大手 - 香港地產新聞 - House730 https://www.house730.com/news House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！ Thu, 14 Apr 2022 05:17:06 +0000 zh-Hans hourly 1 https://wordpress.org/?v=6.6.2 发展商高成数按揭进入高息期 如何解困？ https://www.house730.com/news/cn/525300/%e7%99%bc%e5%b1%95%e5%95%86%e9%ab%98%e6%88%90%e6%95%b8%e6%8c%89%e6%8f%ad%e9%80%b2%e5%85%a5%e9%ab%98%e6%81%af%e6%9c%9f-%e5%a6%82%e4%bd%95%e8%a7%a3%e5%9b%b0/ Thu, 14 Apr 2022 05:17:06 +0000 https://www.house730.com/news/?p=525300 近年不少有实力的买家，买新盘是都会用「大手客」身份，希望增加抽中的机会。以「大手客」身份拣楼，买家多数要购买1个大单位作「胆」，再买1伙细单位作「脚」。这个操作，再配合发展商高成数按揭，对买家的供款占入息比率要求及按揭成数限制都较宽松。不过，发展商按揭一般两至三年后便进入高息期，同时有多於一个物业按揭，转回银行按揭难度大增。

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