按揭保險 - 香港地產新聞 - House730 https://www.house730.com/news House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！ Mon, 19 Jan 2026 04:34:15 +0000 zh-HK hourly 1 https://wordpress.org/?v=6.6.2 兩大按保公司審批彈性不一 如何幫到手? (上) https://www.house730.com/news/1016103/%e5%85%a9%e5%a4%a7%e6%8c%89%e4%bf%9d%e5%85%ac%e5%8f%b8%e5%af%a9%e6%89%b9%e5%bd%88%e6%80%a7%e4%b8%8d%e4%b8%80-%e5%a6%82%e4%bd%95%e5%b9%ab%e5%88%b0%e6%89%8b-%e4%b8%8a/ Mon, 19 Jan 2026 03:33:02 +0000 https://www.house730.com/news/?p=1016103 現時銀行按揭成數上限為7成，若需要再提高按揭成數，按揭借款人需透過銀行申請按揭保險計劃，按揭成數高達9成。透過按保計劃，銀行7成按揭以上的貸款已由保險提供保障，因此銀行可向客戶提供高成數按揭而無須承擔高於7成按揭的額外風險；而借款人亦可按需要透過按保減輕首期負擔。

The post 兩大按保公司審批彈性不一 如何幫到手? (上) first appeared on 香港地產新聞 - House730.

]]> 高成數按揭出租陷阱 及早轉按免犯法 https://www.house730.com/news/31479/%e9%ab%98%e6%88%90%e6%95%b8%e6%8c%89%e6%8f%ad%e5%87%ba%e7%a7%9f%e9%99%b7%e9%98%b1-%e5%8f%8a%e6%97%a9%e8%bd%89%e6%8c%89%e5%85%8d%e7%8a%af%e6%b3%95/ Tue, 01 Aug 2023 01:22:00 +0000 https://www.house730.com/news/?p=31479 ...

The post 高成數按揭出租陷阱 及早轉按免犯法 first appeared on 香港地產新聞 - House730.

]]> 財爺送彩蛋 拆解放寬按保重點 免中伏 https://www.house730.com/news/24608/%e8%b2%a1%e7%88%ba%e9%80%81%e5%bd%a9%e8%9b%8b-%e6%8b%86%e8%a7%a3%e6%94%be%e5%af%ac%e6%8c%89%e4%bf%9d%e9%87%8d%e9%bb%9e-%e5%85%8d%e4%b8%ad%e4%bc%8f/ Fri, 25 Feb 2022 04:30:00 +0000 https://www.house730.com/news/?p=24608 剛公布的《財政預算案》中，財爺除了派糖，更為1,000萬元以上住宅買家送彩蛋，啟動住宅換樓鏈，為近日受疫情困擾的樓市帶來驚喜。今次除放寬高成數按揭保險上限至1,200萬元的單位外，1,200萬元以上至1,920萬元亦可望受惠按揭成數的調升，首期門檻大幅下調。不過，按保放寬的細節繁多，若計錯數很易中伏影響換樓大計，下文將拆解放寬按保下各項重點。

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]]> 醫管局推低息上車貸款 到底有幾著數？ https://www.house730.com/news/24095/%e9%86%ab%e7%ae%a1%e5%b1%80%e6%8e%a8%e4%bd%8e%e6%81%af%e4%b8%8a%e8%bb%8a%e8%b2%b8%e6%ac%be-%e5%88%b0%e5%ba%95%e6%9c%89%e5%b9%be%e8%91%97%e6%95%b8/ Tue, 11 Jan 2022 04:30:00 +0000 https://www.house730.com/news/?p=24095 近年醫管局有不少醫生和護士流失，除了移民外，亦有部分醫護人員選擇薪酬較高、壓力較低的私營機構，為公共醫療體系出現龐大人手壓力。隨著新一輪新冠變種病毒Omicron出現社區爆發，公立醫院恐怕不勝負荷。為留住員工，醫管局2021年底推出三項挽留人才措施，其中一項是計劃在今年下半年開始，提供首期低息置業貸款。

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]]> 逆按揭俾你又住又食 世上有無咁筍嘅事？ https://www.house730.com/news/23210/%e9%80%86%e6%8c%89%e6%8f%ad%e4%bf%be%e4%bd%a0%e5%8f%88%e4%bd%8f%e5%8f%88%e9%a3%9f-%e4%b8%96%e4%b8%8a%e6%9c%89%e7%84%a1%e5%92%81%e7%ad%8d%e5%98%85%e4%ba%8b/ Mon, 01 Nov 2021 04:30:00 +0000 https://www.house730.com/news/?p=23210 ...

