按揭保险 - 香港地產新聞 - House730 https://www.house730.com/news House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！ Mon, 19 Jan 2026 06:05:08 +0000 zh-Hans hourly 1 https://wordpress.org/?v=6.6.2 两大按保公司审批弹性不一 如何帮到手? (上) https://www.house730.com/news/cn/1016112/%e4%b8%a4%e5%a4%a7%e6%8c%89%e4%bf%9d%e5%85%ac%e5%8f%b8%e5%ae%a1%e6%89%b9%e5%bc%b9%e6%80%a7%e4%b8%8d%e4%b8%80-%e5%a6%82%e4%bd%95%e5%b8%ae%e5%88%b0%e6%89%8b-%e4%b8%8a-2/ Mon, 19 Jan 2026 03:33:02 +0000 https://www.house730.com/news/1016112/%e4%b8%a4%e5%a4%a7%e6%8c%89%e4%bf%9d%e5%85%ac%e5%8f%b8%e5%ae%a1%e6%89%b9%e5%bc%b9%e6%80%a7%e4%b8%8d%e4%b8%80-%e5%a6%82%e4%bd%95%e5%b8%ae%e5%88%b0%e6%89%8b-%e4%b8%8a-2/ 现时银行按揭成数上限为7成，若需要再提高按揭成数，按揭借款人需透过银行申请按揭保险计划，按揭成数高达9成。透过按保计划，银行7成按揭以上的贷款已由保险提供保障，因此银行可向客户提供高成数按揭而无须承担高於7成按揭的额外风险；而借款人亦可按需要透过按保减轻首期负担。

The post 两大按保公司审批弹性不一 如何帮到手? (上) first appeared on 香港地產新聞 - House730.

]]> 高成数按揭出租陷阱 及早转按免犯法 https://www.house730.com/news/cn/531479/%e9%ab%98%e6%88%90%e6%95%b8%e6%8c%89%e6%8f%ad%e5%87%ba%e7%a7%9f%e9%99%b7%e9%98%b1-%e5%8f%8a%e6%97%a9%e8%bd%89%e6%8c%89%e5%85%8d%e7%8a%af%e6%b3%95/ Tue, 01 Aug 2023 01:22:00 +0000 https://www.house730.com/news/?p=531479 ...

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]]> 财爷送彩蛋 拆解放宽按保重点 免中伏 https://www.house730.com/news/cn/524608/%e8%b2%a1%e7%88%ba%e9%80%81%e5%bd%a9%e8%9b%8b-%e6%8b%86%e8%a7%a3%e6%94%be%e5%af%ac%e6%8c%89%e4%bf%9d%e9%87%8d%e9%bb%9e-%e5%85%8d%e4%b8%ad%e4%bc%8f/ Fri, 25 Feb 2022 04:30:00 +0000 https://www.house730.com/news/?p=524608 刚公布的《财政预算案》中，财爷除了派糖，更为1,000万元以上住宅买家送彩蛋，启动住宅换楼链，为近日受疫情困扰的楼市带来惊喜。今次除放宽高成数按揭保险上限至1,200万元的单位外，1,200万元以上至1,920万元亦可望受惠按揭成数的调升，首期门槛大幅下调。不过，按保放宽的细节繁多，若计错数很易中伏影响换楼大计，下文将拆解放宽按保下各项重点。

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]]> 医管局推低息上车贷款 到底有几着数？ https://www.house730.com/news/cn/524095/%e9%86%ab%e7%ae%a1%e5%b1%80%e6%8e%a8%e4%bd%8e%e6%81%af%e4%b8%8a%e8%bb%8a%e8%b2%b8%e6%ac%be-%e5%88%b0%e5%ba%95%e6%9c%89%e5%b9%be%e8%91%97%e6%95%b8/ Tue, 11 Jan 2022 04:30:00 +0000 https://www.house730.com/news/?p=524095 近年医管局有不少医生和护士流失，除了移民外，亦有部分医护人员选择薪酬较高、压力较低的私营机构，为公共医疗体系出现庞大人手压力。随着新一轮新冠变种病毒Omicron出现社区爆发，公立医院恐怕不胜负荷。为留住员工，医管局2021年底推出三项挽留人才措施，其中一项是计划在今年下半年开始，提供首期低息置业贷款。

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]]> 逆按揭俾你又住又食 世上有无咁笋嘅事？ https://www.house730.com/news/cn/523210/%e9%80%86%e6%8c%89%e6%8f%ad%e4%bf%be%e4%bd%a0%e5%8f%88%e4%bd%8f%e5%8f%88%e9%a3%9f-%e4%b8%96%e4%b8%8a%e6%9c%89%e7%84%a1%e5%92%81%e7%ad%8d%e5%98%85%e4%ba%8b/ Mon, 01 Nov 2021 04:30:00 +0000 https://www.house730.com/news/?p=523210 ...

