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	<title>破產 - 香港地產新聞 - House730</title>
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	<description>House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！</description>
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		<title>銀主盤有增無減 是警號？還是訊號！</title>
		<link>https://www.house730.com/news/1014128/%e9%8a%80%e4%b8%bb%e7%9b%a4%e6%9c%89%e5%a2%9e%e7%84%a1%e6%b8%9b-%e6%98%af%e8%ad%a6%e8%99%9f%ef%bc%9f%e9%82%84%e6%98%af%e8%a8%8a%e8%99%9f%ef%bc%81/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Tue, 02 Sep 2025 04:52:59 +0000</pubDate>
				<category><![CDATA[21港樓 吳啟民]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[吳啟民專欄]]></category>
		<category><![CDATA[失業]]></category>
		<category><![CDATA[樓市]]></category>
		<category><![CDATA[欠款]]></category>
		<category><![CDATA[破產]]></category>
		<category><![CDATA[警號]]></category>
		<category><![CDATA[負資產]]></category>
		<category><![CDATA[銀主盤]]></category>
		<category><![CDATA[銀行]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/?p=1014128</guid>

					<description><![CDATA[<p>過去數年間整體樓市持續整固，樓價已經連續三年下跌，平均跌幅已經至少達三、四成，不過隨著低息環境持續，一、二手交投回升，今年樓市已有見底回升的跡象，按差餉物業估價署的私人住宅樓價指數，最新樓價指數已經連續4個月上升，而最新7月份的樓價指數已升穿年初水平，換言之年初至今樓價已錄得輕微升幅，樓市整固期是否已經完結，樓價是否已經走出谷底而出現U型反彈，不過與此同時本地經濟仍未走出寒冬，失業率回升，企業結業、倒閉潮仍然持續，再者市場上的銀主盤確實有增無減，新增的銀主盤持續高於售出銀主盤數目，銀主盤是增加是樓市的警號？</p>
<p>The post <a href="https://www.house730.com/news/1014128/%e9%8a%80%e4%b8%bb%e7%9b%a4%e6%9c%89%e5%a2%9e%e7%84%a1%e6%b8%9b-%e6%98%af%e8%ad%a6%e8%99%9f%ef%bc%9f%e9%82%84%e6%98%af%e8%a8%8a%e8%99%9f%ef%bc%81/" data-wpel-link="internal">銀主盤有增無減 是警號？還是訊號！</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
			</item>
		<item>
		<title>香港不能出現爛尾樓</title>
		<link>https://www.house730.com/news/1013259/%e9%a6%99%e6%b8%af%e4%b8%8d%e8%83%bd%e5%87%ba%e7%8f%be%e7%88%9b%e5%b0%be%e6%a8%93/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Thu, 24 Jul 2025 03:00:34 +0000</pubDate>
				<category><![CDATA[樓市說亮話 湯文亮]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[專欄]]></category>
		<category><![CDATA[樓價]]></category>
		<category><![CDATA[湯文亮]]></category>
		<category><![CDATA[爛尾樓]]></category>
		<category><![CDATA[物業投資者]]></category>
		<category><![CDATA[破產]]></category>
		<category><![CDATA[補差額]]></category>
		<category><![CDATA[銀行]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/?p=1013259</guid>

					<description><![CDATA[<p>有老友問，我最擔心香港樓市出現什麼情況，是否物業投資者被call loan而集體躺平，不過老友話很奇怪，傳聞有投資者被call loan已經好耐，但唔見有投資者走路或者破產，反而一些中小型地產商，唔聲唔聲就嚇你一驚，消息一出就已經去到債務違約，八掛的YouTuber 竟然事先收唔到任何消息，之後梗係大把嘢講。</p>
<p>The post <a href="https://www.house730.com/news/1013259/%e9%a6%99%e6%b8%af%e4%b8%8d%e8%83%bd%e5%87%ba%e7%8f%be%e7%88%9b%e5%b0%be%e6%a8%93/" data-wpel-link="internal">香港不能出現爛尾樓</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>曾破產人士想買樓  未必要等足5年</title>
		<link>https://www.house730.com/news/24150/%e6%9b%be%e7%a0%b4%e7%94%a2%e4%ba%ba%e5%a3%ab%e6%83%b3%e8%b2%b7%e6%a8%93-%e6%9c%aa%e5%bf%85%e8%a6%81%e7%ad%89%e8%b6%b35%e5%b9%b4/</link>
		
		<dc:creator><![CDATA[House730]]></dc:creator>
		<pubDate>Fri, 21 Jan 2022 04:30:00 +0000</pubDate>
				<category><![CDATA[買樓租樓知識]]></category>
		<category><![CDATA[置業提醒你]]></category>
		<category><![CDATA[信貸評級]]></category>
		<category><![CDATA[按揭]]></category>
		<category><![CDATA[破產]]></category>
		<category><![CDATA[買樓]]></category>
		<category><![CDATA[銀行]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/?p=24150</guid>

					<description><![CDATA[<p>受新冠病毒疫情拖累，本港經濟轉差，2020年本港破產申請宗數8,693宗，按年增長6.6%創四年新高，至於2021年首九個月的破產申請宗數亦有5,520宗。不過，所謂「人有三衰六旺」，若破產人士遇上好際遇，數年後可能成為「另一條好漢」，甚至萌生置業念頭。那麼，如果曾經破產者想買樓，到底能否問銀行借按揭呢？</p>
<p>The post <a href="https://www.house730.com/news/24150/%e6%9b%be%e7%a0%b4%e7%94%a2%e4%ba%ba%e5%a3%ab%e6%83%b3%e8%b2%b7%e6%a8%93-%e6%9c%aa%e5%bf%85%e8%a6%81%e7%ad%89%e8%b6%b35%e5%b9%b4/" data-wpel-link="internal">曾破產人士想買樓  未必要等足5年</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<item>
		<title>【按揭小百科】曽經破產，可以做按揭擔保人嗎？</title>
		<link>https://www.house730.com/news/20301/%e6%8c%89%e6%8f%ad%e5%b0%8f%e7%99%be%e7%a7%91%e6%9b%bd%e7%b6%93%e7%a0%b4%e7%94%a2%e5%8f%af%e4%bb%a5%e5%81%9a%e6%8c%89%e6%8f%ad%e6%93%94%e4%bf%9d%e4%ba%ba%e5%97%8e/</link>
		
		<dc:creator><![CDATA[黃詠欣]]></dc:creator>
		<pubDate>Sun, 23 May 2021 10:00:27 +0000</pubDate>
				<category><![CDATA[按揭小百科 黃詠欣]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[按揭]]></category>
		<category><![CDATA[按揭小百科]]></category>
		<category><![CDATA[擔保人]]></category>
		<category><![CDATA[破產]]></category>
		<category><![CDATA[黃詠欣]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/?p=20301</guid>

					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/20301/%e6%8c%89%e6%8f%ad%e5%b0%8f%e7%99%be%e7%a7%91%e6%9b%bd%e7%b6%93%e7%a0%b4%e7%94%a2%e5%8f%af%e4%bb%a5%e5%81%9a%e6%8c%89%e6%8f%ad%e6%93%94%e4%bf%9d%e4%ba%ba%e5%97%8e/" data-wpel-link="internal">【按揭小百科】曽經破產，可以做按揭擔保人嗎？</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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