大手 - 香港地產新聞 - House730 https://www.house730.com/news House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！ Thu, 14 Apr 2022 05:17:06 +0000 zh-HK hourly 1 https://wordpress.org/?v=6.6.2 發展商高成數按揭進入高息期 如何解困？ https://www.house730.com/news/25300/%e7%99%bc%e5%b1%95%e5%95%86%e9%ab%98%e6%88%90%e6%95%b8%e6%8c%89%e6%8f%ad%e9%80%b2%e5%85%a5%e9%ab%98%e6%81%af%e6%9c%9f-%e5%a6%82%e4%bd%95%e8%a7%a3%e5%9b%b0/ Thu, 14 Apr 2022 05:17:06 +0000 https://www.house730.com/news/?p=25300 近年不少有實力的買家，買新盤是都會用「大手客」身份，希望增加抽中的機會。以「大手客」身份揀樓，買家多數要購買1個大單位作「膽」，再買1伙細單位作「腳」。這個操作，再配合發展商高成數按揭，對買家的供款佔入息比率要求及按揭成數限制都較寬鬆。不過，發展商按揭一般兩至三年後便進入高息期，同時有多於一個物業按揭，轉回銀行按揭難度大增。

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