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	<title>火险 - 香港地產新聞 - House730</title>
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	<description>House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！</description>
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		<title>【楼市C见】美伊开战  买乜可避险？</title>
		<link>https://www.house730.com/news/cn/1016750/%e3%80%90%e6%a5%bc%e5%b8%82c%e8%a7%81%e3%80%91%e7%be%8e%e4%bc%8a%e5%bc%80%e6%88%98-%e4%b9%b0%e4%b9%9c%e5%8f%af%e9%81%bf%e9%99%a9%ef%bc%9f/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Wed, 11 Mar 2026 03:04:18 +0000</pubDate>
				<category><![CDATA[城中热话]]></category>
		<category><![CDATA[楼市C见 施永青]]></category>
		<category><![CDATA[专家分享]]></category>
		<category><![CDATA[CCL]]></category>
		<category><![CDATA[中原城市领先指数]]></category>
		<category><![CDATA[中東局勢]]></category>
		<category><![CDATA[伊朗]]></category>
		<category><![CDATA[保單細節]]></category>
		<category><![CDATA[保險索賠]]></category>
		<category><![CDATA[保額]]></category>
		<category><![CDATA[全球貿易]]></category>
		<category><![CDATA[國際金價]]></category>
		<category><![CDATA[宏福苑]]></category>
		<category><![CDATA[家居保险]]></category>
		<category><![CDATA[屋苑管理]]></category>
		<category><![CDATA[施永青]]></category>
		<category><![CDATA[楼宇安全]]></category>
		<category><![CDATA[楼市]]></category>
		<category><![CDATA[楼市C见]]></category>
		<category><![CDATA[火災]]></category>
		<category><![CDATA[火险]]></category>
		<category><![CDATA[特朗普]]></category>
		<category><![CDATA[石油]]></category>
		<category><![CDATA[第三者責任]]></category>
		<category><![CDATA[美伊戰爭]]></category>
		<category><![CDATA[軍事力量]]></category>
		<category><![CDATA[银行]]></category>
		<category><![CDATA[阿布扎比]]></category>
		<category><![CDATA[黃金]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/1016750/%e3%80%90%e6%a5%bc%e5%b8%82c%e8%a7%81%e3%80%91%e7%be%8e%e4%bc%8a%e5%bc%80%e6%88%98-%e4%b9%b0%e4%b9%9c%e5%8f%af%e9%81%bf%e9%99%a9%ef%bc%9f/</guid>

					<description><![CDATA[<p>世界局势瞬息万变，近日美伊战争爆发，对环球局势以至香港楼市有几大影响？</p>
<p>大环境难以掌控，但小家庭中嘅意外，却有家居保险可以自保。</p>
<p>家居保险究竟保啲乜？点买先至保得全、保得够？万一唔好彩，发生意外需要索偿时，第一时间要做啲咩，方便日后追讨赔偿？</p>
<p>今集继续有施生坐镇，并请嚟中原金融集团有限公司联席董事王正贤﹑中原理财副总裁潘宇光，同大家分享购买家居保险小贴士。</p>
<p>The post <a href="https://www.house730.com/news/cn/1016750/%e3%80%90%e6%a5%bc%e5%b8%82c%e8%a7%81%e3%80%91%e7%be%8e%e4%bc%8a%e5%bc%80%e6%88%98-%e4%b9%b0%e4%b9%9c%e5%8f%af%e9%81%bf%e9%99%a9%ef%bc%9f/" data-wpel-link="internal">【楼市C见】美伊开战  买乜可避险？</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<item>
		<title>仍有按揭在身，能选用非银行提供的火险计划吗？</title>
		<link>https://www.house730.com/news/cn/528879/%e4%bb%8d%e6%9c%89%e6%8c%89%e6%8f%ad%e5%9c%a8%e8%ba%ab%e8%83%bd%e9%81%b8%e7%94%a8%e9%9d%9e%e9%8a%80%e8%a1%8c%e6%8f%90%e4%be%9b%e7%9a%84%e7%81%ab%e9%9a%aa%e8%a8%88%e5%8a%83%e5%97%8e/</link>
		
		<dc:creator><![CDATA[黃詠欣]]></dc:creator>
		<pubDate>Wed, 07 Dec 2022 01:27:00 +0000</pubDate>
				<category><![CDATA[按揭小百科 黄咏欣]]></category>
		<category><![CDATA[专家分享]]></category>
		<category><![CDATA[家居险]]></category>
		<category><![CDATA[按揭小百科]]></category>
		<category><![CDATA[火险]]></category>
		<category><![CDATA[虚拟保险]]></category>
		<category><![CDATA[黄咏欣]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/cn/528879/%e4%bb%8d%e6%9c%89%e6%8c%89%e6%8f%ad%e5%9c%a8%e8%ba%ab%e8%83%bd%e9%81%b8%e7%94%a8%e9%9d%9e%e9%8a%80%e8%a1%8c%e6%8f%90%e4%be%9b%e7%9a%84%e7%81%ab%e9%9a%aa%e8%a8%88%e5%8a%83%e5%97%8e/" data-wpel-link="internal">仍有按揭在身，能选用非银行提供的火险计划吗？</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>火险究竟保什麽？  保障范围原来包呢D</title>
		<link>https://www.house730.com/news/cn/528195/%e7%81%ab%e9%9a%aa%e7%a9%b6%e7%ab%9f%e4%bf%9d%e4%bb%80%e9%ba%bc-%e4%bf%9d%e9%9a%9c%e7%af%84%e5%9c%8d%e5%8e%9f%e4%be%86%e5%8c%85%e5%91%a2d/</link>
		
