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	<title>21講樓 - 香港地產新聞 - House730</title>
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	<description>House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！</description>
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		<title>樓市踏入小陽春 購買力變作購買意慾</title>
		<link>https://www.house730.com/news/29850/%e6%a8%93%e5%b8%82%e8%b8%8f%e5%85%a5%e5%b0%8f%e9%99%bd%e6%98%a5-%e8%b3%bc%e8%b2%b7%e5%8a%9b%e8%ae%8a%e4%bd%9c%e8%b3%bc%e8%b2%b7%e6%84%8f%e6%85%be/</link>
		
		<dc:creator><![CDATA[吳啟民]]></dc:creator>
		<pubDate>Fri, 24 Feb 2023 02:00:00 +0000</pubDate>
				<category><![CDATA[21港樓 吳啟民]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[21講樓]]></category>
		<category><![CDATA[世紀21]]></category>
		<category><![CDATA[吳啟民]]></category>
		<category><![CDATA[小陽春]]></category>
		<category><![CDATA[樓市]]></category>
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					<description><![CDATA[<p>受惠於中港全面通關，市面零售消費市場亦已顯著回升，股市拾級而上，加上本地銀行利率已幾近見頂等利好因素，踏入兔年整體一、二手交投已顯著回升，預期每月一、二手成交量可由去年年底平均每月僅3000宗，顯著回升至每月約5000宗的水平，樓市已正式踏入小陽春。</p>
<p>The post <a href="https://www.house730.com/news/29850/%e6%a8%93%e5%b8%82%e8%b8%8f%e5%85%a5%e5%b0%8f%e9%99%bd%e6%98%a5-%e8%b3%bc%e8%b2%b7%e5%8a%9b%e8%ae%8a%e4%bd%9c%e8%b3%bc%e8%b2%b7%e6%84%8f%e6%85%be/" data-wpel-link="internal">樓市踏入小陽春 購買力變作購買意慾</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
			</item>
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		<title>加息下精明選擇 借錢套息或成新趨勢</title>
		<link>https://www.house730.com/news/29040/%e5%8a%a0%e6%81%af%e4%b8%8b%e7%b2%be%e6%98%8e%e9%81%b8%e6%93%87-%e5%80%9f%e9%8c%a2%e5%a5%97%e6%81%af%e6%88%96%e6%88%90%e6%96%b0%e8%b6%a8%e5%8b%a2/</link>
		
		<dc:creator><![CDATA[吳啟民]]></dc:creator>
		<pubDate>Tue, 20 Dec 2022 03:00:00 +0000</pubDate>
				<category><![CDATA[21港樓 吳啟民]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[21講樓]]></category>
		<category><![CDATA[借錢套息]]></category>
		<category><![CDATA[加息]]></category>
		<category><![CDATA[吳啟民]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/?p=29040</guid>

					<description><![CDATA[<p>雖然近月美國通脹稍稍回落，不過整體而言通脹仍處於高水平，最新美國聯儲局亦再度加息以應對通脹，與此同時，香港資金亦出現外流現象，本地銀行同業拆息持續高企下，香港銀行亦需要跟隨美國加息，加息壓力持續，買家入市心態轉趨審慎，樓價仍然處於整固期，不過在加息大環境下，因應近期本地銀行相繼調高定期存款息率，令市場出現存款息率高於按揭息率的現象，在此情況下業主可作精明選擇，趁機「借錢套息」，趁低息加按或轉按，再將資金存入銀行作定期以賺錢「息差」，相信有關套息活動或會成為樓市新趨勢。</p>
<p>The post <a href="https://www.house730.com/news/29040/%e5%8a%a0%e6%81%af%e4%b8%8b%e7%b2%be%e6%98%8e%e9%81%b8%e6%93%87-%e5%80%9f%e9%8c%a2%e5%a5%97%e6%81%af%e6%88%96%e6%88%90%e6%96%b0%e8%b6%a8%e5%8b%a2/" data-wpel-link="internal">加息下精明選擇 借錢套息或成新趨勢</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>劈價盤湧現 用家宜趁機「執平貨」</title>
		<link>https://www.house730.com/news/27459/%e5%8a%88%e5%83%b9%e7%9b%a4%e6%b9%a7%e7%8f%be-%e7%94%a8%e5%ae%b6%e5%ae%9c%e8%b6%81%e6%a9%9f%e5%9f%b7%e5%b9%b3%e8%b2%a8/</link>
		
