9成按揭 - 香港地產新聞 - House730 https://www.house730.com/news House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！ Mon, 19 Jan 2026 06:05:08 +0000 zh-Hans hourly 1 https://wordpress.org/?v=6.6.2 两大按保公司审批弹性不一 如何帮到手? (上) https://www.house730.com/news/cn/1016112/%e4%b8%a4%e5%a4%a7%e6%8c%89%e4%bf%9d%e5%85%ac%e5%8f%b8%e5%ae%a1%e6%89%b9%e5%bc%b9%e6%80%a7%e4%b8%8d%e4%b8%80-%e5%a6%82%e4%bd%95%e5%b8%ae%e5%88%b0%e6%89%8b-%e4%b8%8a-2/ Mon, 19 Jan 2026 03:33:02 +0000 https://www.house730.com/news/1016112/%e4%b8%a4%e5%a4%a7%e6%8c%89%e4%bf%9d%e5%85%ac%e5%8f%b8%e5%ae%a1%e6%89%b9%e5%bc%b9%e6%80%a7%e4%b8%8d%e4%b8%80-%e5%a6%82%e4%bd%95%e5%b8%ae%e5%88%b0%e6%89%8b-%e4%b8%8a-2/ 现时银行按揭成数上限为7成，若需要再提高按揭成数，按揭借款人需透过银行申请按揭保险计划，按揭成数高达9成。透过按保计划，银行7成按揭以上的贷款已由保险提供保障，因此银行可向客户提供高成数按揭而无须承担高於7成按揭的额外风险；而借款人亦可按需要透过按保减轻首期负担。

The post 两大按保公司审批弹性不一 如何帮到手? (上) first appeared on 香港地產新聞 - House730.

]]> 浮动入息人士如何获批9成按揭 https://www.house730.com/news/cn/1007324/%e6%b5%ae%e5%8a%a8%e5%85%a5%e6%81%af%e4%ba%ba%e5%a3%ab%e5%a6%82%e4%bd%95%e8%8e%b7%e6%89%b99%e6%88%90%e6%8c%89%e6%8f%ad/ Sat, 04 Jan 2025 02:00:35 +0000 https://www.house730.com/news/1007324/%e6%b5%ae%e5%8a%a8%e5%85%a5%e6%81%af%e4%ba%ba%e5%a3%ab%e5%a6%82%e4%bd%95%e8%8e%b7%e6%89%b99%e6%88%90%e6%8c%89%e6%8f%ad/ 楼按全面放宽，加上按揭保险计划已於近年逐步放宽，置业上车门槛得以降低，更有效帮助用家上车或更换单位。

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]]> 了解按保以外9成按揭选择 楼价上限更高(下) https://www.house730.com/news/cn/532693/%e7%9e%ad%e8%a7%a3%e6%8c%89%e4%bf%9d%e4%bb%a5%e5%a4%969%e6%88%90%e6%8c%89%e6%8f%ad%e9%81%b8%e6%93%87-%e6%a8%93%e5%83%b9%e4%b8%8a%e9%99%90%e6%9b%b4%e9%ab%98%e4%b8%8b/ Tue, 23 Jan 2024 02:30:00 +0000 https://www.house730.com/news/?p=532693 ...

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]]> 了解按保以外9成按揭选择 楼价上限更高(上) https://www.house730.com/news/cn/532692/%e7%9e%ad%e8%a7%a3%e6%8c%89%e4%bf%9d%e4%bb%a5%e5%a4%969%e6%88%90%e6%8c%89%e6%8f%ad%e9%81%b8%e6%93%87-%e6%a8%93%e5%83%b9%e4%b8%8a%e9%99%90%e6%9b%b4%e9%ab%98%e4%b8%8a/ Sat, 20 Jan 2024 02:00:00 +0000 https://www.house730.com/news/?p=532692 ...

The post 了解按保以外9成按揭选择 楼价上限更高(上) first appeared on 香港地產新聞 - House730.

]]> 按保物业需自住 转作出租前先甩按保(上) https://www.house730.com/news/cn/531097/%e6%8c%89%e4%bf%9d%e7%89%a9%e6%a5%ad%e9%9c%80%e8%87%aa%e4%bd%8f-%e8%bd%89%e4%bd%9c%e5%87%ba%e7%a7%9f%e5%89%8d%e5%85%88%e7%94%a9%e6%8c%89%e4%bf%9d%e4%b8%8a/ Sat, 24 Jun 2023 02:00:00 +0000 https://www.house730.com/news/?p=531097 ...

The post 按保物业需自住 转作出租前先甩按保(上) first appeared on 香港地產新聞 - House730.

]]> 担保人除了担保入息外，还可以是年龄上的担保？ https://www.house730.com/news/cn/530829/%e6%93%94%e4%bf%9d%e4%ba%ba%e9%99%a4%e4%ba%86%e6%93%94%e4%bf%9d%e5%85%a5%e6%81%af%e5%a4%96%e9%82%84%e5%8f%af%e4%bb%a5%e6%98%af%e5%b9%b4%e9%bd%a1%e4%b8%8a%e7%9a%84%e6%93%94%e4%bf%9d/ Tue, 06 Jun 2023 02:00:00 +0000 https://www.house730.com/news/?p=530829 ...

The post 担保人除了担保入息外，还可以是年龄上的担保？ first appeared on 香港地產新聞 - House730.

]]> 有报税、有粮单、固定入息为何不能批出90%按揭？ https://www.house730.com/news/cn/529102/%e6%9c%89%e5%a0%b1%e7%a8%85%e6%9c%89%e7%b3%a7%e5%96%ae%e5%9b%ba%e5%ae%9a%e5%85%a5%e6%81%af%e7%82%ba%e4%bd%95%e4%b8%8d%e8%83%bd%e6%89%b9%e5%87%ba90-%e6%8c%89%e6%8f%ad/ Fri, 23 Dec 2022 06:27:00 +0000 https://www.house730.com/news/?p=529102 ...

The post 有报税、有粮单、固定入息为何不能批出90%按揭？ first appeared on 香港地產新聞 - House730.

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