		<dc:creator><![CDATA[House730]]></dc:creator>
		<pubDate>Thu, 20 Oct 2022 04:30:00 +0000</pubDate>
				<category><![CDATA[买楼租楼知识]]></category>
		<category><![CDATA[置业提醒你]]></category>
		<category><![CDATA[家居保险]]></category>
		<category><![CDATA[火险]]></category>
		<category><![CDATA[第三者责任保险]]></category>
		<category><![CDATA[结构险]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/?p=528195</guid>

					<description><![CDATA[<p>一般来说，业主为单位购买的保险主要分为火险、家居保险及第三者责任险，其中火险看似易於理解，表面看是保障火灾损失，但其实它有另一名字叫「结构险」。</p>
<p>The post <a href="https://www.house730.com/news/cn/528195/%e7%81%ab%e9%9a%aa%e7%a9%b6%e7%ab%9f%e4%bf%9d%e4%bb%80%e9%ba%bc-%e4%bf%9d%e9%9a%9c%e7%af%84%e5%9c%8d%e5%8e%9f%e4%be%86%e5%8c%85%e5%91%a2d/" data-wpel-link="internal">火险究竟保什麽？  保障范围原来包呢D</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
			</item>
		<item>
		<title>部分大厦帮业主买火险   世事真系有咁笋</title>
		<link>https://www.house730.com/news/cn/527086/%e9%83%a8%e5%88%86%e5%a4%a7%e5%bb%88%e5%b9%ab%e6%a5%ad%e4%b8%bb%e8%b2%b7%e7%81%ab%e9%9a%aa-%e4%b8%96%e4%ba%8b%e7%9c%9f%e4%bf%82%e6%9c%89%e5%92%81%e7%ad%8d/</link>
		
		<dc:creator><![CDATA[House730]]></dc:creator>
		<pubDate>Thu, 04 Aug 2022 04:30:00 +0000</pubDate>
				<category><![CDATA[精明业主租客]]></category>
		<category><![CDATA[置业提醒你]]></category>
		<category><![CDATA[保费]]></category>
		<category><![CDATA[按揭]]></category>
		<category><![CDATA[火险]]></category>
		<category><![CDATA[管理费]]></category>
		<category><![CDATA[银行]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/?p=527086</guid>

					<description><![CDATA[<p>相信曾做按揭的业主，皆遇过银行要求就按揭单位买火险的情况，因为银行要保障自己，一旦单位出现结构性问题，银行可从火险赔偿中取回借出的按揭金额。然而，竟有单位竟能逃过银行的法眼，业主以为做按揭之初，银行已一条龙安排购买火险，事隔多年在偶然机会下，才惊觉银行原来从来没有安排单位买火险，业主亦没有自行购买，情况耐人寻味。</p>
<p>The post <a href="https://www.house730.com/news/cn/527086/%e9%83%a8%e5%88%86%e5%a4%a7%e5%bb%88%e5%b9%ab%e6%a5%ad%e4%b8%bb%e8%b2%b7%e7%81%ab%e9%9a%aa-%e4%b8%96%e4%ba%8b%e7%9c%9f%e4%bf%82%e6%9c%89%e5%92%81%e7%ad%8d/" data-wpel-link="internal">部分大厦帮业主买火险   世事真系有咁笋</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>火险VS家居保险  应该点买先够保障？</title>
		<link>https://www.house730.com/news/cn/517829/%e7%81%ab%e9%9a%aavs%e5%ae%b6%e5%b1%85%e4%bf%9d%e9%9a%aa-%e6%87%89%e8%a9%b2%e9%bb%9e%e8%b2%b7%e5%85%88%e5%a4%a0%e4%bf%9d%e9%9a%9c/</link>
		
		<dc:creator><![CDATA[House730]]></dc:creator>
		<pubDate>Wed, 16 Dec 2020 04:30:00 +0000</pubDate>
				<category><![CDATA[精明业主租客]]></category>
		<category><![CDATA[置业提醒你]]></category>
		<category><![CDATA[家居保险]]></category>
		<category><![CDATA[按揭]]></category>
		<category><![CDATA[火险]]></category>
		<category><![CDATA[银行]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/?p=517829</guid>

					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/cn/517829/%e7%81%ab%e9%9a%aavs%e5%ae%b6%e5%b1%85%e4%bf%9d%e9%9a%aa-%e6%87%89%e8%a9%b2%e9%bb%9e%e8%b2%b7%e5%85%88%e5%a4%a0%e4%bf%9d%e9%9a%9c/" data-wpel-link="internal">火险VS家居保险  应该点买先够保障？</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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