		<dc:creator><![CDATA[吳啟民]]></dc:creator>
		<pubDate>Tue, 30 Aug 2022 06:00:00 +0000</pubDate>
				<category><![CDATA[21港樓 吳啟民]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[21講樓]]></category>
		<category><![CDATA[二手市場]]></category>
		<category><![CDATA[劈價]]></category>
		<category><![CDATA[吳啟民]]></category>
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					<description><![CDATA[<p>近月樓市兩極化的現象愈見明顯，近月一手新盤市場持續暢旺，整體新盤銷情的持續理想，8月份的新盤銷售更創下自去年5月以來的近15個月新高，不過與此同時，整體二手市場交投持續淡靜，個別較心急出貨的業主只好減價放售單位，令市場湧現一大批「減價盤」、以至「劈價盤」，加上個別「移民盤」出現，整體二手樓價持續整體，個別成交價更出現「一個平過一個」的現象。</p>
<p>The post <a href="https://www.house730.com/news/27459/%e5%8a%88%e5%83%b9%e7%9b%a4%e6%b9%a7%e7%8f%be-%e7%94%a8%e5%ae%b6%e5%ae%9c%e8%b6%81%e6%a9%9f%e5%9f%b7%e5%b9%b3%e8%b2%a8/" data-wpel-link="internal">劈價盤湧現 用家宜趁機「執平貨」</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<item>
		<title>加息、開關前樓市膠著 宜趁機執平貨</title>
		<link>https://www.house730.com/news/26622/%e5%8a%a0%e6%81%af%e9%96%8b%e9%97%9c%e5%89%8d%e6%a8%93%e5%b8%82%e8%86%a0%e8%91%97-%e5%ae%9c%e8%b6%81%e6%a9%9f%e5%9f%b7%e5%b9%b3%e8%b2%a8/</link>
		
		<dc:creator><![CDATA[吳啟民]]></dc:creator>
		<pubDate>Wed, 13 Jul 2022 08:16:10 +0000</pubDate>
				<category><![CDATA[21港樓 吳啟民]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[21講樓]]></category>
		<category><![CDATA[吳啟民]]></category>
		<category><![CDATA[買樓]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/?p=26622</guid>

					<description><![CDATA[<p>七月又是加息月，美國聯儲局將於月底再次進行議息會議，市場已普遍預期今個月美國勢必加度大幅加息以對抗通脹，當然今年以來美國已先後三度加息，累計加息一厘半，不過香港銀行仍然未有跟隨加息，香港幾時加息仍需視乎本地資金的情況及同業拆息變成，加息周期開始，難免會影響買家的購買意慾，市民入市心態自然變得審慎。</p>
<p>The post <a href="https://www.house730.com/news/26622/%e5%8a%a0%e6%81%af%e9%96%8b%e9%97%9c%e5%89%8d%e6%a8%93%e5%b8%82%e8%86%a0%e8%91%97-%e5%ae%9c%e8%b6%81%e6%a9%9f%e5%9f%b7%e5%b9%b3%e8%b2%a8/" data-wpel-link="internal">加息、開關前樓市膠著 宜趁機執平貨</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>疫下動工量減 剛需仍然殷切</title>
		<link>https://www.house730.com/news/26382/%e7%96%ab%e4%b8%8b%e5%8b%95%e5%b7%a5%e9%87%8f%e6%b8%9b-%e5%89%9b%e9%9c%80%e4%bb%8d%e7%84%b6%e6%ae%b7%e5%88%87/</link>
		
		<dc:creator><![CDATA[吳啟民]]></dc:creator>
		<pubDate>Mon, 27 Jun 2022 08:37:27 +0000</pubDate>
				<category><![CDATA[21港樓 吳啟民]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[21講樓]]></category>
		<category><![CDATA[吳啟民]]></category>
		<category><![CDATA[樓價]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/26382/%e7%96%ab%e4%b8%8b%e5%8b%95%e5%b7%a5%e9%87%8f%e6%b8%9b-%e5%89%9b%e9%9c%80%e4%bb%8d%e7%84%b6%e6%ae%b7%e5%88%87/" data-wpel-link="internal">疫下動工量減 剛需仍然殷切</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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