黃詠欣 - 香港地產新聞 - House730 https://www.house730.com/news House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！ Wed, 03 Jan 2024 02:00:15 +0000 zh-HK hourly 1 https://wordpress.org/?v=6.6.2 【專才置業按揭攻略】來港買樓稅項及按揭注意事項 https://www.house730.com/news/32616/%e5%b0%88%e6%89%8d%e7%bd%ae%e6%a5%ad%e6%8c%89%e6%8f%ad%e6%94%bb%e7%95%a5%e4%be%86%e6%b8%af%e8%b2%b7%e6%a8%93%e7%a8%85%e9%a0%85%e5%8f%8a%e6%8c%89%e6%8f%ad%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a0%85/ Tue, 09 Jan 2024 02:00:00 +0000 https://www.house730.com/news/?p=32616 ...

The post 【專才置業按揭攻略】來港買樓稅項及按揭注意事項 first appeared on 香港地產新聞 - House730.

]]> 樓價跌幅已足以抵銷加息的影響？ https://www.house730.com/news/32572/%e6%a8%93%e5%83%b9%e8%b7%8c%e5%b9%85%e5%b7%b2%e8%b6%b3%e4%bb%a5%e6%8a%b5%e9%8a%b7%e5%8a%a0%e6%81%af%e7%9a%84%e5%bd%b1%e9%9f%bf/ Tue, 26 Dec 2023 03:05:00 +0000 https://www.house730.com/news/?p=32572 ...

The post 樓價跌幅已足以抵銷加息的影響？ first appeared on 香港地產新聞 - House730.

]]> 負資產會引發Call loan嗎？如何應對？ https://www.house730.com/news/32535/%e8%b2%a0%e8%b3%87%e7%94%a2%e6%9c%83%e5%bc%95%e7%99%bccall-loan%e5%97%8e%e5%a6%82%e4%bd%95%e6%87%89%e5%b0%8d/ Tue, 19 Dec 2023 02:00:00 +0000 https://www.house730.com/news/?p=32535 ...

The post 負資產會引發Call loan嗎？如何應對？ first appeared on 香港地產新聞 - House730.

]]> 經營小生意或自僱人士的按揭陷阱 https://www.house730.com/news/32465/%e7%b6%93%e7%87%9f%e5%b0%8f%e7%94%9f%e6%84%8f%e6%88%96%e8%87%aa%e5%83%b1%e4%ba%ba%e5%a3%ab%e7%9a%84%e6%8c%89%e6%8f%ad%e9%99%b7%e9%98%b1/ Tue, 05 Dec 2023 02:00:00 +0000 https://www.house730.com/news/?p=32465 ...

The post 經營小生意或自僱人士的按揭陷阱 first appeared on 香港地產新聞 - House730.

]]> 【人生勝利組】大幅加薪，稅單未反映加幅，能以最新入息申請按揭嗎？ https://www.house730.com/news/32236/%e4%ba%ba%e7%94%9f%e5%8b%9d%e5%88%a9%e7%b5%84%e5%a4%a7%e5%b9%85%e5%8a%a0%e8%96%aa%e7%a8%85%e5%96%ae%e6%9c%aa%e5%8f%8d%e6%98%a0%e5%8a%a0%e5%b9%85%e8%83%bd%e4%bb%a5%e6%9c%80%e6%96%b0%e5%85%a5%e6%81%af/ Tue, 31 Oct 2023 02:00:00 +0000 https://www.house730.com/news/?p=32236 ...

The post 【人生勝利組】大幅加薪，稅單未反映加幅，能以最新入息申請按揭嗎？ first appeared on 香港地產新聞 - House730.

]]> 藥房主管薪金於疫後「復常」增3 倍 銀行質疑造假拒批按揭？ https://www.house730.com/news/32032/%e8%97%a5%e6%88%bf%e4%b8%bb%e7%ae%a1%e8%96%aa%e9%87%91%e6%96%bc%e7%96%ab%e5%be%8c%e5%be%a9%e5%b8%b8%e5%a2%9e3-%e5%80%8d-%e9%8a%80%e8%a1%8c%e8%b3%aa%e7%96%91%e9%80%a0%e5%81%87%e6%8b%92%e6%89%b9/ Tue, 03 Oct 2023 02:00:00 +0000 https://www.house730.com/news/?p=32032 ...

