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	<title>住宅按揭 - 香港地產新聞 - House730</title>
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	<description>House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！</description>
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		<title>認識全新IADS 申請按揭不用交銀行月結單?</title>
		<link>https://www.house730.com/news/1016375/%e8%aa%8d%e8%ad%98%e5%85%a8%e6%96%b0iads-%e7%94%b3%e8%ab%8b%e6%8c%89%e6%8f%ad%e4%b8%8d%e7%94%a8%e4%ba%a4%e9%8a%80%e8%a1%8c%e6%9c%88%e7%b5%90%e5%96%ae/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Fri, 06 Feb 2026 04:13:45 +0000</pubDate>
				<category><![CDATA[說樓解按 王美鳯]]></category>
		<category><![CDATA[專家分享]]></category>
		<category><![CDATA[e-banking]]></category>
		<category><![CDATA[IADS]]></category>
		<category><![CDATA[住宅按揭]]></category>
		<category><![CDATA[戶口戶聯]]></category>
		<category><![CDATA[數碼化]]></category>
		<category><![CDATA[普及化]]></category>
		<category><![CDATA[王美鳳專欄]]></category>
		<category><![CDATA[金管局]]></category>
		<category><![CDATA[金融科技]]></category>
		<category><![CDATA[銀行]]></category>
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					<description><![CDATA[<p>隨着銀行數碼化及開放銀行發展越見成熟，金管局與銀行早於2024年開始推出了現名為「戶口戶聯」（Inter-Account Data Sharing簡稱IADS）之先導計劃，簡單來說就是跨銀行的帳戶數據共享，用戶可在自己意願下以數碼化形式向銀行分享於其他銀行的帳戶資料。截至現時階段，IADS為銀行用戶帶來了什麼新體驗及好處呢?</p>
<p>The post <a href="https://www.house730.com/news/1016375/%e8%aa%8d%e8%ad%98%e5%85%a8%e6%96%b0iads-%e7%94%b3%e8%ab%8b%e6%8c%89%e6%8f%ad%e4%b8%8d%e7%94%a8%e4%ba%a4%e9%8a%80%e8%a1%8c%e6%9c%88%e7%b5%90%e5%96%ae/" data-wpel-link="internal">認識全新IADS 申請按揭不用交銀行月結單?</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<item>
		<title>一周熱點｜新盤撻訂不是終點  損失訂金恐被追差價</title>
		<link>https://www.house730.com/news/1013017/%e4%b8%80%e5%91%a8%e7%86%b1%e9%bb%9e%ef%bd%9c%e6%96%b0%e7%9b%a4%e6%92%bb%e8%a8%82%e4%b8%8d%e6%98%af%e7%b5%82%e9%bb%9e-%e6%90%8d%e5%a4%b1%e8%a8%82%e9%87%91%e6%81%90%e8%a2%ab%e8%bf%bd%e5%b7%ae%e5%83%b9/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Tue, 15 Jul 2025 05:24:20 +0000</pubDate>
				<category><![CDATA[市道行情]]></category>
		<category><![CDATA[城中熱話]]></category>
		<category><![CDATA[住宅按揭]]></category>
		<category><![CDATA[撻訂]]></category>
		<category><![CDATA[朗日峰]]></category>
		<category><![CDATA[東邊街九號]]></category>
		<category><![CDATA[柏瓏 I]]></category>
		<category><![CDATA[柏瓏II]]></category>
		<category><![CDATA[樓價]]></category>
		<category><![CDATA[樓花物業]]></category>
		<category><![CDATA[正式買賣合約]]></category>
		<category><![CDATA[現樓]]></category>
		<category><![CDATA[瑜一·天海]]></category>
		<category><![CDATA[訂金]]></category>
		<category><![CDATA[追收差價]]></category>
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					<description><![CDATA[<p>樓價從高位回落，部分樓花期開賣單位，近期在物業落成時，相繼爆發取消交易的情況。數據指出，第二季本港新盤急增265宗撻訂個案，比第一季的83宗急升逾2倍，俗稱「撻大訂」的比例更升至突破九成水平。選擇撻訂的買家，除了損失訂金外，還簽署了正約，當中包含必買必賣條款。發展商除了可以重售單位外，還有權追收差價，以及追索當中涉及的雜費，包括重售代理佣金、地租、管理費等。</p>
<p>The post <a href="https://www.house730.com/news/1013017/%e4%b8%80%e5%91%a8%e7%86%b1%e9%bb%9e%ef%bd%9c%e6%96%b0%e7%9b%a4%e6%92%bb%e8%a8%82%e4%b8%8d%e6%98%af%e7%b5%82%e9%bb%9e-%e6%90%8d%e5%a4%b1%e8%a8%82%e9%87%91%e6%81%90%e8%a2%ab%e8%bf%bd%e5%b7%ae%e5%83%b9/" data-wpel-link="internal">一周熱點｜新盤撻訂不是終點  損失訂金恐被追差價</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>4月新申請貸款按月減7.7%  二手貸款額反增</title>
		<link>https://www.house730.com/news/20454/4%e6%9c%88%e6%96%b0%e7%94%b3%e8%ab%8b%e8%b2%b8%e6%ac%be%e6%8c%89%e6%9c%88%e6%b8%9b7-7-%e4%ba%8c%e6%89%8b%e8%b2%b8%e6%ac%be%e9%a1%8d%e5%8f%8d%e5%a2%9e/</link>
		