The post 逆按揭俾你又住又食 世上有無咁筍嘅事？ first appeared on 香港地產新聞 - House730.

]]> 4連升後斷纜 新取按保貸款宗數按月減4% https://www.house730.com/news/21897/4%e9%80%a3%e5%8d%87%e5%be%8c%e6%96%b7%e7%ba%9c-%e6%96%b0%e5%8f%96%e6%8c%89%e4%bf%9d%e8%b2%b8%e6%ac%be%e5%ae%97%e6%95%b8%e6%8c%89%e6%9c%88%e6%b8%9b4/ Tue, 10 Aug 2021 05:13:24 +0000 https://www.house730.com/news/?p=21897 ...

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]]> 香港按揭證券全年首見紅 按保累蝕3.6億 https://www.house730.com/news/20458/%e9%a6%99%e6%b8%af%e6%8c%89%e6%8f%ad%e8%ad%89%e5%88%b8%e5%85%a8%e5%b9%b4%e9%a6%96%e8%a6%8b%e7%b4%85-%e6%8c%89%e4%bf%9d%e7%b4%af%e8%9d%953-6%e5%84%84/ Mon, 31 May 2021 11:00:00 +0000 https://www.house730.com/news/?p=20458 ...

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]]> 4月新取用按保貸款近2000宗 連升7個月 https://www.house730.com/news/20068/4%e6%9c%88%e6%96%b0%e5%8f%96%e7%94%a8%e6%8c%89%e4%bf%9d%e8%b2%b8%e6%ac%be%e8%bf%912000%e5%ae%97-%e9%80%a3%e5%8d%877%e5%80%8b%e6%9c%88/ Mon, 10 May 2021 10:12:39 +0000 https://www.house730.com/news/?p=20068 ...

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]]> 【House730觀察】按揭保險新取貸款再破百億 https://www.house730.com/news/19597/house730%e8%a7%80%e5%af%9f%e6%8c%89%e6%8f%ad%e4%bf%9d%e9%9a%aa%e6%96%b0%e5%8f%96%e8%b2%b8%e6%ac%be%e5%86%8d%e7%a0%b4%e7%99%be%e5%84%84/ Wed, 14 Apr 2021 10:42:03 +0000 https://www.house730.com/news/?p=19597 ...

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]]> 減足100萬 天宇海千萬成交 https://www.house730.com/news/19256/%e6%b8%9b%e8%b6%b3100%e8%90%ac-%e5%a4%a9%e5%ae%87%e6%b5%b7%e5%8d%83%e8%90%ac%e6%88%90%e4%ba%a4/ Mon, 22 Mar 2021 10:45:00 +0000 https://www.house730.com/news/?p=19256 ...

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]]> 按揭保險2月新取用貸款按月跌22% https://www.house730.com/news/18964/%e6%8c%89%e6%8f%ad%e4%bf%9d%e9%9a%aa2%e6%9c%88%e6%96%b0%e5%8f%96%e7%94%a8%e8%b2%b8%e6%ac%be%e6%8c%89%e6%9c%88%e8%b7%8c22/ Fri, 05 Mar 2021 09:02:11 +0000 https://www.house730.com/news/?p=18964 ...

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]]> 【House730觀察】按保貸款去年近千億創新高 信貸風險增？ https://www.house730.com/news/18371/house730%e8%a7%80%e5%af%9f%e6%8c%89%e4%bf%9d%e8%b2%b8%e6%ac%be%e5%8e%bb%e5%b9%b4%e8%bf%91%e5%8d%83%e5%84%84%e5%89%b5%e6%96%b0%e9%ab%98-%e4%bf%a1%e8%b2%b8%e9%a2%a8%e9%9a%aa%e5%a2%9e/ Mon, 01 Feb 2021 11:20:12 +0000 https://www.house730.com/news/?p=18371 ...

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