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	<title>儲蓄 - 香港地產新聞 - House730</title>
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	<description>House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！</description>
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		<title>錯誤置業概念應撥亂反正</title>
		<link>https://www.house730.com/news/1018153/%e9%8c%af%e8%aa%a4%e7%bd%ae%e6%a5%ad%e6%a6%82%e5%bf%b5%e6%87%89%e6%92%a5%e4%ba%82%e5%8f%8d%e6%ad%a3/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Fri, 12 Jun 2026 02:00:15 +0000</pubDate>
				<category><![CDATA[專家分享]]></category>
		<category><![CDATA[平民財技 汪敦敬]]></category>
		<category><![CDATA[城中熱話]]></category>
		<category><![CDATA[上車盤]]></category>
		<category><![CDATA[儲蓄]]></category>
		<category><![CDATA[入息中位數]]></category>
		<category><![CDATA[公營房屋]]></category>
		<category><![CDATA[國際住宅負擔能力報告]]></category>
		<category><![CDATA[房屋政策]]></category>
		<category><![CDATA[樓價]]></category>
		<category><![CDATA[標準稅率]]></category>
		<category><![CDATA[私樓樓價]]></category>
		<category><![CDATA[薪俸稅]]></category>
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					<description><![CDATA[<p>香港置業的難度長期被誇大！終於有更多香港精英盡言責，紛紛發文以正視聽，筆者過去多次撰文並陳列數據：年輕人是有能力靠自己置業（兩口子收入中位數合共5萬元，每月儲蓄3成收入，約3年多可儲蓄到價值約620萬元物業的首期資金，並且可符合銀行的入息要求），而實際上車區的樓價，例如屯門區買二手兩房單位不乏400多萬元，樓價比兩口子的購買能力上限再便宜100萬元以上，加上普遍供樓平過交租！我們未來要做的是將過份重視上車門檻的觀念撥亂反正，應理順各置業階梯的轉流率，以免令換樓階梯再長期受忽視，才能確保市民上車之餘，之後到換樓階段有更暢順的上游空間。</p>
<p>The post <a href="https://www.house730.com/news/1018153/%e9%8c%af%e8%aa%a4%e7%bd%ae%e6%a5%ad%e6%a6%82%e5%bf%b5%e6%87%89%e6%92%a5%e4%ba%82%e5%8f%8d%e6%ad%a3/" data-wpel-link="internal">錯誤置業概念應撥亂反正</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>新居賀新歲｜儲幾多「利是錢」夠買樓？</title>
		<link>https://www.house730.com/news/29400/%e6%96%b0%e5%b1%85%e8%b3%80%e6%96%b0%e6%ad%b2-%e5%84%b2%e5%b9%be%e5%a4%9a%e5%88%a9%e6%98%af%e9%8c%a2%e5%a4%a0%e8%b2%b7%e6%a8%93/</link>
		
		<dc:creator><![CDATA[House730]]></dc:creator>
		<pubDate>Mon, 23 Jan 2023 04:30:00 +0000</pubDate>
				<category><![CDATA[市道行情]]></category>
		<category><![CDATA[城中熱話]]></category>
		<category><![CDATA[儲蓄]]></category>
		<category><![CDATA[兔年]]></category>
		<category><![CDATA[利是錢]]></category>
		<category><![CDATA[買樓]]></category>
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					<description><![CDATA[<p>兔年到喇! 祝福大家萬事如意迎新年，玉兔迎春旺全年。人人都望家肥屋潤，置業發大財，適逢農曆新年，恭喜發財，就「利是」逗來，究竟儲幾多「利是」，可以夠首期買樓，盡早實現置業願望呢?</p>
<p>The post <a href="https://www.house730.com/news/29400/%e6%96%b0%e5%b1%85%e8%b3%80%e6%96%b0%e6%ad%b2-%e5%84%b2%e5%b9%be%e5%a4%9a%e5%88%a9%e6%98%af%e9%8c%a2%e5%a4%a0%e8%b2%b7%e6%a8%93/" data-wpel-link="internal">新居賀新歲｜儲幾多「利是錢」夠買樓？</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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