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]]> 4连升后断缆 新取按保贷款宗数按月减4% https://www.house730.com/news/cn/521897/4%e9%80%a3%e5%8d%87%e5%be%8c%e6%96%b7%e7%ba%9c-%e6%96%b0%e5%8f%96%e6%8c%89%e4%bf%9d%e8%b2%b8%e6%ac%be%e5%ae%97%e6%95%b8%e6%8c%89%e6%9c%88%e6%b8%9b4/ Tue, 10 Aug 2021 05:13:24 +0000 https://www.house730.com/news/?p=521897 ...

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]]> 香港按揭证券全年首见红 按保累蚀3.6亿 https://www.house730.com/news/cn/520458/%e9%a6%99%e6%b8%af%e6%8c%89%e6%8f%ad%e8%ad%89%e5%88%b8%e5%85%a8%e5%b9%b4%e9%a6%96%e8%a6%8b%e7%b4%85-%e6%8c%89%e4%bf%9d%e7%b4%af%e8%9d%953-6%e5%84%84/ Mon, 31 May 2021 11:00:00 +0000 https://www.house730.com/news/?p=520458 ...

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]]> 4月新取用按保贷款近2000宗 连升7个月 https://www.house730.com/news/cn/520068/4%e6%9c%88%e6%96%b0%e5%8f%96%e7%94%a8%e6%8c%89%e4%bf%9d%e8%b2%b8%e6%ac%be%e8%bf%912000%e5%ae%97-%e9%80%a3%e5%8d%877%e5%80%8b%e6%9c%88/ Mon, 10 May 2021 10:12:39 +0000 https://www.house730.com/news/?p=520068 ...

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]]> 【House730观察】按揭保险新取贷款再破百亿 https://www.house730.com/news/cn/519597/house730%e8%a7%80%e5%af%9f%e6%8c%89%e6%8f%ad%e4%bf%9d%e9%9a%aa%e6%96%b0%e5%8f%96%e8%b2%b8%e6%ac%be%e5%86%8d%e7%a0%b4%e7%99%be%e5%84%84/ Wed, 14 Apr 2021 10:42:03 +0000 https://www.house730.com/news/?p=519597 ...

The post 【House730观察】按揭保险新取贷款再破百亿 first appeared on 香港地產新聞 - House730.

]]> 减足100万 天宇海千万成交 https://www.house730.com/news/cn/519256/%e6%b8%9b%e8%b6%b3100%e8%90%ac-%e5%a4%a9%e5%ae%87%e6%b5%b7%e5%8d%83%e8%90%ac%e6%88%90%e4%ba%a4/ Mon, 22 Mar 2021 10:45:00 +0000 https://www.house730.com/news/?p=519256 ...

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]]> 按揭保险2月新取用贷款按月跌22% https://www.house730.com/news/cn/518964/%e6%8c%89%e6%8f%ad%e4%bf%9d%e9%9a%aa2%e6%9c%88%e6%96%b0%e5%8f%96%e7%94%a8%e8%b2%b8%e6%ac%be%e6%8c%89%e6%9c%88%e8%b7%8c22/ Fri, 05 Mar 2021 09:02:11 +0000 https://www.house730.com/news/?p=518964 ...

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]]> 【House730观察】按保贷款去年近千亿创新高 信贷风险增？ https://www.house730.com/news/cn/518371/house730%e8%a7%80%e5%af%9f%e6%8c%89%e4%bf%9d%e8%b2%b8%e6%ac%be%e5%8e%bb%e5%b9%b4%e8%bf%91%e5%8d%83%e5%84%84%e5%89%b5%e6%96%b0%e9%ab%98-%e4%bf%a1%e8%b2%b8%e9%a2%a8%e9%9a%aa%e5%a2%9e/ Mon, 01 Feb 2021 11:20:12 +0000 https://www.house730.com/news/?p=518371 ...

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