回赠 - 香港地產新聞 - House730 https://www.house730.com/news House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！ Wed, 27 May 2026 10:05:13 +0000 zh-Hans hourly 1 https://wordpress.org/?v=6.6.2 银行按揭回赠破1% 留意计算盲点 https://www.house730.com/news/cn/1017889/%e9%93%b6%e8%a1%8c%e6%8c%89%e6%8f%ad%e5%9b%9e%e8%b5%a0%e7%a0%b41-%e7%95%99%e6%84%8f%e8%ae%a1%e7%ae%97%e7%9b%b2%e7%82%b9/ Wed, 27 May 2026 08:12:00 +0000 https://www.house730.com/news/1017889/%e9%93%b6%e8%a1%8c%e6%8c%89%e6%8f%ad%e5%9b%9e%e8%b5%a0%e7%a0%b41-%e7%95%99%e6%84%8f%e8%ae%a1%e7%ae%97%e7%9b%b2%e7%82%b9/ 上期提及今年多家银行先后增加按揭回赠优惠，现时银行之间因应其目标客户及业务策略，所提供的按揭优惠不尽相同，现金回赠主要介乎贷款额0.5%至高达1.2%不等，当中视乎贷款额、物业及客户类别而提供不同回赠率。

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]]> 短线转让物业增 免罚息按揭重现市场 https://www.house730.com/news/cn/1017107/%e7%9f%ad%e7%ba%bf%e8%bd%ac%e8%ae%a9%e7%89%a9%e4%b8%9a%e5%a2%9e-%e5%85%8d%e7%bd%9a%e6%81%af%e6%8c%89%e6%8f%ad%e9%87%8d%e7%8e%b0%e5%b8%82%e5%9c%ba-2/ Wed, 08 Apr 2026 01:51:40 +0000 https://www.house730.com/news/1017107/%e7%9f%ad%e7%ba%bf%e8%bd%ac%e8%ae%a9%e7%89%a9%e4%b8%9a%e5%a2%9e-%e5%85%8d%e7%bd%9a%e6%81%af%e6%8c%89%e6%8f%ad%e9%87%8d%e7%8e%b0%e5%b8%82%e5%9c%ba-2/ 市场上短线转让物业的个案渐增多，主因是楼价已返回升轨稳步上升、楼市全面撤辣包括短期转让辣税(SSD)已取消以致转售成本大幅降低，加上印花税减轻(尤其400万以下物业印花税仅$100)，令近月短线转让获利个案增多。基於现时按揭计划之罚息期一般为两年，买家上会后两年内将物业转售便需支付罚息，较常见之罚息率为首年2%，次年1% (以贷款额计)。最近市场上有银行瞄准有意短线转售物业的需求提供免罚息按揭计划，为业主增加上会弹性，免去两年捆绑期，业主若因应楼市状况而决定於短期内转售单位，按揭罚息成本便可大为减免。

The post 短线转让物业增 免罚息按揭重现市场 first appeared on 香港地產新聞 - House730.

]]> 油塘新盘 |蔚蓝东岸增楼价5%回赠 累沽427伙涉逾38亿 https://www.house730.com/news/cn/533491/%e6%b2%b9%e5%a1%98%e6%96%b0%e7%9b%a4-%e8%94%9a%e8%97%8d%e6%9d%b1%e5%b2%b8%e5%a2%9e%e6%a8%93%e5%83%b95-%e5%9b%9e%e8%b4%88-%e7%b4%af%e6%b2%bd427%e4%bc%99%e6%b6%89%e9%80%be38%e5%84%84/ Thu, 20 Jun 2024 10:04:47 +0000 https://www.house730.com/news/?p=533491 市场焦点集中在一手新盘，由五矿地产倾力发展的蔚蓝东岸，宣布新增「0压力」现金回赠优惠，让买家可以灵活运用资金，轻松上车。

The post 油塘新盘 |蔚蓝东岸增楼价5%回赠 累沽427伙涉逾38亿 first appeared on 香港地產新聞 - House730.

]]> 银行以新盘「净价」计算可造按揭金额 https://www.house730.com/news/cn/530801/%e9%8a%80%e8%a1%8c%e4%bb%a5%e6%96%b0%e7%9b%a4%e6%b7%a8%e5%83%b9%e8%a8%88%e7%ae%97%e5%8f%af%e9%80%a0%e6%8c%89%e6%8f%ad%e9%87%91%e9%a1%8d/ Sat, 27 May 2023 02:00:00 +0000 https://www.house730.com/news/?p=530801 上期提及银行会以买卖合约上的价钱去衡量是否符合按保资格及楼价上限，但留意，这只是用作评估按保准则下之可造按揭成数，但实质可造按揭金额则以扣除所有折扣及回赠的「净价」计算。

The post 银行以新盘「净价」计算可造按揭金额 first appeared on 香港地產新聞 - House730.

