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	<title>私贷 - 香港地產新聞 - House730</title>
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	<description>House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！</description>
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		<title>资金周转 物业套现VS私贷、税贷 (下)</title>
		<link>https://www.house730.com/news/cn/1007092/%e8%b5%84%e9%87%91%e5%91%a8%e8%bd%ac-%e7%89%a9%e4%b8%9a%e5%a5%97%e7%8e%b0vs%e7%a7%81%e8%b4%b7%e3%80%81%e7%a8%8e%e8%b4%b7-%e4%b8%8b/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Mon, 30 Dec 2024 02:00:28 +0000</pubDate>
				<category><![CDATA[说楼解按 王美鳯]]></category>
		<category><![CDATA[专家分享]]></category>
		<category><![CDATA[物业]]></category>
		<category><![CDATA[王美鳯]]></category>
		<category><![CDATA[私贷]]></category>
		<category><![CDATA[稅貸]]></category>
		<category><![CDATA[说楼解按]]></category>
		<category><![CDATA[资金周转]]></category>
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					<description><![CDATA[<p>至於物业套现，由於物业价值动辄几百万或以上，若有足够水位，透过物业可套取的贷款额一般较高。最近一些屋苑单位估值回升，加上楼按放宽令$3,000万以上物业的按揭成数同样高达7成，不少单位的转按套现水位有所增加。</p>
<p>The post <a href="https://www.house730.com/news/cn/1007092/%e8%b5%84%e9%87%91%e5%91%a8%e8%bd%ac-%e7%89%a9%e4%b8%9a%e5%a5%97%e7%8e%b0vs%e7%a7%81%e8%b4%b7%e3%80%81%e7%a8%8e%e8%b4%b7-%e4%b8%8b/" data-wpel-link="internal">资金周转 物业套现VS私贷、税贷 (下)</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>资金周转 物业套现VS私贷、税贷 (上)</title>
		<link>https://www.house730.com/news/cn/1007038/%e8%b5%84%e9%87%91%e5%91%a8%e8%bd%ac-%e7%89%a9%e4%b8%9a%e5%a5%97%e7%8e%b0vs%e7%a7%81%e8%b4%b7%e3%80%81%e7%a8%8e%e8%b4%b7-%e4%b8%8a/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Thu, 26 Dec 2024 02:00:06 +0000</pubDate>
				<category><![CDATA[说楼解按 王美鳯]]></category>
		<category><![CDATA[专家分享]]></category>
		<category><![CDATA[套现]]></category>
		<category><![CDATA[王美鳯]]></category>
		<category><![CDATA[私贷]]></category>
		<category><![CDATA[稅貸]]></category>
		<category><![CDATA[说楼解按]]></category>
		<category><![CDATA[资金周转]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/cn/1007038/%e8%b5%84%e9%87%91%e5%91%a8%e8%bd%ac-%e7%89%a9%e4%b8%9a%e5%a5%97%e7%8e%b0vs%e7%a7%81%e8%b4%b7%e3%80%81%e7%a8%8e%e8%b4%b7-%e4%b8%8a/" data-wpel-link="internal">资金周转 物业套现VS私贷、税贷 (上)</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>【按揭小百科】借私贷做首期，再做90%按揭，零成本买楼可行吗？</title>
		<link>https://www.house730.com/news/cn/523844/%e6%8c%89%e6%8f%ad%e5%b0%8f%e7%99%be%e7%a7%91%e5%80%9f%e7%a7%81%e8%b2%b8%e5%81%9a%e9%a6%96%e6%9c%9f%e5%86%8d%e5%81%9a90-%e6%8c%89%e6%8f%ad%e9%9b%b6%e6%88%90%e6%9c%ac%e8%b2%b7%e6%a8%93%e5%8f%af/</link>
		
		<dc:creator><![CDATA[黃詠欣]]></dc:creator>
		<pubDate>Tue, 21 Dec 2021 07:24:00 +0000</pubDate>
				<category><![CDATA[按揭小百科 黄咏欣]]></category>
		<category><![CDATA[专家分享]]></category>
		<category><![CDATA[借贷]]></category>
		<category><![CDATA[按揭]]></category>
		<category><![CDATA[私贷]]></category>
		<category><![CDATA[置业]]></category>
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					<description><![CDATA[<p>近日我们接到一个求助个案，客户想不靠「父干」上车，但又毕业只有三年，未储到足够首期，眼看楼价一路升，担心愈拖愈难上车，於是便想到「绝招」─ 用私人贷款借首期，然后再做90%按揭，想着这样便能「零成本」上车做业主，结果当然是「出事」。</p>
<p>The post <a href="https://www.house730.com/news/cn/523844/%e6%8c%89%e6%8f%ad%e5%b0%8f%e7%99%be%e7%a7%91%e5%80%9f%e7%a7%81%e8%b2%b8%e5%81%9a%e9%a6%96%e6%9c%9f%e5%86%8d%e5%81%9a90-%e6%8c%89%e6%8f%ad%e9%9b%b6%e6%88%90%e6%9c%ac%e8%b2%b7%e6%a8%93%e5%8f%af/" data-wpel-link="internal">【按揭小百科】借私贷做首期，再做90%按揭，零成本买楼可行吗？</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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