The post 藥房主管薪金於疫後「復常」增3 倍 銀行質疑造假拒批按揭？ first appeared on 香港地產新聞 - House730.

]]> 離婚後獲前夫「無條件」轉讓物業 為何轉售或按揭套現皆遇阻？ https://www.house730.com/news/31993/%e9%9b%a2%e5%a9%9a%e5%be%8c%e7%8d%b2%e5%89%8d%e5%a4%ab%e7%84%a1%e6%a2%9d%e4%bb%b6%e8%bd%89%e8%ae%93%e7%89%a9%e6%a5%ad-%e7%82%ba%e4%bd%95%e8%bd%89%e5%94%ae%e6%88%96%e6%8c%89%e6%8f%ad%e5%a5%97%e7%8f%be/ Tue, 26 Sep 2023 03:00:00 +0000 https://www.house730.com/news/?p=31993 ...

The post 離婚後獲前夫「無條件」轉讓物業 為何轉售或按揭套現皆遇阻？ first appeared on 香港地產新聞 - House730.

]]> 【實例拆解】醫管局員工置業貸款壓力測試及貸款年期計算方法 https://www.house730.com/news/31745/%e5%af%a6%e4%be%8b%e6%8b%86%e8%a7%a3%e9%86%ab%e7%ae%a1%e5%b1%80%e5%93%a1%e5%b7%a5%e7%bd%ae%e6%a5%ad%e8%b2%b8%e6%ac%be%e5%a3%93%e5%8a%9b%e6%b8%ac%e8%a9%a6%e5%8f%8a%e8%b2%b8%e6%ac%be%e5%b9%b4%e6%9c%9f/ Tue, 29 Aug 2023 02:00:00 +0000 https://www.house730.com/news/?p=31745 ...

The post 【實例拆解】醫管局員工置業貸款壓力測試及貸款年期計算方法 first appeared on 香港地產新聞 - House730.

]]> 醫管局員工置業貸款 如何計算才最划算？ https://www.house730.com/news/31697/%e9%86%ab%e7%ae%a1%e5%b1%80%e5%93%a1%e5%b7%a5%e7%bd%ae%e6%a5%ad%e8%b2%b8%e6%ac%be-%e5%a6%82%e4%bd%95%e8%a8%88%e7%ae%97%e6%89%8d%e6%9c%80%e5%88%92%e7%ae%97/ Tue, 22 Aug 2023 02:00:00 +0000 https://www.house730.com/news/?p=31697 醫管局員工置業貸款計劃（Enhanced HLISS）已陸續發出原則上批准書(AIP)，亦有兩間大型銀行接受相關按揭申請，一二手物業及轉按皆適用。這個醫管局員工置業貸款計劃與一般銀行按揭計劃有何不同？要注意甚麼？息率低見1厘固然吸引，但實際供款真的少了嗎？申請上困難嗎？如何才取得最多優惠？

The post 醫管局員工置業貸款 如何計算才最划算？ first appeared on 香港地產新聞 - House730.

]]> 有外地犯罪紀錄，會影響本地按揭審批？ https://www.house730.com/news/31651/%e6%9c%89%e5%a4%96%e5%9c%b0%e7%8a%af%e7%bd%aa%e7%b4%80%e9%8c%84%e6%9c%83%e5%bd%b1%e9%9f%bf%e6%9c%ac%e5%9c%b0%e6%8c%89%e6%8f%ad%e5%af%a9%e6%89%b9/ Tue, 15 Aug 2023 01:55:10 +0000 https://www.house730.com/news/?p=31651 不少人也知道曾經破產、撇帳或信貸紀錄太差，例如H級或以下，如想申請按揭難度會較高。不過，原來不單單信貸紀錄會影響按揭審批，有金錢相關的犯罪紀錄、曾有洗黑錢紀錄等等，都會成為按揭批核的障礙。

The post 有外地犯罪紀錄，會影響本地按揭審批？ first appeared on 香港地產新聞 - House730.

