%b8%8d%e8%83%bd%e6%89%b9%e5%87%ba90-%e6%8c%89%e6%8f%ad/</link>
		
		<dc:creator><![CDATA[黃詠欣]]></dc:creator>
		<pubDate>Fri, 23 Dec 2022 06:27:00 +0000</pubDate>
				<category><![CDATA[按揭小百科 黃詠欣]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[9成按揭]]></category>
		<category><![CDATA[按揭小百科]]></category>
		<category><![CDATA[擔保]]></category>
		<category><![CDATA[自僱人士]]></category>
		<category><![CDATA[黃詠欣]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/29102/%e6%9c%89%e5%a0%b1%e7%a8%85%e6%9c%89%e7%b3%a7%e5%96%ae%e5%9b%ba%e5%ae%9a%e5%85%a5%e6%81%af%e7%82%ba%e4%bd%95%e4%b8%8d%e8%83%bd%e6%89%b9%e5%87%ba90-%e6%8c%89%e6%8f%ad/" data-wpel-link="internal">有報稅、有糧單、固定入息為何不能批出90%按揭？</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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