		<dc:creator><![CDATA[House730]]></dc:creator>
		<pubDate>Mon, 31 May 2021 08:55:55 +0000</pubDate>
				<category><![CDATA[市道行情]]></category>
		<category><![CDATA[城中熱話]]></category>
		<category><![CDATA[一手]]></category>
		<category><![CDATA[二手]]></category>
		<category><![CDATA[住宅按揭]]></category>
		<category><![CDATA[新申請貸款]]></category>
		<category><![CDATA[香港金融管理局]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/20454/4%e6%9c%88%e6%96%b0%e7%94%b3%e8%ab%8b%e8%b2%b8%e6%ac%be%e6%8c%89%e6%9c%88%e6%b8%9b7-7-%e4%ba%8c%e6%89%8b%e8%b2%b8%e6%ac%be%e9%a1%8d%e5%8f%8d%e5%a2%9e/" data-wpel-link="internal">4月新申請貸款按月減7.7%  二手貸款額反增</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>負資產住宅按揭大削64% 料年內清零</title>
		<link>https://www.house730.com/news/19887/%e8%b2%a0%e8%b3%87%e7%94%a2%e4%bd%8f%e5%ae%85%e6%8c%89%e6%8f%ad%e5%a4%a7%e5%89%8a64-%e6%96%99%e5%b9%b4%e5%85%a7%e6%b8%85%e9%9b%b6/</link>
		
		<dc:creator><![CDATA[House730]]></dc:creator>
		<pubDate>Fri, 30 Apr 2021 09:12:02 +0000</pubDate>
				<category><![CDATA[市道行情]]></category>
		<category><![CDATA[城中熱話]]></category>
		<category><![CDATA[住宅按揭]]></category>
		<category><![CDATA[負資產]]></category>
		<category><![CDATA[貸款]]></category>
		<category><![CDATA[香港金融管理局]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/19887/%e8%b2%a0%e8%b3%87%e7%94%a2%e4%bd%8f%e5%ae%85%e6%8c%89%e6%8f%ad%e5%a4%a7%e5%89%8a64-%e6%96%99%e5%b9%b4%e5%85%a7%e6%b8%85%e9%9b%b6/" data-wpel-link="internal">負資產住宅按揭大削64% 料年內清零</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>1月新申請貸款按月增15%  破1.3萬宗</title>
		<link>https://www.house730.com/news/18851/1%e6%9c%88%e6%96%b0%e7%94%b3%e8%ab%8b%e8%b2%b8%e6%ac%be%e6%8c%89%e6%9c%88%e5%a2%9e15-%e7%a0%b41-3%e8%90%ac%e5%ae%97/</link>
		
		<dc:creator><![CDATA[House730]]></dc:creator>
		<pubDate>Fri, 26 Feb 2021 09:36:07 +0000</pubDate>
				<category><![CDATA[市道行情]]></category>
		<category><![CDATA[城中熱話]]></category>
		<category><![CDATA[一手]]></category>
		<category><![CDATA[二手]]></category>
		<category><![CDATA[住宅按揭]]></category>
		<category><![CDATA[貸款]]></category>
		<category><![CDATA[香港金融管理局]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/18851/1%e6%9c%88%e6%96%b0%e7%94%b3%e8%ab%8b%e8%b2%b8%e6%ac%be%e6%8c%89%e6%9c%88%e5%a2%9e15-%e7%a0%b41-3%e8%90%ac%e5%ae%97/" data-wpel-link="internal">1月新申請貸款按月增15%  破1.3萬宗</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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