]]> 高成數按揭出租陷阱 及早轉按免犯法 https://www.house730.com/news/31479/%e9%ab%98%e6%88%90%e6%95%b8%e6%8c%89%e6%8f%ad%e5%87%ba%e7%a7%9f%e9%99%b7%e9%98%b1-%e5%8f%8a%e6%97%a9%e8%bd%89%e6%8c%89%e5%85%8d%e7%8a%af%e6%b3%95/ Tue, 01 Aug 2023 01:22:00 +0000 https://www.house730.com/news/?p=31479 ...

The post 高成數按揭出租陷阱 及早轉按免犯法 first appeared on 香港地產新聞 - House730.

]]> 【新盤按揭難題】發展商優惠要扣減按揭金額？影響按揭成數？ https://www.house730.com/news/31237/%e6%96%b0%e7%9b%a4%e6%8c%89%e6%8f%ad%e9%9b%a3%e9%a1%8c%e7%99%bc%e5%b1%95%e5%95%86%e5%84%aa%e6%83%a0%e8%a6%81%e6%89%a3%e6%b8%9b%e6%8c%89%e6%8f%ad%e9%87%91%e9%a1%8d%e5%bd%b1%e9%9f%bf%e6%8c%89%e6%8f%ad/ Tue, 04 Jul 2023 01:00:00 +0000 https://www.house730.com/news/?p=31237 近年不少新盤都會有不同的折扣優惠，部分可高達樓價的20%，於申請做按揭時，銀行一般會要求以扣減發展商優惠後的「折實價」，即俗稱的光豬價，去計算按揭成數，如果購入前未計算清楚，或會出現「失預算」的情況。

The post 【新盤按揭難題】發展商優惠要扣減按揭金額？影響按揭成數？ first appeared on 香港地產新聞 - House730.

]]> 加息，但轉按現金回贈創新高，現在是轉按好時機嗎？ https://www.house730.com/news/31075/%e5%8a%a0%e6%81%af%e4%bd%86%e8%bd%89%e6%8c%89%e7%8f%be%e9%87%91%e5%9b%9e%e8%b4%88%e5%89%b5%e6%96%b0%e9%ab%98%e7%8f%be%e5%9c%a8%e6%98%af%e8%bd%89%e6%8c%89%e5%a5%bd%e6%99%82%e6%a9%9f%e5%97%8e/ Tue, 27 Jun 2023 01:00:00 +0000 https://www.house730.com/news/?p=31075 ...

The post 加息，但轉按現金回贈創新高，現在是轉按好時機嗎？ first appeared on 香港地產新聞 - House730.

]]> 找到高入息按揭擔保人，便能萬無一失？ https://www.house730.com/news/31037/%e6%89%be%e5%88%b0%e9%ab%98%e5%85%a5%e6%81%af%e6%8c%89%e6%8f%ad%e6%93%94%e4%bf%9d%e4%ba%ba%e4%be%bf%e8%83%bd%e8%90%ac%e7%84%a1%e4%b8%80%e5%a4%b1/ Thu, 22 Jun 2023 02:00:00 +0000 https://www.house730.com/news/?p=31037 ...

The post 找到高入息按揭擔保人，便能萬無一失？ first appeared on 香港地產新聞 - House730.

]]> 「事故」發生在大廈公家地方，會否變「事故單位」？會否影響按揭審批？ https://www.house730.com/news/31029/%e4%ba%8b%e6%95%85%e7%99%bc%e7%94%9f%e5%9c%a8%e5%a4%a7%e5%bb%88%e5%85%ac%e5%ae%b6%e5%9c%b0%e6%96%b9%e6%9c%83%e5%90%a6%e8%ae%8a%e4%ba%8b%e6%95%85%e5%96%ae%e4%bd%8d%e6%9c%83%e5%90%a6%e5%bd%b1%e9%9f%bf/ Tue, 20 Jun 2023 01:00:00 +0000 https://www.house730.com/news/?p=31029 近日有一套電影講述在大廈走廊發現「死屍」，由於擔心單位變成「凶宅」(事故單位)，樓價大跌 ，全座大廈的人合力想運走該「死者」而引發一堆笑料。其實現實中，如果「事故」不是於單位內發生，算不算事故單位呢？真的會影響到按揭審批嗎？

The post 「事故」發生在大廈公家地方，會否變「事故單位」？會否影響按揭審批？ first appeared on 香港地產新聞 - House730.

