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	<title>住宅按揭 - 香港地產新聞 - House730</title>
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	<description>House730搵樓大本營是香港至全面的網上搵樓平台，齊集香港、九龍及新界租盤，一二手私人住宅、居屋、村屋、工商廈、寫字樓及店舖，各類放租物業供你選擇，讓你網上租樓、買樓或放盤更輕鬆！</description>
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		<title>认识全新IADS 申请按揭不用交银行月结单?</title>
		<link>https://www.house730.com/news/cn/1016419/%e8%ae%a4%e8%af%86%e5%85%a8%e6%96%b0iads-%e7%94%b3%e8%af%b7%e6%8c%89%e6%8f%ad%e4%b8%8d%e7%94%a8%e4%ba%a4%e9%93%b6%e8%a1%8c%e6%9c%88%e7%bb%93%e5%8d%95/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Fri, 06 Feb 2026 04:13:45 +0000</pubDate>
				<category><![CDATA[说楼解按 王美鳯]]></category>
		<category><![CDATA[专家分享]]></category>
		<category><![CDATA[e-banking]]></category>
		<category><![CDATA[IADS]]></category>
		<category><![CDATA[住宅按揭]]></category>
		<category><![CDATA[戶口戶聯]]></category>
		<category><![CDATA[数码化]]></category>
		<category><![CDATA[普及化]]></category>
		<category><![CDATA[王美鳳專欄]]></category>
		<category><![CDATA[金管局]]></category>
		<category><![CDATA[金融科技]]></category>
		<category><![CDATA[银行]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/1016419/%e8%ae%a4%e8%af%86%e5%85%a8%e6%96%b0iads-%e7%94%b3%e8%af%b7%e6%8c%89%e6%8f%ad%e4%b8%8d%e7%94%a8%e4%ba%a4%e9%93%b6%e8%a1%8c%e6%9c%88%e7%bb%93%e5%8d%95/</guid>

					<description><![CDATA[<p>随着银行数码化及开放银行发展越见成熟，金管局与银行早於2024年开始推出了现名为「户口户联」（Inter-Account Data Sharing简称IADS）之先导计划，简单来说就是跨银行的帐户数据共享，用户可在自己意愿下以数码化形式向银行分享於其他银行的帐户资料。截至现时阶段，IADS为银行用户带来了什麽新体验及好处呢?</p>
<p>The post <a href="https://www.house730.com/news/cn/1016419/%e8%ae%a4%e8%af%86%e5%85%a8%e6%96%b0iads-%e7%94%b3%e8%af%b7%e6%8c%89%e6%8f%ad%e4%b8%8d%e7%94%a8%e4%ba%a4%e9%93%b6%e8%a1%8c%e6%9c%88%e7%bb%93%e5%8d%95/" data-wpel-link="internal">认识全新IADS 申请按揭不用交银行月结单?</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
			</item>
		<item>
		<title>一周热点｜新盘挞订不是终点  损失订金恐被追差价</title>
		<link>https://www.house730.com/news/cn/1013064/%e4%b8%80%e5%91%a8%e7%83%ad%e7%82%b9%ef%bd%9c%e6%96%b0%e7%9b%98%e6%8c%9e%e8%ae%a2%e4%b8%8d%e6%98%af%e7%bb%88%e7%82%b9-%e6%8d%9f%e5%a4%b1%e8%ae%a2%e9%87%91%e6%81%90%e8%a2%ab%e8%bf%bd%e5%b7%ae%e4%bb%b7/</link>
		
		<dc:creator><![CDATA[adatong adatong]]></dc:creator>
		<pubDate>Tue, 15 Jul 2025 05:24:20 +0000</pubDate>
				<category><![CDATA[市道行情]]></category>
		<category><![CDATA[城中热话]]></category>
		<category><![CDATA[住宅按揭]]></category>
		<category><![CDATA[挞订]]></category>
		<category><![CDATA[朗日峰]]></category>
		<category><![CDATA[東邊街九號]]></category>
		<category><![CDATA[柏珑 I]]></category>
		<category><![CDATA[柏珑II]]></category>
		<category><![CDATA[楼价]]></category>
		<category><![CDATA[樓花物業]]></category>
		<category><![CDATA[正式買賣合約]]></category>
		<category><![CDATA[现楼]]></category>
		<category><![CDATA[瑜一·天海]]></category>
		<category><![CDATA[订金]]></category>
		<category><![CDATA[追收差價]]></category>
		<guid isPermaLink="false">https://www.house730.com/news/1013064/%e4%b8%80%e5%91%a8%e7%83%ad%e7%82%b9%ef%bd%9c%e6%96%b0%e7%9b%98%e6%8c%9e%e8%ae%a2%e4%b8%8d%e6%98%af%e7%bb%88%e7%82%b9-%e6%8d%9f%e5%a4%b1%e8%ae%a2%e9%87%91%e6%81%90%e8%a2%ab%e8%bf%bd%e5%b7%ae%e4%bb%b7/</guid>