]]> 银行以「合约价」计算是否超出按保楼价上限 https://www.house730.com/news/cn/530720/%e9%8a%80%e8%a1%8c%e4%bb%a5%e5%90%88%e7%b4%84%e5%83%b9%e8%a8%88%e7%ae%97%e6%98%af%e5%90%a6%e8%b6%85%e5%87%ba%e6%8c%89%e4%bf%9d%e6%a8%93%e5%83%b9%e4%b8%8a%e9%99%90/ Sat, 20 May 2023 02:00:00 +0000 https://www.house730.com/news/?p=530720 ...

The post 银行以「合约价」计算是否超出按保楼价上限 first appeared on 香港地產新聞 - House730.

]]> 半新盘频现蚀让个案 实情未必咁惨 https://www.house730.com/news/cn/528126/%e5%8d%8a%e6%96%b0%e7%9b%a4%e9%a0%bb%e7%8f%be%e8%9d%95%e8%ae%93%e5%80%8b%e6%a1%88-%e5%af%a6%e6%83%85%e6%9c%aa%e5%bf%85%e5%92%81%e6%85%98/ Mon, 17 Oct 2022 04:30:00 +0000 https://www.house730.com/news/?p=528126 楼价持续回落，多个半新盘如大埔天钻、北角柏蔚山及九肚山豪宅澐沣近期均出现巨额蚀让个案。早前澐沣有洋房业主趁额外印花税(SSD)三年限期松绑，即以5,880万沽货跳船，蚀1,920万元或24%。这些半新盘「蚀让」看似惨情，但如果参考该单位於一手成交时的背景资料，或许能明白真正的蚀让幅度，未必是表面看那麽差。

The post 半新盘频现蚀让个案 实情未必咁惨 first appeared on 香港地產新聞 - House730.

]]> 美丽华消费券加码 最高2倍回赠 https://www.house730.com/news/cn/522688/%e7%be%8e%e9%ba%97%e8%8f%af%e6%b6%88%e8%b2%bb%e5%88%b8%e5%8a%a0%e7%a2%bc-%e6%9c%80%e9%ab%982%e5%80%8d%e5%9b%9e%e8%b4%88/ Tue, 21 Sep 2021 00:30:00 +0000 https://www.house730.com/news/?p=522688 ...

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]]> VAU Residence入场500万有找 打疫苗再回赠2.8万 https://www.house730.com/news/cn/520651/vau-residence%e5%85%a5%e5%a0%b4500%e8%90%ac%e6%9c%89%e6%89%be-%e6%89%93%e7%96%ab%e8%8b%97%e5%86%8d%e5%9b%9e%e8%b4%882-8%e8%90%ac/ Thu, 10 Jun 2021 06:45:42 +0000 https://www.house730.com/news/?p=520651 ...

The post VAU Residence入场500万有找 打疫苗再回赠2.8万 first appeared on 香港地產新聞 - House730.

]]> 中原按揭推GRANDE MONACO优惠 按息最低1.43% https://www.house730.com/news/cn/518795/%e4%b8%ad%e5%8e%9f%e6%8c%89%e6%8f%ad%e6%8e%a8grande-monaco%e5%84%aa%e6%83%a0-%e6%8c%89%e6%81%af%e6%9c%80%e4%bd%8e1-43/ Wed, 24 Feb 2021 09:26:26 +0000 https://www.house730.com/news/?p=518795 ...

The post 中原按揭推GRANDE MONACO优惠 按息最低1.43% first appeared on 香港地產新聞 - House730.

]]> 恒地7盘新春优惠 回赠最高4.88万元 https://www.house730.com/news/cn/518398/%e6%81%92%e5%9c%b07%e7%9b%a4%e6%96%b0%e6%98%a5%e5%84%aa%e6%83%a0-%e5%9b%9e%e8%b4%88%e6%9c%80%e9%ab%984-88%e8%90%ac%e5%85%83/ Tue, 02 Feb 2021 13:20:20 +0000 https://www.house730.com/news/?p=518398 ...

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]]> 近亲转让/甩名可以申请「新按保」吗？ https://www.house730.com/news/cn/518194/%e8%bf%91%e8%a6%aa%e8%bd%89%e8%ae%93%e7%94%a9%e5%90%8d%e5%8f%af%e4%bb%a5%e7%94%b3%e8%ab%8b%e6%96%b0%e6%8c%89%e4%bf%9d%e5%97%8e/ Thu, 21 Jan 2021 05:51:30 +0000 https://www.house730.com/news/?p=518194 ...

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