]]> 擔保人除了擔保入息外，還可以是年齡上的擔保？ https://www.house730.com/news/30829/%e6%93%94%e4%bf%9d%e4%ba%ba%e9%99%a4%e4%ba%86%e6%93%94%e4%bf%9d%e5%85%a5%e6%81%af%e5%a4%96%e9%82%84%e5%8f%af%e4%bb%a5%e6%98%af%e5%b9%b4%e9%bd%a1%e4%b8%8a%e7%9a%84%e6%93%94%e4%bf%9d/ Tue, 06 Jun 2023 02:00:00 +0000 https://www.house730.com/news/?p=30829 ...

The post 擔保人除了擔保入息外，還可以是年齡上的擔保？ first appeared on 香港地產新聞 - House730.

]]> 【公務員注意】部分薪金津貼 做按揭時或不計每月入息！ https://www.house730.com/news/30760/%e5%85%ac%e5%8b%99%e5%93%a1%e6%b3%a8%e6%84%8f%e9%83%a8%e5%88%86%e8%96%aa%e9%87%91%e6%b4%a5%e8%b2%bc-%e5%81%9a%e6%8c%89%e6%8f%ad%e6%99%82%e6%88%96%e4%b8%8d%e8%a8%88%e6%af%8f%e6%9c%88%e5%85%a5%e6%81%af/ Tue, 30 May 2023 02:00:00 +0000 https://www.house730.com/news/?p=30760 ...

The post 【公務員注意】部分薪金津貼 做按揭時或不計每月入息！ first appeared on 香港地產新聞 - House730.

]]> 綠置居2022揀樓在即，沒有入息證明，能獲批按揭嗎？ https://www.house730.com/news/30693/%e7%b6%a0%e7%bd%ae%e5%b1%852022%e6%8f%80%e6%a8%93%e5%9c%a8%e5%8d%b3%e6%b2%92%e6%9c%89%e5%85%a5%e6%81%af%e8%ad%89%e6%98%8e%e8%83%bd%e7%8d%b2%e6%89%b9%e6%8c%89%e6%8f%ad%e5%97%8e/ Tue, 23 May 2023 02:00:00 +0000 https://www.house730.com/news/?p=30693 ...

The post 綠置居2022揀樓在即，沒有入息證明，能獲批按揭嗎？ first appeared on 香港地產新聞 - House730.

]]> 選用新盤先住後付計劃 做按揭時或會影響「借唔足」？ https://www.house730.com/news/30623/%e9%81%b8%e7%94%a8%e6%96%b0%e7%9b%a4%e5%85%88%e4%bd%8f%e5%be%8c%e4%bb%98%e8%a8%88%e5%8a%83-%e5%81%9a%e6%8c%89%e6%8f%ad%e6%99%82%e6%88%96%e6%9c%83%e5%bd%b1%e9%9f%bf%e5%80%9f%e5%94%94%e8%b6%b3/ Tue, 16 May 2023 02:00:00 +0000 https://www.house730.com/news/?p=30623 ...

The post 選用新盤先住後付計劃 做按揭時或會影響「借唔足」？ first appeared on 香港地產新聞 - House730.

]]> 新盤設按揭利息保障，足以抵消加息影響？ https://www.house730.com/news/30581/%e6%96%b0%e7%9b%a4%e8%a8%ad%e6%8c%89%e6%8f%ad%e5%88%a9%e6%81%af%e4%bf%9d%e9%9a%9c%e8%b6%b3%e4%bb%a5%e6%8a%b5%e6%b6%88%e5%8a%a0%e6%81%af%e5%bd%b1%e9%9f%bf/ Tue, 09 May 2023 02:00:00 +0000 https://www.house730.com/news/?p=30581 ...

The post 新盤設按揭利息保障，足以抵消加息影響？ first appeared on 香港地產新聞 - House730.

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