					<description><![CDATA[<p>楼价从高位回落，部分楼花期开卖单位，近期在物业落成时，相继爆发取消交易的情况。数据指出，第二季本港新盘急增265宗挞订个案，比第一季的83宗急升逾2倍，俗称「挞大订」的比例更升至突破九成水平。选择挞订的买家，除了损失订金外，还签署了正约，当中包含必买必卖条款。发展商除了可以重售单位外，还有权追收差价，以及追索当中涉及的杂费，包括重售代理佣金、地租、管理费等。</p>
<p>The post <a href="https://www.house730.com/news/cn/1013064/%e4%b8%80%e5%91%a8%e7%83%ad%e7%82%b9%ef%bd%9c%e6%96%b0%e7%9b%98%e6%8c%9e%e8%ae%a2%e4%b8%8d%e6%98%af%e7%bb%88%e7%82%b9-%e6%8d%9f%e5%a4%b1%e8%ae%a2%e9%87%91%e6%81%90%e8%a2%ab%e8%bf%bd%e5%b7%ae%e4%bb%b7/" data-wpel-link="internal">一周热点｜新盘挞订不是终点  损失订金恐被追差价</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>4月新申请贷款按月减7.7%  二手贷款额反增</title>
		<link>https://www.house730.com/news/cn/520454/4%e6%9c%88%e6%96%b0%e7%94%b3%e8%ab%8b%e8%b2%b8%e6%ac%be%e6%8c%89%e6%9c%88%e6%b8%9b7-7-%e4%ba%8c%e6%89%8b%e8%b2%b8%e6%ac%be%e9%a1%8d%e5%8f%8d%e5%a2%9e/</link>
		
		<dc:creator><![CDATA[House730]]></dc:creator>
		<pubDate>Mon, 31 May 2021 08:55:55 +0000</pubDate>
				<category><![CDATA[市道行情]]></category>
		<category><![CDATA[城中热话]]></category>
		<category><![CDATA[一手]]></category>
		<category><![CDATA[二手]]></category>
		<category><![CDATA[住宅按揭]]></category>
		<category><![CDATA[新申请贷款]]></category>
		<category><![CDATA[香港金融管理局]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/cn/520454/4%e6%9c%88%e6%96%b0%e7%94%b3%e8%ab%8b%e8%b2%b8%e6%ac%be%e6%8c%89%e6%9c%88%e6%b8%9b7-7-%e4%ba%8c%e6%89%8b%e8%b2%b8%e6%ac%be%e9%a1%8d%e5%8f%8d%e5%a2%9e/" data-wpel-link="internal">4月新申请贷款按月减7.7%  二手贷款额反增</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>负资产住宅按揭大削64% 料年内清零</title>
		<link>https://www.house730.com/news/cn/519887/%e8%b2%a0%e8%b3%87%e7%94%a2%e4%bd%8f%e5%ae%85%e6%8c%89%e6%8f%ad%e5%a4%a7%e5%89%8a64-%e6%96%99%e5%b9%b4%e5%85%a7%e6%b8%85%e9%9b%b6/</link>
		
		<dc:creator><![CDATA[House730]]></dc:creator>
		<pubDate>Fri, 30 Apr 2021 09:12:02 +0000</pubDate>
				<category><![CDATA[市道行情]]></category>
		<category><![CDATA[城中热话]]></category>
		<category><![CDATA[住宅按揭]]></category>
		<category><![CDATA[负资产]]></category>
		<category><![CDATA[贷款]]></category>
		<category><![CDATA[香港金融管理局]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/cn/519887/%e8%b2%a0%e8%b3%87%e7%94%a2%e4%bd%8f%e5%ae%85%e6%8c%89%e6%8f%ad%e5%a4%a7%e5%89%8a64-%e6%96%99%e5%b9%b4%e5%85%a7%e6%b8%85%e9%9b%b6/" data-wpel-link="internal">负资产住宅按揭大削64% 料年内清零</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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		<title>1月新申请贷款按月增15%  破1.3万宗</title>
		<link>https://www.house730.com/news/cn/518851/1%e6%9c%88%e6%96%b0%e7%94%b3%e8%ab%8b%e8%b2%b8%e6%ac%be%e6%8c%89%e6%9c%88%e5%a2%9e15-%e7%a0%b41-3%e8%90%ac%e5%ae%97/</link>
		
		<dc:creator><![CDATA[House730]]></dc:creator>
		<pubDate>Fri, 26 Feb 2021 09:36:07 +0000</pubDate>
				<category><![CDATA[市道行情]]></category>
		<category><![CDATA[城中热话]]></category>
		<category><![CDATA[一手]]></category>
		<category><![CDATA[二手]]></category>
		<category><![CDATA[住宅按揭]]></category>
		<category><![CDATA[贷款]]></category>
		<category><![CDATA[香港金融管理局]]></category>
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					<description><![CDATA[<p>&#46;&#46;&#46;</p>
<p>The post <a href="https://www.house730.com/news/cn/518851/1%e6%9c%88%e6%96%b0%e7%94%b3%e8%ab%8b%e8%b2%b8%e6%ac%be%e6%8c%89%e6%9c%88%e5%a2%9e15-%e7%a0%b41-3%e8%90%ac%e5%ae%97/" data-wpel-link="internal">1月新申请贷款按月增15%  破1.3万宗</a> first appeared on <a href="https://www.house730.com/news" data-wpel-link="internal">香港地產新聞 - House730</a>.</p>]]></description>
		
		
		
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