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	<title>按揭審批 - 香港地產新聞 - House730</title>
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	<description>House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！</description>
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		<title>資產審批按揭計法放寬</title>
		<link>https://www.house730.com/news/33611/%e8%b3%87%e7%94%a2%e5%af%a9%e6%89%b9%e6%8c%89%e6%8f%ad%e8%a8%88%e6%b3%95%e6%94%be%e5%af%ac/</link>
		
		<dc:creator><![CDATA[王美鳯]]></dc:creator>
		<pubDate>Sat, 27 Jul 2024 02:00:00 +0000</pubDate>
				<category><![CDATA[說樓解按 王美鳯]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/33611/%e8%b3%87%e7%94%a2%e5%af%a9%e6%89%b9%e6%8c%89%e6%8f%ad%e8%a8%88%e6%b3%95%e6%94%be%e5%af%ac/" data-wpel-link="internal">資產審批按揭計法放寬</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>如何提高信貸評分？(下)</title>
		<link>https://www.house730.com/news/33334/%e5%a6%82%e4%bd%95%e6%8f%90%e9%ab%98%e4%bf%a1%e8%b2%b8%e8%a9%95%e5%88%86%e4%b8%8b/</link>
		
		<dc:creator><![CDATA[王美鳯]]></dc:creator>
		<pubDate>Sat, 18 May 2024 02:00:00 +0000</pubDate>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/33334/%e5%a6%82%e4%bd%95%e6%8f%90%e9%ab%98%e4%bf%a1%e8%b2%b8%e8%a9%95%e5%88%86%e4%b8%8b/" data-wpel-link="internal">如何提高信貸評分？(下)</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>資產審批按揭成數提高至6成(下)</title>
		<link>https://www.house730.com/news/33265/%e8%b3%87%e7%94%a2%e5%af%a9%e6%89%b9%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8%e6%8f%90%e9%ab%98%e8%87%b36%e6%88%90%e4%b8%8b/</link>
		
		<dc:creator><![CDATA[王美鳯]]></dc:creator>
		<pubDate>Sat, 04 May 2024 02:00:00 +0000</pubDate>
				<category><![CDATA[說樓解按 王美鳯]]></category>
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		<category><![CDATA[說樓解按]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/33265/%e8%b3%87%e7%94%a2%e5%af%a9%e6%89%b9%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8%e6%8f%90%e9%ab%98%e8%87%b36%e6%88%90%e4%b8%8b/" data-wpel-link="internal">資產審批按揭成數提高至6成(下)</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>資產審批按揭成數提高至6成(上)</title>
		<link>https://www.house730.com/news/33238/%e8%b3%87%e7%94%a2%e5%af%a9%e6%89%b9%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8%e6%8f%90%e9%ab%98%e8%87%b36%e6%88%90%e4%b8%8a/</link>
		
		<dc:creator><![CDATA[王美鳯]]></dc:creator>
		<pubDate>Sat, 27 Apr 2024 02:00:00 +0000</pubDate>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/33238/%e8%b3%87%e7%94%a2%e5%af%a9%e6%89%b9%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8%e6%8f%90%e9%ab%98%e8%87%b36%e6%88%90%e4%b8%8a/" data-wpel-link="internal">資產審批按揭成數提高至6成(上)</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>如何應對銀行按揭審批「塞車」？</title>
		<link>https://www.house730.com/news/33205/%e5%a6%82%e4%bd%95%e6%87%89%e5%b0%8d%e9%8a%80%e8%a1%8c%e6%8c%89%e6%8f%ad%e5%af%a9%e6%89%b9%e5%a1%9e%e8%bb%8a/</link>
		
		<dc:creator><![CDATA[王美鳯]]></dc:creator>
		<pubDate>Sat, 20 Apr 2024 02:00:00 +0000</pubDate>
				<category><![CDATA[說樓解按 王美鳯]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/33205/%e5%a6%82%e4%bd%95%e6%87%89%e5%b0%8d%e9%8a%80%e8%a1%8c%e6%8c%89%e6%8f%ad%e5%af%a9%e6%89%b9%e5%a1%9e%e8%bb%8a/" data-wpel-link="internal">如何應對銀行按揭審批「塞車」？</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>有資產但無入息證明 買樓做按揭可行嗎？</title>
		<link>https://www.house730.com/news/27506/%e6%9c%89%e8%b3%87%e7%94%a2%e4%bd%86%e7%84%a1%e5%85%a5%e6%81%af%e8%ad%89%e6%98%8e-%e8%b2%b7%e6%a8%93%e5%81%9a%e6%8c%89%e6%8f%ad%e5%8f%af%e8%a1%8c%e5%97%8e/</link>
		
		<dc:creator><![CDATA[王美鳯]]></dc:creator>
		<pubDate>Sat, 03 Sep 2022 01:17:03 +0000</pubDate>
				<category><![CDATA[說樓解按 王美鳯]]></category>
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		<category><![CDATA[資產淨值]]></category>
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					<description><![CDATA[<p>上期提及持有現契樓的業主可將磚頭轉化為活錢，無需提交入息證明以套現流動資金。那麼，若有資產但無入息謐明，買樓做按揭又是否可行?</p>
<p>The post <a href="https://www.house730.com/news/27506/%e6%9c%89%e8%b3%87%e7%94%a2%e4%bd%86%e7%84%a1%e5%85%a5%e6%81%af%e8%ad%89%e6%98%8e-%e8%b2%b7%e6%a8%93%e5%81%9a%e6%8c%89%e6%8f%ad%e5%8f%af%e8%a1%8c%e5%97%8e/" data-wpel-link="internal">有資產但無入息證明 買樓做按揭可行嗎？</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>【說樓解按】疫情下申請按揭注意事項</title>
		<link>https://www.house730.com/news/24592/%e8%aa%aa%e6%a8%93%e8%a7%a3%e6%8c%89%e7%96%ab%e6%83%85%e4%b8%8b%e7%94%b3%e8%ab%8b%e6%8c%89%e6%8f%ad%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a0%85/</link>
		
		<dc:creator><![CDATA[王美鳯]]></dc:creator>
		<pubDate>Sat, 26 Feb 2022 02:00:00 +0000</pubDate>
				<category><![CDATA[說樓解按 王美鳯]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[入息]]></category>
		<category><![CDATA[按揭審批]]></category>
		<category><![CDATA[王美鳳]]></category>
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					<description><![CDATA[<p>本港第五波新冠疫情嚴峻，銀行持續進行分批在家工作安排，根據過往經驗，審批時間在一定程度上會受影響而延長，但由於新冠疫情已持續逾兩年，銀行已累積充足在家工作經驗，並已就實際情況調動及優化安排，審批時間已沒有如之前般受阻，影響已大為減低。加上2月份疫情惡化，社會上當務之急是如何遏止疫情，市民減少外出，睇樓量大幅減少及成交淡靜下，按揭申請已明顯縮減，故此即使銀行職員分批在家工作，亦能足以應付並不活躍的按揭申請量。</p>
<p>The post <a href="https://www.house730.com/news/24592/%e8%aa%aa%e6%a8%93%e8%a7%a3%e6%8c%89%e7%96%ab%e6%83%85%e4%b8%8b%e7%94%b3%e8%ab%8b%e6%8c%89%e6%8f%ad%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a0%85/" data-wpel-link="internal">【說樓解按】疫情下申請按揭注意事項</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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